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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Nikunj Saraf |308 Answers |Ask -Follow

Mutual Funds Expert - Answered on Dec 14, 2022

Nikunj Saraf has more than five years of experience in financial markets and offers advice about mutual funds. He is vice president at Choice Wealth, a financial institution that offers broking, insurance, loans and government advisory services. Saraf, who is a member of the Institute Of Chartered Accountants of India, has a strong base in financial markets and wealth management.... more

Question by Rajesh on Dec 14, 2022English

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प्रिय निकुंज, मेरी उम्र 46 साल है और मैंने एमएफ लिया है और मैं पांच साल से एसआईपी जारी रख रहा हूं:</p> <ol> <li>एचडीएफसी ईएलएसएस-1500</li> <li>ICICI प्रूडेंशियल मल्टीकैप - 2000</li> <li>HDFC शीर्ष 100 वृद्धि -2000</li> <li>AXIS फोकस्ड 25 -2000</li> </ol> <p>तो मुझे सुझाव दें कि क्या मुझे जारी रखना चाहिए या किसी अन्य फंड में स्विच करना चाहिए। मुझे अगले 7 से 8 वर्षों में 25 लाख का फंड चाहिए</p>

Ans: हेलो राजेश खन्ना. आपके पोर्टफोलियो के वर्तमान विविधीकरण के आधार पर, मैं एचडीएफसी टॉप 100 फंड सिप पर पुनर्विचार करने की सलाह दूंगा। 25 लाख निवेश के लिए अतिरिक्त विकल्प के रूप में, आप मिडकैप, स्मॉलकैप, फ्लेक्सीकैप और लार्ज-कैप फंड पर विचार कर सकते हैं।</p> <p>इसके अलावा, आप भविष्य में बाजार की अस्थिरता से लाभ पाने के लिए एकमुश्त राशि के बजाय एसटीपी के माध्यम से निवेश कर सकते हैं।</p>

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Apr 11, 2022

Question by Venkata - Apr 11, 2022English

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मैं 49 साल का हूँ। मैंने कुछ वर्षों से एमएफ में निवेश करना शुरू कर दिया है। नीचे मेरा पोर्टफोलियो है. मैं एसआईपी में कुछ और निवेश कर सकता हूं। कृपया जांचें और सलाह दें।</p> <div शैली=प्रदर्शन: ब्लॉक; ओवर फलो हिडेन; चौड़ाई: 100%; अतिप्रवाह-एक्स: ऑटो; मार्जिन-बॉटम: 10px;> <तालिका शैली=पृष्ठभूमि-रंग: आरजीबीए(209, 255, 231,0.4); रंग: #000000; चौड़ाई: 90%; फ़ॉन्ट-परिवार: जॉर्जिया; मार्जिन: 0 ऑटो; बॉर्डर=0 सेलस्पेसिंग=5 सेलपैडिंग=5> <tbody> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td><strong>फंड</strong></td> <td><strong>योजना</strong></td> <td><strong>SIP स्थिति</strong></td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>UTI FLEXICAP</td> <td>विकास</td> <td>सक्रिय</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>मोतीलाल ओसवाल ने 25 फंड पर ध्यान केंद्रित किया</td> <td>विकास</td> <td>सक्रिय</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>आईसीआईसीआई प्रूडेंशियल ब्लूचिप फंड</td> <td>विकास</td> <td>सक्रिय</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>एक्सिस ईएसजी इक्विटी फंड</td> <td>नियमित वृद्धि</td> <td>सक्रिय</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>LNT इंडिया वैल्यू फंड</td> <td>नियमित योजना-विकास विकल्प</td> <td>रोका गया</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>कोटक फ्लेक्सीकैप फंड</td> <td>ग्रोथ विकल्प</td> <td>रोका गया</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>आदित्य बिड़ला सन लाइफ फ्रंटलाइन इक्विटी फंड</td> <td>विकास</td> <td>रोका गया</td> </tr> </tbody> </टेबल> </div>

Ans: कृपया सक्रिय लोगों को जारी रखें</p>

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 04, 2021

Question by rohan - Jan 04, 2021English

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मेरे पास पिछले तीन वर्षों से निम्नलिखित फंडों में एसआईपी है, क्या मुझे जारी रखना चाहिए या स्विच करना चाहिए:</p> <p>1.ABSL फार्मा फंड ग्रोथ<br /> 2.ABSL डिजिटल फंड ग्रोथ<br /> 3.ABSL कम अवधि का फंड<br /> 4.आईसीआईसीआई परिसंपत्ति आवंटन निधि<br /> 5.एसबीआई बैंकिंग और वित्त फंड<br /> 6.ABSL बैंकिंग और वित्त फंड</p>

