Hello Col. I am 34 years old, monthly salary is 1 lakh. My investment is below(all direct plan), pls review and share your thoughts. I want to create a large corpus in long term. No fixed target for me. 1. Mirea Asset Large and Mid cap-5000/month 2. Quant flexi cap- 5000/month 3. Navi Midcap 150 Index- 5000/month 4. Axis Smallcap fund- 5000/month 5. FAANG ETF- 2500/ month 6. NPS-5000/month 7. EPF-12000/month 8. 10 gm Gold bond every year 9. Some stocks for long term(Jio financial, IDFC Bank) Worth 1.25 lakh.

I am 34 years old and looking to invest for a long term (10-15 years) to build a corpus of 1.5+ crores. Please review my current holdings (monthly SIPs) and suggest if I need to make any changes. Thank you L&T Infrastructure Fund - 1500 p/m DSP Natural Resources and New Energy Fund - 2000 p/m L&T Midcap Fund - 1500 p/m Aditya Birla Sun life Frontline Equity fund - 1500 p/m ICICI Prudential Banking and Financial Services - 1500 p/m UTI Transportation and logistics fund - 2000 p/m

I have invested in the following for a long term tenure since the last three years; please review. Also, is it enough for creating a corpus of Rs 1 crore in the next 10 years? Mutual Funds Plan type Amount Aditya Birla Sun Life Flexi Cap Fund Growth -- Direct Plan Rs 2,000 per month SBI Blue Chip Fund Direct Plan -- Growth Rs 2,000 per month Nippon India Small Cap Fund Direct -- Growth Rs 2,000 per month Canara Robeco Emerging Equities Direct -- Growth Rs 2,000 per month Axis Mid Cap Fund Direct -- Growth Rs 2,000 per month UTI Nifty Index Fund Growth Option -- Direct Rs 2,000 per month Motilal Oswal Nasdaq 100 ETF   Rs 2,000 per month ICICI Regular Savings Fund (formerly ICICI Prudential MIP 25) Direct Plan -- Growth Lump sum Rs 50,000 SBI Equity Hybrid Fund (formerly SBI Magnum Balanced Fund) Direct Growth Lump sum Rs 1,00,000

GOOD EVENING SIR. I'M 42 YRS. I WANT TO CREATE A CORPUS OF 5 CRORES IN NEXT 12 YEARS. PRESENTLY I HAVE INVESTED 28 LAKHS IN MUTUAL FUNDS THROUGH SIP WITH CURRENT VALUATION AT 55 LAKHS. I'M INVESTING 55K PER MONTH DETAILS OF MONTHLY AMOUNT :- 1. HDFC TOP 100 - 2000 (SINCE JUN 10) 2. HDFC MID CAP OPPORTUNITIES DIRECT - 3000 (SINCE JAN 18) 3. HDFC MID CAP OPPORTUNITIES REGULAR - 7000 4. ICICI PRO- FOCUSED BLUE CHIP FUND - 5000 (SINCE JAN 14) 5. SBI BLUE CHIP FUND - 5000 (SINCE JAN 18) 6. HSBC MID CAP FUND - 5000 (SINCE JAN 19) 7. DSP FLEXI CAP - 5000 (SINCE JAN 20) 8. UTI NIFTY 50 - 5000 (SINCE JAN 22) 9. ADITYA BIRLA SUNLIFE FRONTLINE EQUITY - 3000 (SINCE JAN 14) 10. HDFC SENSEX FUND - 5000 (SINCE JAN 23)

Hi Nikunj, I am a 44 year old working professional (IT sector) who wants to build a corpus of 5 crores during retirement. I am currently investing in the following MFs:- 1) Axis Gold Fund- 5000/month 2) Kotak Gold Fund- 5000/month 3) ICICI Prudential Nifty 50 Index Fund- 7,500/month 4) Aditya Birla Sun Life Tax Relief 96 Fund- 1000/month 5) ICICI Prudential Long Term Equity Fund (Tax Saving)- 1000/month 6) Axis Long Term Equity Fund- 1,500/month 7) DSP Tax Saver Fund- 1,500/month 8) DSP Equity & Bond Fund- 6,250/month 9) SBI Equity Hybrid Fund- 6,250/month 10) Canara Robeco Equity Hybrid Fund- 6,250/month 11) Mirae Asset Hybrid Equity Fund- 6,250/month 12) SBI Focused Equity Fund- 7,500/month 13) Axis Small Cap Fund- 7,500/month 14) Aditya Birla Sun Life Corporate Bond Fund- 20,000/month 15) PGIM India Midcap Opportunities Fund- 20,000/month 16) Nippon India (AMC) (Short Term Fund, Gold Savings Fund, Nifty Next 50 Junior BeES FoF, Nifty Midcap 150 Index, Index Fund Nifty 50 Plan)- 10,425 I am not sure if my portfolio is good enough for long term goals, or if I am investing in a lot of redundant schemes. I have a moderately medium risk appetite with focus on maximum corpus build. Please give your opinion and suggest if some changes are required. Thanks much in advance.

Hi Sir, In 5 year I need 30 lakhs corpus, for the same I am investing 30000 per month as follows: 5000 in Nippon large Cap direct growth, 5000 in Nippon India small cap; 5000 in Parag parikh Flexi cap; 5000 in HDFC Transportation and logistics fund; 5000 in Amazon, 1000: Google; 5000 Vanguard S&P 500. Do I have right selections or need to rectify/add/change values or Funds? Also I am using INDMoney for same, any comment on the same?