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Ravi Mittal |193 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Sep 26, 2023

Ravi Mittal is an expert on dating and relationships.
He founded QuackQuack, an online dating platform, in 2010 with just two people. Today, it has over 20 million users in India.... more

Question by Ahmed on Sep 24, 2023Hindi

Relationship

Hello ..I was in a relationship for 4 years and our relationship was very much strong enough. Suddenly she started talking less and ignoring me a lot. She stopped calling me. It's been 6 months today. Did she come back? And what would be the reason for it?

Ans: Dear Ahmed,

I am sorry to hear that. I don't think she is coming back. It is unfair, but this happens to more people than you can think of; people just stop feeling the same emotions slowly, and they drift away. The best course of action is to accept that your relationship is over and work on moving on. You have to understand that it is not your fault; it was her decision to end things without even discussing it as a mature adult. You deserve more than that. I understand that you did not even get closure but sometimes things end abruptly and without reason and all we can do is heal one day at a time. Focus on yourself. Stay busy, explore your passions, surround yourself with people who love you and are there for you, talk to a friend or family member because talking about pain can help in the healing process and please don't contact her because you deserve real love, not the kind that leaves without any explanation.

Best Wishes!

RelationshipReply

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Question by Sid - May 01, 2023Hindi

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I was in a relationship for 3 months but the girl never reciprocated in the same way as i did.There was no initiative from her side but when I used to ask her why is this happening only i m trying to build but you aren't, she used to say that i was unable to see anything she is doing for me.To be very honest and being impartial if i was at level 10 she was at 1.One day on this very topic some arguments happened and she walked away.After that no message no call and she used to tell me that she loved me but she never ever tried to reach out to me.Now its been one month.I literally am feeling really gloomy.Now she is putting status and showing that to me that i was not ready to build with her i uttered wrong words to her.But honestly i am telling you that I loved her very much and tried all the ways to build with her but she never reciprocated.I still miss her a lot but she seems to moved on so easily that's hurting me too much simultaneously she is putting these statuses too What to do?

Ans: Dear Sid,

If you, even for one moment, felt that you have been putting more work into the relationship than your partner, there must have been reason to believe so. Do not doubt your concerns just because your ex tried to pin the blame on you by minimizing your worries. It's a clear sign of gaslighting. As for the statuses, some people take pleasure in making others feel unnecessarily guilty, even if the fault lies on their part. My advice would be to not pay attention to any of it. If necessary, delete her contact; a clean break might help you move on. Don't do it to show her that you have moved on, but try to move on in reality. You deserve more than half-hearted efforts.

Best Wishes!

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Question by Sid - May 03, 2023Hindi

Relationship

was in a relationship for 3 months but the girl never reciprocated in the same way as i did.There was no initiative from her side but when I used to ask her why is this happening only i m trying to build but you aren't, she used to say that i was unable to see anything she is doing for me.To be very honest and being impartial if i was at level 10 she was at 1.One day on this very topic some arguments happened and she walked away.After that no message no call and she used to tell me that she loved me but she never ever tried to reach out to me.Now its been one month.I literally am feeling really gloomy.Now she is putting status and showing that to me that i was not ready to build with her i uttered wrong words to her.But honestly i am telling you that I loved her very much and tried all the ways to build with her but she never reciprocated.I still miss her a lot but she seems to moved on so easily that's hurting me too much simultaneously she is putting these statuses too What to do?

Ans: 1) Please block her from your social media

2) Focus on doing something positive or be around people who appreciate you

3) Once you feel good about yourself then look at meeting someone who appreciates you

wishing you the best.

Ravi Mittal |193 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Jul 26, 2023

Asked by Anonymous - Jul 26, 2023Hindi

Relationship

I am single and love chatting with a girl I met online. We shared a lot of personal things and matters. A few months later when I requested her to meet, she disappeared on me. In 6 months, she hasn't even shared her photo or videos although I have shared so much details about me. I don't know if she has trust issues or if she is simply avoiding me. I am really concerned and want to contact her. Now her number is unreachable. What should I do?

Ans: Dear Anonymous,

I get your concerns. While it is not okay, people sometimes disappear for no reason, for reasons unknown to us. The most likely scenario is that she is no longer interested, or she did not want to move the relationship to the real world. As for sharing pictures and details, it is not uncommon for female users to hold back from exchanging images owing to safety concerns.

If she is unreachable in every possible way, it can be an indication that she does not want to pursue the relationship anymore, or might have issues in her life that are forcing her to end it abruptly. In either ways, it is best to focus on yourself and move on with your life.

