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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Sep 01, 2022

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Question by Karthik on Sep 01, 2022English

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कृपया सलाह दें। मैं निम्नलिखित एमएफ एसआईपी में निवेश कर रहा हूं:</p> <ul> <li>अप्रैल 2022 से एक्सिस फ्लेक्सी कैप फंड 6000/-</li> <li>एक्सिस ब्लूचिप 5000/- नवंबर 2021 से</li> <li>केनरा रोबेको ब्लू चिप 5000/- फरवरी 2022 से</li> <li>केनरा रोबेको इमर्जिंग इक्विटीज़ 5000/- जनवरी 2022 से</li> <li>मई 2022 से आईसीआईसीआई वैल्यू डिस्कवरी 5000/-</li> <li>मिराई एसेट इमर्जिंग इक्विटीज 2500/-जनवरी 2022 से</li> <li>फ्रैंकलिन इंडिया फोकस्ड Eq फंड 2500/- सितंबर 2016 से</li> <li>Sbi flexicap फंड 2500/- सितंबर 2016 से</li> <li>मिराई फोकस्ड फंड सितंबर 2019 से 5000/-</li> </ul>

Ans: ये अच्छे फंड हैं, कृपया जारी रखें।</p>

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Apr 11, 2022

Question by Venkata - Apr 11, 2022English

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मैं 49 साल का हूँ। मैंने कुछ वर्षों से एमएफ में निवेश करना शुरू कर दिया है। नीचे मेरा पोर्टफोलियो है. मैं एसआईपी में कुछ और निवेश कर सकता हूं। कृपया जांचें और सलाह दें।</p> <div शैली=प्रदर्शन: ब्लॉक; ओवर फलो हिडेन; चौड़ाई: 100%; अतिप्रवाह-एक्स: ऑटो; मार्जिन-बॉटम: 10px;> <तालिका शैली=पृष्ठभूमि-रंग: आरजीबीए(209, 255, 231,0.4); रंग: #000000; चौड़ाई: 90%; फ़ॉन्ट-परिवार: जॉर्जिया; मार्जिन: 0 ऑटो; बॉर्डर=0 सेलस्पेसिंग=5 सेलपैडिंग=5> <tbody> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td><strong>फंड</strong></td> <td><strong>योजना</strong></td> <td><strong>SIP स्थिति</strong></td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>UTI FLEXICAP</td> <td>विकास</td> <td>सक्रिय</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>मोतीलाल ओसवाल ने 25 फंड पर ध्यान केंद्रित किया</td> <td>विकास</td> <td>सक्रिय</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>आईसीआईसीआई प्रूडेंशियल ब्लूचिप फंड</td> <td>विकास</td> <td>सक्रिय</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>एक्सिस ईएसजी इक्विटी फंड</td> <td>नियमित वृद्धि</td> <td>सक्रिय</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>LNT इंडिया वैल्यू फंड</td> <td>नियमित योजना-विकास विकल्प</td> <td>रोका गया</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>कोटक फ्लेक्सीकैप फंड</td> <td>ग्रोथ विकल्प</td> <td>रोका गया</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>आदित्य बिड़ला सन लाइफ फ्रंटलाइन इक्विटी फंड</td> <td>विकास</td> <td>रोका गया</td> </tr> </tbody> </टेबल> </div>

Ans: कृपया सक्रिय लोगों को जारी रखें</p>

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Sep 21, 2022

Question by N - Sep 21, 2022English

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मेरी उम्र 56 साल है. मेरे पास एसआईपी के माध्यम से एमएफ में निम्नलिखित निवेश हैं। कृपया मुझे सलाह दें, विवरण नीचे:</p> <ul style=list-style-position: inside;> <li>UTI फ्लेक्सी कैप जून-20 5000</li> <li>एक्सिस मिड कैप फरवरी-21 5000</li> <li>PPFAS फ्लेक्सी कैप मई-21 5000</li> <li>एक्सिस ESG जून-21 5000</li> <li>DSP क्वांट फंड अगस्त-21 5000</li> </ul>

