Home > Career > Question
Need Expert Advice?Our Gurus Can Help
Prof Suvasish

Prof Suvasish Mukhopadhyay  | Answer  |Ask -

Career Counsellor - Answered on May 22, 2025

Professor Suvasish Mukhopadhyay, fondly known as ‘happiness guru’, is a mentor and author with 33 years of teaching experience.
He has guided and motivated graduate and postgraduate students in science and technology to choose the right course and excel in their careers.
Professor Suvasish has authored 47 books and counselled thousands of students and individuals about tackling challenges in their careers and relationships in his three-decade-long professional journey.... more
Yogesh Question by Yogesh on May 22, 2025
Career

My son got 95.299 percetile in jee mains. Didnt appear for advanced as he is preparing fot bits. He got CS business system in Thapar. Whats the best option through csab counselling. Whats the order of preference

Ans: With a JEE Main percentile of 95.2, your son is eligible for admission to several NITs and IIITs through CSAB counselling. His best options would be to prioritize NITs with strong computer science programs, followed by IIITs, and finally, GFTIs. A strong choice would be NITs like NIT Calicut, IIIT Allahabad, or VNIT Nagpur, followed by IIITs with CSE programs like IIITM Gwalior or IIIT Delhi.
Order of Preference for CSAB Counseling:
1. NITs with strong CSE programs:
Consider NIT Calicut, NIT Kurukshetra, SVNIT Surat, and VNIT Nagpur, as these are known for their good placements and infrastructure.
2. IIITs with CSE programs:
IIITs offer specialized computer science programs and are a good option if you're aiming for a career in software development or AI. Consider IIIT Allahabad, IIITM Gwalior, IIIT Delhi.
3. GFTIs (Government Funded Technical Institutes):
These are generally less prestigious than NITs and IIITs, but can still offer a good education. Consider COEP Pune or other GFTIs that have good placement records.
4. Thapar CS Business Systems:
While Thapar is a good institution, it's important to consider whether your son's interests align more with a traditional CS program or a more business-oriented one. He could also consider upgrading to a better CS program through CSAB if possible.
Important Considerations for CSAB Counseling:
Preferences:
Carefully consider your son's interests and career goals when filling out his preferences. Don't just focus on the top-ranked colleges; also consider the specific programs and their faculty.
Cut-offs:
Check the previous year's cut-offs for each college and program to understand the level of competition.
Placements:
Research the placement records of each college and program to see how well graduates are getting jobs.
Infrastructure and Facilities:
Consider the quality of labs, libraries, and other facilities that are available at each college.
Location:
Think about the location of the college and whether it's suitable for your son's needs.
By carefully considering these factors and prioritizing the right choices, your son can maximize his chances of securing a seat in a good engineering program through CSAB counselling.
Asked on - May 27, 2025 | Not Answered yet
He can upgrade to CSE in thapar and i guess best possible nit/ iiit would be iiit jabalpur with smart manufacturing. With him having no specific choice of branch. What should we prefer and why?

You may like to see similar questions and answers below

Nayagam P

Nayagam P P  |11128 Answers  |Ask -

Career Counsellor - Answered on Jul 24, 2025

Career
Sir my son has jee mains ranking 218400 and sc category in 11500 and he got marks 199 in Bits Exams . is it chans get seat in csab counseling ? and is it get seat in Bits? And which best private college in cse for studies and placements.
Ans: Jitendra Sir, With a JEE Main CRL of 218,400 and SC category rank of 11,500, admission to Computer Science and Engineering via CSAB special rounds at NITs or IIIT is effectively closed, as even the most remote campuses’ SC?category CSE cutoffs lie well within the 40,000–60,000 rank band. GFTIs likewise do not offer SC?category CSE seats beyond a 100,000 rank threshold, making CSAB counselling unviable for CSE. A BITSAT score of 199 places your son in a rank bracket above 32,000, below the typical CSE cutoffs for all BITS campuses, thus precluding admission there as well. Consequently, the most reliable pathway is through private engineering colleges that maintain robust CSE programmes, strong accreditations, modern infrastructure, active industry linkages and consistent placement records.

Among northern India’s private universities, reputed options for CSE include J.C. Bose University of Science & Technology (YMCA UST) Faridabad, Jaypee Institute of Information Technology Noida, Galgotias University Greater Noida, and Chandigarh University. These institutions offer accredited CSE curricula, specialized AI/ML and software labs, dedicated placement cells with 80–95% three-year placement consistency, and extensive corporate partnerships. Their eligibility via JEE Main and institutional entrance tests makes them attainable and ensures quality education and strong career prospects.

Recommendation:
Since CSAB and BITSAT options for CSE are not practical, focus on applying to the CSE program at Manipal Campus (if an MQ Seat is available), YMCA Faridabad, JIIT Noida, Galgotias University, and Chandigarh University because they have a good mix of accreditation, facilities, experienced teachers, industry connections, and successful job placements. Ensure timely completion of each institute’s admission processes and consider scholarship and hostel options to optimize both academic experience and return on investment. Ensure you include several of your state’s leading private engineering colleges as backup options for admission with your JEE score. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