Best Wishes!

Ravi Mittal |193 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Apr 02, 2024

Question by sandeep - Mar 30, 2024Hindi

Relationship

Hi,......... again met my girl after22 years, on social platform last 7 years back (not physically) and met physically last year, talked, smooched, but after all this she's being bit cold, cold in the sense she does not call and msg quite less now, what could be the reason behind all these changes. TILL NOW AM SURE YOU WOULD GOT TO KNOW THAT IT IS A LONG DISTANCE RELATION. (OUT OF THE COUNTRY TO BE MORE PRECISE).

Ans: Dear Sandeep,

There can be a myriad of reasons why she is acting cold. Long-distance relationships aren't easy to maintain. They can be exhausting at times. It is best if you sit her down and have a clear conversation stating your concerns. You are grownups. Assuming that something is wrong and overthinking about it will not help anyone. Clearing things out in the open is a better idea, any day. There's always a chance that you might not like what you find out, but at least, you will have clarity. But then again, you could be reading it wrong. People change a bit with the years. It could just be that. Talk to her.

Best Wishes.

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Dating, Relationships Expert - Answered on May 16, 2024

Asked by Anonymous - May 10, 2024Hindi

Relationship

Hello Sir, it has been 4 years since I got married. I have two kids. My wife loves me a lot. One day, in a casual conversation, she told me about her past life before marriage. I too had physical relations with a friend. Since then, I have been in depression. What should I do? I am unable to understand. Should I separate or leave her. Although now she keeps crying that that was the past. Now I love you very much, but I am unable to understand what to do. Please guide us. I feel that my life has been ruined. I am unable to understand ????????

Ans: Dear Anonymous,

I am assuming that whatever your wife confessed happened before you met her. And assuming that I want to ask you, are you seriously mad at your partner for having a life before you even existed for her? Is that even something to be concerned about? Everyone has a past. If you did not, that's your choice. She did, that's hers. How can you judge her for something that happened before you two got married? This anger, no matter how real it feels, is quite baseless. You are ruining your peace and marriage for nothing.

And you say, "She is crying that that was her past," why does she have to cry? It was indeed in her past. It is entirely up to the person whether they want to disclose it or not. Past is supposed to be in the past. Have a clear discussion with your wife. If things don't seem to cool down, I recommend seeing a marriage counselor who can help sort this issue in a more structured way.

Best Wishes.

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Dating, Relationships Expert - Answered on May 16, 2024

Asked by Anonymous - May 16, 2024Hindi

Relationship

Dear LG, Please keep this anonymous. I have been married since 6 years. However, since past 5+ years we have not been intimate. We haave a 5&1/2 year kid. Since his birth we have had a lot of differences and his family interference was lot leaving me alone and wounded. I don't stay with my husband and in-laws since then. I had made up that work is worship. But 2 years back I met a colleague. He is 10 years younger to me and we have extremely similar vibes. We enjoy each other's company and cared a lot. Eventually i fell in love with him. But he always knew he wont be able to go against his family. We also had relationship. Now he has strated looking for girls and wants us to stop being intimate. He is saying he wants to be friends and not loose me but not have relationship. We both work together in same space and our area of work is also same. I am unable to forgive my husband and forget this person. He never goes away. He is always there telling that I want to see you happy. He needs me for professional development. And i am not able to loose our relationship. He says physical intimacy only I cant have remaining Im there. Then again says I don’t know when I will be there so I am unable to give assurance or promise. I am tormented with a child, work and my health is getting affected. Can you please help?

Ans: Dear Anonymous,

I am sorry that you are in such a tough spot. My advice would be to move on. Yes, I realize that it is easier said than done but let's put things into perspective- first, you have no future with this man, and he has made it clear. Are you okay to keep hanging on to him while he builds his own life? I am assuming no, especially since you have a child. Second, what about your self-respect? He is directly telling you that this relationship is headed toward a dead end. Do you believe you deserve to be with someone who does not want to settle down with you? I believe you deserve better.

I am not blaming him because he made no promises. You are not to be held guilty either because you were in a tough spot and you grabbed the first emotional support you found. But the current reality is that he wants out. And convincing him to stay is not an option. At this point, moving on with your head held high is the best decision. If you want to accept his friendship, that is completely fine. But if that's too much for you, you can always decline it. I understand that working in the same space with an ex is difficult, but as long as you avoid interacting outside of the office and keep things professional, there should not be an issue. On the emotional front, I won't lie, it will hurt for a while. But this too shall pass. I strongly recommend you not to value yourself so low that you stop believing that you deserve a person who loves you back as much as you love him.

