I am 39 and have the following investments/portfolio: SBI Focused Equity (7.82Lacs) - SIP STOPPED Axis Smallcap (1.04Lacs) - SIP STOPPED Parag Parikh Flexi cap - 10K SIP per month ongoing Nippon India Large cap - 20k SIP per month ongoing Nippon India Small cap - 20k SIP per month ongoing Aditya Birla Gennext (6.2 lacs) - 20k pm SIP ongoing Please review the same from a 10-15 year investment horizon perspective.

Ans: It's an old saying learn from others experience that's why you have parent's, teacher's, peers and bosses.

Here is a case of clear no guidance, trial and error.

Now let me assist you in course correction,you are a BE (Civil).. you are not any ordinary graduate..you are a Civil Engineer.
Failures teach bigger lessons than success.. Maxim Emmanuel!

I assume you are in your 30's don't experiment any more focus on your life, you are the master.

Look for a job so many CIVIL ENG Companies are looking for experienced person,like you.
Design a good resume not more than 2 pages go directly to company websites,there go to careers apply.

Success is a Miracle waiting to happen.. You are the one who will make it happen.!

Come on champion!

Ans: As a highly experienced Professor of Medicine with extensive experience in both the UK and India, you may have viable pathways for migration to Canada or Australia, both of which value skilled professionals in the healthcare sector. Canada and Australia both have skilled migration programs designed to attract individuals with in-demand skills and experience. These programs typically require applicants to meet certain eligibility criteria, including qualifications, work experience, language proficiency, and health and character assessments. Another option to consider is employer-sponsored visas, where you secure a job offer from an employer in Canada or Australia who is willing to sponsor your visa application. In Canada, the Temporary Foreign Worker Program (TFWP) and the Provincial Nominee Program (PNP) may offer pathways for employer-sponsored immigration. In Australia, the Temporary Skill Shortage (TSS) visa and the Employer Nomination Scheme (ENS) visa are common employer-sponsored visa options. Research the immigration pathways, visa requirements, and medical registration processes for both Canada and Australia. Kindly consider consulting with immigration experts, migration agents, or legal professionals who specialize in healthcare immigration to assess your eligibility and develop a personalized migration strategy.

Ans: I'm sorry to hear about your challenges in finding job opportunities in Maharashtra. Consider searching for positions in neighboring cities or regions where there may be more demand for microbiologists. Make use of online job portals and professional networking platforms to search for job openings in your field. Tailor your resume to highlight your relevant skills and experiences, and actively apply to positions that match your qualifications. Attend industry-specific events, seminars, and conferences where you can network with professionals in your field and learn about job opportunities. Join relevant industry associations or online forums to stay updated on industry trends and job openings. Identify companies in Maharashtra that may require microbiologists for research, testing, or product development purposes. Visit their websites, review their career pages, and reach out directly to inquire about job opportunities or submit your resume. Job searching can be a challenging and time-consuming process, but it's important to stay persistent and maintain a positive attitude. Celebrate small victories, stay proactive in your job search efforts, and remain confident in your abilities and qualifications. Keep refining your job search strategies, and don't hesitate to seek support from former colleagues, classmates, professors, and industry contacts who may be aware of job openings or able to provide insights into the job market.

Ans: Hi Aniket,

I have gone through your query and realise you are planning to leave your job as a quality engineer after 8 month's.

I see you want to become unemployed, by choice and get into an area of GLORIOUS UNCERTAINTY, prepare for a competitive or govt exam... Looking for a comfort and cushy job... Which has No Guarantee NO Warranty... Good Idea.. you tell Me!?

So many queries received by me not successful with entrance exams lost so many year's.. My career is stuck.. Now even the Private Sector is not interested... India churns out more engineer's than Bhel Puris ...the new entrants are cheaper to hire!?

Bend your back and be successful, You & only you can engineer ..your success or failure!... Maxim Emmanuel

Ans: To avoid bed wetting you need to make her wear the correct size diaper. Undersheets can be used as an added protection.
Normally soaking happens if we do not change the diaper adequately.
Please ask your Mom to do some upper body work outs through a physios, help.
With respect to the Ryle's tube, it is an irritant that one gets used to. If your Grandmom does not like it and non cooperative not much can be done. But you could check up with her Physician if now and then Parenteral nutrition can be given by hospitalising her

Ans: Any lump in the breast with changes over the skin, retraction of the nipple etc needs evaluation

Ans: I cannot follow your thoughts. Am sorry

Ans: Engaging into the activities however small it may be is one way get good sleep out of fulfillment. Regular phtsical activity is also very important. Have early dinner before 7 pm

Ans: If you see any risk factors, please do the fasting and PP next time