Income tax: 2025-26 FD 8000000 at 7.5 interest 600000 Pension 560000 What would be the income tax?

Ans: According to clubbing provision, the Interest on SCSS though in her name shall be considered to be your income. You need to disclose it in your ITR

Vipul Jeevankumar Bhavsar
Chartered Accountant
www.capitalca.in

Ans: KIET has become a deemed-to-be university. Prefer ECE @ KIET if possible. The final choice will be yours.

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Radheshyam

Ans: Your daughter may have chances with lower NITs, newer IIITs, and many GFTIs in branches like Civil, Mechanical, Production, Metallurgy, Biotechnology, or similar. But it is not certain. Please keep backup option ready.

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Radheshyam

Ans: First prepare for the Foundation exam of CA. It includes Accounting, Law, Economics and Quantitative Aptitude. Once you clear that then you go to the next level of CA.

Ans: ECE, Bangalore-based preferences may be: DSCE > BIT > UVCE > BMSIT. The preference order may be different from person to person due to many circumstances.

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Radheshyam

Ans: Prefer B.Tech Robotics & AI (Cat-3) if possible.

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Radheshyam

Ans: If you are genuinely interested in robotics/systems, **switch to Mechatronics & Automation**. Staying in Fashion Tech with low interest will hurt long-term growth and placements. Switch only after confirming the curriculum, workload, and placement outcomes before the final decision. (You have to cover the 1st-year extra syllabus as well.) Many students do this kind of exercise in the 2nd year. You can also be one of them. No harm in shifting from one branch to another while keeping your interest in learning alive.

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Radheshyam

Ans: Prefer CSE @ NIT Uttarakhand if possible. But if distance is the problem, then there is no harm in going with ECE @ NIT Hamirpur.

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Radheshyam

Ans: Best balanced choice: IIT Delhi (Chemical or Engineering Physics) > IIT Roorkee Electrical ≈ IIT Guwahati EEE ≈ IIT BHU ECE > IIIT Hyderabad (ECE) ≈ BITS Pilani ECE. If IIT Delhi is available, it should be preferred even over EC at IIITH/BITS. Please decide the preferred branch first, then consider the distance of the IIT from your hometown, to make a wise decision. Even though we have given the preference order, it is not mandatory for you to follow it. Before making any final decision, give preference to your branch interest. The final choice/decision will be yours.

Good luck.
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Radheshyam