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Kanchan

Kanchan Rai  |502 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 17, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Jun 17, 2024Hindi
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Relationship

Hey, I am in a relationship with my cousin who is 14 years elder than me. In 2010 we met and it is 2024 we are talking regularly without any gap, we came into a relationship in 2015 I guess. He got married to a girl in 2018 because his parents was old-age and ask him to marry, he was not mentally prepared for the married but somehow he had to. Now he has a baby 3 years old. He does not have any emotional connection with his wife as we are still in a relationship from 2015. We are in love deeply and we cant leave without each other. We do fight we resolve every time. As we have age-gaps we have different opinions, nothing is same between us, but still we manage to live together. We have physical relations too. We meet almost every month. He has sacrificed lots of things for me, and he is always there with emotionally, financially and morally. He is short temper person he cant even see me talking with other boys. Now i feel so worried about him thinking how he will be alive if I will marry, because it is a tough life in my life, my parents are looking a boy for me. I dont know how things will go on.

Ans: Navigating your relationship with your cousin, given its complexities, requires careful thought about your future and well-being.

Reflect on your emotional needs and future aspirations. Your relationship has been a deep and supportive connection, but it's important to evaluate if it continues to fulfill you. Consider whether you see a long-term future with your cousin, despite the challenges.

Your cousin's marriage and role as a father complicate things. Even if he feels disconnected from his wife, his responsibilities to his child and spouse are significant. Consider how your relationship impacts his family and what it means for his child’s future.

Cultural and societal norms around cousin relationships and significant age gaps can add additional pressures. Reflect on how your relationship fits within your family’s expectations and societal views.

Open communication with your cousin is crucial. Discuss your feelings, the impact on his family, and potential paths forward. Seeking guidance from a professional counselor can provide support and perspective, helping you navigate these complexities.

As your parents seek a match for you, think about your desires and how they align with your relationship. If you consider moving on, plan how to manage this transition for both you and your cousin. If you continue your relationship, address his family responsibilities and societal perceptions.

Ultimately, your decision should prioritize the well-being of all involved, including yourself. Making a choice with clear consideration of these factors will help you find a path that aligns with your values and future goals.

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Ravi

Ravi Mittal  | Answer  |Ask -

Dating, Relationships Expert - Answered on May 20, 2024

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Relationship
May 07, 2024 Hlo sir I am 25 year old and graduated Now preparing for government job . And the boy I love is in defence (navy) we were in a relationship since last 3 years and he decided to tell abouts us to his family and he did .He told about us to his family but his family rejected our relationship due to intercaste marrige as he is jaat and I am saini we both are from Rajasthan where intercaste marrige is a big issue. And his family not only rejected but is behaving very badly to him .not talking to him properly since last 4 months his mother didn't talk to him she stops talking to him. It is very tough for us as well as we didn't expect this reaction from his family.He thought as they love him so much if he try to convince them they will but nothing happened like this . He is very sad and broken and try to make distance from me but can't I also tried but we both can't live each other it's been very tough for both of us to live each other as we don't want to live and also his parents are not accepting this Even though he told me that I tried all ways to convince them but they aren't.and I don't want to give you false hope for future So now we don't have any future but still we want each other as is it not possible to live him at least for me it's not possible. Vo apne parents k against ja nhi skata aur na unke khilaf khada ho sakta aur mai bhi ye nhi chahti ki vo esa kare kyuki atlast family chaiye hum dono ko mai bhi meri family k against to nhi jaugi but ha meri family man jayegi agar mai unhe manugi to uske family jyada orthodox hai . Usne bich Mai 7 - 8 dino tak mujhse distance banne ki kosis kari thi mujhe block kar diya tha har jgh se humari sari photos bhi delete kar di but bad mai mere bhut jyada manage par vo vapis aya gya ap mujhse bat karta hai .maine use pucha ki kya plane hai phr to usne bola ki maine puri koshish kar li har taraf se nhi man rhe ab future ki koi hope nhi hai apni aur meri galti hai maine bat hi kyu kyu tumse starting mai ...mai relationship maj aya hi kyu .. Lekin mai phr bhi use bat kar rhi aur vo bhi kyuki hum dono ek dusre k bine nhi rh pa rhe ab smaj nhi aya rha kya kare .....vo preshna bhi hai jo Banda humesha hasta rhta tha ab vo ek dam udas ho gya hai chup rhene lag gya ye mujse dekha bhi nhi ja rha kya karu kuch smaj nhi aya rha
Ans: Hi Shruti,

I am sorry that you are in this situation. First of all, please try to look at it from your partner's perspective. It isn't easy to confront your parents and it's even harder when they stop communicating altogether. Having said that, I also understand how it is for you. It is not fair, especially in today's day and age, to face discrimination based on caste.