Ans: ये अच्छे फंड हैं, कृपया जारी रखें।</p>

Nikunj Saraf |308 Answers |Ask -Follow

Mutual Funds Expert - Answered on Sep 26, 2022

Question by Ashwani - Sep 26, 2022English

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सुप्रभात सर, मैं 4 साल से एमएफ में निवेश कर रहा हूं। सर, मैं 12000 प्रति माह निवेश कर रहा हूं और अगले 5 वर्षों में निवेश करने की योजना है। क्या मैं ये एसआईपी जारी रख सकता हूँ? या क्या बदलने की कोई आवश्यकता है?</p> <p>1. फ्रैंकलिन इंडिया स्मॉल कैप फंड-1000</p> <p>2. एचडीएफसी हाइब्रिड इक्विटी फंड -1000</p> <p>3. एचडीएफसी मिड कैप अवसर फंड -1000</p> <p>4. आईसीआईसीआई प्रूडेंशियल लॉन्ग टर्म -1000</p> <p>5. इन्वास्को इंडिया कॉन्ट्रा फंड-1000</p> <p>6. कोटक फ्लेक्सी कैप रेगुलर ग्रोथफंड -1000</p> <p>7. निप्पॉन इंडिया स्मॉल कैप फंड ग्रोथ -1500</p> <p>8. एसबीआई ब्लू चिप फंड-2500</p> <p>9. एसबीआई मेग्नम चिल्ड्रेन बेनिफिट फंड -2100</p>

Ans: नमस्ते अश्वनी, मैं 12 हजार एसआईपी राशि के साथ आपके वर्तमान निवेश में विविधीकरण देख सकता हूं। मैं आपको अपने एमएफ निवेश को मजबूत करने और पोर्टफोलियो में फेरबदल करने का सुझाव दूंगा।</p>

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Nov 03, 2022

Question by Suman - Nov 03, 2022English

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मैं एसआईपी मोड के माध्यम से दीर्घकालिक समय सीमा के साथ निम्नलिखित एमएफ में निवेश कर रहा हूं:</p> <p>1. एसबीआई लॉन्ग टर्म इक्विटी फंड-2018 से रु.2000/माह</p> <p>2. एक्सिस लॉन्ग टर्म इक्विटी फंड-2020 से 1000 रुपये प्रति माह</p> <p>3. मिराए एसेट टैक्स सेवर फंड- 2021 से रु. 2000/माह</p> <p>4. मिराए एसेट इमर्जिंग ब्लूचिप फंड- 2021 से रु. 2000/माह</p> <p>5. एक्सिस स्मॉल कैप फंड-2021 से 3000 रुपये प्रति माह</p> <p>6. एसबीआई स्मॉल कैप फंड- रु. 2022 से 1000/माह</p> <p>इसके अलावा मैं क्वांट लार्ज कैप फंड और किसी टेक्नोलॉजी फंड में निवेश करने के बारे में सोच रहा हूं।</p> <p>सर कृपया अपने विचार प्रदान करें।</p>

Ans: ये ठीक हैं, कृपया जारी रखें</p>

Vivek Lala | Answer |Ask -Follow

Tax, MF Expert - Answered on Apr 14, 2024

Asked by Anonymous - Apr 14, 2024English

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मैं 6 म्यूचुअल फंड में SIP के रूप में निवेश कर रहा हूं: 1. टाटा डिजिटल इंडिया--- 5k 2. एचडीएफसी बैलेंस्ड एडवांटेज--- 7.5k 3. एसबीआई कॉन्ट्रा--- 5k 4. पीपी फ्लेक्सी कैप--- 10k 5. मिराए एसेट लार्ज एंड मिडकैप--- 12.5k 6. एक्सिस स्मॉलकैप--- 10k कृपया स्कैन करें और सलाह दें

Ans: नमस्ते, फंड के अनुसार, मैं मान रहा हूँ कि आप टेक्नोलॉजी सेक्टर पर बुलिश हैं, जिसमें BAF शॉर्ट टर्म गोल के लिए है और अन्य फंड लॉन्ग टर्म के लिए हैं। मेरा सुझाव है कि आप लार्ज और मिड कैप कैटेगरी के बजाय मिड कैप फंड जोड़ सकते हैं। कृपया ध्यान दें कि ये सुझाव आपके बताए गए लक्ष्यों और आपके द्वारा दी गई जानकारी पर आधारित हैं। अपने जोखिम सहनशीलता, समय सीमा और विशिष्ट वित्तीय लक्ष्यों को बेहतर ढंग से समझने के लिए व्यक्तिगत रूप से वित्तीय सलाहकार से परामर्श करना हमेशा एक अच्छा विचार है।

नवीनतम प्रश्न

Nayagam P P |5616 Answers |Ask -Follow

Career Counsellor - Answered on Jun 02, 2025

Question by Sonal - May 31, 2025

Career

Sor my son hv jee crl 556659 delhi home state.he got 86.7% in 12th. How to proceed ..?? I wish if some decent branch i get in delhi or ncr of delhi region.. Pls guide..

