MINE WIFE,AGE 41 YEARS HAS EDUCATIONAL QUALIFICATION OF B.ED,M.A AND M.ED.WE ARE MARRIED FOR 16 YEARS AND HAVE ADOPTED A SON WHO IS NOW STUDYING IN 1ST CLASS.INSPITE OF QUALIFICATION OF MY WIFE,SHE FAILS TO TEACH OUR SON PROPERLY.WHAT SHE DO IS CRAMMING EVEN IN MATHS.I TRY TO CONVINCE MINE WIFE TO READ BOOKS,NEWSPAPER BUT EVERYTIME I PUTUP THESE TOPICSSHE GETS HORRIBLE TOWARDS ME LIKE SHOUTING.SOMETIMES SHE CRIES LONELY.I ADVICE HER THAT WHATEVER WE LEARN WILL BENIFIT OUR SON BUT SHE REALLY GET UPSET WITH ANY OF MY ADVICE.I REALLY DON'T KNOW HOW TO CONVINCE HER TO CHANGE HER NEGATIVE ATTITUDE.HER HEALTH IS ALSO NOT GOOD WHICH SHE REALISES BUT WHEN I TELL HER TO HAVE PROPER DIET AND EXERCISE,SHE GETS ANNOYED WITH ME AND SCREAM WITH ME.ON THE CONTRARY,WHEN SHE FACE OUTSIDE WORLD ,SHE GETS SCARY AND DON'T COME OUT OF HOUSE.WHOEVER SUGGEST HER SOMETHING SHE AVOIDS THAT PERSON.I REALLY DON'T KNOW HOW TO OVERCOME THIS ATTITUDE OF HER.

Ans: With a 94 percentile in MHT-CET, eligible Home State candidates require ≥98–99 percentiles to secure Electrical Engineering at premier government institutes. COEP Pune’s EE cutoffs were 99.06–99.41 percentile in 2024, with 73–77% placement consistency and NAAC A++ accreditation supporting modern power-systems, drives and protection labs. VJTI Mumbai’s EE cutoff ranged from 98.2 to 99.8 percentile, pairing NBA-accredited curriculum, advanced high-voltage and control systems labs, research-active faculty and >90% placements for most branches. No other Mumbai-Pune government colleges offer comparable EE programs at lower cutoffs. Given these benchmarks, a 94 percentile cannot yield EE seats in COEP or VJTI, making VIT Chennai EEE your strongest current option.

Recommendation: Accept VIT Chennai EEE for its assured specialization and placement support (check its REFUND Policy/Other Terms if you withdraw the seat); alternatively, pursue private CAP-round seats in reputable Pune-Mumbai colleges (e.g., Pune University-affiliated or government-aided institutes) offering EEE with cutoffs near 90 percentile and robust labs, faculty, and placement cells. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: BCA graduates have a wide spectrum of career opportunities spanning core IT, digital and managerial domains. On the technical front, they can join as software developers or testers, web and mobile application developers, database administrators, and system analysts, building and maintaining enterprise solutions. Networking and infrastructure roles include network administrator, system administrator and cloud solution architect, ensuring secure, scalable IT environments. Cybersecurity experts and ethical hackers protect systems against threats, while data analysts and emerging data scientists derive insights using tools such as Python and SQL. Beyond these, careers in digital marketing, SEO specialist, UI/UX designer and technical writing combine technical acumen with communication skills. Consulting roles like IT consultant and technical analyst advise businesses on optimizing systems. Entrepreneurship or freelancing in web services, custom software or digital agencies offers autonomy. Professional certifications like CCNA/CCNP, AWS/Azure and Certified Ethical Hacker enhance credentials. For academic advancement, graduates pursue MCA, MBA in IT or specialized postgraduate diplomas aligning skillsets with evolving industry demands.

Recommendation: Target career paths that match your strengths—software or web development for coding enthusiasts, data science or cybersecurity for analytical minds, and cloud or network administration for infrastructure focus; concurrently plan postgraduate studies (MCA, MBA-IT) and obtain industry certifications (AWS, Cisco, CEH) to accelerate professional growth. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: With an 80.35 percentile in MHT-CET and 79 percent in Pune Board, the following ten institutions offer NBA/NAAC-accredited Mechanical Engineering programs, experienced faculty, advanced CAD/CAM and thermal labs, strong industry MoUs, and ≥60 percent placement consistency over the last three years:

Government College of Engineering, Amravati (GCOEA) – Public, AICTE-approved, NAAC-accredited, equipped with heat-power, manufacturing and fluid mechanics labs, MoUs with Kirloskar and Godrej, 70–80 percent placement.

Government College of Engineering, Karad (GCEK) – Autonomous under BPUT, NBA-accredited program, specialized workshops and simulation facilities, industry projects with TATA Projects, mechanical placements at 87.49 percent closing cutoff.

Government College of Engineering, Aurangabad (GECA) – Established 1960, NBA-accredited, pilot-plant and CNC labs, collaboration with Marathwada Auto Cluster, placements at 87.49 percent.

Goa College of Engineering, Ponda (GCE) – Government institute, NAAC A, 60-seat program, advanced metallurgy and machine shop labs, internships at Vedanta and MNPL, 65–75 percent placements.

