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Feeling Rejected After White Lie About Virginity - Seeking Advice on Saving Marriage

Anu

Anu Krishna  |1452 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 17, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Dec 14, 2024
Relationship

Recently, we had an Arranged Marriage. Before committing for the Marriage, we had a few Months of Courtship Period & got to understand each other well. He seemed to be a very Loving & Caring Person. Once, He asked me whether I was Virgin, I lied saying that I was, because I didn't want to lose such a Wonderful Guy. On our Wedding Night, he got Suspicious as I didn't bleed. Upon further Interrogation, I broke down & confessed the Truth that I had been Sexually Active in my previous Relationships, before getting Married to him. He got Disappointed as he felt Cheated & Betrayed. Since then, he's been sleeping in a seperate Room & not even talking to me properly, there's no Romance between us, at all. He'd also cancelled our Honeymoon Trip to Bali. He comes Home late, often having eaten out, doesn't ask me anything about my Day or even Care about me at all. He's become quite opposite of what he was, during our Courtship Period. Many times, I've tried to break the Ice & build some Chemistry between us, but he told me that he lost all Feelings for me, and he wouldn't even Care if I left him & his House for Good. He was Ready to give me a Divorce, if I wanted to Leave him. But I don't want to throw away this Marriage, I want to try & make it work, but there's no Cooperation at all from his side. He blatantly refused to go for Marriage Counseling with me. In the presence of other Family Members, he tries to act like a normal Husband, just to maintain his image in the Society. But when we both are alone at Home, he acts as if I don't even exist. Now I am getting frustrated, I don't understand what to do? I don't regret all that I did in my Past, I had the Right to Enjoy my Life, when I was Young & Unmarried & I don't owe any Explanation to anyone, about my Past. Now I feel I am being treated too Coldly just for a little White Lie. Did I really do something so Wrong that I don't even deserve to be Loved by the Person, I Married? If it leads to a Divorce, we both have got a lot to lose out on, hence I am trying to avoid the extreme Decision. But I don't have any idea as to how our Marriage can be Repaired & Rejuvenated, when my Husband is not at all interested in the Marriage? Please advise me what to do.

Ans: Dear Anonymous,
If you understand him, your virginity meant a lot to him...that was one of his core beliefs that one preserves their virginity until marriage. Now, he feels cheated as what he believes in has gone against him. It seems very old-fashioned to want the bride to 'bleed' on the first night and conclude that she isn't pure...I get your point, but that are his values...
Can he change and actually look at things differently and save the marriage? YES only if he wants to...he has to commit to it...

For you, the fear of losing him made you hide the fact. Who's right and who isn't? Neither! It's all a matter of the way you look at it; each one will hold their impressions as the truth. So, he's holding onto what he feels is his truth and unwilling to budge and make the marriage work. What can you do? Perhaps apologize for hurting him; he is hurt and angry, isn't it?

It may seem trivial and foolish to you that he gives this so much importance in this day and age. You can't shake people off their beliefs. Anything that you hide eventually comes to bite you; so act wisely...
- talk to him about how you feel about him and the marriage
- tell him what he means to you and why you hid the facts that was most important to him
- lastly apologize to him from your heart

All this may seem 'going over the top' BUT hey, you wish to make the marriage work, right? At times, going that extreme bit can bring back things...So, if there's a 'Feminist' side of you that seems to disagree, keep that at bay for a while and ask: Do I want the marriage?
If YES, then do what it takes...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/
Asked on - Dec 18, 2024 | Answered on Dec 19, 2024
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Ma'am, please Edit out the Last Part of your Answer. It looks a part of some other Answer, which accidentally made it's way into this one.
Ans: Dear Anonymous,
My apologies...it has been edited.

