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Dr Ashish

Dr Ashish Sehgal  | Answer  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 18, 2023

Ashish Sehgal has over 20 years of experience as a counsellor. He holds a doctorate in neuro linguistic programming, mental health and social welfare.He is certified in neurolinguistics by both the Society of NLP and the American Board of NLP.... more
Niranjan Question by Niranjan on Jun 12, 2023Hindi
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How to overcome fear in life

Ans: Overcoming fear is a personal and gradual process, but here are some strategies that can help:

Identify and acknowledge your fears: The first step in overcoming fear is to identify what you're afraid of and acknowledge its presence in your life. Take the time to reflect on the specific fears that hold you back and recognize that they are valid emotions.

Understand the root cause: Try to understand the underlying reasons behind your fears. Sometimes fears stem from past experiences, trauma, or limiting beliefs. By gaining insight into the root causes, you can begin to address them more effectively.

Educate yourself: Knowledge is power. Often, fear arises from a lack of understanding or unfamiliarity. Educate yourself about the things you fear. Whether it's a specific phobia or a fear of the unknown, gathering information and learning more about the subject can help dispel irrational fears.

Take small steps: Overcoming fear doesn't mean completely eliminating it overnight. Start by taking small steps towards facing your fears. Break down the fear-inducing situations into smaller, more manageable tasks. Gradually exposing yourself to these situations can help build confidence and reduce fear over time.

Practice relaxation techniques: Fear can trigger physical and emotional responses, such as increased heart rate, sweating, or anxiety. Practicing relaxation techniques, such as deep breathing exercises, meditation, or mindfulness, can help you manage these symptoms and calm your mind.

Seek support: Don't hesitate to reach out for support. Share your fears with a trusted friend, family member, or therapist who can provide encouragement, guidance, and a fresh perspective. Connecting with others who have faced similar fears can also be beneficial.

Challenge negative thoughts: Fear often accompanies negative thoughts and self-doubt. Challenge these thoughts by examining their validity and replacing them with more positive and empowering ones. Affirmations and positive self-talk can help reframe your mindset and reduce fear.

Embrace failure as a learning opportunity: Fear of failure can hold you back from taking risks or pursuing your goals. Remember that failure is a natural part of life and often leads to growth and learning. Embrace failure as an opportunity to learn, adjust, and try again.

Celebrate your successes: Acknowledge and celebrate your achievements, no matter how small they may seem. Each step you take in facing your fears and overcoming obstacles is progress worth recognizing. Celebrating your successes can boost your confidence and motivate you to continue moving forward.

Remember, overcoming fear takes time and patience. Be kind to yourself throughout the process, and don't hesitate to seek professional help if your fears are significantly impacting your daily life and well-being.

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Dr Ashish

Dr Ashish Sehgal  | Answer  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 20, 2024

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I am 32 years suffering from Anxiety problems from many months, so I need suggestions on how can I overcome
Ans: While I can't offer specific medical advice, I can share some general suggestions that may help you manage your anxiety. It's important to remember that these are just starting points, and seeking professional help from a therapist or counselor is crucial for addressing anxiety effectively.

Understanding Your Anxiety:

Identifying triggers: What situations or thoughts typically trigger your anxiety? Recognizing these triggers can help you anticipate them and prepare coping mechanisms.
Exploring the root cause: Talking to a therapist can help you explore potential underlying factors contributing to your anxiety, such as past experiences or unhealthy thought patterns.
Self-Management Techniques:

Relaxation techniques: Practices like deep breathing, progressive muscle relaxation, and meditation can help calm your mind and body during anxious moments.
Mindfulness: Mindfulness exercises that focus on present-moment awareness can help you manage racing thoughts and worries.
Journaling: Writing down your thoughts and feelings can provide a healthy outlet for emotional processing and identify patterns in your anxiety.
Healthy lifestyle: Engaging in regular exercise, getting enough sleep, and eating a balanced diet can significantly improve your mood and overall well-being.
Seeking Support:

Therapy: Cognitive behavioral therapy (CBT) is a highly effective treatment for anxiety disorders. A therapist can guide you through CBT techniques to challenge negative thought patterns and develop coping skills.
Support groups: Connecting with others who understand what you're going through can offer valuable support and encouragement.

..Read more

Kanchan

Kanchan Rai  |423 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 09, 2024

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Mam how can I take proactive steps n cope with the fear and how to overcome it
Ans: it's crucial to understand and address the root of your fear. Reflect on the specific behaviors or situations involving your father or uncle that trigger your anxiety. Journaling can be a valuable tool in this process, allowing you to articulate your feelings and gain insight into the nature of your fear. Recognizing these triggers is essential for developing a plan to manage them.

Developing coping strategies is the next step. Techniques like deep breathing and mindfulness can help you remain calm in stressful situations. When you start feeling overwhelmed, take a moment to focus on your breathing—inhale slowly through your nose, hold briefly, and then exhale through your mouth. This practice can help ground you and reduce immediate anxiety.

Building a supportive network outside of your family can also provide significant relief. Surround yourself with friends, mentors, or a counselor who can offer guidance and a safe space to express your feelings. Talking to someone you trust about your fears can help you gain perspective and reassurance.

It’s also important to gradually build your confidence in handling interactions with your family. Start by setting small, manageable boundaries and practicing assertiveness in low-stakes situations. This can help you develop the skills needed to address more challenging situations when they arise.

If addressing these fears directly with your family feels too daunting, consider seeking professional help. A therapist can provide strategies to manage your fear and work through any underlying issues. They can also assist in developing communication skills and coping mechanisms tailored to your specific needs.

Ultimately, facing your fears is about building resilience and self-awareness. By taking these proactive steps, you can gradually shift from feeling overwhelmed to feeling more in control and empowered in your interactions with your family. Remember, it’s a process, and being patient with yourself as you work through these challenges is key.

..Read more

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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