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Can I restart my career at 56 after returning from an overseas CEO role?

Nayagam P P |4093 Answers |Ask -Follow

Career Counsellor - Answered on Dec 26, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Aug 23, 2024Hindi

Career

I am 56 and have been in senior positions in process industry . Have been from hands on to heading the operations . Last assignment was abroad in Africa as the CEO . I had to cut it short and return . I would Like to pursue certain courses now to be an independent consultant or join again abroad or otherwise in senior position after pursuing certain course which would be useful. Can I get a suggestion

Ans: Thank you for your question. I have responded to a similar question recently. You may check my answer here
If you are looking for more details, I would be happy to assist/guide you. All The Best for Your Prosperous Future.

Follow RediffGURUS to Know More on 'Jobs|Education|Careers'.

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Archana Deshpande |99 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on Nov 12, 2024

Asked by Anonymous - Sep 03, 2024Hindi

Career

Dear Ms Archana Deshpande, I am 56 and have been in senior positions in process industry . Have been from hands on to heading the operations . Last assignment was abroad in Africa as the CEO . I had to cut it short and return . I would Like to pursue certain courses now to be an independent consultant or join again abroad or otherwise in senior position after pursuing certain course which would be useful. Can I get a suggestion

Ans: Dear Ms CEO!! You are already a power house of talent and experience, congratulations. Look back at your life and list out all your WINS. This activity has two benefits....first benefit you'll know your strengths and the second you'll know the activities that brought the best in you and you enjoyed doing them!! Now is the time to consolidate on your strengths and work towards finding joy and meaning in your life , if that is what you desire.
There is no single educational path for becoming an independent consultant or apply for senior positions abroad but here are some things to consider:
1. how good are your leadership skills
2. communication skills
3. updating yourself to look and feel like a leader
4. look into your networking skills and building rapport skills
5. how good are you at leading cross cultural teams

As you go higher up in your career the soft skills and Image projection take center stage backed with solid experience(which is your strength)!!

More power to you..

All the very best!!

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Question by Chetann - Aug 22, 2024Hindi

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Hi mam.I am 42 old female. my hair are getting rough and grey gradually.please suggest some diet plan to cure this.can greying of hair be stopped by taking proper diet.

Ans: To some extent, greying can be due to nutritional deficiencies and hormonal issues, but mostly it is due to aging.
You can check with a physician about nutritional / iron deficiency. If not, you will hv to accept it.

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Question by Raj - Jan 28, 2025Hindi

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I had an Apartment in Delhi which we purchased in 2002 in my and my wife name. now, we sold this in 2024 and got 50% each in my and my wife account separately. Question is how Capital gain Tax calculated. Both will pay separately to income tax based on 50% amount received from sale. 2nd question , if We want to invest in Capital gain Tax bond 54 EC then do we need to buy separately or in joint. could you help in this situation ?

Ans: 01. First of all, calculate LTCG on this transaction, considering Sale Value & Cost of purchase. You both shall file your ITR on the basis of 50% share of LTCG each.
02. If you purchase Capital Gain Bonds, these should be taken separately in the name of both of you. However, spouse can be a co-applicant, while purchasing these bonds or nomination in favor of your spouse can be made, to protect your interest.
Most Welcome for any further clarification. Thanks.

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Tax Expert - Answered on Feb 06, 2025

Asked by Anonymous - Jan 10, 2025Hindi

Money

I’m a freelancer working with multiple clients across different states. How should I handle GST on my services? What are the best practices for charging GST on my invoices, especially when working with clients in other states?

Ans: Get GST number based on your place of work. Issue proper Invoices for all transactions, which may be in any State of India. Don't forget to charge GST on the same at applicable rate & then deposit the GST with the department. You will also have to file proper GST Returns, which are applicable in your case.
Most Welcome for any further clarification. Thanks.