You have two options:
One, you wait patiently, emotionally support your boyfriend, and hope that his parents come to their senses and realize that we are living in 2024, and caste-based discrimination is ridiculous. In this scenario, you do have to let go of your self-respect and have to face many more hardships, that much is guaranteed.

The second option is you hold your head high and move on. Yes, it isn't what you hoped for when you emotionally invested in building this relationship, but unfortunately, these things are still happening. In this scenario, you will be sad for a long time, but you don't have to compromise on your self-respect and you will move on and live to see happier days with someone who respects you and sees you for who you are and not your caste.

Now, the choice is yours.

Best Wishes!

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Ravi

Ravi Mittal  | Answer  |Ask -

Dating, Relationships Expert - Answered on Jun 28, 2024

Asked by Anonymous - Jun 28, 2024Hindi
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Relationship
I am dealing with brkup its been 2 months its mutual because he is bhramin his parents will not allow intercaste and for me its not possible to settle in place where he lives . its almost 3-4 year of relationship from my age of 18 he was there with my i lost my father during corona he took care of me , he stayed by my side he is not upto the mark but still he is always there for me after that i leave that state where both we stayed and we did long distance for 2 years but now as he come to know his parents are way more strict he dont want to hurts his parents and even my reason that i have to compromise lot carrrer difference and all. As i lost my father at age of 18 i cry lot every one day gap during my relationship also i was so anxious , and some times due to family problems i always used to be disturbed and dont want to live sometimeslike sucidal thoughts and all but at the time of relationship i share all this to him and i feel okay and got back to my study as he motivates me little . but now after brkup i dont have any real friends , i cant talk to any one neither any person messeges me my depression is becoming more big now we are in no contact for some days but again we talk and again we are in no contact he feels like he is in guilt becos he hurted me and made me miserable also he dont think about any other relation ship whatever his parents will bring he will do but for me not that case becos we dont have nay guardian i have to in my own actually we are not that big for marriage but we thought of future more and brkup becos of i have to find some one right we are 21 also my campus placements are coming his neet pg is coming but my heart cries every day i feel choked , i cried , choked and hurt my head it happens often but i still think we can not talk becos how can we move on from some body we talk but my depression at peak level i msg him with bigtext with all that goin on my life. should we talk ? as their is no rush to find other person we have to first focus on career how can we set boundaries? though if i talk i mak eme feel someone i can talk and make me releif at the sam etime it hurts if i dont talk also its hurts more as i ahve no one to talk with . he insisted me that we can be friends i can see u like this he wants me to be happy he feel he did the sin to me. Pls tell what will be good for me how can i be little releif what should i should i talk treat or my depression how ?
Ans: Dear Anonymous,

I am very sorry for your loss. Losing a parent is tough. I am also glad you found someone to share your pain with at that moment. Coming to your dilemma- whether you should be in touch with him- I understand that it is a great relief to talk to him, but that is momentary, isn't it? You cannot continue doing this if you two are broken up. Even though he is not planning to get married right away, the problem is that he will someday. Plus, more often than not, one person moves on faster than the other, and in your case, if it's him, it will hurt more. The right thing to do is sit and have a clear conversation. Discuss the possibility of getting back together. Ask what is in his mind and express what's in yours. But going in this circle will only hurt you more; maybe not today, but someday it will.

Now, coming to your depression, I would suggest sharing your pain with close friends but you mentioned you have none. That is not uncommon. Not all of us are blessed with it. In that case, I recommend seeing a professional therapist. There is absolutely no shame in it. Rather it will help you in sorting your feelings. Finally, you can take care of them without relying on your ex. I am sure you are doing a wonderful job in managing your depression but a professional counselor can help you come out of this in a more structured way. Please consider it. If you are not comfortable seeing someone in person, there are several counselors available online. Just try it once and see how that makes you feel.

Remember we all need help occasionally. You are amazing and you do not have to hold everything together alone.

Best Wishes.

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Anu

Anu Krishna  |1452 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 20, 2025

