Sir, I got retired on 30-Jun-24 after attaining the age of 58. I do not have any further contribution to PF. I would like to know if PF gives interest for next 3 years. In other words, when I withdraw PF at the age of 61 in Jun-2027, would PF have paid interest for 3 years from Jul-24 to Jun-27.

Ans: Scoring 121 in IAT 2025 places an OBC-NCL candidate within the expected cutoff range of 100–110 marks, slightly above the previous year’s threshold, improving chances for newer IISERs like Tirupati (expected cutoff 90–95) and Berhampur (85–90), while Thiruvananthapuram (95–100) may also be within reach in early rounds. Campuses with higher cutoffs—Bhopal (100–105), Mohali (95–100), Kolkata (100–105), Pune (105–110)—are unlikely unless cutoffs dip in later rounds. Participation across all counselling rounds with preferences prioritizing IISER Tirupati and Berhampur maximizes seat allotment probability, listing Thiruvananthapuram next and Bhopal or Mohali contingently. Recommendation: Expect admission at IISER Tirupati or Berhampur, keeping Thiruvananthapuram as a secondary choice. All the BEST for the Admission & a Prosperous Future!

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Ans: Yash, Admission to the five-year BS–MS programme via IAT is governed by category-wise cutoffs varying by campus. For EWS candidates, expected 2025 IAT cutoffs lie between 110 and 120 marks out of 240, below general cutoffs of 120–130 and OBC-NCL 100–110 marks. Among IISERs, campuses with lower thresholds include Berhampur (80–110 marks) and Tirupati (100–120 marks), while Bhopal (135–140), Mohali (132–140), Pune (160–170) and Kolkata (155–160) stand well above 98 marks. At 98 marks, Bhopal and other top IISERs are out of reach, but Berhampur and Tirupati remain viable. Recommendation: prioritise Berhampur and Tirupati in counselling to secure admission. All the BEST for the Admission & a Prosperous Future!

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Ans: Hello Dear
If you are from Bangalore or living in KTR, choose CSE at RVCE, and if you are from Maharashtra, opt for PICT. If you are neither from Karnataka nor Maharashtra, choose CSE at RVCE.
Best of luck to her.
Follow me if you like the reply. Thanks
Radheshyam

Ans: Scoring 180 in IAT 2025 corresponds to an approximate All-India rank within 1–80, positioning you above the expected general-category cutoff of 140–145 marks for IISER Bhopal’s B.Tech programs. This score not only secures eligibility for IISER Bhopal but also places it as a realistic first preference over newer campuses, as IISER Pune and Kolkata demand 160+ marks, while Bhopal’s threshold lies around 140–145. Participation in all counselling rounds and prioritizing Bhopal early ensures seat allotment before cutoffs tighten. Recommendation: Expect admission to IISER Bhopal B.Tech CSE with 180 marks and lock it as your primary choice in counselling. All the BEST for the Admission & a Prosperous Future!

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Ans: With an All-India NEET 2025 rank of 17,581 and Rajasthan domicile under the 85% State Quota, you fall within closing rank ranges for mid-tier government medical colleges. SMS Medical College, Jaipur closed at around 2,500–5,000 in 2024 for General-State seats, making it a strong possibility for your rank . RUHS College of Medical Sciences, Jaipur’s State quota cutoff reached approximately 3,844–4,485 in later rounds, also aligning with your position . RNT Medical College, Udaipur admitted General-State candidates up to rank ~7,280 in Round 3, suggesting feasibility to secure a seat there . Other colleges like Government Medical College, Ajmer (closing ~7,056) and Jhalawar Medical College (closing ~8,624) remain secondary options. Participation in all counselling rounds with priority choices of SMS and RUHS Jaipur, followed by RNT Udaipur and Ajmer, maximizes admission prospects. Recommendation: Focus on SMS Medical College and RUHS College of Medical Sciences first, then list RNT Udaipur and GMC Ajmer to secure a government MBBS seat in Rajasthan. All the BEST for the Admission & a Prosperous Future!

