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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

क्या आप ग्रेच्युटी और सुपरएनुएशन पर लगने वाले उच्च कर से चिंतित हैं? मैं आपकी मदद कर सकता हूँ!

Milind Vadjikar |1238 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Apr 12, 2025

Milind Vadjikar is an independent MF distributor registered with Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with Pension Fund Regulatory and Development Authority (PFRDA).
He has a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in international business from the Symbiosis Institute of Business Management, Pune.
With over 16 years of experience in stock investments, and over six year experience in investment guidance and support, he believes that balanced asset allocation and goal-focused disciplined investing is the key to achieving investor goals.... more

Asked by Anonymous - Feb 09, 2025English

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नमस्कार, मेरी ग्रेच्युटी और सुपरएनुएशन राशि कर मुक्त सीमा से अधिक है, कृपया सलाह दें कि इस पर कर कैसे कम किया जाए।

Ans: नमस्ते;

आपको अतिरिक्त राशि पर कर देना होगा।

इससे बचने का कोई तरीका नहीं है, लेकिन आप अधिक जानकारी के लिए व्यक्तिगत आयकर में विशेषज्ञता रखने वाले CA से संपर्क कर सकते हैं।

शुभकामनाएँ;

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Sanjeev Govila |458 Answers |Ask -Follow

Financial Planner - Answered on Oct 02, 2023

Question by ronald - Oct 02, 2023English

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सर, कृपया मुझे बताएं कि 80सी कटौती के अलावा अधिक आयकर कैसे बचाया जाए

Ans: सबसे पहले, कृपया यह सुनिश्चित करें कि पुरानी कर व्यवस्था आपके लिए फायदेमंद है या नई कर व्यवस्था। यदि यह नया है, तो आपको किसी भी आयकर को बचाने के बारे में परेशान होने की ज़रूरत नहीं है क्योंकि इसमें शायद ही कोई कटौती उपलब्ध है लेकिन कर की दरें कम हैं। यदि पुरानी कर व्यवस्था आपके लिए फायदेमंद है, तो कर लाभ आपको केवल तभी उपलब्ध होते हैं जब आपके लिए विशेष परिस्थितियाँ हों, उदाहरण के लिए, आप होम लोन लेते हैं और ऋण के ब्याज पर आईटी धारा 24 (बी), शिक्षा के तहत थोड़ा कर बचाते हैं। धारा 80ई के तहत ऋण, धारा 80डीडी, 80डीडीबी, और/या 80यू आदि के तहत स्वयं और/या आश्रितों की विकलांगता।

Samkit Maniar |180 Answers |Ask -Follow

Tax Expert - Answered on May 26, 2024

Asked by Anonymous - May 04, 2024English

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मैं वेतनभोगी व्यक्ति हूं, मेरा सकल वेतन 9 लाख रुपये है, मैं कर कैसे बचा सकता हूं?

Ans: 1. पीपीएफ/एलआईसी/ईएलएसएस - 1.5 लाख
2. मेडिक्लेम - 50 हजार
3. वरिष्ठ नागरिक माता-पिता के लिए मेडिक्लेम - 25 हजार
4. राष्ट्रीय पेंशन योजना - 50 हजार

यदि आपके पास एचआरए, आवास ऋण या शिक्षा ऋण है तो आपको अतिरिक्त लाभ भी मिल सकते हैं।

कृपया आगे बढ़ने से पहले अपने सीए से मदद लें।

Milind Vadjikar |1238 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 03, 2024

Question by SS - Jul 01, 2024English

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सर, मेरे पास FD में लगभग 30 लाख, SCSS में 15 लाख और पोस्ट ऑफिस MIS में 4.5 लाख रुपये हैं। मुझे अर्जित ब्याज पर अपना आयकर कम करने के लिए क्या करना चाहिए?

Ans: अपने और अपने जीवनसाथी के लिए हेल्थकेयर पॉलिसी खरीदें। भुगतान किया गया प्रीमियम आयकर अधिनियम की धारा 80(डी) के तहत कटौती योग्य है। निवारक स्वास्थ्य जांच की लागत पर भी कटौती का दावा किया जा सकता है।

Mihir Tanna |1054 Answers |Ask -Follow

Tax Expert - Answered on Mar 05, 2025

Asked by Anonymous - Feb 16, 2025English

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ग्रेच्युटी और सुपरएनुएशन पर कितना टैक्स लगता है और सेवानिवृत्ति पर टैक्स के प्रभाव को कैसे कम किया जाए?