Best Wishes.

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I am 25 and earning 41k a month. My monthly expenses are 19k and I save around 22k a month. I have started investing in mutual funds and investing 12k/month. My financial goal is to have a corpus of 4-5 Cr at the time of my retirement. Would like to retire at 55. Should I consider investing in NPS? Please advise.

Ans: Increase your SIP in mutual funds as with current investment of SIP you will be able to make 2.25 to 2.5 crore

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Question by Shambhu - May 13, 2024Hindi

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I am 45 yrs old .i hv started investing in Mutual fund through Sip approx month 2.4lakh since last 6 month. I hv plan to keep investing for next 3 yrs in same pattern and subject to availability of fund remaining I can continue further for next 5 yrs . Following are investment UTI nifty 200 momentum 30 index - 50 k Nippon nifty 250 small cap index fund -25k ICICI prudential mid cap 150 index fund-20 k HDFC s&p Sensex index fund-20 k Aditya Birla psu equity fund-20 k Motilal Oswal mid cap fund-20k HDFC infrastructure fund-20 k HDFC large and mid cap fund-10 k Quant small cap-10k Nippon small cap -10 k Parag flexi cap- 10 k Mahendra manulife multicap- 10 k Sbi contra fund-10 k Please advise on my fund selection and suggest which plan to to be removed or amend with new plan suggested from you

Ans: Your funds are good

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Asked by Anonymous - May 13, 2024Hindi

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Dear All, I am 34 years old. I have 204 lakhs as savings out of with 110 lakhs is debt and 95 lakhs in equity majorly in Large Caps. I own a real estate which fetches me 30k every month. I have a EPF corpus of 28 lakhs and PPF of 15 lakh. I have 1 year old daughter. I am debt free with independent home and a package close to 35 lakhs. I want to know how do I further allocate the money. In Mutual Fund, Gold or SSY or continue to add equity and debt. I want to be Financially independent. Your view would be of great help.

Ans: Increase your allocation in equity or equity mutual fund as you are too young and your goals are long term.

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Asked by Anonymous - May 14, 2024Hindi

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Asked by Anonymous - May 14, 2024Hindi

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I'm a 36 Year-old parent with two children aged 2 and 3, prioritizing their education and marriage. Mutual Fund - All in monthly SIP (with yearly 10% increase) Mirae Large and midcap - 5500 SBI smallcap - 6500 ICICI value Discovery - 4000 Quant Active Fund - 4000 Motilal microcap - 1000 Axis Gold fund - 4000 (just started) Current MF value - 13.50 Lakhs (incl XXIR - 20%) LIC - 1,00,000 per year (15 years term) already 5 years over. Expectations: Next 15 years, both kids education - 2 cr. Next 20 years, both kids marriage - 2 cr. Could you review my portfolio, if I'm on the right track to achieve 4 crore.

Ans: Your funds are good but you may not reach to your goal of 4 crores

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Question by Vaibhav - May 15, 2024Hindi

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Dear Sir, I have revisited my investments and found that some of them are not performing well with respect to their peers in their categories. Can I know your opinion on below funds - HSBC Aggressive Hybrid Fund, Adity Birla Sun Life Focused Fund, Canara Robeco Emerging Equities, SBI bluechip Fund. Should I keep my money invested in them, or should I move the money to better funds.

Ans: What is your age

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Asked by Anonymous - May 15, 2024Hindi

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Age - 43years, Own house - Value around 50 Lacs, MF investments - 35 Lacs, Equity SIPs running - 20k, FDs - Emergency fund (5 Lacs), Salary - 30 Lacs p.a., I would like to buy house of 2 crore in next 2-3 years.. when should I sell my current house which is valuing around 50 Lacs to have limited tax liability.

Ans: In the year of buying new house

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Financial Planner - Answered on May 16, 2024

Asked by Anonymous - May 15, 2024Hindi

Money

Hello sir, I am 33 years old and started my SIP one month ago with ?4,200/month invested in the following funds: SBI Contra Direct Plan Growth, HDFC Mid Cap Opportunities Direct Plan, Tata Equity P/E Fund, Quant ELSS Tax Saver, ICICI Prudential Equity & Debt Fund, HDFC Small Cap Fund, and Nippon India Large & Small Cap Fund. Can this portfolio get me ?2 crore return after 20 years? Also have plans later can add parag flexi, and quant mid cap.

Ans: Your SIP is 4200/- ?

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