Ans: लार्ज कैप में: एक्सिस ब्लूचिप फंड - ग्रोथ एक बेहतर विकल्प है</p> <p>बहुत अधिक सेक्टोरल फंड; एकाग्रता का जोखिम अधिक है; इसके बजाय डायवर्सिफाइड फंड बेहतर विकल्प हैं।</p> <ol style=list-style-position: inside;> <li>UTI इक्विटी फंड – विकास</li> <li>DSP मिड कैप फंड – विकास</li> <li>टाटा लार्ज & मिड कैप फंड - ग्रोथ</li> <li>केनरा रोबेको इमर्जिंग इक्विटीज़ – विकास</li> </ol> <p>उपरोक्त फंडों का फार्मा, बैंकिंग और टेक्नोलॉजी में अच्छा एक्सपोजर है</p> <p>बाकी फंड ठीक हैं.</p>

Nikunj Saraf |308 Answers |Ask -Follow

Mutual Funds Expert - Answered on Sep 26, 2022

Question by Ashwani - Sep 26, 2022English

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सुप्रभात सर, मैं 4 साल से एमएफ में निवेश कर रहा हूं। सर, मैं 12000 प्रति माह निवेश कर रहा हूं और अगले 5 वर्षों में निवेश करने की योजना है। क्या मैं ये एसआईपी जारी रख सकता हूँ? या क्या बदलने की कोई आवश्यकता है?</p> <p>1. फ्रैंकलिन इंडिया स्मॉल कैप फंड-1000</p> <p>2. एचडीएफसी हाइब्रिड इक्विटी फंड -1000</p> <p>3. एचडीएफसी मिड कैप अवसर फंड -1000</p> <p>4. आईसीआईसीआई प्रूडेंशियल लॉन्ग टर्म -1000</p> <p>5. इन्वास्को इंडिया कॉन्ट्रा फंड-1000</p> <p>6. कोटक फ्लेक्सी कैप रेगुलर ग्रोथफंड -1000</p> <p>7. निप्पॉन इंडिया स्मॉल कैप फंड ग्रोथ -1500</p> <p>8. एसबीआई ब्लू चिप फंड-2500</p> <p>9. एसबीआई मेग्नम चिल्ड्रेन बेनिफिट फंड -2100</p>

Ans: नमस्ते अश्वनी, मैं 12 हजार एसआईपी राशि के साथ आपके वर्तमान निवेश में विविधीकरण देख सकता हूं। मैं आपको अपने एमएफ निवेश को मजबूत करने और पोर्टफोलियो में फेरबदल करने का सुझाव दूंगा।</p>

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Oct 19, 2022

Question by A - Oct 19, 2022English

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मैं पिछले 4 वर्षों से एसआईपी का उपयोग कर रहा हूं और जानना चाहता हूं कि क्या मुझे किसी अन्य फंड में स्विच करना चाहिए? मैं अभी 34 साल का हूं और अगले 10 से 15 वर्षों तक एमएफ में निवेश जारी रखना चाहता हूं।</p> <p>1. एक्सिस लॉन्ग टर्म इक्विटी फंड - 5000 रुपये मासिक</p> <p>2. आदित्य टैक्स राहत 96 - 500 रुपये (यह 3K प्रति माह था, लेकिन अब घटाकर 500 कर दिया गया है)</p> <p>3. एक्सिस ब्लू चिप फंड - रु 5000</p> <p>4. एलटी मिड कैप फंड - 3000 </p> <p>5. कोटक इमर्जिंग इक्विटी फंड - 5000 </p> <p>6. मिराए टैक्स बचत - 1000 रुपये</p> <p>7. एक्सिस स्मॉल कैप फंड - रु 1000 </p> <p>8. एसबीआई स्मॉल कैप फंड - रु 500</p>

Ans: आप एक ईएलएसएस रख सकते हैं, बाकी सब ठीक है</p>

नवीनतम प्रश्न

Dr Dipankar Dutta |1165 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Apr 24, 2025

Question by Vishal - Apr 24, 2025

Career

KIIT b-tech cse or JIIT (jaypee) sector 128 b-tech cse or JIIT b-tech cse (cyber security) or JIIT b-tech AI & ML. out of these which one I should choose as 1st option if I have no particular interest decided yet

Ans: JIIT Sector 128 - CSE (Core)

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Tech Careers and Skill Development Expert - Answered on Apr 24, 2025

Question by Bharbhur - Apr 19, 2025

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My daughter got 93.8 nta score jee main.she can get nits cse course

Ans: She may get NIT Silchar, NIT Patna, NIT Puducherry. see previous years' cut off

Dr Dipankar Dutta |1165 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Apr 24, 2025

Question by Sachin - Apr 24, 2025

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Sir my daughter got 89.94%tile in jee mains Her AIR ranking is 21598 in EWS catagory. Is there any chance to get NIT and if yes then which branch she will get.

Ans: Given her AIR of 21,598 in the EWS category, your daughter may have a good chance of securing admission in the following branches and NITs:?