Ans: निर्धारित फॉर्मूले के अनुसार ग्रेच्युटी पर छूट मिलती है जो अंतिम वेतन (बेसिक + डीए) पर निर्भर करता है और 20 लाख की सीमा के अधीन है।

सुपरएनुएशन पर कर लगता है।

कर को कम करने के लिए, यदि आप पात्र कटौती छूट के लिए पर्याप्त राशि का भुगतान कर रहे हैं तो आप पुरानी कर व्यवस्था का विकल्प चुन सकते हैं।

नवीनतम प्रश्न

Radheshyam Zanwar |2170 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2025

Question by amitava - May 25, 2025

Career

My daughter got Electronics and Computer Engg at SRM and CSE at KIIT. Which one will have better career prospects and placements

Ans: Hello Amitava
Choosing between the two options is really difficult. To suggest, prefer SRM if possible.
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Onkar Singh |28 Answers |Ask -Follow

Career Management, Skills Development Expert - Answered on May 25, 2025

Question by Shyam - May 25, 2025

Career

Sir, My daughter is getting admission in Computer Engineering in Mukesh Patel college of Engineering (Nmims) - Shirpur campus. Tried for Mumbai, vileparle campus but have got Shirpur. There is an additional Navi Mumbai campus of nmims. Want to know if Shirpur campus is better or navi mumbai or Thakur College of engineering, kandivali, Mumbai. Also advise as per nmims website, all campuses comes under tier 1 college, pls advise.

Ans: You can enroll your daughter to Shirpur Campus, its well established with strong alumni and brand recognition with NMIMS. It has structured, focused academic environment and strong alumni network even though its location is rural/semi-urban.

Radheshyam Zanwar |2170 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2025

Question by Gaurav - May 25, 2025

Career

My son has scored 184 marks in manipal and he is also having an option for Vit vellore CSE branch ( catageory 2) and he scored 94.2 % in 12th and he is ranked 30000 on jee mains and now he is preparing for Bits.. what would be the best option for him among Manipal, Vit and bits. Pls advise . Thanks

Ans: Hello Gaurav
Prefer BITS if he get it and that too with desired branch. Else to with Manipal.
Your preference order should be: BITS, Manipal VIT
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |2170 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2025

Question by Pratap - May 24, 2025

Career

Btech computer science at north cap university or japayee guna . Girl applicant stay at gurgaon Which is better

Ans: Helo Pratap
Prefer Jaypee without any hesitation.
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |2170 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2025

Asked by Anonymous - May 24, 2025

Career

I am getting chemical branch in NIT-C I have 98%ile in mains is it good I have no love for core jobs but I don't have a choice

Ans: Hello dear.
If you do not have any passion for core jobs, then it is advisable not to pursue the assigned branch. Consider exploring alternative options if feasible. However, the real question is, who misinformed you about core branches, and why did you accept that information without thoroughly understanding them? All core branches are excellent and consistently offer the best placement opportunities. Look into more opportunities related to the core branch.
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |2170 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2025

Question by Palani - May 25, 2025

Career

Hi Sir..my son got seat allotment in SRM Ramapuram branch for CSE AI&ML..is it good? He got 35k rank in Amritha..can he get CSE in Chennai branch?

Ans: Hello Palani.
Prefer SRM instead of Amritha and other options. SRM is a highly reputed institute.
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |2170 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2025

Question by Dhruv - May 25, 2025

Career

Sir I got 213000 rank in jee mains i want college and can consider private colleges too.

Ans: Hello Dhruv
With the mentioned score, you can get admission to private college. Participate in the counseling process actively.
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |2170 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2025

Asked by Anonymous - May 25, 2025

Career

Sir, My son has passed 12th with 91.6% marks,his JEE Mains percentile is 87.3.He has got Electronics and Computer Engineering at VIT Chennai.His KCET rank is 16,000.what are his chances of getting seat in CSE/ECE in a good college in Banglore.Please advice.Thanks

Ans: Hello dear
Given the stated rank in KCET, the likelihood of securing a prestigious branch in Bangalore colleges is considerable. If he is able to obtain a seat through KCET, it would be wise to abandon the notion of enrolling in VIT or reconsider this choice.
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |2170 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2025

Asked by Anonymous - May 25, 2025

Career

I got 103 marks in met ( manipal entrance test ) and in pcm I got 78,95,80 marks . What branches(btech) Will I get in all three campuses of manipal... Please tell me!!!

Ans: Hello dear.
It would be difficult to predict about the branches. Participate actively in the counseling process. Possibly you may have a chance to get a seat in core branches in one of campus.
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |2170 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2025

Asked by Anonymous - May 24, 2025

Career

Cse in UPES or manipal

Ans: Hello dear.
Both the options are strong. Prefer CSE @ UPSE if possible.
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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