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Kanchan

Kanchan Rai  |619 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 22, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Jul 21, 2024Hindi
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Relationship

My friend is in a foreign country for work. She has gone there with the support of a man who helped her getting the job. He's harassing her sexually. She has been keeping her distance and warned him. She cannot take any action as her work future depends on him. She's alone there and doesnt know what to do. Help me with the answer

Ans: encourage her to document every incident meticulously. Keeping a detailed record will be crucial if she decides to take any action later. She should also reach out to trusted colleagues or friends for support, even if they are back home. Sometimes just knowing someone is aware of her situation can be comforting.

Additionally, it's important for her to explore any available resources within her company or local community. Many organizations have HR departments or designated individuals to handle such complaints confidentially. If that's not an option, she might find support through local women's shelters, expatriate communities, or even online forums where she can connect with others who might have faced similar situations.

Encourage her to prioritize her safety. If she feels threatened or in immediate danger, seeking help from local authorities or emergency services is crucial. Her well-being is more important than any job.

Finally, she should be reminded that she's not alone and that there are people who care about her and are willing to help. It might be beneficial for her to seek professional counseling to help her cope with the emotional toll of this experience.

Your support and encouragement can make a significant difference for her during this difficult time.

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Love Guru

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Relationships Expert - Answered on Jan 09, 2024

Asked by Anonymous - Dec 26, 2023Hindi
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my Friend is in touch with a girl since last 13 years, she is 12 years younger to him. They met at common friend's place and my friend start loving her. At the time of their meeting, my friend was married and she was unmarried, but was in relationship with another guy. after sometime, girl got married with his boyfriend with the help of my friend only. he got hurt but somehow helped her in getting married with the boy of her choice after some time the girl got divorced and my friend provided her emotional support she require to recover from this setback. over the period, she start demanding lot of stuff from my friend, like phones, watches, clothes, gold etc. even she call him, if want to eats anything from outside. but other hand she ignoring him, when she is with her friends and start behaving like stranger and gives reasons like, you are too old for her company, what her friend think of her etc. my friend is attached emotionally with her very much and dancing on her tunes. my friends shares everything with me and i know, he would go mad, if she even stop talkin with him. many a times, i tried to discuss this with my friend, but he is in total control of her. he told me, i would continue to help her, so she would keep talking with him. they never got physical. Even i had discussed this with girl, why you are doing such thing with my friend, every time she reply, she demanding such things with capacity of his friend. he (my friend) can deny, if he doesn't want to help me, i have lot of choices. she is also working and earning fairly. now i am in dilemma, how to help my friend.
Ans: Have you heard the saying, you can walk a horse to water, but you can’t make it drink? Your friend knows he is being taken advantage of — but he chooses to continue in the same vein. You can try to stage an intervention where several of his loved ones come together, sit him down and explain that this toxic woman should be cut our of his life and why. But ultimately, unless he decides to smarten up, no one can help him.

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Love Guru

Love Guru   | Answer  |Ask -

Relationships Expert - Answered on Apr 16, 2024

Asked by Anonymous - Mar 27, 2024Hindi
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Relationship
Hi mam plz help me to solve my problem , I was in relation with a guy I met him in office , and he is good boy because he helped me alot in my tasks , slowly I got attracted to him , and the attraction turns into liking ... I did not refused what he says I have to do it ..that time I was engaged ...and he wants me to meet him privately and refused that sir I am engaged I can't do this ..but he threatens if you will not come i will tell to your fiance and it will affect to your marriage ..I am agreeing what he says and he forced me to do this ..now I am married and my husband is abroad ..now he threating and harrassing me for s*x ...he says he will tell your husband ..I am in so much of stress plz help me mam to get rid of this situation what should I do if he tells my husband ..he will ruin my life and can't involve my parents they are both patient ...he is threating me so much if I tell to police they will involve my parents as well which I don't want ...I blocked him from all the social media but he kept messaging because I am getting notification from blocked messages ..and he keep threating me
Ans: The first thing you should do is come clean to your husband. Spare him the sordid details and just tell him this ex-boyfriend is trying to stir up trouble for you both. How long do you want to remain so stressed? Tell him and end the matter once and for all. I hope he has the good sense to accept your past. And then ignore this idiot, period. Once your husband knows, his game is up. With your husband’s support you may even consider filing a police complaint to teach him a lesson.

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Latest Questions
Sunil

Sunil Lala  |218 Answers  |Ask -

Financial Planner - Answered on Jul 18, 2025

Money
Dear Sir, I am 40 year old, my take home is 1.41 lacs per month. I have 11 year old daughter and 3.5 year old son. I am investing 12.5k per month in SSY (27 lacs in total) and 12.5k per month in PPF (6 lacs in total). Investing around 4k in SIP in index fund (1.2 lacs) and I have around 30 lacs in FD. I have taken 1cr term insurance and have 10lakhs health insurance for family. FD is not giving me satisfactory returns and not beating the inflation. I am planning to invest 25 lacs in buying a site. I don't have any loans and don't have major commitment other than children education. I request you to guide me on future investments, I would like to get a constant income of 1-1.5 lacs PM after 5-6 years.
Ans: Hi Ajay, understand the SSY and PPF are also not givin you enough returns, your SIP in index funds and FD all are ineffecient return making assets. Buying a site will not ensure liquidity when you will need it the most, and 10L health insurance for a family of 4 is low as well.
Having a constant income of 1-1.5L p.m. means annually 12-18L of income, and to have a passive income like that, your corpus should be 15-16x of the annual income --> which means we are looking at 1.8Cr to 2.7Cr of corpus in the next 5-6 years.
There are a lot of flaws in your investment strategies because at one place you are wanting to lock in money at a site, in SSY and PPF and on the other you are looking to earn 1-1.5L p.m. which is possible through liquid investments.
I would love to help you out, but to me it feels like there is a gap in the knowledge about investments and personal finance. If you are wanting to have a detailed conversation about your investments and where you can park your money to grow it to have the monthly income you want after a certain number of years, visit my website www.slwealthsolutions.com

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Sunil

Sunil Lala  |218 Answers  |Ask -

Financial Planner - Answered on Jul 18, 2025

Money
I m a 44 yrs old . My salary 85k net per month. Rent income 1.20 lakh per month. Fixed deposit 46 lakh PPF 21.35 lakh Lap loan 46.50 lakh OD loan 6.50 lakh. Mutual funds 2.75 lakhs Shares 3.25 laks Property in Noida, jewar, dwarka , Rohini and faridbad. My wife is earning 50k per month but not contributing in assests we spend his salary on vacations and foods and cloths as she don't want to save. According to her it is my responsibility to provide foods and investment. At this age I m going to lose my jobs. I can manage all things with rental but how can I build up financial assets from here on and my triple source like salary, rental and interest helps me a lot in past. I m simple man with basic needs no extra expenses on me. But kids are in college in class 9 how can I build assests and ensure their good education
Ans: Hello Sanjiv, you have a lot of money parked in debt instruments like FD, PPF and not-liquid assets like properties as well. I would advise you to calculate your income from each asset on a yearly basis in % terms. I think that will give you a true picture of what you are earning as of now vs what you can earn in equity mutual funds which are managed by professionals.
We can have a detailed conversation around your situation and I can help you understand what re-shuffling can be done in your asset portfolio (with continuing rental+interest income) with greater capital appreciation, visit my website www.slwealthsolutions.com if you are interested

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