Home > Relationship > Question
Need Expert Advice?Our Gurus Can Help

Should I Help My Husband Build a House for His Parents?

Kanchan

Kanchan Rai  |646 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 29, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Dec 16, 2024Hindi
Listen
Relationship

My husband and I are government employees and we live in different cities owing to work. He wants to build a house for his parents in his hometown and wants me to help him financially. I'm okay with it but he also has a younger brother who's in the 2nd year of college. But he's good for nothing. His parents and his younger brother are more or less dependent on him financially. I don't want to help him financially because we both won't be living in that house until retirement. And later that house will be occupied by his younger brother and his family. What should I do?

Ans: It's important to have an open and honest conversation with your husband about your feelings. Express your concerns not just about the financial contribution but also about the long-term implications of this decision. Let him know that while you are willing to support him in helping his family, you are also thinking about your future, especially the role that you and your husband will play in the household later in life. It’s crucial to discuss how this decision will affect both of you and your relationship in the long run.

It may also be helpful to have a clear understanding of the financial expectations and responsibilities involved. If your husband feels strongly about supporting his family, it’s essential that both of you are on the same page regarding the amount of support you are comfortable with and the timeline for contributions. You might want to consider alternatives, such as setting a specific budget or finding ways to help without overextending yourselves financially.

Another important aspect is acknowledging the role his younger brother plays in this equation. It sounds like he may not be as responsible as you would like him to be, which is an understandable source of frustration. You might want to express your concerns about his reliance on your husband for financial support, and consider whether there might be ways to encourage his brother to take more responsibility for his own future.

Ultimately, you and your husband need to come to an agreement that respects both your desires and concerns. It’s important that the decision feels like a shared one, and that both of you feel heard and respected in the process. If you continue to feel uneasy about contributing, it’s okay to set boundaries and negotiate a more balanced solution. This is about ensuring that you both maintain a healthy financial and emotional balance in your relationship. By being honest and compassionate with each other, you can find a way forward that works for both of you, without compromising your own well-being.

You may like to see similar questions and answers below

Anu

Anu Krishna  |1746 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 18, 2024

Listen
Relationship
Hi, My husband doing business. They are 2 sons to their parents. My husband is older one, both are married. We live in bengaluru n my in-laws live with younger son in native. They help is younger sin financially in all aspects like bought tractor to him n all. But my husband studied on loan n he paid installments. He gave all his pf money to his brother marriage. And after that during covid time give his profit from business(resigned job) to his parents for developing agricultural land. While doing job he took personal loan to construct home on native, n buy all the household things un his salary. Till today he only giving money to majority of things. Now my husband got some financial problems in his business so asked money with his parents, they are not ready to give. So he stopped asking them but asking me to ask my parents, what shall I do? My husband will give money to his family when he have money but keep distance when he don't have money. How to handle my in laws and his younger brother to stop them asking money from my husband. And how to take financial help from them.
Ans: Dear Pushpa,
What can you do? Stop giving money to people who can't appreciate that help. What has gone has probably gone. But from now on, please become prudent and say NO.
There will be a few arguments and your in laws and husband's brother maybe angry but you need to secure your financial position, right? You can't stop them from asking, but your husband can stop giving, yeah?
People will take advantage only when you allow them to do that...so, hopefully your husband can also see what's happening.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Kanchan

Kanchan Rai  |646 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 16, 2024

Asked by Anonymous - Oct 15, 2024Hindi
Listen
Relationship
My boyfriend,aged 34 has an older brother who has 2 daughters and wife .My bf parents are no more. My BF wants to marry me but he has no saving ,no mutual funds and no property. When I ask my BF to start concentrating on his own life instead of helping him financially,he gets irritated. His elder brother is deals in visa business,but he didn't helped my BF for thesame.My BF is very bothered and wanted to contribute for his brother's kid and future,funds and education,but I haven't felt same excitement when discussing future with me. I am very confused,I love him but I want him to focus on himself and his future financially.I can sense something awkward in his family relations but if I get married I don't want all of this message. We have communicated on the same but he gets hurts everytime . What should I do
Ans: You're in a tough spot where your boyfriend's focus on supporting his brother's family is overshadowing his attention to your future together. It seems like he feels responsible for his brother’s kids, especially since their parents are no longer around, but this comes at the expense of his own financial planning and goals with you. While it's admirable that he wants to help, it’s essential for him to also prioritize the future you're trying to build together.

