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Geeta

Geeta Ratra  |125 Answers  |Ask -

Visas, Study Abroad Expert - Answered on Feb 06, 2023

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
Asked by Anonymous - Feb 04, 2023Hindi
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Career

Is CA good career or should I also do ICWA/ACS etc along side>

Ans: Hello,
CA is good career to pursue and you need not to do ICWA.
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Harsh

Harsh Bharwani  |56 Answers  |Ask -

Entrepreneurship Expert - Answered on Apr 10, 2023

Asked by Anonymous - Apr 10, 2023Hindi
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Career
What are the career options for CA dropout
Ans: If you have dropped out of a CA course, you might be wondering what options are available to you in terms of your career. There are several paths you can take depending on your interests and skills. Here are some options to consider:
• Continue in the field of accounting and finance: While you may not have completed your CA degree, you can still pursue other courses in the field of accounting and finance to enhance your knowledge and skills. Some of the options include pursuing courses such as CMA, CS, ACCA, or MBA in finance. These courses can help you gain a deeper understanding of accounting and finance, and can provide you with more job opportunities.
• Data Analysis: Data analysis involves collecting and interpreting large sets of data to provide insights into business operations. A CA dropout can use their knowledge of accounting and finance to analyze financial data and identify trends and patterns that can help businesses make informed decisions.
• Business Analysis: A business analyst works with stakeholders to identify business needs and develop solutions to improve operations. A CA dropout can use their knowledge of accounting and finance to analyze financial data and help businesses make strategic decisions.
If you’re looking for a change in your Career, then you can also consider these options that are in-demand:
• Digital Marketing: Digital marketing is a booming industry that requires a combination of creativity and technical skills. You can learn about social media marketing, search engine optimization (SEO), pay-per-click (PPC) advertising, and email marketing, and then apply your knowledge to help businesses grow their online presence.
• Cybersecurity: With the increase in cyber-attacks, cybersecurity has become a crucial part of IT. You can learn about cybersecurity tools and techniques, and then use your knowledge to protect businesses from online threats.
• Cloud computing: Cybersecurity is another area where demand for professionals has seen a sharp increase due to the increasing number of cyber threats. A career in cybersecurity can be both challenging and rewarding, as it requires constant learning and adapting to new threats and technologies.
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Ravi

Ravi Mittal  |169 Answers  |Ask -

Dating, Relationships Expert - Answered on Apr 18, 2024

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Relationship
My boyfriend tells about us to his parents his parents rejected our relationship due to intercaste and they also stop talking to him it's been 4 months his mother don't talk to him .He is in navy . And they also started searching girl for him . He want to maintain distance from me he is not happy he is stressed as his own parents are not talking to him And also maintaining distance to me he talks to me me but just because I can't live without him but he changes in behaviour what to do
Ans: Dear Shruti,

I am sorry that you are in this situation. First of all, please try to look at it from your partner's perspective. It isn't easy to confront your parents and it's even harder when they stop communicating altogether. Having said that, I also understand how it is for you. It is not fair, especially in today's day and age, to face discrimination based on caste.

You have two options:
One, you wait patiently, emotionally support your boyfriend, and hope that his parents come to their senses and realize that we are living in 2024, and caste-based discrimination is ridiculous. In this scenario, you do have to let go of your self-respect and have to face many more hardships, that much is guaranteed.

The second option is you hold your head high and move on. Yes, it isn't what you hoped for when you emotionally invested in building this relationship, but unfortunately, these things are still happening. In this scenario, you will be sad for a long time, but you don't have to compromise on your self-respect and you will move on and live to see happier days with someone who respects you and sees you for who you are and not your caste.

Now, the choice is yours.

Best Wishes!
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Ramalingam

Ramalingam Kalirajan  |606 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 18, 2024

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Money
Hi sir, i have total 10k for investment of which I'm currently investing 7000rs in icici prudential nifty 50 index fund for 15-20 years, and ready to put 2000 rs for investment.My goals is to earn a cagr of more than 15 percent with 10 k for 15-20 years with little risk. Also suggest some term insurance without good claim settlement ratio and coverage upto 1cr
Ans: Hello,

Given your investment amount and goals, here are some suggestions:

Investment Strategy:

Additional SIP:
Invest the additional ?2,000 in a diversified equity mutual fund to balance your portfolio.
Choose a fund with a track record of consistent performance and a lower expense ratio.
Goal of 15% CAGR:
While aiming for a CAGR of 15% is ambitious, it's crucial to understand that higher returns generally come with higher risks.
Opt for a combination of equity and debt funds to balance risk and return.
Consider small-cap or mid-cap funds for higher growth potential, but be prepared for increased volatility.
Term Insurance:

Coverage of ?1 Crore:
You can consider term insurance plans from reputable insurers that offer coverage up to ?1 crore.
Compare premium rates, features, and claim settlement ratios before choosing a plan.
Claim Settlement Ratio:
Look for insurers with a high claim settlement ratio, indicating their reliability in settling claims.
Avoid insurers with a history of low claim settlement ratios or negative reviews.
Remember, while aiming for higher returns, it's essential to assess your risk tolerance and invest accordingly. Diversify your investments across asset classes and regularly review your portfolio to ensure it aligns with your financial goals and risk profile.

Consult a Certified Financial Planner for personalized advice tailored to your needs and financial situation.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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