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Question by Prateek - Jan 09, 2025Hindi

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I receive money on behalf of my friend from many persons and i collect that money in my account (around 30-40k everyday) and send it my friend’s account at once. So will i be taxed on this amount

Ans: It is always better to avoid yourself in getting involved in such transactions. IT Department may doubt these transactions. Once in a while for small amount, it is O.K. BUT never on regular basis.
Advice your friend to get the amount transferred in his account directly online & he should disclose such income in his ITR.
Most Welcome for any further clarification. Thanks.

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Question by Manoj - Feb 04, 2025Hindi

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My mother in law wants to sell a property in another State and buyia flat in Mumbai. Her age being 90,She wants it to be registered in name of her daughter , meaning she will use the Capital gains in this purchase in this. Can this be done and she get benefits of Capital gain investment as per Income tax laws.

Ans: Yes. She can sell her property & purchase a Residential Flat in Mumbai, in the name of her daughter & claim Exemption u/s 54. However, department may raise some questions in such cases, which you may have to face. There are some cases also which will support your argument.
Another option is to purchase the property in the name of your mother in law (or joint names of both mother & daughter) & get her (mother in law) WILL Registered, in favor of your daughter. This will not create any problem while transferring the flat in favor of your wife later on.
Most Welcome for any further clarification. Thanks.

T S Khurana |326 Answers |Ask -Follow

Tax Expert - Answered on Feb 06, 2025

Question by SUJAY - Feb 04, 2025Hindi

Money

I have filed updated return for AY2023-24 on 29th January 2024 instead of 31st July 2023. Fir a total tax liability of Rs 584707, 234B interest calculation is coming around 56000 but IT Dept. Cakculating as around Rs 107000 and sent me additional outstanding tax demand. Please note that I have not paid any advance tax for AY2023-24. Can you please tell me how much should be 234B calculation for rs 584707 and whose calculation is correct ?

Ans: In your instant case, your tax liability is subject to ADVANCE TAX. Kindly compute your tax liability accordingly & then match the same with the calculations of the department. I hope, there should not be much variation in these figures.
Most Welcome for any further clarification. Thanks.

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Tax Expert - Answered on Feb 06, 2025

Asked by Anonymous - Feb 06, 2025Hindi

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Can I received any amount from father in law is tax free?

Ans: Yes. Any Gift received from Father in law, is not your income but gift. Hence, it is not subject to income tax.
Most Welcome for any further clarification. Thanks.

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Question by Rajan - Feb 06, 2025Hindi

Money

My mother had a DDA flat in her name and her father as co-allotee. Both have passed away now and I am the only daughter of my mother. How can I get the flat transferred in my name from the DDA. Please advise

Ans: It can easily be done if you have got WILLS of your Grand Father & Mother.
First your G/Father's share will be transferred in favor of your mother, on the basis of his WILL & then, your mother's share can be transferred in your favor, again on the basis of WILL of your mother. Both WILLS should be Registered.
Most Welcome for any further clarification. Thanks.

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Dating, Relationships Expert - Answered on Feb 06, 2025

Asked by Anonymous - Jan 10, 2025

Relationship

I'm 42 single never married living with parents and a lawyer by profession, nor am i making good money just 10k per month. My parents or siblings not interested in hepling me get married but i want a stable relationship with a 38 + in age beautiful lady cause am good looking and doesn't look of 42 i mean less then 40 but also thinks will i get a single lady at this time of age and cause of this am interested in Long distance relationship with 35+ in age ladies online but not getting. Please suggest something so that i have a relationship online and carry on with making money in real life?

Ans: Dear Anonymous,
I am sorry but I didn't get you. Are you in a long distance relationship with a 35+ woman? Or do you want to marry someone who's 38+? I am a little confused. I need a little more clarity to help you with this.
Best wishes.

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Question by Pranesh - Feb 05, 2025Hindi

Career

i am 51 years of age and still struggling to stand financially stable and post graduate jobless, I completed MBA in 2014 from UP and completed BSc from Mumbai, please advice me

Ans: Advisable to contact placement agency to check if there are placement opportunities. At 51 years getting placed is difficult. But if you are willing to get a lower salary you can get a job.

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