The fact that he gets irritated when you bring this up may suggest guilt or a deeper emotional attachment to his brother's family. However, a successful partnership requires shared goals, including financial stability. If he continues to avoid conversations about your future and gets hurt without making changes, this could point to deeper compatibility issues.

You’ve voiced your concerns, and it’s important to be clear about your needs and expectations. If he’s unwilling to focus on your shared future, you might need to question how committed he is to building a life with you. It’s essential that both of you are on the same page before moving forward, or this dynamic could lead to more tension down the road. Trust your instincts, and don’t hesitate to reconsider the relationship if your needs aren't being met.

..Read more

Ramalingam

Ramalingam Kalirajan  |10881 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 03, 2025

Asked by Anonymous - Jun 24, 2025Hindi
Money
Anu mam, I am in a bad dilemma. I am 36, married with a 8 year old son. I reluctantly stay with my in-laws who live in a property registered in my brother in law's name. We have been here for the past 10 years. Recently I discovered that my husband is not even a nominee in the property. He has been spending on house repairs, paying maintenance all these years and taking care of the parents as well. My brother-in-law enjoys his freedom and lives separately in his own luxury flat with his wife and kid. Last year, I invested all my savings and booked a flat in my name. My husband didn't support me financially. I don't expect my husband to stay with me because all these years, I have noticed that he doesn't want to listen to my side of the story. My in-laws have been controlling my husband finding ways to keep us emotionally tied to the house. I am surprised why my husband wants to live and spend his life maintaining his brother's property instead of supporting me?
Ans: Understand the Current Family and Financial Setup

You live in a house owned by your brother-in-law.

Your husband is not a nominee or owner of that house.

Your husband has been spending on repairs and maintenance there.

Your in-laws emotionally control him and influence his choices.

You are married with an 8-year-old son.

You bought a flat from your savings in your name.

Your husband didn’t support that financially.

You feel emotionally isolated and unsupported.

You Have Taken a Bold Financial Step

Buying a house with your own money is a powerful step.

You did this without expecting support from your husband.

This gives you future stability and freedom.

You should feel strong and proud about this decision.

Analyse the Risks of Staying in Someone Else’s Property

The house belongs to your brother-in-law.

Your husband has no ownership or legal right there.

Any money spent on that house gives no return to your family.

Your brother-in-law can legally ask you to vacate anytime.

It offers no protection to you or your son.

Emotional Attachment is Not a Financial Asset

Your husband is emotionally tied to his parents.

He may feel responsible to stay and take care of them.

That emotional decision is costing your family financially.

You and your son deserve security and future clarity.

You Need to Prioritise Financial Independence Over Family Pressure

Financial security should come before emotional pleasing.

You are already handling your finances more wisely.

Your flat will build equity over the years.

This ownership gives you power and voice in the long term.

Identify Why Your Husband Acts This Way

He may feel trapped by guilt, duty, or family manipulation.

He may not realise that he’s risking your family’s future.

In many Indian homes, emotional loyalty replaces logic.

He may avoid confrontation and live under family control.

Your Financial Role Deserves Recognition

You funded a home alone.

You manage finances without help.

You think long term and want stability.

This mindset will help you plan your son’s future.

Now Focus on the Next Steps Carefully

Step 1: Secure Your Property Legally

Make sure your flat is fully registered in your name.

Keep loan EMIs and receipts well documented.

Add nomination details in case of emergency.

You must have legal control over this asset.

Step 2: Start Building a Financial Portfolio

Now you must plan beyond the flat.

Create an emergency fund for 6 months of expenses.

Take term insurance for yourself and your son’s security.