All the best!
Mind Coach|NLP Trainer|Author Drop in: www.unfear.io Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/
Asked on - Dec 21, 2024 | Answered on Dec 23, 2024
Thanks for your Answer, Anu Ma'am. I have tried everything that you have Suggested in your Reply. I have been putting a lot of Efforts from my side to gain his Love & Trust. But he seems to be completely unmoved. I'm feeling exhausted but I can't afford to End this Marriage & lose out on the Social Status & Financial Security which he provides me with. My Parents would also be ashamed of me & in our Community, it's quite difficult for a Divorced Woman to get Re-Married & in my case, it would be near impossible if the word spreads around that my Husband has Divorced me because I wasn't Virgin. Please give me any other alternative suggestions. Shall I try threatening my Husband that I would commit Suicide or File a False 498A Case against him & his entire Family, in order to make him Love me again? Or shall I find another Partner who can satisfy my Sexual & Emotional Needs, Secretly, while continuing along with this Marriage?
Ans: Dear Anonymous,
While putting back the marriage, threats and lies never work. Do you think in fear he's going to love you? When he realizes that you have lied again about something, things are going to get worse. So, this time around, go the sane way and something that your husband understands.
Gaining his love and trust is going to be a slow process and not something that will happen overnight. For you this entire thing maybe silly, but his beliefs around 'virginity' are set in stone.
Now, for him to come around, you really need to work at it and WAIT...If this marriage is important to you, then go about it slowly without pressuring yourself into immediate results...He wants facts and truths; give it to him. He may not accept it, but eventually at least you can in a conversation at least tell him that truth is what will bring the marriage to a workable space and that you are willing to put in that work...ask him for his support in it!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/
Asked on - Dec 28, 2024 | Answered on Dec 30, 2024
Thanks for Replying Anu Ma'am. Now, there's another complication in the matter. My Husband has planned to go for a Solo Honeymoon (like Kangana Ranaut's Character 'Rani' in the Bollywood Movie 'Queen') to Thailand, for Celebrating New Year. And during the Week that he's away, he wants me to Live with my Elder Sister (She's the only other person who is aware of everything), while I've been begging him to take me along with him. He also says that, while he's in Thailand, he wants to enjoy his Solo Honeymoon, as if he's a Bachelor, doing whatever he wants to do, without being Answerable to me & he says that I have no Right to Question whatever he does in this period. He Reassured me that we both can Think about what to do, with our Marriage, after he Returns from Thailand, next week. I am feeling very Insecure about all this. I'm afraid that he may engage in Sexual Flings, in Thailand, just to get even with me (He's been Hinting that's what he's got in his Mind about the Solo Honeymoon). I don't want to let him go alone on his Solo Honeymoon & I don't even want this Marriage to End in Divorce. Please advise me what to do? How can I prevent him from going on this Solo Honeymoon? Is there any way, I can keep him from Cheating on me, during his Solo Honeymoon? (At this point, he doesn't even feel that it's Cheating, if he has Casual Sex, just to get even with me as he'd been saving himself all these years, while I had an active Sexual Life)
Ans: Dear Anonymous,
I would not make this entire thing as 'filmy' as you are making it out to be.
Your husband expected you to be a virgin and he is convinced that you were not on Day 1 of your marriage. He stopped caring and loving and now according to you is plotting his revenge by behaving recklessly.
Honestly, he's quite immature in the way of dealing with this situation. If he is not one for talking things through, I wonder how he's going to go through the challenges of parenthood and the large and small misunderstandings within a marriage.
He needs help dealing with this emotional turmoil and the two of you must seek couples counseling...Now, is it possible to stop him from going to Thailand? I don't know...he seems to be out for revenge and anything that you do to stop him is most likely backfire on your marriage. And NO, there is no way you can prevent cheating. Cheating is a choice a person makes and he's quite obviously making a choice here and making you aware of it in order to hurt you. And all this because you are not a virgin.
Did you not spot a red flag here at all?

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/
Asked on - Jan 06, 2025 | Not Answered yet
Thanks for sparing some Time to Answer my Question, Anu Ma'am... Now my Husband has returned from Thailand after Enjoying his 'Solo Honeymoon'. Now he seems quite changed. He seems to have enjoyed some of the Best Days of his Life, during his Solo Honeymoon in Thailand. He has openly admitted (without any Guilt or Shame) that he had just let go of his Inhibitions & enjoyed having lots of Sex with several Women, over the week. Since his Teens, he had many Sexual Fantasies, which he said that he'd been saving to Enjoy along with his Life Partner, but after getting disappointed due to my Lack of Virginity, he went on to Fulfill all his Sexual Fantasies by 'Hiring' different Women, spending lots of Money on them. He doesn't feel that he has Cheated on me. He says that he did all that to 'Learn & Practice' the 'Art of Love-making' I'm order to give me Sexual Pleasure & Satisfaction. He was Under-confident that he may not be able to satisfy me as I had a lot of Sexual Experience, while he was a Virgin, when we got Married. Now he feels that we both are 'Even' and he's Willing to "Forgive & Forget the Past" & work on our Marriage, if I'm also willing to, otherwise, he has no problem with going for a Divorce. Now, the Ball is in my Court & I'm in Dilemma, whether I should Accept his 'Tit for Tat' Attitude & go ahead with working on our Marriage, Believing that we both are Even now? I am still afraid of the Familial, Societal, Legal & Financial consequences, which would arise, in case of Divorce. In this situation what, do you think, is a better option? Reconciliation or Separation? (P.S: He got himself Tested & fortunately, he has not been infected with any Sexually Transmitted Diseases, as he'd always taken Care to use Protection, even while engaging in his Wildest Sexual Fantasies)

