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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Vivek Lala | Answer |Ask -Follow

Tax, MF Expert - Answered on Mar 16, 2023

Vivek Lala has been working as a tax planner since 2018. His expertise lies in making personalised tax budgets and tax forecasts for individuals. As a tax advisor, he takes pride in simplifying tax complications for his clients using simple, easy-to-understand language.
Lala cleared his chartered accountancy exam in 2018 and completed his articleship with Chaturvedi and Shah. ... more

Question by Ravi on Mar 09, 2023English

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नमस्ते, मैं राज्य सरकार से सेवानिवृत्त हूं। 22 अक्टूबर के दौरान पीएसयू। मैंने अपने लिए एक चिकित्सा बीमा लिया है & मेरी पत्नी ने फरवरी 2023 के दौरान 38000/- रुपये के प्रीमियम पर। क्या मैं इस वर्ष के दौरान आगामी आईटीआर में कटौती का दावा कर सकता हूं और राशि क्या है?

Ans: हाँ, यदि आपकी आयु 60 वर्ष से अधिक है तो आप पूरी राशि का दावा कर सकते हैं।

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Anil Rego |388 Answers |Ask -Follow

Financial Planner - Answered on Aug 25, 2021

Question by Subramaniam - Aug 25, 2021English

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कृपया मुझे बताएं कि क्या कोई वरिष्ठ नागरिक निर्धारण वर्ष 2021-2022 के लिए अपना आईटीआर दाखिल करते समय घरेलू चिकित्सा उपचार खर्चों के लिए 50,000/यू/एस 80एल की कटौती का दावा कर सकता है।</p> <p>उपरोक्त मामले पर शीघ्र उत्तर के लिए आभारी रहूंगा।</p>

Ans: आप धारा 80डी के तहत कटौती का दावा कर सकते हैं, न कि 80एल के तहत।</p> <p>हां, यदि आपके पास स्वास्थ्य बीमा कवरेज नहीं है, तो 60 वर्ष या उससे अधिक आयु के वरिष्ठ नागरिक चिकित्सा व्यय के लिए धारा 80डी के तहत छूट का दावा कर सकते हैं।</p> <p>आप धारा 80D की सीमा के अनुसार किए गए खर्चों के लिए एक वित्तीय वर्ष में अधिकतम 50,000 रुपये की कटौती का दावा कर सकते हैं।</p>

Mihir Tanna |1052 Answers |Ask -Follow

Tax Expert - Answered on Feb 15, 2023

Question by Milind - Feb 04, 2023English

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यदि मैं नए डिफ़ॉल्ट आईटीआर विकल्प को अपनाता हूं तो क्या मुझे मानक कटौती के साथ-साथ ईपीएफ में मेरे योगदान पर 1,50,000/- तक की कटौती मिल सकती है? यदि हाँ तो 9 लाख तक मुझ पर कोई कर देयता नहीं

Ans: नई कर व्यवस्था के तहत, ईपीएफ योगदान के लिए धारा 80सी के तहत कटौती उपलब्ध नहीं है, लेकिन वित्त वर्ष 23-24 के बजट प्रस्ताव के अनुसार वेतन आय के लिए मानक कटौती उपलब्ध है।

Hardik Parikh |106 Answers |Ask -Follow

Tax, Mutual Fund Expert - Answered on Jul 27, 2023

Question by Prashant - Jul 20, 2023English

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प्रिय महोदय, क्या मैं चिकित्सा उपचार के लिए कर छूट का दावा कर सकता हूँ? फरवरी 2023 में मेरा 57,000 रुपये का ऑपरेशन हुआ। उम्र 42 साल

Ans: प्रिय प्रशांत,

हां, आप आयकर अधिनियम की धारा 80DDB के तहत चिकित्सा उपचार के लिए कर छूट का दावा कर सकते हैं। यह अनुभाग कुछ निर्दिष्ट बीमारियों के इलाज के लिए किए गए खर्चों में कटौती की अनुमति देता है।

हालाँकि, जागरूक होने के लिए कुछ शर्तें हैं। 60 वर्ष से कम आयु के व्यक्तियों के लिए, कटौती रुपये तक हो सकती है। 40,000 या वास्तविक खर्च की गई राशि, जो भी कम हो। चूंकि आपकी उम्र 42 साल है और आपका मेडिकल खर्च रु. 57,000 रुपये तक की कटौती का दावा कर सकते हैं। 40,000.

