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Intercaste Love Breakup: Torn Between Family and Love, What Do I Do?

Shalini

Shalini Singh  | Answer  |Ask -

Dating Coach - Answered on Dec 07, 2024

Shalini Singh is the founder of andwemet, an online matchmaking service for urban Indians living in India and overseas. After graduating from college as a kindergarten teacher, Singh worked at various firms specialising in marketing strategy, digital marketing and public relations before finding her niche as an entrepreneur. In 2008, she founded Galvanise PR, an independent communications and public relations. In 2019, she launched andwemet.
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Unique Question by Unique on Dec 07, 2024Hindi
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Relationship

Hy mam, my boyfriend broke up with for our caste he is Brahmin and I am khyatriy,so his parents denied our relationship and told him to broke up with me. we have only 2 month relationship.he also blocked me from every where,I love him so much so what should I do

Ans: He is not interested in taking this ahead...the sooner you accept this the better it is.

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Kanchan

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Relationships Expert, Mind Coach - Answered on Dec 26, 2023

Asked by Anonymous - Dec 13, 2023Hindi
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Hii Ma'am my boyfriend said our relationship will not be possible because of intercaste relationship and he told me his parents will not agree and my parents too. As I'm from schedule caste family and he is from general, his mother doesn't like me and she wants us to break up our relationship. So my boyfriend had break up with me, what should I do?
Ans: Hello Ms,
sorry to hear that you're going through a challenging situation. Inter-caste relationships can sometimes face societal and familial pressures, which can be difficult to navigate Try to understand the pressures your boyfriend may be facing from his family. Similarly, share your feelings and concerns with him. Empathy and understanding can be crucial in such situations. Consider your own values and priorities in a relationship. It's important to be with someone who respects and supports you despite societal norms. Assess whether you and your boyfriend share common values and are willing to navigate these challenges together.While it's important to fight for love, it's equally important to respect each other's choices. If, despite your efforts, your boyfriend is not willing to continue the relationship, it may be necessary to accept his decision and focus on healing. Remember, it's essential to be in a relationship where both partners feel respected and valued. If your boyfriend is unwilling to reconsider the relationship, it might be important to prioritize your own happiness and well-being in the long run. Take care of yourself emotionally and mentally. Breakups can be tough, and it's crucial to prioritize self-care during this period. Surround yourself with positive influences and engage in activities that bring you joy.

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Radheshyam

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What should I do after my bsc in medical
Ans: Hello Priyanka.
It is not clear whether either of you has completed your B.Sc. in Medical or not. But I am assuming that you are presently pursuing it. The scope of this branch is wide. Either you can pursue the job, or you can start your own business. However, I would like to suggest that if possible, you do a DMLT course to start an authentic lab. Working as a technician or technical assistant may not boost your career to a great extent, and the salary may also not increase proportionately. Hence, it is better to add a course with a B.Sc. that will help you start your business. With a small capital, you can even start a business selling surgical items, which could turn into a big business in just a few years. Best of luck for your upcoming future.
If satisfied, please like and follow me.
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Ramalingam

Ramalingam Kalirajan  |7606 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 22, 2025

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Money
Where should I invest Rs. 50000 in Index mutual fund or in ETF?
Ans: When deciding between Index Mutual Funds, ETFs, and actively managed diversified equity funds, actively managed funds often stand out. Let’s analyse why active diversified equity funds are a better option for your Rs. 50,000 investment.

Understanding Index Funds and ETFs
Index Funds: These passively replicate an index like NIFTY 50 or SENSEX. They aim to match the market’s performance, not beat it.

ETFs (Exchange Traded Funds): Similar to index funds but trade like stocks on exchanges. They require a Demat account.

Disadvantages of Index Funds and ETFs
Limited Returns Potential
Index funds and ETFs only track the market.
They cannot outperform the benchmark, even when market conditions allow for superior performance.
No Protection in Market Downturns
Index funds replicate the index, so they fall equally during market downturns.
Active funds may reduce losses with better sector and stock allocation.
Lack of Professional Judgment
Index funds follow pre-set rules, ignoring company-specific fundamentals.
Actively managed funds use professional fund managers who adjust portfolios to maximise gains.
Hidden Costs in ETFs
ETFs may seem cost-effective but involve additional brokerage and Demat account charges.
Liquidity issues can lead to price variations between the market price and NAV.
Benefits of Active Diversified Equity Funds
Potential for Superior Returns
Experienced fund managers aim to outperform the benchmark.
They carefully select high-potential stocks across sectors and market caps.
Flexibility in Stock Selection
Active funds are not restricted to index stocks.
They pick companies with strong fundamentals, growth prospects, and attractive valuations.
Downside Protection
Fund managers can reduce exposure to risky sectors during market downturns.
This minimises losses compared to passive funds.
Tax Efficiency with Strategic Planning
Gains can be optimised with periodic review and rebalancing.
Active funds often deliver better after-tax returns over the long term.
Why Rs. 50,000 Fits Well in Active Diversified Equity Funds
A one-time investment of Rs. 50,000 deserves active management for maximised growth.
Over 5–10 years, active funds are better positioned to beat inflation and create wealth.
Suggested Allocation for Active Diversified Equity Funds
Large-Cap Equity Funds (30%-40%): Stability and consistent returns.
Flexi-Cap Equity Funds (40%-50%): Flexibility to invest across market caps.
Mid-Cap Equity Funds (20%-30%): Higher growth potential with moderate risk.
Key Considerations
Stay invested for at least 7–10 years for compounding benefits.
Review performance annually and rebalance if needed.
Avoid chasing short-term trends or reacting to market noise.
Final Insights
Index funds and ETFs are suitable for certain scenarios, but they lack active management benefits. By investing Rs. 50,000 in actively managed diversified equity funds, you can maximise returns, minimise risks, and benefit from professional expertise.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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