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Anu

Anu Krishna  |1452 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 04, 2022

Relationship
Hi Anu, Nice to contact you. I came across many of your conversations online and I would like to share my life situation. If you could help in any way it would be a great support. I am married since 4 and half years now but we have stayed together only for 1 and half years. Rest of it was purely long-distance relationship. It was an arranged marriage and I entered it with great hope and dreams. I still believe I have had only bare minimum expectations from my partner as that of any young woman. After the marriage got fixed I had to leave my job and stay at my hometown. He works in a distant state. We were all hoping that after marriage, I’d go and live with him so will search for a job later. Even during prewedding discussions the talk was that he will shift to a new home before marriage and after marriage he will take me along with him. But two weeks after our wedding he left to work leaving me at his home with his parents in our hometown. He didn’t explain or give any reasons. It broke me. Those 2 weeks were wonderful and the best time of our marriage life. He came after 2 months, rented a new house and took me with him. It was good although small and silly arguments would happen. He loved me and I stayed there for a month. We returned to hometown after a month. He left me there and returned to work in 1 week’s time. I stayed with his parents (in between his mother met with an accident and I stayed with her for like 2 months). He took me back to his place for 3 months. When financial circumstances got bad, he changed. He stopped expressing love in any form other than getting me variety of food items. There was no romance, small talks or travelling outside. He sent me back to my parents’ place for 7 months. It made me really mad and we started to fight over the phone making us more distant. He was facing financial crisis, I wanted to be supportive but he never shared his feelings or plans with me. I never felt involved. Without a job I went into depression. To sort things, I stayed with him for 9 months looking for a job. He never showed any interest. I stayed at home for all those months feeling depressive and insecure. There was no romance, emotional or physical.He is perfect in his words and promises but never in his actions. I believed and waited for 3 years. Then my in laws suggested a job but it was at my native place. As it suited my educational qualifications I showed interest and he said okay. I applied and got the job. Since then I have not visited him at his work place. It’s been 2 years now and I stay with his parents. Due to covid he didn’t come for home for a 1 and half. A few months ago he came and stayed for a week. When people see us it’s 4 and 1/2 years of marriage but for us it’s not. Since we don’t have kids people are suspecting a lot. I don’t blame them.Clearly not everything is alright.My husband is a lovely person and he cares so much but I feel he is controlling me. May be because of his lack of emotional availability. But many things have bothered me a lot since our wedding.My husband and I have never visited or travelled a place alone, ever. We never had a honeymoon.My husband has never introduced me to any of his friends.I know nothing of him through a third person, all I know is what he has told me.These days he hardly calls me. I tend to get more frustrated and cry sometimes by sharing my feelings with him if he called very late at night. So he stopped calling me. When I asked he replied “when I call at night you are complaining, fighting and crying so I don’t call” He is running away from situations. I replied to him “you know that I will cry and there is a reason for that. Instead to solving the situation and not to make me cry, you would rather prefer not to call”. He said “Yes”. So he refrains from anything that upsets him. Long time ago due to some misunderstandings I refused to be physically romantic with him and he did the same to me for months and years which is also why we don’t have kids. But I cant explain or share this with anyone. I doubt about my future as I am scared that I will never be blessed with a life with shared love and romance.I miss myself being in love and happy.I miss my own very smile.I don’t put all the blame on him because I know am not perfect. But am not that evil to be punished like this in my life. I do deserve some happiness. He hasn’t abused me but absence of abuse doesn’t mean a healthy relationship. I have always felt lonely. Rather than love I have felt more judged for my actions and thoughts.There is not a single day in life where I do not think about leaving this relationship but it has become very difficult to picture a happy healthy future with him.It has become hard to have a simple conversation with him now.I hope for a healthy relationship in which my partner and I could be vulnerable to one and other.Am I expecting too much from him? Is it that am not good enough for him?Will this too pass? I am worried.I would like to stay anonymous.
Ans:

Dear Anonymous,

These are your words that stood out for me.