..Read more

Nayagam P

Nayagam P P  |11128 Answers  |Ask -

Career Counsellor - Answered on Jul 28, 2025

Career
Respected Sir, my son has provisionally secured admission in the Integrated Artificial Intelligence program at VIT Bhopal, and in Core Computer Science and Engineering at Amity University Gwalior and LNCT Bhopal (Main Campus). His JEE Main CRL rank is above 100,000. Based on this, kindly suggest which option would be the best, and what should we do regarding CSAB counseling."
Ans: Among the available options for your son—VIT Bhopal’s Integrated Artificial Intelligence, Core Computer Science and Engineering at Amity University Gwalior, and LNCT Bhopal Main Campus—each offers distinctive program strengths, but they differ in national standing, academic exposure, and industry integration. VIT Bhopal’s five-year Integrated M.Tech. in Artificial Intelligence delivers a dual-degree program emphasizing hands-on experience, advanced AI/ML curriculum, and robust engagement with research, capstone projects, and internships. The program’s ties with leading tech companies provide significant project and employment exposure, and its campus boasts modern computing facilities and collaborative industry events. Amity University Gwalior’s B.Tech CSE, NAAC ‘A’ grade accredited and ranked in NIRF 2024 (#201-300), is known for its industry-oriented curriculum with specializations in AI, ML, cyber security, and more, placing strong emphasis on internships and skill development; the placement cell has maintained about 80–90% placement rates in the CSE branch in recent years, with access to major recruiters and a vibrant campus environment. LNCT Bhopal, one of central India’s most established private technical institutes, offers a competitively priced B.Tech CSE program that aligns closely with core industry requirements, providing collaborations with technology majors such as Oracle and IBM, and consistent placement rates around 75–85%, with the advantage of large annual intake and an expansive recruiter network.

Regarding CSAB counselling for JEE Main CRL above 100,000, the likelihood of securing CSE or top branches in NITs, IIITs, or GFTIs is extremely low, as the most recent cutoffs for even newer or remote campuses in CSAB special rounds have tended to close well below the 100,000 mark for CSE, with most NITs and IIITs closing their CSE branches under 60,000–70,000. Some peripheral GFTIs or newer IIITs may admit at higher ranks, but offerings are typically in lower-demand streams or less central locations, and competition remains fierce for computer science-based programs. However, CSAB remains an avenue for backup exploration and should still be attempted until the final rounds, in case of changes in seat availability or candidate withdrawal.

Recommendation: Prioritize VIT Bhopal’s Integrated Artificial Intelligence for its cutting-edge interdisciplinary focus, advanced learning pathways, and research-driven orientation, offering future-ready skills in a rapidly expanding domain. Next, consider Amity University Gwalior’s CSE for its NIRF ranking, strong campus placements, and multiple specialization tracks, especially if your son prefers a pure computer science degree in a polished urban campus. LNCT Bhopal’s CSE should be the third choice, valued for its affordability, solid placement record, and breadth of industry connections within central India. Simultaneously, participate in CSAB special rounds but keep expectations realistic about CSE/IT options, making early decisions on private college premium seats as soon as possible for best outcomes. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

..Read more

Latest Questions
Mayank

Mayank Chandel  |2700 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 26, 2026

Ramalingam

Ramalingam Kalirajan  |11155 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 26, 2026

Asked by Anonymous - Apr 25, 2026Hindi
Money
Lic policy jeevan aadhar for handicap son taken 1995 for 20 years. Life assured was my self father. Last premium paid in2015. 2026 son expired who was nominee This policy how our paid money with benefits wd be returned. Please advice. My age 70 and appointee 67 my wife still alive. Thanks.
Ans: I am very sorry to hear about your loss. This is an emotional situation along with a financial question. I will explain this in a simple and clear way so you can take the right steps.

» Understanding your policy structure

You have mentioned:

– Policy taken in 1995
– Premium paying term completed in 2015
– Life assured is yourself (father)
– Nominee/beneficiary was your son (who is now expired)
– You and your wife are alive

This type of policy was meant to support a dependent (your son) after the life assured.

» What happens when nominee (son) expires before claim

In such cases, the policy does not get cancelled.

Since:

– life assured (you) is still alive
– policy has already completed premium payment

The policy continues in force.

But the nominee benefit cannot be paid to your son now.

So the benefit will be payable to legal heirs or as per updated nomination.

» What are your options now

You have two main options.

Option 1 – Continue the policy till maturity or claim event

– policy will pay maturity or death benefit as per terms
– proceeds will go to legal heir / updated nominee
– you can update nomination now (for example, your wife)

Option 2 – Surrender or exit (if allowed)

– you may receive surrender value (if applicable)
– amount may be lower than full benefit
– depends on policy terms and current status

Before taking this step, it is important to check surrender value.

» Important step you must do immediately

Please update the nomination.

Since your son (nominee) has expired:

– submit a nomination change request
– add your wife or legal heir as nominee

Without this, claim settlement may get delayed later.

» How the money will be paid eventually

Depending on policy terms:

– either lump sum amount
– or annuity/pension type benefit

This will now go to the updated nominee or legal heir.

» Documents you should keep ready

– policy document
– your ID proof
– your son’s death certificate
– nominee update form
– bank details

These will be required for any future claim or update.

» Best practical step now

– visit nearest LIC branch
– explain full situation
– check current policy status
– confirm maturity benefit or claim structure
– update nomination immediately

Avoid relying only on assumptions because this policy type has specific conditions.

» Finally

Your policy is still valid because you (life assured) are alive. The benefit will not go to your expired son, but can be redirected to your legal heir after updating nomination.

Immediate action required is nomination update and policy status confirmation with LIC.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x