कृपया ध्यान दें कि यह एक सामान्य दिशानिर्देश है और वास्तविक स्थितियाँ आपकी विशिष्ट परिस्थितियों के आधार पर भिन्न हो सकती हैं। व्यक्तिगत सलाह के लिए कर सलाहकार या चार्टर्ड अकाउंटेंट से परामर्श करना हमेशा एक अच्छा विचार है।

आशा है यह मदद करेगा!

साभार

Mihir Tanna |1052 Answers |Ask -Follow

Tax Expert - Answered on Nov 02, 2023

Asked by Anonymous - Oct 10, 2023English

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सर, मैं एक पूर्व-पीएसयू कर्मचारी हूं और 31 जनवरी, 2023 को सेवानिवृत्त। मुझे अप्रैल, 2023 में सेवानिवृत्ति पर अवकाश नकदीकरण भुगतान प्राप्त हुआ है। क्या मैं वित्त वर्ष 23-24 के लिए आईटीआर दाखिल करते समय अवकाश वेतन पर 25 लाख रुपये की कर छूट का दावा करने के लिए पात्र हूं? कृपया परामर्श दें।

Ans: माननीय वित्त मंत्री के बजट भाषण, 2023 में प्रस्ताव के अनुसरण में,
केंद्र सरकार ने छुट्टी पर टैक्स छूट की बढ़ी हुई सीमा अधिसूचित कर दी है
गैर-सरकारी वेतनभोगी कर्मचारियों की सेवानिवृत्ति पर या अन्यथा नकदीकरण।
25 लाख से प्रभावी 01.04.2023.

सरकारी कर्मचारियों के लिए कोई बदलाव नहीं है. जबकि केंद्र/राज्य सरकार के कर्मचारियों के मामले में, संपूर्ण अवकाश नकदीकरण कर से मुक्त है

नवीनतम प्रश्न

Ravi Mittal |581 Answers |Ask -Follow

Dating, Relationships Expert - Answered on May 06, 2025

Question by Robin - May 05, 2025

Relationship

I like girl from my previous office I send her Instagram request to follow her but she is keeping it pending

Ans: Dear Robin,
If she keeps it pending, there are two likely scenarios- one, she didn’t see it. Two, she doesn’t want to accept your request. Please see for a few more days and then if she doesn’t accept it still, please understand that she isn’t interested.

Hope this helps

Radheshyam Zanwar |1600 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 06, 2025

Question by Aayushi - May 05, 2025

Career

I have given 12th hsc board exam and in that I got less percentage in pcb as per neet eligibility it is not acceptable.Can I give improvement exam and then become eligible for neet by getting 50%.

Ans: Hello Aayushi.
Yes. You can appear for improvement, and if you score the required percentage, then you will be eligible to apply as per the NEET rules and regulations. Best of luck for your future.
Follow me if you like the reply. Thanks
Radheshyam

Dr Nagarajan J S K |367 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 05, 2025

Question by CHAITANYA - May 04, 2025

Career

Hello I am a 4th year mbbs student in Tbilisi Georgia, I am an Indian citizen and I wish to persue pg programs in Dubai, what are the necessary things I need to keep in mind what exams should I start to prepare for, as of now I will be preparing for NEXT as FMGE (Indian exam)will be replaced via NEXT.

Ans: Hi Chitanya,
Why do you prefer pursuing postgraduate medicine in Dubai?
What advantages does it have over other countries?
Regardless, you will still need to prepare for language requirements and eligibility exams.
Instead, you could consider other countries like the UK or Australia, which offer numerous benefits such as a diverse patient population and advanced technology.
Postgraduate education is a crucial step in your career, and the number of institutions in Dubai is relatively limited, which could impact the level of expertise available.
I’ve not heard that Dubai is suitable for medical tourism, but I'm not entirely convinced. If that’s the case, it might be beneficial.
However, I would suggest considering India or, if not, opting for other countries for your postgraduate studies.
BEST WISHES.

POOCHO. LIFE CHANGE KARO.

Prof Suvasish Mukhopadhyay |615 Answers |Ask -Follow

Career Counsellor - Answered on May 05, 2025

Question by Dr - May 05, 2025

Career

VNIT, Nagpur for chemical versus IIIT, Trichy for computer science which one would be advisable for career

Ans: Please don't ask whether I should recommend chicken kebab or Gulab jamun.First ask yourself what is your choice.