‘I miss myself being in love and happy.

'I miss my own very smile.'

So, who is stopping you from these? Be in love, be happy, smile when you want.

You have tied these things to your marriage and have hoped that putting things together will bring a smile back on your face. As much as it’s true, it won’t be long lasting.

Now let’s focus on your marriage. What is this ‘being sent here, sent back there’?

What are you, some parcel/courier package to be sent here and there at will?

The first time that you felt that this being sent here and there was NOT OKAY, that would have been the time to voice it out.

Situations of a husband and wife being physically apart can come in anytime during a marriage. But this has to be handled with a lot of love and communication and not keeping silent and controlling it his way.

What has caused your hurt is the fact of non-communication from him, inability to validate your feelings, making you feel guilty for expressing your feelings and his unwillingness to work on this?

Request a person known to both of you to mediate to set up a meeting if both of you want to be in this marriage and live in peace and harmony. If you don’t step up now, things will be emotionally draining.

Also, as a woman, you don’t have to feel guilty for saying that something is not alright and that you want things to be different. You do not have to mask it with a statement that ‘he is a good man’ etc.

Be honest to yourself about what you feel and what you want. It helps putting things into perspective faster. STEP UP NOW and SPEAK.

Do that favour onto yourself please and also expect things to go the other way especially if he does not want to mutually set things right.

No matter what, know that strength from within is what will help you sort things for the better.

Be strong and value yourself. All the best!

..Read more

Anu

Anu Krishna  |1452 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 05, 2022

Relationship
I want to keep it anonymous.I am a 30 years old independent woman married for 5 months only.My husband and I were in same college but were not friends.He had been approaching me for getting married since 2017, but every time I had rejected his proposal, later in February, 2021 I talked to him openly and mentioned my inability to conceive if we get married.To which his response was that he really liked me and is ready to accept me with my inability.I made our families met and we got engaged.During the one year of courtship period, initial 4-5 months were peaceful, but he and I were missing a bond, yet we thought may be with time we will find it.After the initial phase as we started meeting for family functions.He started finding flaws in me. Things like, I stare at other men when I go out, I don’t give him priority, why do I talk to any male friend beyond necessity, why do I praise my senior at office parties etc.He started controlling me in these areas and used to get angry if I talk to my siblings late night.I started feeling trapped and suffocated, and always under the fear that any of my action could make my husband angry.In that anger he seemed like a very different person, someone aggressive.We started fighting, arguing over petty things.He wanted me to change but I was reluctant as those were very normal things for me and I started telling him that this relationship is not working.We are two persons with different mindset and ideologies and since we are unable to reach to a solution over any issue, let’s call it off.I tried to call this wedding off for like 6 times, but he never agreed to this stating that he loves me and he will change his attitude and will not stop me from doing anything.Whenever I tried to break up with him he'd start crying, stating things like you are my only happiness in life, and I would die without you and all.I involved my family into the matter and shared things with them.They used to call my husband to make him understand my expectations from him.In front of them my husband used to admit that he would change his behaviour.He used to stay calm for 5-6 days and then continue with the same attitude.Basically, it was an on and off behaviour from his side and because of that my behaviour was also affected.I was trying to see his positive side as he had accepted me with my inability, so he must be a good person.Somehow, after so many issues, we got married.After marriage, we went for honeymoon, but he showed a different attitude.He started insulting me that I stare at other people, including the waiter.He would fight with me aggressively, and when I cry he'd calm me down stating that this fight is my fault; had I not done this he would not have fought; had I obeyed him he would not have gotten angry. Then he used to make love to me.For 4 days this happened continuously.On the 4th day I told him I cannot stand him and bear his mind numbing torture.If he sees so many flaws in my character we must part our ways, and there is not point of staying together.He agreed but later he started apologising, asking for another chance to this marriage. I agreed.But his behaviour didn’t improve much. We used to live with his parents, he started taking active participation in local politics which used to keep him busy.He started controlling me indirectly for visiting my moms and relatives.He'd taunt me for not sharing my salary with his parents.Later I found out his work is not running smooth and he is not making enough.The issue of staring at men and shaking hands with men while greeting congratulations, was also an issue to him.He'd remain normal as long as I did things as per his wish.If I said or did anything opposite, he'd get aggressive and disrespectful towards me.Love was nowhere around. He never said I am a good looking woman. My husband rarely complimented me though I get many whenever I go out.He seemed not to be bothered about me except for the time I do something he doesn’t like.My mom also supported him. His behaviour started taking a toll on my mental condition and I started feeling uncomfortable around him.I stopped being physical as I was feeling emotionally detached.The fights had broken me, my bare minimum expectations were not fulfilled.My husband also broke relations with my family and was disrespectful to them.Initially he had promised that I will be free to visit my mom whenever I want and he will not seek my salary ever or doubt my character, but nothing turned to be true.After 4 months of torture, I came to my mom's place and told my husband that I cannot live with him.I actually feel much better without him. As soon as he knew that I am leaving him he has surrendered and is admitting that he made mistakes and doesn’t want to lose me.He says I am his only hope in life and he loves me a lot and can’t live without me.He does the same emotional drama every time I try to part ways with him.My family is pressurising me to give him another chance. But my trust is shattered beyond repair.He made my cry, he pushed me into depression.I do not respect him. He accepted me with my inability, but I feel he never liked the real me.He is not ready to admit this fact that we have not been good for each other.To me he seems like a male chauvinist, a dominating and controlling person.He stays grumpy most of the time, behaves well with others but is arrogant with family members.What do I do? I am in utter confusion, I am unable to force myself into a love-less marriage and my family and husband doesn’t understand it.(I am a government officer and my husband runs a small business)
Ans:

