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Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 25, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - May 24, 2023Hindi
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Relationship

Hi! I am married now for 4 years and have a 18 months old child. My wife is having Borderline Personality Disorder and often talks about ending the marriage but when she is normal, she credits me for such an understanding husband. She doesn't acknowledge that she has such disorder from before marriage. I am very disallusioned about what step to take more so because of my daughter. Shall I go for divorse? Please advice.

Ans: Dear Anonymous,
It's easy to walk out on a marriage but being in it and overcoming challenges together can grow the two of you in love and trust.
Whether she knows about her condition before marriage or not, in my opinion is not of concern as you need to focus on how as a family you can deal with the situation. What if you were in her place? Would you want her to leave you?
Any disorder (as experts call it) of the mind require a lot of support from the family members and having worked with clients on this, I can tell you involving the family makes it easier for the person struggling with it. It also strengthens their bond. The two of you have a child who needs both parents...
It may seems an uphill task to be in this situation but do remind yourself: Why did I marry this person in the first place?
This reason will be enough to carry you on and make a commitment to handle it together.
I do realize that one day she may say one thing and go back and say just the opposite the next day. It can be very disillusioning for you. My appeal is: go back to the person who diagnosed her. He/she will educate you on the coping strategies individually and the family as a whole. A good round of counselling will also help your wife take care of her mind state.

All the best and I am sure you can do this...

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 13, 2024

Asked by Anonymous - Apr 23, 2024Hindi
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Relationship
Hello, I am married for the last 15 years with 2 kids. All though for entire period of this 15 years has been a roller coaster in the relationship, All of a sudden since the last 7 months the relationship has detoriated with my wife sleeping with the kids, not talking to me, cutting my social circles. Have tried talking to her directly and through some common links, but she does not talk & infact has cut all the channels. i have tried being home all the time and do all the house hold cores, take care of the children, but no impact on her. She is a deperession patient and refuses to consult the doctor. I feel i had enough and want to look options for seperation. Kindly advise
Ans: Dear Anonymous,
It's unfortunate that you have waited this long to take note of how your relationship has been deteriorating. Also, has your wife been clinically diagnosed as having depression? If not, please don't assume as it will pose an issue while working on your marriage.
Seek the help of a marriage therapist who can guide the two of you back into rebuilding the marriage. Sleeping separately is a huge signal that she has cut off physically and emotionally from you and there could be numerous reasons along the way for it./ Don't delay seeing a professional and take this step not to get into a blame game situation but to actually work on your marriage. Make this humble attempt as it takes one rash move to end things.

But if you feel strongly that nothing is working, consult with a lawyer who specializes in separation

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: https://www.facebook.com/anukrish07/ AND https://www.linkedin.com/in/anukrishna-joyofserving/

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 13, 2024

Asked by Anonymous - May 02, 2024Hindi
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Relationship
Hi Ms. Anu, I need some different way of looking at the mess I am in. We are a very well educated couple married since past 16 years and very well settled (financially) abroad. We married after a courtship with blessings of both families and we do have a kid who is doing well atleast academically. The marriage has been a mess all these years starting within a couple of years after marriage. I do come from a very close knit middle class with a mentality/ upbringing to carryon whatever the odds are for wellbeing of kid also the spouse. My wife come from a pretty broken family where none of the family members are staying together or on routine talking terms. I do strongly feel that she has a borderline personality disorder which she refuses to atleast seek help available even to confirm or reject it. She has no good friends and her relations are very superficial with lot of white lies. Living with her is like walking on needles not knowing when she goes off. It has literally made me and my kid apprehensive every other minute dealing with her. She has given up her career in India and is a home maker here and I do respect that a lot but she is also very apprehensive to try out anything over here in spite of so many opportunities .I really don’t have any problem with it as we don’t have any financial need for it. She has best of everything we have/ earned over here, I never question her regarding even routine needs and try to work around her choices. We are like roommates living in a big house in separate rooms bringing up kid in best possible way. It sort or drains me out both mentally and physically and even affects my professional progress. Every attempt to discuss amicably ends with a fight. She has no social support to even fallback or ask for help. For me I don’t want to divorce her as I do know she won’t be able to survive alone over here or in India also I don’t want this to even put a small mental scar on my kid. I am trying out the best possible way I can but I do fear I might breakdown some day or the other leaving them in bad position. I dont have any affairs, I don’t even drink/ smoke/ gamble. I am just a simple person trying to live comfortably and bringing up the kid in best possible was as every other person.
Ans: Dear Anonymous,
A different way of looking at the mess would mean:
- appreciating that your way of a family set-up and your wife's are way different
- understanding that things may go awry, but there is no need to strive for perfection within the marriage
- knowing that your spouse is different from you and celebrating those differences without finding a meaning in it

Having said this, I do appreciate you wanting to make your marriage better, but sometimes we also need to understand that what is happening is possibly the best. As long as the child is in a safe space to grow and bloom, do not strain yourself much. You are not dealing with daily fights or threatening arguments, hence if this is peace, learn to make peace with it.
Sometimes, it may feel like the other person has an issue with the mind when they don't align to your way of thinking or expressing. There are people who yell to be heard, that does not make them an angry person...that is how they have learned to express themselves since childhood. It does not qualify as a mental illness...

Take some time out together to coordinate and appreciate each other at a different level acknowledging your differences; your wife will also have to do this and support the fact that you are concerned about the marriage and your relationship with her.

Taking care of your mental health is in your hands and start by 'viewing things differently as stated above' AND yes, your wife also will need to be in sync on this by supporting you as well. That you will might need to have an honest conversation with your wife and work on this together.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: https://www.facebook.com/anukrish07/ AND https://www.linkedin.com/in/anukrishna-joyofserving/

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 29, 2024

Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 28, 2024

Asked by Anonymous - Oct 26, 2024Hindi
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Relationship
Hi Anu Madam, I am in age of 44 and my wife also same 44. We both married for 15 years and having daughter with age 14. My wife having some mental health issue where she started hating all the people (me, our parents, neighbors, friends). She not talking to anyone and also having fight with all the people she is meeting. Tried some mental health counseling sessions and visited mental health doctors in last 2 years. But she is not willing to accept that she is having mental health issue and also not supporting for treatment. She is connecting all with my daughter and scolding with bad words. this is impacting our daughter's life. Considering future of our daughter, thinking of separating and but wanted to understand whether it is good idea to divorce in the age of 44. Please advice how I can come out of this situation and what will be the impact if I do diverse at this age.
Ans: Dear Anonymous,
What do the reports from the Mental Health expert say? What is the diagnosis?
Obviously, there's something that has happened for her to suddenly start hating people, right? No one changes all of a sudden; it takes some huge issue or little ones over a period of time for someone to begin showing changes in their behavior. This absolutely needs to be analyzed.
Having said this, I never suggest separation as the first option as it takes a moment of time to break relationships but takes years and years to build one. So, I would suggest taking the advice of the elders of the family on your side and your wife's side as well. This will ensure that the family is aware of what is going on and will support you and your wife. It's possible someone from your wife's family may talk to her about being serious on counseling sessions and medications if necessary.
Now, whatever the reason, separations and divorce are not easy on anyone; the partners or the family...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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