नमस्ते टीम, मैं 39 वर्ष का हूँ और मैं SIP के माध्यम से निम्नलिखित में निवेश कर रहा हूँ: 2017 से (2000/- प्रति माह) (1) बंधन स्टर्लिंग वैल्यू फंड - ग्रोथ (2) फ्रैंकलिन टेम्पलटन स्मॉल कैप फंड - ग्रोथ (3) HSBC वैल्यू फंड (4) HSBC स्मॉल कैप फंड (4) कोटक फ्लेक्सीकैप फंड (5) मिराए एसेट लार्ज एंड मिड कैप फंड (6) मोतीलाल ओसवाल फ्लेक्सी कैप फंड (7) निप्पॉन इंडिया बैंकिंग एंड फाइनेंशियल सर्विसेज फंड (8) SBI ब्लू चिप फंड। 2022 से (3000/- प्रति माह) (1) SBI मल्टीकैप फंड (2) केनरा रेबेको इमर्जिंग इक्विटीज (3) एक्सिस मिड कैप फंड (4) इन्वेस्को इंडिया कॉन्ट्रा फंड (1000/- प्रति माह) 2023 से क्वांट स्मॉल कैप फंड में 2000/- प्रति माह। मैं अगले 20 सालों में कम से कम 5 करोड़ का कोष बनाना चाहता हूँ। कृपया मेरे फ़ोलियो की समीक्षा करें और अगर कोई बदलाव हो तो सलाह दें

Ans: Hello dear.
Whatever is mentioned on the website of NFSU is correct. Here, 50% of the total seats are filled through JEE Main scores, and the remaining 50% are filled via the university's entrance exam i.e., NFAT (NFSU Admission Test). That means, if you're applying only with your JEE Main score, you're competing for just 50% of the seats reserved for JEE candidates. Follow all the instructions given on the portal of NFSU for recent updates. If possible, contact the NFSU admission helpdesk to clarify or correct your application route.
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Radheshyam

Ans: Hello Rakesh
First and foremost, I would like to commend your son for his earnest efforts in preparing for a range of engineering entrance examinations. His dedication is commendable, even if the outcomes so far haven't aligned with expectations. As you’ve mentioned, he has not yet been able to meet the required cutoff, which understandably may lead to feelings of disappointment or frustration.
However, the journey isn't over. Significant opportunities still lie ahead with BITSAT and IIIT-Hyderabad, both of which are known to be less about difficulty and more about testing strategic thinking and conceptual clarity. It appears that your son may be facing challenges in effectively managing the vast syllabus or might not yet have identified the right approach to tackle these competitive exams. Understanding how to study smartly for such tests often makes all the difference.
It’s important to maintain a positive outlook and avoid negative assumptions at this stage. You haven’t mentioned your financial circumstances, but if your son is determined to pursue fields like Computer Science, Artificial Intelligence, or Machine Learning, and if merit-based options don’t materialize, admission through the management quota could be a viable alternative. This route is typically available in reputed private engineering colleges, though it comes with a higher financial commitment.
Before considering this option seriously, I would recommend waiting for the results of all the remaining entrance exams. At the same time, it would be wise to proactively visit a few reputed institutions to inquire about the availability of management quota seats, associated costs, and relevant terms and conditions. Many parents secure such seats early on, anticipating the challenges their child might face in clearing competitive cutoffs.
Stay optimistic, there are still several promising pathways ahead.
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Radheshyam

Ans: Hi,
I apologize for any confusion, but I want to clarify that when the government asked for our support of the ONE NATION ONE CARD system, we did not accept it. Similarly, everyone is required to open a savings account at a bank, and many of us expressed our discontent. However, we can see the positive changes happening in India. If we support the government, they will reciprocate by providing benefits to the citizens.

In terms of education, the government is attempting to implement a new education policy, which has proven to be quite difficult. The education system has changed significantly before and after the pandemic. Now, the government is working on new policies that align with those of developed countries.