Dear MK,

This is a classic case of crying out, blaming the spouse for the crying and sending her on a guilt trip, promising to do better, not following through and when she walks out, crying out again.

It's cyclical and traps you within in the loop.

He really needs to work out his stuff with a professional, else this is going to be something that you have to deal with repeatedly.

To not be able to take responsibility for his actions, shifting blame onto you, acting insecure and preventing you from leading your life the way that you are used to -- like talking to your family and friends -- are all red flags.

Step up, take charge and suggest that he goes to a professional if he wants the marriage to work.

If he doesn’t and continues the same way, you know what you must do to secure yourself and your life.

All the best!

    ..Read more

    Anu

    Anu Krishna  |1452 Answers  |Ask -

    Relationships Expert, Mind Coach - Answered on Aug 05, 2022

    Relationship
    I want to keep it anonymous.I am a 30 years old independent woman married for 5 months only.My husband and I were in same college but were not friends.He had been approaching me for getting married since 2017, but every time I had rejected his proposal, later in February, 2021 I talked to him openly and mentioned my inability to conceive if we get married.To which his response was that he really liked me and is ready to accept me with my inability.I made our families met and we got engaged.During the one year of courtship period, initial 4-5 months were peaceful, but he and I were missing a bond, yet we thought may be with time we will find it.After the initial phase as we started meeting for family functions.He started finding flaws in me. Things like, I stare at other men when I go out, I don’t give him priority, why do I talk to any male friend beyond necessity, why do I praise my senior at office parties etc.He started controlling me in these areas and used to get angry if I talk to my siblings late night.I started feeling trapped and suffocated, and always under the fear that any of my action could make my husband angry.In that anger he seemed like a very different person, someone aggressive.We started fighting, arguing over petty things.He wanted me to change but I was reluctant as those were very normal things for me and I started telling him that this relationship is not working.We are two persons with different mindset and ideologies and since we are unable to reach to a solution over any issue, let’s call it off.I tried to call this wedding off for like 6 times, but he never agreed to this stating that he loves me and he will change his attitude and will not stop me from doing anything.Whenever I tried to break up with him he'd start crying, stating things like you are my only happiness in life, and I would die without you and all.I involved my family into the matter and shared things with them.They used to call my husband to make him understand my expectations from him.In front of them my husband used to admit that he would change his behaviour.He used to stay calm for 5-6 days and then continue with the same attitude.Basically, it was an on and off behaviour from his side and because of that my behaviour was also affected.I was trying to see his positive side as he had accepted me with my inability, so he must be a good person.Somehow, after so many issues, we got married.After marriage, we went for honeymoon, but he showed a different attitude.He started insulting me that I stare at other people, including the waiter.He would fight with me aggressively, and when I cry he'd calm me down stating that this fight is my fault; had I not done this he would not have fought; had I obeyed him he would not have gotten angry. Then he used to make love to me.For 4 days this happened continuously.On the 4th day I told him I cannot stand him and bear his mind numbing torture.If he sees so many flaws in my character we must part our ways, and there is not point of staying together.He agreed but later he started apologising, asking for another chance to this marriage. I agreed.But his behaviour didn’t improve much. We used to live with his parents, he started taking active participation in local politics