Ans: With a JEE Main CRL of 556,659 (Delhi Home State) and 86.7% in Class 12, admission to DTU, NSUT, or IGDTUW for core engineering branches is unattainable, as their 2024 cutoffs for even less competitive branches like Civil Engineering closed below 150,000 ranks . However, Delhi Skill and Entrepreneurship University (DSEU) may offer Mechanical Engineering or Mechatronics in later counseling rounds, with 2024 cutoffs reaching 149,556 for Home State candidates . Private universities like Amity Noida (via 80%+ board marks) or Sharda University (direct admission) provide options for ECE/Mechanical with flexible eligibility. Additionally, Jamia Millia Islamia’s B.Tech in Civil Engineering (2024 cutoff: 256,264) could be accessible through special rounds or category adjustments . Prioritize DSEU’s non-CSE branches during JAC Delhi counseling and explore private institutes leveraging 12th marks for admission. All the BEST for your Son's Admission & a Prosperous Future!

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Nayagam P P |5616 Answers |Ask -Follow

Career Counsellor - Answered on Jun 02, 2025

Asked by Anonymous - May 31, 2025

Career

I am getting 54 marks in comedk, which clg and branch would I be getting?

Ans: With 54 marks in COMEDK (expected rank 36,001–43,000), admission to core branches like CSE/ECE in top colleges (RVCE, MSRIT, BMSCE) is unattainable, as their cutoffs typically close below 15,000 ranks. However, you can secure Mechanical, Civil, or Industrial Engineering in mid-tier private colleges like Dr. Ambedkar Institute of Technology (Mechanical), Srinivasa Institute of Technology (Civil), or East Point College of Engineering (Electrical), which accept ranks up to 40,000–50,000. These institutions, while lacking premium placements, provide decent infrastructure and regional industry connections. During counseling, prioritize lower-demand branches in colleges like New Horizon College or Maharaja Institute of Technology, and remain flexible with category upgrades if seats open in subsequent rounds. All the BEST for your Admission & a Prosperous Future!

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Nayagam P P |5616 Answers |Ask -Follow

Career Counsellor - Answered on Jun 02, 2025

Asked by Anonymous - May 31, 2025

Career

Sir should I go for CFA with bcom graduation? I am a class 12 science student with PCMB but am confused about where to go I have financial responsibility which I will have to take care of in next 6-7 years should I go towards commerce or stick with science if science what should I pursue ?

Ans: Considering your situation, I recommend starting with a psychometric assessment to evaluate your innate strengths, interests, and aptitudes. This data-driven approach will help identify career paths aligned with your capabilities while reducing uncertainty in decision-making. Pairing these insights with guidance from a certified career counselor can further refine your options, empowering you to make informed, personalized choices. All the BEST for your Prosperous Future!

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Nayagam P P |5616 Answers |Ask -Follow

Career Counsellor - Answered on Jun 02, 2025

Question by suresh - May 31, 2025

Career

My son scored JEE main rank 15256 with OBC-NCL and 51648 with CRL category from Tamilnadu. Which NIT/IIIT will be available for him. Preference course is CSE. But we can consider other courses if the college is highly reputed one. Please advice Thanks

Ans: Suresh Sir, Have Sathyabhama | Karunya | Hindustan | Sastra | SSN-If Fee is afforable for MQ Seat as back-up options. Regarding your question, please note, With a JEE Main OBC-NCL rank of 15,256 and CRL rank of 51,648, your son’s prospects for CSE in top NITs like Trichy (OBC cutoff: ~369) or Warangal (OBC cutoff: ~629) are unlikely, but he can secure CSE (AI) at IIITDM Kancheepuram (OBC cutoff: ~29,998) or CSE at newer IIITs like IIITDM Jabalpur (OBC cutoff: ~5,741–17,195) if seats remain in later counseling rounds. For reputable NITs, consider Mechanical Engineering at NIT Calicut (OBC cutoff: ~4,185) or Production Engineering at NIT Trichy (OBC cutoff: ~8,996), which offer strong institutional reputation and ~80–90% placement rates. Prioritize IIITDM Kancheepuram’s CSE (AI) during JoSAA counseling for tech-focused curriculum, and include NIT Trichy/Warangal’s non-CSE branches as alternatives balancing branch flexibility and institutional prestige. All the BEST for your Son's Admission & a Prosperous Future!

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Nayagam P P |5616 Answers |Ask -Follow

Career Counsellor - Answered on Jun 02, 2025

Question by Singamala - May 31, 2025

Career

Hi sir, I'm interested in doing structural engineering in civil engineering in m tech in VIT chennai. I got 3000 rank in VITMEE exam is it good decision to join in Chennai vit and what about placement opportunities in structural engineering especially in VIT chennai sir

Ans: Singamala, With a VITEEE rank of 3,000, admission to VIT Chennai’s Structural Engineering (M.Tech) is feasible, as the cutoff for Category 1 in core civil branches typically extends beyond 15,000 ranks. However, placement opportunities for Structural Engineering at VIT Chennai are limited, with only 50–60% of M.Tech students securing core roles, as per student reviews. While the university’s overall placement rate exceeds 80% for tech branches, structural engineering graduates often transition to software roles or pursue higher studies due to fewer core-sector recruiters. The program’s curriculum aligns with industry standards, offering research and project opportunities, but aspirants targeting specialized structural engineering careers should prioritize institutes with stronger industry ties in civil domains. Opt for VIT Chennai if interdisciplinary flexibility and the VIT brand matter, but explore NITs/IITs for dedicated core placements. All the BEST for your Admission & a Prosperous Future!

