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Kanchan

Kanchan Rai  |663 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 09, 2025

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Aug 11, 2025Hindi
Relationship

I am from OC caste(Vaishyas). My boyfriend is from BC caste(Yadav). We are friends from 10 years and in relation from 8 years. My parents and relatives background is very high level(everyone having 20 crores property and above). So they feel very high status. But my boyfriend dosnt have high status and financially low than us. So my parents are not at all accepting. Another reason is we are veg and they are non veg, and another reason is he lost his mother due to corona. So we are fighting since 2 years, but my parents are not accepting and they are seeing matches for us. we are unable to forget each other. I am facing anxiety attacks and panic attacks. How do I come out of this mam?

Ans: First, let’s separate two things: your relationship and your health. Even before making a final decision, your mental well-being needs urgent care. Panic attacks and anxiety can get worse if you keep bottling up your emotions and living under constant pressure. I strongly suggest you reach out to a therapist or counselor who can provide you with coping tools like breathing techniques, grounding exercises, and safe space to express yourself. This is not weakness — this is strength to take care of yourself so you can think clearly.
Now about the relationship. You love him, and he loves you, but long-term marriage requires more than love; it also requires both partners to handle family resistance, cultural differences, and financial gaps together. Ask yourself: is he emotionally strong, committed, and capable of building a future with you despite the inequality in background? Is he willing to patiently win over your family or at least show them that he can stand as your equal through his actions, not just words?
On the other hand, look at your family — their resistance comes from social image and status, not necessarily from who he is as a person. That means convincing them will take time, proof of his capability, and your consistent stand. But you also need to prepare yourself: what if they never agree? Can you live with the consequences of going against them, given how high your family’s expectations are?
Right now, you don’t need to take a rushed decision. What you need is to stabilize your health, strengthen your own clarity, and have honest talks with your boyfriend about what real steps he is ready to take for the future. You don’t have to “come out” of the relationship overnight, but you do need to come out of the panic mode first.

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Anu

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Relationships Expert, Mind Coach - Answered on Mar 26, 2024

Asked by Anonymous - Mar 25, 2024Hindi
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Relationship
Hi mam, actually I am having a trouble in my relationship. Me and my partner are from different castes but we love each other. Due to the fear of my parents I told him some days back that my parents will never agree for our marriage as he is one year younger than me, he is from different caste and we both are in the final stage of our professional course and have not gone for job yet. But we are unable to leave each other and keep on crying. Now I am thinking of talking about this to my parents once my exams are over in a couple of months because I'm already 24 and they will start looking for alliance for me. But my partner is like there's no problem on his side but he doesn't want me to hurt and ruin relationship with my parents due to this disclosure and says that its never going to happen with heavy emotions and teary eyes. I am also unable to control my emotions and tears. Please advise me on what to do please mam....
Ans: Dear Anonymous,
Well, your partner is being kind and thinking for you and your relationship with your parents. It is a nice trait to have to be empathetic but it may cost him the relationship. And he has taken this stance only because you have talked him about how fearful you are of your parents.
I guess instead of giving up like this, why don't the two of you sit down as adults and discuss how to talk to your parents and make this happen. When you act against what society and family set as norms, you should have expected something to go against the fairy tale event, right?
Since you did not set this tone in mind, now it's about taking the bull by the horns and finding what's the best solution. Why give up?

All the best!

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Anu

Anu Krishna  |1812 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 17, 2025

Listen
Relationship
Iam 27 years old .me and my boyfriend were in relationship from the last 5 years.he is my childhood class met.during corona time we reconnected through social media .we are from same place .initially we both were good friends later we decided to start our relationship.i belong to low caste.and he belongs to upper caste.in those 5 years we shared our happiness, sorrows together .he was with me in every situation.he helped me emotionally mentally and financially.every thing went well .we planned out future together.later our parents got to know about our relationship.i convinced my parents.but his parents are not accepting our love because of my low caste..i even took my father and brother along with me to talk with his mother . I even begged his mother by touching her feet to accept our love.she told me that she wants to do his sons marriage with a girl who belong to their caste. His parents are telling him that they will leave the home town and go somewhere else if he marries me.my boyfriend is telling me that his parents especially his mothers health will be effected if he marry me and asking me to move on..I asked me that whether he is ok to marry the girls of their parents choice..he told me that he doesn't have any option other than listing to his parents..I'm totally devasted .I'm suffering with anxiety, depression and continuous thoughts ..i want him.he also loves me but he is not daring to marry mee.he is worrying about his parents..how to deal with this situation..pls help mee
Ans: Dear Anonymous,
Honestly, drop him...the reason for this must be obvious to you by now. When he is not willing to take a stand for his love, what makes you think he's ever going to support you later in life?
Also, maybe he does not want to or fears going against his family. How can you change that? Surely your love isn't enough to convince him of being with you in this relationship; then what else can?

