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Geeta

Geeta Ratra  |143 Answers  |Ask -

Visas, Study Abroad Expert - Answered on Aug 01, 2023

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
Neelam Question by Neelam on Jul 11, 2023Hindi
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My daughter has completed her betch from Banasthalii and enrolled herself for MS degree in Uk. For final offer letter she needs final degree and transcript from college as soon as possible because of last date in Uk University and visa office but her college is not cooperating, pl advise what to do. Thank you

Ans: Hello Neelam
You can submit provisional certificate, marksheets and letter from University stating that Bachelor degree takes time and the student has passed her 4 years of Bachelor degree from 2020-2023. With this UK university will process the application.
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Sushil

Sushil Sukhwani  |573 Answers  |Ask -

Study Abroad Expert - Answered on Mar 29, 2024

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Hi Sushil. My daughter is planning to do MS from US. She has got acceptance from two universities and waiting from one more. Meanwhile, I have approached bank for loan. Their list of documents require I20, whereas for I20 I have to show finance. How to solve this? Secondly, the fee estimate of University shows only for one year ( spring and fall), How can I show the requirement for two years to Bank? No.3: Whether cash in account to be shown while applying for VISA or bank loan also will do? Sorry I have asked lot of questions.
Ans: Hello R. It is great that your daughter has been accepted by a couple of universities in the US. To answer your question first, generally, banks do ask for I-20 to process the loan application; however, a few banks or NBFCs, e.g., HDFC Credila, could issue a loan sanction letter on the basis of the offer letter issued. You could use this sanction letter to call for the I20, provided the university is accepting the letter, or show the required funds in your savings account, provide a bank certificate, and then call for the I20.Expenses to be shown in the bank certificate or savings account to call for the I20 are for a year, which includes the total of tuition, food, accommodation, and miscellaneous [if any]. I20 will show expenses for 9 or 12 months; however, it will also clearly mention the start and end dates of the course, which would help the bank know the total duration of the course and accordingly sanction the loan amount will be sanctioned. Yes, both the savings account and the education loan letter could be used during the visa interview.

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