Buy a family floater health policy if not already done.

Step 3: Start SIPs for Long-Term Wealth

Begin SIPs in actively managed mutual funds.

Don’t invest in direct plans.

Use a CFP and trusted MFD to guide.

Avoid index funds. They don’t protect in down markets.

You need professional-managed funds for peace of mind.

Avoid These Investment Mistakes

Don’t buy insurance policies that mix investment.

Don’t fall for traditional plans with low returns.

Don’t take real estate as your only investment.

Don’t keep too much idle cash in savings account.

Don’t follow online tips blindly without full planning.

Take Action Based on Your Role as a Mother

Your son must have a stable emotional and financial future.

For that, you need clarity and courage today.

Don’t let family manipulation ruin your planning.

Start a child education SIP right now.

Think about your own retirement plan also.

Create a Boundary with Your Husband’s Financial Choices

Don’t fund or support any expenses on your in-law’s house.

Don’t allow your savings to go for their property.

Keep your investments separate and in your control.

Discuss shared responsibilities only when mutual respect is there.

Family Counselling May Help if You Are Open

A trained counsellor can break old emotional patterns.

Your husband may realise the cost of his choices.

A third-party view often brings clarity in such issues.

Consider this if communication is currently blocked.

Make a Will for Your Property

Even if you’re young, make a simple will now.

Nominate your son as the legal heir.

This prevents any future dispute or interference.

Your savings and house should stay safe for your child.

You Are Already Ahead Financially

Most women delay property purchase or savings.

You acted independently and planned ahead.

Continue with SIPs, insurance, and low-risk debt options.

Don’t panic during market ups and downs.

Your Future is in Your Hands, Not Your Husband’s

You can’t change your husband’s past choices.

You can change how you move forward.

Emotional freedom comes from financial clarity.

Build your life around what you control.

Don’t wait for others to approve or support.

Finally

You are financially stronger than you think.

Avoid joint investments with your husband now.

Focus on protecting your house, savings, and child.

Cut emotional losses and strengthen legal rights.

Stay calm and focus on step-by-step action.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

