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Should I pursue a certification as a 48-year-old finance professional?

Pradeep Pramanik | Answer |Ask -Follow

Career And Placement Consultant - Answered on Sep 04, 2024

Pradeep Pramanik is a career coach, placement consultant and director at Fast Track Career Consultants, which provides career counselling, soft skills training and placement consultancy services.
Pradeep, who hails from Bhagalpur in Bihar, has worked in the pharmaceutical industry for 15 years in sales, marketing, training and product management roles in companies like Lupin Pharmaceuticals, Elder Pharmaceuticals and Ranbaxy Laboratories.
During his tenure in the pharma industry, he has worked in different states including Bihar, Jharkhand, Andhra Pradesh, Telangana, Karnataka, Maharashtra, Tamil Nadu and West Bengal.
In 1998, he launched Fast Track Career Consultants with the aim of helping youngsters find jobs through the right career counselling, training and placement services.
They also offer HR analysis and appraisal services.
Over the years, he has been invited by management and engineering institutions to discuss education and employment policies, entrepreneurship, soft skills and emerging careers in India.
He has published four books on career counselling and contributed articles to print publications.... more

Asked by Anonymous - Aug 05, 2024Hindi

Career

I am 48 years old now with professional experience of 22 years finance and accounting. I wanted to take some certification course which can have added value to my profile. Please suggest is It good to have or not.

Ans: Dear , You may opt for SAP FICO / SD / GST / IT or Taxation or Tally ERP or Auditing related certificate courses would be useful.

You may like to see similar questions and answers below

Aashish Sood | Answer |Ask -Follow

CAT, Management Expert - Answered on Feb 28, 2024

Asked by Anonymous - Jan 19, 2024Hindi

Career

Hello sir, I am 40 yr old MBA (sales&marketing) graduate having 5 yrs of work-experience in customer support/service, BFSI sector and 5 yrs in product sales and marketing. However, lately I was suffering from some health issues so I couldnt work for a year or so. Now I am healthy and fine and ready to work again. However, I dont want to go back to the same work-profile.Nowadays, I keep thinking of any new course which I can do which can enhance my skill-set. I am interested in pursuing CFP program since I have interest in finance and investment related fields. Is it a good option at this stage and age? Will I get a good job after course completion? Will I be able to practise independently as a freelancer too, If I wish to? Kindly advise. Thanks

Ans: You would have heard the phrase "40's are the new 30s"

There is no late in starting a new career if you are not interested in continuing with the older options

Just make sure that you get required certifications and have a deep knowledge of the field in which you want to develp your career in

Financial investment related field are always a green pasture and they would offer a wide variety of opportunities to you

Let me put your mind at rest - Age does not really matter. Even at 40 you can build a good profile if you are dedicated to your career and especially in finance people are often able to make their independent ventures

The work would be long and tiring, daunting and exhausting. But - Much much more rewarding!

R P Yadav | Answer |Ask -Follow

HR, Workspace Expert - Answered on Jan 31, 2024

Asked by Anonymous - Jan 26, 2024Hindi

Career

Tell me about the free courses which are available and that too with the certification but I want to complete it free of cost so please suggest me the related courses regarding financial field and also I want to do MS Office related course like MS word MS PowerPoint MS Excel so I just want to complete all the courses related to above mention details so please suggest me where should I purse you for the courses which I mention in the above field

Ans: There are many free courses available online that offer certifications upon completion. Here are some free courses related to the financial field that you may find useful:

Introduction to Corporate Finance: This course is offered by Great Learning and covers the basics of corporate finance. It is designed for beginners and takes approximately 3 hours to complete.

Business Finance Foundations: This course is also offered by Great Learning and covers the fundamentals of business finance. It is designed for beginners and takes approximately 3 hours to complete.

Analytics in Finance: This course is offered by Great Learning and covers the analytics concepts of finance along with financial risk analytics. It is designed for beginners and takes approximately 1 hour to complete.

Application of Machine Learning in Finance: This course is offered by Great Learning and covers the application of machine learning in finance. It is designed for beginners and takes approximately 1 hour to complete.

Behavioural Finance: This course is offered by Great Learning and covers the basics of behavioural finance. It is designed for beginners and takes approximately 2 hours to complete.

You can enroll in these courses and earn free certificates of course completion from Great Learning. To learn more about these courses and enroll, please visit.

As for MS Office related courses, you can check out the following resources:

Microsoft Office Courses on Coursera: Coursera offers a variety of Microsoft Office courses, including courses on MS Word, MS PowerPoint, and MS Excel. Some of these courses are free, while others require payment. You can browse the available courses and enroll in the ones that interest you.

Microsoft Learn: Microsoft Learn offers free online courses on a variety of topics, including MS Office. You can browse the available courses and enroll in the ones that interest you.