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Anu Krishna |1616 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jun 02, 2025

Question by Anjali - May 26, 2025

Relationship

I was in online relationship and my ex is blackmailing me with my private pics

Ans: Dear Anjali,
Kindly go to the cops; they will advise you accordingly!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Anu Krishna |1616 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jun 02, 2025

Asked by Anonymous - May 26, 2025

Relationship

My daughter just passed cbse 10, we are OK with her marks as she never studies but still scored decent marks, the issue is she doesn't listen, disrespect and always on phone playing free fire and talking on phone with boys

Ans: Dear Anonymous,
The virtual world is very exciting as it does not need any direct interactions with other humans and anyone can lose their way in this maze.
So, if you want her to be off gadgets, see that she is focused on sports or anything that will keep her active...as a family go on picnics, treks/hikes so that she realizes that being off the phone need not be boring and can be interesting as well..,
Having said that, she's at that age where her hormones can be all over the place, so talk to her more and listen to her more...she will possibly also talk to you about boys and learn from you on how to safely interact with them. Be open with your communication, you will see a change slowly!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Anu Krishna |1616 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jun 02, 2025

Asked by Anonymous - May 23, 2025

Relationship

I've been married for 19 years. We live in a joint family with my husband and in-laws. Since last year, my father has recently become bedridden and needs constant care. Since he lives in another city, I have been travelling constantly to take turns to attend him. I want to bring him to our home, but my mother-in-law strongly objects saying they will lose their privacy. My husband tries to mediate but often ends up siding with his mother, saying she's getting old too. I am not able to decide being a daughter and a daughter-in-law. Is it unfair of me to expect support for my father, or am I compromising too much in this marriage?

Ans: Dear Anonymous,
You surely are walking on a thin rope trying to balance both sides...it seems unfair, yes!
What I can suggest to you is: Find out what exactly is your mother-in-law's concern? What does she mean by 'lose their privacy'?
Usually, these statements are just reactionary to a much deeper concern. Try to address what bothers her; it could be as simple as your attention moving away from home and other responsibilities...she may possibly feel awkward being around your father...all these facts get masked under broad statements which to you may seem like excuses...so instead of playing this dance being the daughter and daughter-in-law, dig out more information, so that you can address concerns and not the reactions from them.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Nayagam P P |5616 Answers |Ask -Follow

Career Counsellor - Answered on Jun 02, 2025

Asked by Anonymous - May 31, 2025

Career

Sir my son get 83% in state board PCM. Which course better vit integrated course and possible category 1,2,3

Ans: With 83% in PCM from a state board, your son meets the 65–70% eligibility threshold for VIT’s Integrated M.Tech programs across campuses (Vellore/Chennai: 70%, AP/Bhopal: 65%), making him eligible for courses like CSE (Data Science) or Software Engineering. Category allocation (1–5) depends on merit-based 12th marks ranking, where higher PCM scores secure lower fee categories. While exact cutoffs fluctuate yearly, 83% typically falls within Category 2–3 (annual fees: ?1.59–1.92 lakh at Vellore), offering moderate fee concessions compared to Category 4–5. Prioritize VIT Vellore/Chennai for stronger academic infrastructure and placement networks, though admission certainty in these campuses requires higher PCM scores (≥85% for Category 1). If budget permits, Category 2–3 in AP/Bhopal provides balanced affordability and program quality, while maintaining backup options in emerging specializations. All the BEST for your Son's Admission & a Prosperous Future!

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Mihir Tanna |1056 Answers |Ask -Follow

Tax Expert - Answered on Jun 02, 2025

Asked by Anonymous - Jun 02, 2025

Money

Is tax on interest on saving bank deposit auto deducted if interest exceeds 40K? Then does this means i don't need to declare this in ITR? I saw this note in my interest statement from SBI bank. AS PER CURRENT REGULATIONS W.E.F 1st APRIl 2019 INTEREST EARNED BY THE CUSTOMER IS DEDUCTED WHEN THE TOTAL INTEREST EARNED EXCEEDS THRESHOLD LIMIT OF RS 40,000 IN A FINANCIAL YEAR.

Ans: No, Every non-senior citizen taxpayer is required to disclose all the income (including income on which TDS is deducted) in its income tax return.

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