Sinhgad College of Engineering, Vadgaon (SCOE) – NAAC A, NBA-accredited, CAD/CAM and IC engine labs, Siemens and Bosch Centre of Excellence, mechanical placements rose from 71.6 to 80.59 percent.

MIT Academy of Engineering, Alandi (MITAOE) – Autonomous, NAAC A, 1999, CNC machining and heat-power labs, partnerships with SKF and Cummins, mechanical cutoff at 81.49 percent, 70–80 percent placements.

DY Patil Institute of Technology, Pimpri (DYPIT) – NAAC A, established 1998, modern workshops and thermodynamics labs, MoUs with Kirloskar and L&T, consistent mechanical placements at 88.02 percent.

Sinhgad Institute of Technology & Science, Narhe (SITS) – NAAC-accredited, 2008, mechanical design and robotics labs, industry tie-ups with Cummins, placements 55.23–65.72 percent.

VIT Pune (VIT) – NAAC A++, autonomous, 1983, advanced manufacturing and automotive labs, MoUs with Bosch and TATA Technologies, mechanical cutoff at 24 percentile opening, 75–85 percent placements.

Sinhgad Academy of Engineering, Kondhawa (SAE) – NAAC A, 2005, IC engines and material testing labs, internships with Bajaj Auto, mechanical placements up to 92.66 percent closing.

Recommendation: For the strongest placement and research environment, prioritise DY Patil Pimpri and MIT Alandi, both offering robust labs, industry partnerships, and ≥88 percent mechanical placements; consider Sinhgad COE and VIT Pune for balanced cutoffs, accreditation, and consistent 70–80 percent placements; use Government colleges at Amravati, Karad, Aurangabad, and Goa as cost-effective, core-focused backups. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: With a JEE Main CRL of 200,000 and Jharkhand as your home state, admission to BIT Mesra’s 120-seat, NBA-accredited B.Tech Chemical Engineering program (NAAC-accredited, with seven core labs, advanced pilot-plant facilities, and research-active faculty) requires a JOSAA rank well below 50,000 for All-India quota and under 85,000 for Home-State quota. In JoSAA Round 2 2025, the closing rank for Chemical Engineering was 49,382 (All-India) and approximately 82,308 (Home State), so your rank of 200,000 falls short. However, CSAB Home-State counselling extends cutoffs up to about 1,282,604 in later rounds, offering a possible pathway if seats remain vacant.

Recommendation: Pursue CSAB Home-State counselling for BIT Mesra Chemical Engineering to leverage extended cutoffs; otherwise, explore alternative institutions—such as Jharkhand NITs or state universities—with similar accreditation, strong faculty, well-equipped labs, industry MoUs, and ≥70% placement consistency. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: Sri Sir, Both are good. Son can go for KJS-CSE. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: BML Munjal University’s B.Tech CSE is UGC-recognized under Section 2(f) and holds NAAC A accreditation with a QS I-Gauge Diamond rating. Its department features PhD-qualified faculty in AI, ML, IoT and cybersecurity, a Siemens-backed Centre of Excellence and state-of-the-art computing labs, and MoUs with Siemens PLM, Microsoft and other industry leaders. Over the last three years, BMU CSE placement rates have ranged from 84.5–97%. In contrast, CGC Landran’s B.Tech CSE (IoT & Cybersecurity including Blockchain) is NAAC A+ and NBA accredited, ranks #101–150 in NIRF Engineering, and is supported by expert faculty. Its infrastructure includes AI Skills Labs by Dell-Intel, a C-DAC Cybersecurity Lab, and AWS, Red Hat and Oracle collaborative labs, backed by industry partnerships with IBM, NASSCOM, Oracle Academy and Grazitti Interactive. CGC Landran reports a consistent 90–95% placement rate with over 1,000 recruiters and 10,000 job offers annually.

Recommendation: Choose CGC Landran CSE (IoT, Cybersecurity & Blockchain) for its NAAC A+ accreditation, NIRF ranking, specialized labs, extensive industry partnerships, and 90–95% placements in emerging domains; opt for BMU CSE if you prefer UGC recognition, global interdisciplinary electives, Siemens-backed CoEs, computing infrastructure, and 85–97% placement consistency in core computing fields. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: Hello sir.
I am sorry to hear the situation of yours. I would suggest you to keep your wife in confidence so that your in laws can't reach your doctor and you can take your proper treatment. Secondly dont take stress of defamation. People around you know you. Now just concentrate on your health so that you can recover from it and join your job again.
Take care!
Regards
Dr Upneet Kaur

Ans: Your housing loan is for 25 years, but life insurance covers only 20 years.
If death happens after 20 years, no insurance payout.
Family must repay remaining 5 years loan.
Take new term insurance till loan end to cover full 25 years.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Ans: Hello dear,
Both options are strong. It is highly recommended to visit both institutes in person and review all aspects firsthand. Do not rely entirely on Google reviews or our suggestions, as you will be there for several years. Still, if possible, I suggest choosing DES PU. Ultimately, the decision will be yours.
Good luck!
Follow me if you like this reply. Thanks!
Radheshyam