Microsoft 365 Fundamentals Specialization on Coursera: This specialization covers the fundamentals of Microsoft 365, including MS Word, MS PowerPoint, and MS Excel. The courses are free to audit, or you can pay to earn a certificate.

I hope this information helps you find the courses you’re looking for. Best of luck to you!

Radheshyam Zanwar |1033 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 02, 2024

Question by Gourav - Oct 02, 2024Hindi

Thanku sir for your guidance, but as the schedule was becoming hectic so my mind was diverting me to take small certification courses offered by various other reputed institute on udemy and coursera platforms.

Ans: Thanks for contacting me again.
Naturally, the mind is diverted because of too much hectic schedule of B.Tech. CSE and above that again regular course for M.Tech. But to build and shape the carer, you have to spend the time properly. But there is no harm in joining certification courses offered by the reputed institutes you mentioned. Many working/tech professionals are always eager to learn something new, hence join these institutions for diversified knowledge and get certificates.
Best of luck for your upcoming future.

If you are dissatisfied with the reply, please ask again without hesitation.
Radheshyam

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Asked by Anonymous - Aug 27, 2024Hindi

Career

my son is a us citizen and i have returned back to india when he is very young due to family issues... now he completed graduation in india.. and is interested to work in usa what are the opportunities that he can get to pursue further studies in usa with scholarships or assistance or get some help in settling there(unemployment benefits) as i cannot afford to sponsor him anymore

Ans: No issue. Being the citizen he will get the benefit and tuition fess will be very low as compared to other international students. I won't allow his talents to die. But don't send him for Masters, because now a days in Masters it is very difficult to get scholarship, that means tuition fees waive. Let him directly try for PH.D. Ph.D admission always comes with funding. You need to spend only for the air ticket. For long term counselling join me in LINKEDIN. In Ph.d after two years if he wants to discontinue he can safely exit with an MS degree and please don't think of unemployment benefits. It's a negative thinking. Since he is an American Citizen by birth let him fly and inscribe his name in golden letters in the academic landscape of USA. I am always there to help him. No worries please. I thank you for your kind concern for your son. GOD BLESS HIM. Professor

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Question by Sravani - Nov 02, 2024Hindi

Career

Sir/Madam, I'm pursuing B. Tech in Food technology and I'll graduate in 2025. I want to pursue PhD after B. Tech in Food Science and Technology abroad. So please suggest me of its a better idea or do i have to study Masters?

Ans: If you get integrated Ph.D programme in USA you can go for it and after completion of 32 credits you can exit also with MS degree. If you pursue MS then I would recommend only MS. Be in my LINKEDIN list for having permanent counselling many times in future. If you get Ph.D (integrated) then certainly don't go for Masters. I will be always showing you the correct path. There is hidden fire within you, I will only add a spark to ignite it which will take you to a great height.Bye and best wishes. Professor

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Question by Rockstars - Nov 07, 2024Hindi

Career

Hi Sir,I am Sunny,I have given jee advanced in 2023 and took a drop and appeared for jee mains but didnt qualify for jee advanced.I didnt gave jee advanced 2024 but now the latest news is the no.of attempts in jee advanced 2025 has been increased for three in three consecutive years Can i give jee advanced in 2025 if i clear jee mains? and the main question there will gap between my 1st attempt in 2023 and 2nd attempt will in 2025 because i have not given jee advanced 2024

Ans: You can, but let me know what you are doing right now. Have you taken admission in some other courses. Let me know your age. Here the questions are assigned to me through rediffmail. So second time whether your question will come to me or not is not known to anyone of us. Due to the policy I can’t share my email ID and Phone Number. But I would request you to follow me in LINKEDIN and send request so that I can accept you, then through LINKEDIN I can counsel you in the future multiple times. Through LINKEDIN I will be readily and easily accessible. I have counselled and changed thousands of lives. As long as I am there I won’t allow you to be defeated. Mind that always I am there with you like an invisible shadow to show you the right career path. Best of Luck. You just need a spark of motivation to create fire and I will ignite your dormant talent.

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Question by Serene - Nov 07, 2024Hindi

Career

I am engineer with 16 years of IT experience and now a break of 11 yrs. But in 11 yrs I had been taking Quantitative aptitude lectures as a visiting faculty in various engineering and MBA colleges and also done Mutual fund certification. I haven't been siting but doing many things professionally in last 11 yrs(In my subject of interest as Maths, Teaching, Finance, Accounting, Wealth Management). I was thinking of doing ESG certification. What kind of role I would get if i am CFA ESG certified.I am looking for Professionally and intellectually engaging role where I can contribute to Society. Not a very NGO type( I have tried working with few NGO's)

Ans: I won't recommend you to go for ESG certification unless you are having a background of Env. Engg and Environmental Impact Assessment. The certificate course of ESG is costly also. I would request you to open your own academy ( if off line not possible then online) and go for only one subject. Let me know your age.Focus only on one subject. You have explored many areas and now you are perplexed. Here the questions are assigned to me through rediffmail. So second time whether your question will come to me or not is not known to anyone of us. Due to the policy I can’t share my email ID and Phone Number. But I would request you to follow me in LINKEDIN and send request so that I can accept you, then through LINKEDIN I can counsel you in the future multiple times. Through LINKEDIN I will be readily and easily accessible. I have counselled and changed thousands of lives. As long as I am there I won’t allow you to be defeated. Mind that always I am there with you like an invisible shadow to show you the right career path.