Dr Dipankar Dutta |1198 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 05, 2025

Question by Rakesh - May 04, 2025

Career

Dear Sir, as my son Inter bord got 91% but in Jee mains 1st attempt got 50% and 2nd attempt got 70%, but he was not eligible for Advance, and he was wrote other college exams as (IIIT Hyd + VIT+TSEAPCET) in that VIT got results as 1.20 Lakh rank and he was eligible for Round of Category of 5th for VIT-AP & VIT-Bhopal, and expecting results for IIIT Hyd and also waiting for other Exams as (COMEDK + MIT + BITS), he was sincerely trying the efforts private college entrance exams, but the results which is not satisfy for him, and getting disappoint, but I was giving the motivation for other exams and do the hard work and focus on, BITS & IIT-Hyd also very tuff and more competitive, as i need to think for the negative side, if he could not get any cut of marks, what is the next option....? I request you pls give any other alternate suggestions for which is alternate engineering university for the course of (CSE AI & ML), my son interested in CSE course only

Ans: You have tried almost all.

Asked on - May 05, 2025 | Answered on May 06, 2025

No there is more 3 exams are pending like (COMEDK+MET+BITS)

Ans: You have already written that. Considering those exam I told "You have tried almost all."
"

Radheshyam Zanwar |1600 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 05, 2025

Question by Sakshi - May 05, 2025

Career

I appear for hsc mh board exam but my score for neet grouping is not that enough.so I want to give improvement exam in July.... But can I give improvement in only 2 sub if I want to improve that

Ans: Hello Sakshi
As per my knowledge, you have to appear for all the subjects for improvement. Yet, it is recommended to visit your college administration for more exact details without wasting time.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |1600 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 05, 2025

Question by Lalit - May 05, 2025

Career

is EEE in IIIT Gwalior a good choice from perspective of future prospects?

Ans: Hello Lalit
EEE (Electrical and Electronics Engineering) at IIIT Gwalior (ABV-IIITM) can be a decent choice. But if you're strictly interested in core electrical engineering, other colleges (like NITs) might be a better option because not many EEE-core companies visit the campus in comparison to CS/IT branches. Finally, if your interest is strictly in core EEE, IIIT Gwalior might not offer as many labs or core recruiters as older NITs or IITs with stronger electrical departments.
Follow me if you like the reply. Thanks
Radheshyam

Asked on - May 05, 2025 | Answered on May 05, 2025

Thank you very much for your quick response.

Ans: Welcome.
If not followed, pl follow and like. Thanks

Radheshyam Zanwar |1600 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 05, 2025

Asked by Anonymous - May 05, 2025

Career

Suggest me for getting any specific nit with suitable branch except civil engineering with ews rank of 25396 and crl rank of 175000??

Ans: Hello dear.
With your EWS rank of 25,396 and CRL rank of 175,000, there are fewer chances to get admission to NITs in any branch under the mentioned category with the mentioned CRL. But you can try under the state quota at some NITs. Participate in the state-level counseling for more promising branches. To avoid Civil, you may try for Metallurgical, Materials Engineering or Production Engineering. You can consider good private colleges accepting JEE Main scores.
Follow me if you like the reply. Thanks
Radheshyam

Prof Suvasish Mukhopadhyay |615 Answers |Ask -Follow

Career Counsellor - Answered on May 05, 2025

Question by Lalit - May 05, 2025

Career

Which Top Tier IIITs are suitable for CSE / B Tech in CS / IT?

Ans: Comparatively older IIITs.

Asked on - May 05, 2025 | Answered on May 05, 2025

Would it be advisable to go for EEE in IIIT Gwalior vs IIIT Jabalpur or IIIT Lucknow or IIIT Kanchepuram?

Ans: I leave it to you.I won't comment and recommend any particular IIIT.

Prof Suvasish Mukhopadhyay |615 Answers |Ask -Follow

Career Counsellor - Answered on May 05, 2025

Question by Lalit - May 05, 2025

Career

NIT Warangal, Chemical vs EEE, IIIT Gwalior vs Integrated M Tech (IT), IIIT Gwalior?

Ans: Please don't compare between Chicken Tandoori and Rasgulla. Chemical and EEE are miles apart.

Asked on - May 05, 2025 | Answered on May 05, 2025

It is a genuine query sir. This query is from a student who is agnostic of the B Tech stream but is keen to ensure that he is able to study in a college / university of good reputation, good exposure and with good placements.

Ans: Any NIT or IIIT will be sufficient for fulfilling his need.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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