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Anu

Anu Krishna  |1418 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 10, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Sharada Question by Sharada on Oct 21, 2023Hindi
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Relationship

I feel lonely and sad everytime i focus to study or do something but if i just sit still and think even that is bothering me. I feel like everybody are fine even without me and that's true coz nobody really cares and thinks that i am even present they just make me feel as if i am invisible.

Ans: Dear Sharada,
Focus happens when something is interesting and again Focus happens when there is an interesting outcome attached to the activity.
If you have distractions, check with yourself what exactly are you not interested in or what thoughts are you allowing to get in between!
Your feeling that people are fine without you and nobody really cares is all an assumption based on certain things not going your way or certain things not happening the way that you want. Family and close friends obviously care and love; it's just that you can't see it or feel it...
So, the next time when you get this thought: ask: Is it true that no one cares about me? No one? Challenge these not useful thoughts, so that you let your brain move towards positive thoughts...
And no one is invisible; even a tiny ant...it's about how you allow yourself to be confident and have the strength to be yourself.

All the best!

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Archana

Archana Deshpande  |94 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Dec 07, 2024

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Career
Hi, I have been an introvert guy for my whole life, but somehow I always got good colleagues which became great friends. But from last 5 years I am in a office where very few people works and that too they are not connected to me. Hence, I get a very little exposer with them. Feels so much lonely in office as there is not a lot of workload also. Most of my day goes watching reels on social media. Sometimes i forgot when last i smiled/laughed at office place where I spends 9 hours of my day (I do talk to my family over phone, but can't help my loneliness). what can I do....worried... A very lonely 45 year male.....
Ans: Dear Sunil,

No one is clear cut introvert or an extrovert, look at yourself closely too... in some circumstances you behave like an extrovert and some areas you behave like an introvert.

Be brave and say "hi" to people around you in the office, you be the first one to greet, this itself can be a starting point to making new friends. A smile and a pleasant "hi" is all it takes.
Look for opportunities to connect with ppl in the office, instead of sending mails or reminders to ppl electronically, just walk up to them and speak to them or call them up to say you have sent a mail/reminder. This way you can establish a human connect.
Also check if you can go to the dining area to eat lunch and during breaks.. do not sit at your desk and have lunch.
Social media and watching reels is a "big no" if you are yearning for human connections. I am glad you talk to your family...outside the office, join book clubs, singing clubs, drama clubs or anywhere your interest lies...you can join a classroom to learn and develop a new skill....

Also check if you are getting enough sleep, exercise, fresh air , sunshine during the day....focus on your diet too!!

Hope this helps... take care of yourself!

..Read more

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Milind

Milind Vadjikar  |813 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Jan 01, 2025

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Money
I am investing in mutual funds via FUNDSINDIA since 2016 through SIP (currently at 35000 pm). Their app shows invested value as 18,37,001/- and current value as 27,99,510/- with an annualised return as 19.9%. Is the return really 19.9%? is it good? Recently only i came to know they provide only regular growth funds and no direct funds, so how much i am loosing in that, Is it advisable that i take out all my money from them and invest directly through mutual funds website? current allocation is : 360 one quant fund reg(g) : 7000 icici pru value discovery fund(g): 7500 Parag parikh flexi cap fund reg(g): 5000 Mirae asset aggressive hybrid fund reg(g): 2500 axis midcap fund: reg(g): 3000 Kotak small cap fund(g): 5000 mirae asset large cap fund reg(g): 5000 Please advice comprehensibly as i need to take decision if i need to switch
Ans: Hello;

Almost 20% annualized return is a very good performance.

Do you think you could have managed this on your own without help from the MFD website?

Answer this question with full honesty to yourself because a YES means you may invest in direct plans henceforth and move your investments gradually to the direct platform to optimise LTCG impact.

However if the answer is NO then you agree that the MFD platform has added value by guiding and helping you generate such excellent returns.

Typically there is a difference in Total Expense Ratio(TER) applicable for Direct and Regular plan options.

In Direct plans it's DIY(Do It Yourself) hence return maybe slightly higher compared to regular plans but your distributor guides you to suitable schemes which are apt for your risk appetite, financial profile, asset allocation and investment horizon.

But keep a practice of reviewing your fund performance vis-a-vis category average, benchmark and risk adjusted returns annually.

Also the asset allocation needs to be adjusted to suit your risk profile over a span of period.

Happy Investing;
X: @mars_invest

...Read more

Nayagam P

Nayagam P P  |4018 Answers  |Ask -

Career Counsellor - Answered on Jan 01, 2025

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Career
Sir I was absent in all my class 12th boards and practical in the year 2023-24 due to a medical illness, now I'm appearing as a regular candidate in the year 2024-25 boards. Will I be eligible for jee advanced 2025 and 2026 as in jee advanced attempt counts start from first appearance in class 12th, will they consider my board 2024 absent as an attempt? Will I be eligible for jee advanced 2025 and 2026? Specifically 2026
Ans: Heera, The eligibility for JEE Advanced 2025 and 2026 relies on how the test authorities see your situation about your attempts in the Class 12 board exams. Candidates can try JEE Advanced two times in successive years maximum. The first year a candidate shows up for the complete set of tests appears in Class 12. That year is not regarded as an attempt or appearance if you missed all Class 12 board tests for medical reasons and did not receive a result. Your legitimate first look will land around 2024–25. Get in touch with the JEE Advanced officials, show medical credentials, and offer paperwork proving your first honest attempt in Class 12 exams to confirm your eligibility. You will be qualify for JEE Advanced 2025 and 2026 if you re-registered for 2024–25 after missing the tests in 2023–24 for a legitimate medical reason.

Right now, only pay close attention to getting ready for the JEE/Other Engineering Entrance Exam.

Value Addition Suggestion: Instead of depending just on JEE, have Plan B and Plan C, appearing for 5-7 Entrance Exams.

All The BEST for Your Prosperous Future.

Follow RediffGURUS to Know More on ‘Jobs | Education | Careers’.

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Dr Nagarajan Jsk

Dr Nagarajan Jsk   |195 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Dec 31, 2024

Asked by Anonymous - Dec 30, 2024Hindi
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Career
Hi i passed 12th in 2021 ( covid batch ) since everything was closed so in anxiety joined DU as sciences students but kept simultaneously preparing for neet it was very hazardous to manage both in offline neet prep and bsc so shifted to distance education bsc so i was in Du like 2021-2023 then 2023 took distance mode finally when i couldnot clear cutoff i thought will let this distance finish and side wise join some different and good course so came down to law in reputable law college of south . Is my decision ok or am i going too mmuch
Ans: Hi,

The students from the Covid batch have faced numerous challenges and are still struggling to settle down, including those in school. You have done your utmost to support them. Since you have completed your BSc and are now pursuing a degree in Law, you are in a favorable position.

Consider the possibility of becoming a patent attorney, which is a lawyer specializing in intellectual property law focused on securing and protecting an inventor's rights. Even before you complete your course, I encourage you to seek experiences related to intellectual property rights (IPR).
ALL THE VERY BEST.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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