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Asked by Anonymous - Nov 06, 2024Hindi

Career

What path should i follow after doing pg in economics, BEd and a 4 year career break after BEd for upsc preparation? Its been 7 years of higher education with a post 4 year break even after that...i feel hopeless.

Ans: I can understand your situation, very much frustrating. But there is no point in lamenting over the spilt milk. Like you many candidates lost 4-6 years for UPSC. Now don't be hopeless. Here the questions are assigned to us. I suggest you to join me in LINKEDIN, where I can take care of you time to time. Mind that no exam is the last exam of your life. Let me know your age and then I will give you further counselling. Send me request in LINKEDIN. Best of luck. I am there for you. No worries.

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Question by Kundan - Oct 26, 2024Hindi

Career

dear sir ,i am working in automobile sector as a sales trainer i have completed diploma, but now i wanted to change my field and career so where can i go for that and whats should i do for best jobs and earning pls suggest .

Ans: Since you are a diploma you are not graduate. So I would advise you to go for an online BBA along with you job. It will take three years. After that go for online MBA. It will take another two years. Keep your job and you may switch to other companies. Within five years you will be a post graduate with another five years experience. Join me in LINKEDIN for permanent relation and counselling. In REDIFF the questions are assigned to us. But in LINKEDIN you can directly contact me. Never be depressed. I am there for you. Best of luck.

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Question by Dheeraj - Aug 30, 2024Hindi

Career

Sir i am pursuing my btech in cse with specialization in (AI and ML).am i eligible to apply for renowned universities in Australia to do masters in C.S with no specialization? What would be eligibilty if i am applying for only university of melbourne?

Ans: First answer is YEs. But if you apply only to university of Melbourne then risk will be there, because every university has a certain acceptance norms. So being an expert I would advise you to apply to atleast three universities.

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Asked by Anonymous - Jun 21, 2024Hindi

Career

I am 29 years old, I have worked in manufacturing industry for 4.5 years but left it for joining IT industry. Since 2.5 years I am working in IT industry with salary of 7 lpa I am broke now . Not getting what should I do?

Ans: Who told you to switch over to IT? What is your basic degree? I think it must be Mechanical/Production. You left your own stream and in IT sector it is an everchanging field. By the time a students complete his B.Tech the market demand is changed. You must have gone to IT for more money, but the ultimate result is there is a mental break down. Decision makes a man, not hard work. Decisions Decide Destiny. Now first think whether you want to be in IT or again come back to production or not. Join me in LINKEDIN, I have more than twenty thousand followers. Hope I will be able to counsel you again. Because here you can't contact me directly.

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Asked by Anonymous - Aug 22, 2024Hindi

Career

How is the opportunity in india for a candidate who has done master in data science Australia and also has 1 year work experience in Australia

Ans: Truly speaking you can't expect much. First thing is that how India will consider the Master degree of Australia is not known to anyone. Even if an American MS comes after ten years of experience he/she will never get the desired and required treatment, hike and salary. India is flooded with Data Science professionals and bodies like Intellipaat are giving certificate in Data Science with collaboration with Chennai IIT or Roorkee IIT. Secondly the reputation of your Australian university is also a major factor. I think you can't expect much. Best of Luck.

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Dating, Relationships Expert - Answered on Nov 08, 2024

Asked by Anonymous - Nov 07, 2024Hindi

Relationship

Dear Sir, I am 45 yrs, married person with a son. My relations with wife is zero due to her health problem. In my office one lady faculty of 32 yrs with daughter, speaks and behave very sweetly with me. I feel she likes me and i also like her. So i invited her for coffee on one day. She came and we spent more than one hour about speaking on each other's personal things. After few days i again invited her for coffee. She also accepted it. But this time, i mistakenly told about this one of office friend, who is very jealous to us. It goes viral in office. Now that lady stopped talking to me and blocked me from her contacts. May i lost the chance of love with her due to this mistake?

Ans: Dear Anonymous,
You are assuming that your lady-friend liked you romantically; she could've considered you a good friend- good friends can have coffee together too. Maybe the reason she blocked you is that you misread the relationship and even discussed it with someone in the office. And since you mentioned you have a wife and she has health issues as well, how do you think things would have worked out between you and your lady friend, even if you knew for a fact that she is interested in you? I suggest you move on from this and also consider opening up to your wife about how the lack of intimacy in your marriage is pushing you to look for the same feelings outside.

Best Wishes.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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