Therefore, we cannot expect the ONE STUDENT ONE EXAM system from the government at this time, as it is not included in the current guidelines. Each council or organization has its own set of guidelines, and synchronizing them will take time. At this moment, it is simply not feasible.

The NFAT exam is different from the JEE. In the case of the JEE, they did not notify the aspirants that they are eligible to apply for NFSU, and similarly, NFSU did not mention that JEE rank holders could also apply. Therefore, if you want admission to NFSU, you need to register and appear for the NFTA.

In the near future, we can expect the ONE STUDENT ONE EXAM system from this BJP government for the benefit of younger generations. For the benefit of postgraduate aspirants (for all courses except a few professional ones), the NTA is organizing the PGCUET exam nationwide. In this exam, you can opt for up to four different courses based on your eligibility.

A similar exam pattern is needed for engineering and medical fields as well. As I mentioned, we can expect this change; however, we, as citizens, should offer moral support for the benefit of younger generations. Unfortunately, we often do not provide this support to the government. For example, in the NEET exam, many aspirants do not follow the guidelines even when appearing for the exams.
BEST WISHES

POOCHO. LIFE CHANGE KARO.

Ans: Hi Ritika,
You mentioned that you scored only 300 in NEET. While we can't make any judgments until the official results are published, I must say that a score of 300 is quite low.

If you're planning to reappear for NEET, that's a good decision! However, I understand you might be worried about the coaching classes placing you in a less suitable batch. I recommend attending for 2 or 3 days while attending the coaching just follow the below instructions.

Make a list of the subjects and chapters you find challenging. Discuss these areas with your coaching faculty and aim to ask at least 15-20 questions daily to clarify your doubts and enhance your understanding. Additionally, request tips and tricks for each chapter so that you can put in a lot of effort to reach your goal.

Alternatively, you can prepare 10 questions on your own and seek answers from your coaching faculty. If you maintain this practice throughout the course, you'll build your confidence, and the coaching staff may consider changing your group due to your proactive approach in asking questions.

Through NEET, you can also pursue other medical-related courses such as BAMS, BSMS, BHMS, BYMS, BNYS, and BDS.

If you don’t have confidence in yourself, you might consider dropping NEET and exploring other courses. However, I encourage you to take one chance and follow my suggestions.

Additionally, if you are not already practicing yoga and meditation, I recommend starting. These activities can help you concentrate better and reduce distractions while studying.

Best of luck!
POOCHO. LIFE CHANGE KARO.

Ans: Hi Ritika,
Good decision! Offline coaching is far better than online coaching because it allows you to focus on your studies more effectively.

You mentioned that you need to crack the exam, so here are some tips on how to do that:

First, identify which subjects and chapters you find challenging and make a list. Discuss these areas with your coaching faculty. Aim to ask at least 10 questions daily to clarify your doubts and enhance your understanding.

Alternatively, you can prepare 10 questions on your own and seek answers from your coaching faculty. If you maintain this practice throughout the course, you will build your confidence.

Additionally, if you are not practicing yoga and meditation, I recommend starting. These activities can help you concentrate better and reduce distractions while studying.

Best of luck!

POOCHO. LIFE CHANGE KARO.

Ans: these are the following reasons to stay out of this company:
Degrowth in Revenue and Profit
Declining Net Cash Flow : Companies not able to generate net cash
Fall in Quarterly Revenue and Net Profit (YoY)
High promoter stock pledges

Ans: Hi, I believe you have 50% marks in Chemistry, but not in Physics or Biology. In that case, you will need to focus on improving those subjects. According to the guidelines, you must meet a minimum percentage to apply for medical admission. We will need to wait for the NEET results.

BEST WISHES.
POOCHO. LIFE CHANGE KARO.

Ans: Dear Robin,
If she keeps it pending, there are two likely scenarios- one, she didn’t see it. Two, she doesn’t want to accept your request. Please see for a few more days and then if she doesn’t accept it still, please understand that she isn’t interested.

Hope this helps

Ans: Hello Aayushi.
Yes. You can appear for improvement, and if you score the required percentage, then you will be eligible to apply as per the NEET rules and regulations. Best of luck for your future.
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