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Ans: Nibla, A NEET score of 444 falls below the typical marks cutoff for OBC-NCL candidates seeking BDS in government dental colleges, where qualifying marks range between 520–540 for OBC students. Similarly, All India BDS closing ranks under the 15 percent AIQ for OBC rarely exceed 35,000, whereas your AIQ rank is 131,279, placing you far outside the viable admission range. Nationwide only about 3,000 government BDS seats exist, and premier institutions such as SCB Dental College (Cuttack), Government Dental College (Bangalore), and Tamil Nadu Government Dental College (Chennai) closed with AIQ ranks under 30,000 for OBC. Under Kerala’s 85 percent state quota, Government Dental College, Thiruvananthapuram admitted OBC candidates with ranks up to 51,595 in earlier years, while Kottayam and Kannur closed within similar state-rank brackets, implying state ranks must be substantially lower than your AIQ conversion would yield. Consequently, securing a BDS seat in a government college appears highly unlikely. Consider prioritising private or deemed dental colleges with lower cutoffs and participating in both AIQ and state counselling to maximise admission options. Recommendation: Focus on private or deemed dental institutions, as government quota thresholds exceed reachable marks and ranks. All the BEST for the Admission & a Prosperous Future!

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Ans: VIT Vellore maintains a 90–95% placement rate across the last three years, facilitated by 632–945 recruiters visiting annually and yielding over 3,300 super-dream (≥10 LPA) and 2,800 dream (≥6 LPA) offers in 2024, with a median package near ?9 LPA and strong tech-sector engagement from companies like Microsoft, Amazon and TCS. Amrita Vishwa Vidyapeetham Coimbatore records 90–100% placement consistency for its BTech cohorts, supported by 300+ recruiters including IBM, Wipro and Cognizant, with median salaries around ?7.75 LPA and emphasis on internships and research projects embedding industry standards early in the curriculum. SRM Chennai’s flagship Kattankulathur campus posts 85–90% placement rates over three years, hosting 980–1,313 recruiters and generating 5,500–9,000 offers annually, with average packages around ?7.2 LPA and core-engineering roles from Cognizant, Infosys and Ford. VIT leads in high-value dream offers and recruiter diversity, Amrita excels in top-end consistency and academic rigor, and SRM offers broad sectoral reach with strong core engineering streams.

Recommendation: Prioritise VIT Vellore for maximum high-value offer volume and expansive recruiter network, choose Amrita Coimbatore for nearly universal placement consistency and integrated research opportunities, and consider SRM Chennai if core engineering exposure and diverse sectoral hiring are primary goals. All the BEST for the Admission & a Prosperous Future!

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Ans: Ashmita, Ajeenkya D.Y. Patil School of Engineering (ADYPSOE) holds NAAC B+ accreditation and ranks around 79th in The Times Engineering 2025, reflecting solid academic standing among 175 institutions. Over the past three years, its B.Tech placement rate has consistently hovered at approximately 81 %, with core and software/IT sectors recruiting through 60–70 companies annually and 230–300 total recruits. The median salary trend improved from ?3.5 LPA (2020) to ?4 LPA (2022) per the NIRF report, while student feedback rates placements as “decent” with 50–65 % branch-specific placement experiences cited. ADYPSOE combines modern labs, a sprawling campus, and industry interface via guest lectures and internships but offers fewer high-end dream placements compared to top-tier Pune institutes. Recommendation: Accept ADYPSOE Pune if you seek a private engineering college with stable 80–81 % placement consistency, regional convenience, and affordable fees; consider higher-ranked autonomous colleges for elevated recruiter diversity and premium offer volumes. All the BEST for the Admission & a Prosperous Future!

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Ans: Vikas Sir, With a 95.4 percentile in JIPMAT, your son falls below the typical general-category cutoffs of about 98.5–99.3 percentile at IIM Jammu and 99.8+ percentile at IIM Bodh Gaya for 2025, making admission unlikely in initial lists. IIM Jammu shortlists using 95% JIPMAT weightage plus 5% gender diversity, and its general cutoff marks hover around 330–340 raw scores (≈98.5+ percentile). IIM Bodh Gaya relies 100% on JIPMAT scores, setting general cutoffs near 380–381 marks (≈99.8+ percentile). However, lower wait-list rounds may see cutoffs dip by up to 20 marks (≈0.4–0.6 percentile drop), so participation in all lists could offer marginal chances at Jammu if female diversity weight applies or if cutoff trends soften slightly. Recommendation: Remain flexible across counselling rounds, prioritise IIM Jammu preferences given gender-diversity relaxation, and consider alternative IPM or BBA programs as backups. All the BEST for the Admission & a Prosperous Future!

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