I am married 42 male. I m in love with a lady who is also married for the last 2 yr . We met through matrimony prior both of our marriage in 2015. She has many relationships till date with colleagues and also with her husband boss. Inspite of knowing this , I am unable to come out of the relationship. Also she used to tell me she doesn't love me.i hv already spent around 1.5 lakhs for buying gifts. She had been physical with 3 college friend and for her husband promot, she slept with her husband boss. Inspite of knowing all these, I can't forget her. We dnt have any physical relationship.I madly love her. Tried many times to discontinue the contact, but every time she by any means win and I start talking. She used to lie me always. Inspite of knowing many physical relationship with her husband colleagues and her friends in recent times, I can't forget her. Tried consulting psychiatrist and also taking medicines but of no help.

Ans: 01. Your LTCG without Indexation would be Rs.79.50 lakhs (Sale Rs.138.00 lakhs Less Cost Rs.55.00 lakhs+Improvement Rs.3.50 lakh).
LTCG @ 12.50% would be around Rs.9.94 lakhs app.
02. Your LTCG with Indexation would be Rs.10.84 lakhs (Sale Rs.138.00 lakhs Less Cost Rs.55.00 lakhs+Improvement Rs.3.50 lakh with Index 363/167).
LTCG @ 20.00% would be around Rs.2.17 lakhs app.
03. Please note that no benefit would be given for furniture etc.
04. You should go for second option.
05. You should also go for tax planning by investing the LTCG in some residential property or Capital Gain Bonds etc.
Most welcome for any further clarifications. Thanks.

Ans: Please note that provisions of section 80TTB are not applicable in New Tax Regime.
Most welcome for any further clarifications. Thanks.

Ans: 01. Holding period of property shall be calculated from the dale of Sale Deed & not agreement date.
02. There is no relief or deduction or exemption offered by the department in case of STCG form sale of property.
03. You may get some relief if your taxable income from all other sources is less than Rs.3.00 lakhs. Please note that this taxable income is Gross Income minus tax savings if any.
Most welcome for any further clarifications. Thanks.

Ans: Hello dear. To get a seat in any NIT and the respective branch there are a lot of parameters to work i.e. score, category, and previous cut-off. it seems to be difficult at 1st found in NIT but there are strong changes in RECs. Keep a close eye on the admission process and appropriately select the options. Apart from CSE, your son may get another branch with ease in RECs at this score.Best of luck for his bright future and upcoming JEE (Main)-II attempt if he appears.

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Thanks
Radheshyam

Ans: Prefer CSE (Core). Also depends upon your interest in a particular branch. Target top 5-6 NITs such as Trichy, Warrangal, Surathkal, Warrangal, Rourkela, Calicut etc. All the Best for your Prosperous Future.

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Ans: To prepare for your Bachelor of Arts (B.A.) degree, follow these steps: 1) Understand the syllabus at Jai Narain Vyas University (JNVU), 2) Gather study materials like textbooks and previous year question papers, 3) Create a study plan, prioritizing challenging subjects, setting achievable goals, and including revision, 4) Utilize online resources like educational videos, 5) Practice answer writing, and seek feedback for improvement. 6) Focus on key topics, analyze past papers, and prioritize high-yield areas. 7) Maintain well-being by incorporating short breaks and a healthy lifestyle. Consistent effort and a positive mindset are crucial for effective preparation. All the Best for your Prosperous Future.

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Ans: Securing a 27,000 rank in your first NEET PG attempt is commendable, but specialties like Obstetrics and Gynecology (OBG) or Radiology are competitive and often require higher ranks. Considering a drop year can be beneficial if you believe you can improve your rank with dedicated effort. Exploring deemed universities can offer higher ranks with higher tuition fees. Financial considerations, personal commitment, and exploring alternative specialties should be considered. If you are confident in your ability to improve your rank, dropping a year may be advantageous. However, if you prefer to start postgraduate studies sooner and are comfortable with financial implications, exploring deemed universities is a viable option. All the Best for your Prosperous Future.

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Ans: Manjunath Sir, To obtain an OBC certificate for your children, it's essential to understand the state jurisdiction where your caste is recognized. In Karnataka, the Karnataka authorities are responsible for issuing the certificate, while Gujarat may not be feasible if your specific caste is not listed in the OBC list. To apply, you need to visit the native Taluk, gather necessary documents, and submit the application in person. If traveling isn't possible, consider using an authorized representative or an online application. Future considerations include considering residency implications, staying informed about changes in policies, seeking legal advice if uncertainties persist, and engaging with community groups from Karnataka residing in Gujarat. By following these steps, you can secure the OBC certificate for your children and ensure they have access to its benefits. All the Best for your Children's Prosperous Future.

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Ans: Madam, IGNOU offers a Bachelor of Education (B.Ed.) program for in-service elementary teachers. However, those without prior teaching experience or a teacher training qualification do not meet the eligibility criteria for direct admission. Alternative pathways include enrolling in an NCTE-recognized teacher training program, such as the Diploma in Elementary Education (D.El.Ed.), Diploma in Pre-School Education (DPSE), or Bachelor of Elementary Education (B.El.Ed.). Regular B.Ed. programs, typically two years long, also accept candidates without prior teaching experience. To apply, visit the NCTE website, understand admission requirements, plan accordingly, consider factors like program duration, location, and mode of study, and verify age limits. Obtaining a recognized teaching qualification allows applicants to apply for teaching positions in schools, particularly for grades 6 to 9. All the Best for your Prosperous Future, Madam.

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