Chemical Engineering at NIT Jalandhar

Civil Engineering at NIT Jalandhar or NIT Uttarakhand

Mechanical Engineering at NIT Jalandhar, NIT Delhi, or NIT Uttarakhand

Textile Technology at NIT Jalandhar

For other NITs and branches, see previous years' cut off

Dr Dipankar Dutta |1165 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Apr 24, 2025

Asked by Anonymous - Apr 24, 2025

Career

Sir, please share the management quota details for cse at rvce, bms and msrit. Also guide how to approach and get those seats

Ans: Communicate to these colleges. Only they can guide you

Vipul Bhavsar |58 Answers |Ask -Follow

Tax Expert - Answered on Apr 24, 2025

Asked by Anonymous - Apr 22, 2025

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66 old retiree for SWP for 50 lakhs for 15 years. Please suggest hiwbit works

Ans: Dear sir,
Pls explain your query

Radheshyam Zanwar |1564 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 24, 2025

Question by NoName - Apr 24, 2025

Career

Sir how should a cbse private candidate fill his neet form. Should details like school name , PIN code , etc be mentioned as per the fail marksheet issued by cbse? And during counselling will both mark sheets be put in front of the counselling committee(s)?

Ans: Hello No Name (Dear)
I have already replied to your query. To view it, please copy and paste the following link in your browser: https://gurus.rediff.com/question/qdtl/career/how-private-candidate-fill-neet-ug-form-details-school-name/5197450

Radheshyam Zanwar |1564 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 24, 2025

Question by Prashant - Apr 24, 2025

Career

Sir Mechatronics in IIIT Jabalpur has any future or not

Ans: Hello Prashant.
Mechatronics has a promising future in academic training and favorable career opportunities in emerging technological fields. Best of luck to your bright future. Follow me if you like the reply. Thanks
Radheshyam

Sushil Sukhwani |594 Answers |Ask -Follow

Study Abroad Expert - Answered on Apr 24, 2025

Asked by Anonymous - Apr 20, 2025

Career

Is NIOS 10th and 12th recognized by international universities, especially in Canada? I am planning to pursue higher studies in either Hotel Management or Fine Arts.

Ans: Hello,

First and foremost, thank you for getting in touch with us. I am happy to hear that you intend pursuing higher studies in either Hotel Management or Fine Arts. To answer your question first, I would like to tell you that provided that they are comparable to Canadian secondary education requirements, NIOS (National Institute of Open Schooling) 10th and 12th credentials are widely acknowledged by foreign universities, even those in Canada. Nevertheless, given that the particular entry requirements may differ from university to university, you should check the same with the universities you have selected. Bear in mind that portfolios or supplementary credentials may also be demanded for fields such as Hotel Management or Fine Arts. In order to acquire the most up-to-date information, I would suggest that you contact the university's admissions office.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint

Sushil Sukhwani |594 Answers |Ask -Follow

Study Abroad Expert - Answered on Apr 24, 2025

Asked by Anonymous - Apr 11, 2025

Career

With the new F-1 rules, I am doubtful if I should send my daughter abroad to study. Apart from the US and UK, which are some of the other popular destinations to study MS after engineering?

Ans: Hello,

To begin with, thank you for contacting us. As an answer to your query, I would like to tell you that other than the US and the UK; Australia, Canada, Germany, and Ireland are among the other sought-after destinations to pursue an MS after Engineering. Top-tier education as well as post-study employment prospects are offered in Canada. Germany is renowned for the robust engineering courses as well as the minimal or tuition-free education it offers. Australia and Ireland on the other hand, are also home to renowned institutions and hassle-free visa procedures for overseas students.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint

Sushil Sukhwani |594 Answers |Ask -Follow

Study Abroad Expert - Answered on Apr 24, 2025

Question by ASAD - Apr 02, 2025

Career

Hello Sir. My Son has got offer from follwing University.. 1)University of Padua - Italy (BSC - Information Technology) - 3 years Course 2)University Of Strathclyde - UK (BSC - HON Computer Science) - 4 yrs 3)Caledonian University of Glassgow - UK (Bsc Hons Computing). 4 yrs 4) National College of Ireland (BSC - HON Computer Science Engg) - 4 yrs We are confused to select the university / country

Ans: Hello ASAD,

First and foremost, thank you for getting in touch with us. I am glad to know that your son has received offers from the above mentioned universities. As an answer to your query, I would like to tell you that a prestigious and budget-friendly education in a lively Italian environment, along with a reputable academic standing and lower living expenses is offered at the University of Padua; its 3-year BSC - Information Technology may also provide a quicker path to higher education or jobs. Coming to the University of Strathclyde, top-ranked in the UK for Computer Science, this university is renowned for its linkages with industry, research possibilities, as well as outstanding student services, offering robust employment opportunities. Next, situated in a student-centric city with budget-friendly costs in comparison to other cities in the UK, Glasgow Caledonian University focuses on hands-on, industry-focused learning with impressive graduate employment rates. The National College of Ireland provides a small, contemporary campus in Dublin with robust ties with the technology sector, internships, and employment prospects in one of Europe’s key technology hotspots.

Lastly, deciding which university and country to select depends on your son’s professional objectives, ideal learning atmosphere, budget, as well as plans for the future- whether he prefers a shorter course term, robust industrial connections, global exposure, or residing in a specific nation.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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