..Read more

Latest Questions
Nayagam P

Nayagam P P  |10854 Answers  |Ask -

Career Counsellor - Answered on Dec 14, 2025

Asked by Anonymous - Dec 12, 2025Hindi
Career
Hello, I am currently in Class 12 and preparing for JEE. I have not yet completed even 50% of the syllabus properly, but I aim to score around '110' marks. Could you suggest an effective strategy to achieve this? I know the target is relatively low, but I have category reservation, so it should be sufficient.
Ans: With category reservation (SC/ST/OBC), a score of 110 marks is absolutely achievable and realistic. Based on 2025 data, SC candidates qualified with approximately 60-65 percentile, and ST candidates with 45-55 percentile. Your target requires scoring just 37-40% marks, which is significantly lower than general category standards. This gives you a genuine advantage. Immediate Action Plan (December 2025 - January 2026): 4-5 Weeks. Week 1-2: High-Weightage Chapter Focus. Stop trying to complete the entire syllabus. Instead, focus exclusively on high-scoring chapters that carry maximum weightage: Physics (Modern Physics, Current Electricity, Work-Power-Energy, Rotation, Magnetism), Chemistry (Chemical Bonding, Thermodynamics, Coordination Compounds, Electrochemistry), and Maths (Integration, Differentiation, Vectors, 3D Geometry, Probability). These chapters alone can yield 80-100+ marks if practiced properly. Ignore topics you haven't studied yet. Week 2-3: Previous Year Questions (PYQs). Solve JEE Main PYQs from the last 10 years (2015-2025) for chapters you're studying. PYQs reveal question patterns and difficulty levels. Focus on understanding why answers are correct, not memorizing solutions. Week 3-4: Mock Tests & Error Analysis. Take 2-3 full-length mock tests weekly under timed conditions. This is crucial because mock tests build exam confidence, reveal time management weaknesses, and error analysis prevents repeated mistakes. Maintain an error notebook documenting every mistake—this becomes your revision guide. Week 4-5: Revision & Formula Consolidation. Create concise formula sheets for each subject. Spend 30 minutes daily reviewing formulas and key concepts. Avoid learning new topics entirely at this stage. Study Schedule (Daily): 7-8 Hours. Morning (5:00-7:30 AM): Physics concepts + 30 PYQs. Break (7:30-8:30 AM): Breakfast & rest. Mid-morning (8:30-11:00): Chemistry concepts + 20 PYQs. Lunch (11:00-1:00 PM): Full break. Afternoon (1:00-3:30 PM): Maths concepts + 30 PYQs. Evening (3:30-5:00 PM): Mock test or error review. Night (7:00-9:00 PM): Formula revision & weak area focus. Strategic Approach for 110 Marks: Attempt only confident questions and avoid negative marking by skipping difficult questions. Do easy questions first—in the exam, attempt all basic-level questions before attempting medium or hard ones. Focus on quality over quantity as 30 well-practiced questions beat 100 random questions. Master NCERT concepts as most JEE questions test NCERT concepts applied smartly. April 2026 Session Advantage. If January doesn't deliver desired results, April gives you a second chance with 3+ months to prepare. Use January as a practice attempt to identify weak areas, then focus intensively on those in February-March. Realistic Timeline: January 2026 target is 95-110 marks (achievable with focused 50% syllabus), while April 2026 target is 120-130 marks (with complete syllabus + experience). Your reservation benefit means you need only approximately 90-105 marks to qualify and secure admission to quality engineering colleges. Stop comparing yourself to general category cutoffs. Most Importantly: Consistency beats perfection. Study 6 focused hours daily rather than 12 distracted hours. Your 110-mark target is realistic—execute this plan with discipline. All the BEST for Your JEE 2026!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Dr Dipankar

Dr Dipankar Dutta  |1840 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Dec 13, 2025

Asked by Anonymous - Dec 12, 2025
Career
Dear Sir/Madam, I am currently a 1st year UG student studying engineering in Sairam Engineering College, But there the lack of exposure and strict academics feels so rigid and I don't like it that. It's like they don't gaf about skills but just wants us to memorize things and score a good CGPA, the only skill they want is you to memorize things and pass, there's even special class for students who don't perform well in academics and it is compulsory for them to attend or else the student and his/her parents needs to face authorities who lashes out. My question is when did engineering became something that requires good academics instead of actual learning and skill set. In sairam they provides us a coding platform in which we need to gain the required points for each semester which is ridiculous cuz most of the students here just look at the solution to code instead of actual debugging. I am passionate about engineering so I want to learn and experiment things instead of just memorizing, so I actually consider dropping out and I want to give jee a try and maybe viteee , srmjeee But i heard some people say SRM may provide exposure but not that good in placements. I may not be excellent at studies but my marks are decent. So gimme some insights about SRM and recommend me other colleges/universities which are good at exposure
Ans: First — your frustration is valid

What you are experiencing at Sairam is not engineering, it is rote-based credential production.

“When did engineering become memorizing instead of learning?”

Sadly, this shift happened decades ago in most Tier-3 private colleges in India.

About “coding platforms & points” – your observation is sharp

You are absolutely right:

Mandatory coding points → students copy solutions

Copying ≠ learning

Debugging & thinking are missing

This is pseudo-skill education — it looks modern but produces shallow engineers.

The fact that you noticed this in 1st year already puts you ahead of 80% students.

Should you DROP OUT and prepare for JEE / VITEEE / SRMJEEE?

Although VIT/SRM is better than Sairam Engineering College, but you may face the same problem. You will not face this type of problem only in some top IITs, but getting seat in those IITs will be difficult.
Instead of dropping immediately, consider:

???? Strategy:

Stay enrolled (degree security)

Reduce emotional investment in college rules

Use:

GitHub

Open-source projects

Hackathons

Internships (remote)

Hardware / software self-projects

This way:

College = formality

Learning = self-driven

Risk = minimal

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x