It's going to be hard to get away from all those feelings BUT you are better off without someone who is unable to take a stand for you. And when it comes to anxiety, practice deep breathing...it does help...If this is getting unbearable, then do seek professional help from someone who can guide you through this break-up and thereafter healing.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Tax Expert - Answered on Sep 07, 2026

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a. An apartment in a four in one building was purchased by me on 18/02/1991 at a cost of Rs.2,60,000/- b. All the four owners of the building decided to go for redevelopment and Joint Development agreement was done with a builder on 12/02/2019. c. As per agreement total 6 flats will be constructed of which four for original owners and two for the builder. d. The vacant possession of the building was handed over to builder only during June 2019. e. Building demolition permission was obtained on 5/08/2019 f. New Building approval was given on 9/10/2020. ( The delay was due to Coastal Zone permission and new FSI rule approval ) g. Completion certificate was obtained on 8/3/2023. h. There was nil monetary transaction between owners and builder. i. The builder sold his flats for RS.1.04 crore and Rs.1.02 crores respectively 0n 30th June 2023.(ie.on getting completion certificate) j. Now I propose to sell my flat for 1.125 crore. BASIC DETAILS : I. I have Pension income, Interest from deposits and Dividend income from my Bank’s shares and am a regular IT payer. II. I have two house properties of which the above is one and another is a dilapidated house in a remote village with taxable value of Rs.35/- III. I was showing the house property income of Rs.35/- under ITR2 till assessment year 2020-21. IV. On demolition of the above flat in 2019, I was showing the village property only as self-occupied with NIL income under ITR1. V. This continued till assessment year 2025-26. ( It means for assessment years 2023-24,2024-25 and 2025-26 the reconstructed property was omitted to be shown in IT. The effect on taxation is Rs.11/- per year considering the village property’s taxable value) VI. This year I have shown both the properties as self-occupied in my IT return Advise sought: A. How to ascertain the value of property on the date of completion certificate? B. The property not being alienated, the capital gains should be “NIL” as on 2023. But in 2023-24 IT return it was not brought out. What is course correction for it now? C. What will be the Capital gain on sale of this property now - may be during September?
Ans: Relavent dates and figures are :
01. Purchase Price (1991) Rs.2.60 (L).
02. Expected Sale Price (2026) Rs.112.50 (L).
03. No Cost/Expenses were incurred during 12.02.2019 to 2026 (expected Sale date).
04. You will have to pay LTCG based on these figures.
05 (a). TAX PLANNING : You should get a Valuation Certificate from Architect, about the value of your Flat as on 01.04.2001. This can be treated as Cost of your property/flat in 2001. Indexation benefit may be taken from this date & this value.
05 (b). Since you occupied this Flat during the period from 2001 (date of valuation) till June-2019, you can claim Maintenance & Renovation Cost during this period, if any. This shall reduce your tax liability.
05 (c). Cost or Value an on date of completion certificate, is not relevant in this case. Cost of newly build flat shall be considered as explained in above points.
06. LTCG shall be taxed at rate of 12.50% without Indexation or @ 20% with Indexation.
07. Exemption can be claimed u/s 54 if you purchase another Residential unit, with in specified time. You can also purchase Capital Gain Bonds up to Rs.50.00 (L) to save Tax.
08. You are most Welcome to write for any further details or points, if required. Thanks.

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Nayagam P

Nayagam P P  |12553 Answers  |Ask -

Career Counsellor - Answered on Sep 07, 2026

Asked by Anonymous - Sep 06, 2026
Career
Hello sir Can you suggest me which college should I target Based on mht cet in ACAP/SPOT ROUND For tech branch at 85 percentile Ladies obc mh candidature
Ans: Based on your MHT-CET percentile, Maharashtra candidature, OBC category and female candidature, you can consider the following colleges for ACAP/Institute-Level or Spot Round opportunities, depending on the vacancies available: A) Dream – Apply, but don’t depend much on these: 1) PCCOE, Ravet – CSE/AI-DS; 2) AISSMS IOIT, Pune – IT/E&TC; 3) MMCOE, Karvenagar – AI-DS/E&TC; 4) MIT Academy of Engineering, Alandi – CSE/IT; 5) JSPM RSCOE, Tathawade – E&TC/other technology branches. At 85 percentile, these should be treated as aspirational options, with ACAP/spot vacancies determining the actual opportunity.

B) Target – Best ACAP/Spot opportunities: Dr. D. Y. Patil Institute of Technology, Pimpri-Akurdi – AI-DS/E&TC; 7) Dr. D. Y. Patil Technical Campus, Talegaon – CSE/AI-DS; 8) Dhole Patil College of Engineering, Pune – IT; 9) Zeal College of Engineering & Research, Pune – AI-DS/IT; 10) Sinhgad College of Engineering, Vadgaon – IT; 11) D. Y. Patil College of Engineering, Lohegaon – AI-DS/E&TC. This should be the primary focus because these options provide a more realistic balance between college quality, technology branches and the possibility of ACAP/spot vacancies.

C) Safe – Keep as strong backups
JSPM Narhe Technical Campus – CSE/IT/AI-DS; 13) RMD Sinhgad School of Engineering – IT/AI-DS; 14) Pillai College of Engineering, New Panvel – IT/Computer; 15) Terna Engineering College, Navi Mumbai – IT/Computer; 16) SIES Graduate School of Technology, Navi Mumbai – IT/Computer. These should be maintained as practical backup choices if preferred Pune options do not materialise.

Recommended preference order: 1) DYP Talegaon CSE, 2) Dhole Patil IT, 3) Zeal AI-DS, 4) Sinhgad IT, 5) DYP Akurdi AI-DS/E&TC, 6) AISSMS IOIT E&TC, 7) PCCOE-R AI-DS, 8) JSPM Narhe CSE/IT, 9) RMD Sinhgad IT, and 10) DYP Lohegaon AI-DS/E&TC. ACAP/Institute-Level vacancies are dynamic, so these are targets rather than guaranteed admissions; Maharashtra CET Cell requires institute-level admissions to follow the prescribed admission rules and merit process. All The Best for Your Prosperous Future!

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Image Coach, Soft Skills Trainer - Answered on Sep 06, 2026

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