which used to keep him busy.He started controlling me indirectly for visiting my moms and relatives.He'd taunt me for not sharing my salary with his parents.Later I found out his work is not running smooth and he is not making enough.The issue of staring at men and shaking hands with men while greeting congratulations, was also an issue to him.He'd remain normal as long as I did things as per his wish.If I said or did anything opposite, he'd get aggressive and disrespectful towards me.Love was nowhere around. He never said I am a good looking woman. My husband rarely complimented me though I get many whenever I go out.He seemed not to be bothered about me except for the time I do something he doesn’t like.My mom also supported him. His behaviour started taking a toll on my mental condition and I started feeling uncomfortable around him.I stopped being physical as I was feeling emotionally detached.The fights had broken me, my bare minimum expectations were not fulfilled.My husband also broke relations with my family and was disrespectful to them.Initially he had promised that I will be free to visit my mom whenever I want and he will not seek my salary ever or doubt my character, but nothing turned to be true.After 4 months of torture, I came to my mom's place and told my husband that I cannot live with him.I actually feel much better without him. As soon as he knew that I am leaving him he has surrendered and is admitting that he made mistakes and doesn’t want to lose me.He says I am his only hope in life and he loves me a lot and can’t live without me.He does the same emotional drama every time I try to part ways with him.My family is pressurising me to give him another chance. But my trust is shattered beyond repair.He made my cry, he pushed me into depression.I do not respect him. He accepted me with my inability, but I feel he never liked the real me.He is not ready to admit this fact that we have not been good for each other.To me he seems like a male chauvinist, a dominating and controlling person.He stays grumpy most of the time, behaves well with others but is arrogant with family members.What do I do? I am in utter confusion, I am unable to force myself into a love-less marriage and my family and husband doesn’t understand it.(I am a government officer and my husband runs a small business)

    ..Read more

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    Flexibility in Stock Selection
    Active funds are not restricted to index stocks.
    They pick companies with strong fundamentals, growth prospects, and attractive valuations.
    Downside Protection
    Fund managers can reduce exposure to risky sectors during market downturns.
    This minimises losses compared to passive funds.
    Tax Efficiency with Strategic Planning
    Gains can be optimised with periodic review and rebalancing.
    Active funds often deliver better after-tax returns over the long term.
    Why Rs. 50,000 Fits Well in Active Diversified Equity Funds
    A one-time investment of Rs. 50,000 deserves active management for maximised growth.
    Over 5–10 years, active funds are better positioned to beat inflation and create wealth.
    Suggested Allocation for Active Diversified Equity Funds
    Large-Cap Equity Funds (30%-40%): Stability and consistent returns.
    Flexi-Cap Equity Funds (40%-50%): Flexibility to invest across market caps.
    Mid-Cap Equity Funds (20%-30%): Higher growth potential with moderate risk.
    Key Considerations
    Stay invested for at least 7–10 years for compounding benefits.
    Review performance annually and rebalance if needed.
    Avoid chasing short-term trends or reacting to market noise.
    Final Insights
    Index funds and ETFs are suitable for certain scenarios, but they lack active management benefits. By investing Rs. 50,000 in actively managed diversified equity funds, you can maximise returns, minimise risks, and benefit from professional expertise.

    Best Regards,

    K. Ramalingam, MBA, CFP,

    Chief Financial Planner,

    www.holisticinvestment.in
    https://www.youtube.com/@HolisticInvestment

    ...Read more

    DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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