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Anu

Anu Krishna  |1329 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 19, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Debajit Question by Debajit on May 04, 2023Hindi
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Relationship

Hello ma'am..i am 44 years married for the last 3 years with a 3 year old kid..my problem is that my mother and my wife don't get together at all which has made my life hell...both love me however. Please help.

Ans: Dear Debajit,
A challenge that many homes have!
Well, you can't ignore both, yet you can't support either of them.
Aren't they both adults? So, why are you getting in the middle of things caused by them? The more you try and mediate, the more they get dependent on you to play the mediator but unfairly wanting you to support only them.
Grow out of this and the next time, they come to you complaining about the other, politely tell them to deal with it themselves. Initially, they will protest and accuse you of not being on their side...stick to it...
By enabling them to deal with their dirt themselves, they will also realize how draining it has become and some of the pettiness might go away. What remains is the bigger issues which they will come to an understanding as well.
Will all this take time? Yes, and it requires no interference from you whatsoever even if they don't talk to each other for days and weeks.
Relationships are unique and they belong to the people involved and under no duress must you be made to suffer, as this will become the norm and you can go through it for a long, long time. So, act wisely...enable them to handle their issues...

All the best!

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Relationships Expert, Mind Coach - Answered on Oct 24, 2023

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Because of my mother my married life is falling apart.. my mother does something purposely which hurts my wife and then quarrel starts. I pleaded my mother not to do so many times but she doesn't understand what we are loosing. I don't want to loose any of them family. Pls advice what should I do.
Ans: I'm sorry to hear that you're facing such a challenging situation. Balancing relationships with both your mother and your spouse can be difficult, but it's essential to find a way to create harmony. Here's some advice on how to handle this situation:

Communication: Open, honest, and empathetic communication is crucial. Sit down with your mother and your spouse separately and discuss the issue. Let them both know how much you care about them and the impact their conflicts are having on your life.
Set Boundaries: Clearly define boundaries with your mother and your spouse. Discuss what is acceptable behavior and what is not. Make it clear that you expect respect and kindness toward one another.
Counseling or Mediation: If direct communication doesn't resolve the issue, consider involving a neutral third party, such as a family therapist or counselor, to mediate the conversation. They can provide guidance and facilitate a constructive dialogue.
Prioritize Your Spouse: Your spouse should be your primary concern when it comes to your immediate family. Make sure your wife knows that you support her and are taking her concerns seriously.
Support Your Mother's Transition: If your mother's actions are rooted in a sense of loss or fear of losing you, reassure her that you still love her and that your relationship with your spouse doesn't diminish your love for her.
Time and Patience: Resolving family conflicts can take time. Be patient and persistent in your efforts to mend the relationships.
Self-Reflection: Reflect on your role in the situation and ensure you are not unintentionally contributing to the conflicts. Sometimes, small changes in your behavior can make a big difference.
Establish Separate Boundaries: If necessary, you might consider setting boundaries that involve keeping your mother and spouse apart if they can't peacefully coexist.
Remember, it's crucial to strike a balance and prioritize your spouse and immediate family. While maintaining a relationship with your mother is important, your marital relationship should come first. Seek professional help if the situation doesn't improve, as a therapist can provide guidance tailored to your specific circumstances.

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Kanchan

Kanchan Rai  |407 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 29, 2024

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I am 42 years old, working in a PSU bank for 11 years. I have my Mother at home who is 73 years and retired state govt. Officer. My Father passed away in 2013 just after I joined my job. He was a state govt. Officer. I am married and have one son 8.5 years old studying in class 4. My wife is working in state govt. She often leaves my home with our son and goes to her father's place which is just near to my house because of minor issues like any hot talk with me. She has no problem with my Mother. We had a love marriage and we dated for 13 years and in 2015 got married. I am a family bound guy but when wife leaves me, I and mostly my Mother falls into trouble due to all household works are to be done by her as I have minimum time in the morning to help her. Our maid left one months back. I am searching one but not getting. Last year I and my wife stayed apart for 9 months in total, not at a time but in two parts. I sent her lawyers letter 3 months back after she left me in January this year. She came back 2 months back and left again after one month. I really miss my son and wife when they are not with me. My Mother also miss her grandson and becomes hopeless. I can't find any solution to this. Please suggest what will I do. I have lots of pressure at workplace and not satisfied with my job too as bank has lots of problems these days. I think of leaving job to support my Mother. I will leave job surely if something odd happens to my Mother. My Father took 3 words from me before death to Look after Mother, to look after house and to look after the house belongings. Already I am unable to keep all 3 words properly. I feel guilty of myself. Please guide me about my career and family life.
Ans: Dear DP
Navigating your current situation requires a strategic approach that balances your professional and personal responsibilities. Communication is key. Have an open and calm conversation with your wife to understand her perspective and express your concerns without assigning blame. Counseling can be beneficial here, offering a neutral space to discuss underlying issues and improve your relationship dynamics.