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Relationship
hi maam im in love with a guy who i met in hyd im 24 years nd he is 28 we both r in love with eachother and wanna marry eachother but the prblm is that i come from a christian family and he comes from a hindu family my mom is not ready to accept him just because he is a hindu and my family r forcing me to get married to a christian guy itself they r mentally forcing me everyday to leave him just because he is a hindu nd our caste is different my family seperated me from him and forcing me to get married to a guy of their choice and in my family there r 16 members who have had love marriages i took help of my relative who also had a love marriage to convince my parents and help us to get married but she is the one who add more fake rumors and more fuel about him that he is doing timepass even if they talk to him in calls they say that he is not lifting our calls at all i have all the recordings but still they r lying to me nd my mom saying that he is not ready to talk about her it became difficult for me to convince them my mom listen to my relatives as they say and so they do i dont have anyone to support me to get married to my bf plz help i wanna marry him only and i see future with him he is the only one who make me laugh play with me like how a dad plays with his daughter i havent got the love from my parents when im getting the love from him they seperated me from him and forcefully bought me to my native place nd not letting me meet or see him im depressed asking my parents to meet him but they r like no we dont like him my parents r not ready to understand and they r saying he is with u only for ur money he also told my relatives that i dont want money but still they r keeping on adding fuel and mentally harrasing me to get married to someone else they r forcefully trying to get me married to someone else i wanna marry him only what should i do plz help i love him so does he
Ans: Dear Niveditha,
What caught my eye was the fact that you seem to have found the love that parents give their children with this person. This is not healthy as you are searching for what you lack in someone else. Work on this...and if this is the reason that you actually are in love with this person, you really need to work it.
Now when it comes to your parents' acceptance, your partner has to put in efforts to win them over and on your part rather than playing this emotionally with them, make your parents see what you see in your partner in terms of traits, qualities etc...And the less you involve family members into this circus, the better. At times, people come to have their share of fun by making things worse...So, be wise about who you involve.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Radheshyam

Radheshyam Zanwar  |1151 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jan 22, 2025

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Career
What should I do after my bsc in medical
Ans: Hello Priyanka.
It is not clear whether either of you has completed your B.Sc. in Medical or not. But I am assuming that you are presently pursuing it. The scope of this branch is wide. Either you can pursue the job, or you can start your own business. However, I would like to suggest that if possible, you do a DMLT course to start an authentic lab. Working as a technician or technical assistant may not boost your career to a great extent, and the salary may also not increase proportionately. Hence, it is better to add a course with a B.Sc. that will help you start your business. With a small capital, you can even start a business selling surgical items, which could turn into a big business in just a few years. Best of luck for your upcoming future.
If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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Ramalingam

Ramalingam Kalirajan  |7606 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 22, 2025

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Money
Where should I invest Rs. 50000 in Index mutual fund or in ETF?
Ans: When deciding between Index Mutual Funds, ETFs, and actively managed diversified equity funds, actively managed funds often stand out. Let’s analyse why active diversified equity funds are a better option for your Rs. 50,000 investment.

Understanding Index Funds and ETFs
Index Funds: These passively replicate an index like NIFTY 50 or SENSEX. They aim to match the market’s performance, not beat it.

ETFs (Exchange Traded Funds): Similar to index funds but trade like stocks on exchanges. They require a Demat account.

Disadvantages of Index Funds and ETFs
Limited Returns Potential
Index funds and ETFs only track the market.
They cannot outperform the benchmark, even when market conditions allow for superior performance.
No Protection in Market Downturns
Index funds replicate the index, so they fall equally during market downturns.
Active funds may reduce losses with better sector and stock allocation.
Lack of Professional Judgment
Index funds follow pre-set rules, ignoring company-specific fundamentals.
Actively managed funds use professional fund managers who adjust portfolios to maximise gains.
Hidden Costs in ETFs
ETFs may seem cost-effective but involve additional brokerage and Demat account charges.
Liquidity issues can lead to price variations between the market price and NAV.
Benefits of Active Diversified Equity Funds
Potential for Superior Returns
Experienced fund managers aim to outperform the benchmark.
They carefully select high-potential stocks across sectors and market caps.
Flexibility in Stock Selection
Active funds are not restricted to index stocks.
They pick companies with strong fundamentals, growth prospects, and attractive valuations.
Downside Protection
Fund managers can reduce exposure to risky sectors during market downturns.
This minimises losses compared to passive funds.
Tax Efficiency with Strategic Planning
Gains can be optimised with periodic review and rebalancing.
Active funds often deliver better after-tax returns over the long term.
Why Rs. 50,000 Fits Well in Active Diversified Equity Funds
A one-time investment of Rs. 50,000 deserves active management for maximised growth.
Over 5–10 years, active funds are better positioned to beat inflation and create wealth.
Suggested Allocation for Active Diversified Equity Funds
Large-Cap Equity Funds (30%-40%): Stability and consistent returns.
Flexi-Cap Equity Funds (40%-50%): Flexibility to invest across market caps.
Mid-Cap Equity Funds (20%-30%): Higher growth potential with moderate risk.
Key Considerations
Stay invested for at least 7–10 years for compounding benefits.
Review performance annually and rebalance if needed.
Avoid chasing short-term trends or reacting to market noise.
Final Insights
Index funds and ETFs are suitable for certain scenarios, but they lack active management benefits. By investing Rs. 50,000 in actively managed diversified equity funds, you can maximise returns, minimise risks, and benefit from professional expertise.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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