Supporting your mother is equally important. While searching for a permanent solution for household help, consider temporary alternatives such as part-time assistance or community support services. Engage your mother in local senior activities to provide her with social interaction and support.

Addressing your job dissatisfaction is also crucial. Explore other roles within your bank or in other PSUs that match your skills but offer a less stressful environment. Professional development can open new career opportunities. Taking regular breaks, practicing mindfulness, and ensuring a work-life balance can help manage your stress levels.

By focusing on these areas—open communication with your wife, practical support for your mother, and exploring less stressful job options—you can work towards a more stable and fulfilling family and professional life.

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Milind

Milind Vadjikar  |702 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 26, 2024

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Hi Experts, I seek your guidance on my mutual fund portfolio. Below are the details: Total Portfolio Details: - Total Invested Amount: ?15,76,159 - Current Value: ?19,35,234 - Total Returns: ?3,59,075 (+22.78%) - XIRR: 20.75% Monthly SIP Contribution: ?1,18,000 Breakdown of monthly SIP contributions across funds: 1. Parag Parikh Flexi Cap Fund Direct Growth – ?30,000 2. SBI Large & Midcap Fund Direct Plan Growth – ?15,000 3. SBI Magnum Mid Cap Fund Direct Plan Growth – ?20,000 4. Nippon India Large Cap Fund Direct Growth – ?30,000 5. Nippon India Small Cap Fund Direct Growth – ?7,500 6. ICICI Prudential Technology Direct Plan Growth – ?10,000 7. Quant Small Cap Fund Direct Plan Growth – ?7,500 8. HSBC Small Cap Fund Direct Growth – ?5,000 9. Edelweiss US Technology Equity Fund of Funds Direct Growth – ?5,000 Can you suggest if I am on track to create 5 CR corpus in 10 years I have ?25 lakh invested in a Fixed Deposit (FD) in my mother’s account, earning an interest rate of 7.75%, to generate tax-free returns. Additionally, I’m planning to purchase a plot worth ?30–50 lakh in the next 1–2 years. Is it a good idea to keep the money in FD for now, or are there better short-term investment options I should consider to maximize returns while keeping the funds accessible for my future purchase? Looking forward to your suggestions! Thank you!
Ans: Hello;

Your monthly sip value adds upto 1.3 L however you have claimed it to be 1.18 L. (Maybe a typo).

Existing corpus(19.35 L) and monthly sip (1.3 L) won't reach 5 Cr in 10 years.

You have two options to make it happen:

1. Increase monthly sip amount to 1.9 L.

2. Top-up current monthly SIP of 1.3 L by minimum 10% each year for 10 years.

Both ways will lead you to a corpus of 5 Cr over 10 years.

You may consider money market mutual funds for parking your funds for a 1 year horizon. Returns may be comparable to FD returns but with flexibility to withdraw anytime. They typically have low to moderate risk.

Happy Investing;
X: @mars_invest

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Nayagam P

Nayagam P P  |3928 Answers  |Ask -

Career Counsellor - Answered on Nov 26, 2024

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Is doing BBA + Law (Honors) from BITS Law is worth
Ans: Anju, prior to addressing the question, I would like to draw your attention to a recent article in 'The Times of India' which indicates that a majority of law graduates tend to favor employment in corporate settings over practicing in courts. Now, coming to your question, please note, BITS Law School's BBA + LLB (Hons) program is a 5-year program that combines business administration with legal studies. The program focuses on areas such as corporate law, intellectual property, business laws, and dispute resolution. The program offers a strong multidisciplinary approach, preparing students for careers in corporate law, legal consultancy, and management. Its strengths include a business + legal acumen curriculum, industry-driven curriculum, and a reputation for excellence in education and placement opportunities. However, it lacks the legacy and alumni network of top-tier law schools and can be expensive. Career opportunities include corporate and business law, management roles, consulting, entrepreneurship, academia/research, international arbitration, cyber and technology law, corporate governance, and intellectual property rights. The program is worth considering if you aim for a corporate or business law career, are comfortable with the cost and value of the BITS brand, and have excellent industry connections and internships. Build your profile well by the time you complete your BBA+LLB & improve your all other skills required. All the BEST for Your Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

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