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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 28, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
S Question by S on Sep 28, 2022Hindi
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Relationship

Hi Anu,
I'm a 50 year old male married for 10 years. This is our second marriage for both of us. We live abroad.
Since Day One my spouse was suspicious of me linking me with anyone on the street. She says I'm sighting girls. She suspected that I am interested in my elder sister-in-law since marriage. She never told me this for three years.
Due to this we never had any relationship (and no child). Because of this constant fighting I lost my mother (I apologised to mother since I was not able to take care of her and I was unhappy. She died within a month of my apology.)
I never told anyone either of our relatives about our problems. My father is 90 and alive. I don't want to cause any problem to him. During these 10 years her father never bothered to check if any problems. I hardly slept 1-2 days a week during these years.

My spouse never changed a bit during these 10 years. Her position reached a stage where I had to admit her to hospital for psychosis. She got discharged in 2 months because her parents were adamant on discharge on the condition that she will travel to India. But once discharged, she refused to travel for nearly 10 months. Her father supported her. When her mother passed away in December 2020, due to Covid her return tickets got cancelled.
In December 2021 she was again in hospital for 20 days in India for similar psychological issues.
In April 2022 I visited her house in India and gave her father a 4-page document detailing her behaviour during these 10 years.
He simply said she has done unknowingly. He is adamant on trying to send her back to me. While I am struggling to live, her father lives a happy life with his pension.
As a father he never corrects his daughter and instead tries to push the problems to me.

I have asked for a divorce but she is not willing to give and starts shouting hysterically. Please let me know how to proceed.

Ans:

Dear S,

If you have decided that divorce is the only option to consider, then yes, file for divorce legally by hiring a lawyer who has specialized in cases where the spouse is unwilling to let the divorce happen.

In short, if it’s not a mutual consent, it might drag on for years, so get a good skilled lawyer to take up your case.

On the emotional side of things, I urge you to be patient and empathetic towards your wife. With her mental health condition, she possibly has no control over her thoughts and subsequent actions are a result of an impulsive reaction.

Yes, it is unfortunate that the marriage went through a lot of low phases but do remember she is a human who is going through a challenge which is not easy to fathom by people who don’t have a mental illness.

I realise that this might be a little difficult to do, but in the long-term scheme of things, it will be a good ally as a sound and calm mind helps you through challenging times.

This point of view will help you through the divorce proceedings where you will be able to be fair and just to make sure that she is also taken care of.

All the best for a better journey ahead!

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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 30, 2023

Asked by Anonymous - Jan 27, 2023Hindi
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Dear Anu, I am married for 24 years having two grown up children. Both are studying. My wife is not working. She had been adamant and spendthrift since the beginning of our marriage. Just to maintain peace I was putting up with her undue demands. Than in last decade my business suffered for quite sometime still I sold some property and managed the household expenses. Than in 2017 the business started picking up and it started doing well. but having learned the lesson I became very firm with wasteful expenses. And by end of 2017 she broke all ties with me, and started sleeping with our daughter in her room. Now since last six years we are hardly talking to each other despite living in the same house . Her parents are also hand in glove with her and disconnected with me. I also came to know lot of factors about her family. Her father claimed to be a businessman before marriage and later I learned he was working in subcontracts division of a company and making money by illegal means from vendors. He was a heavy drinker and had relations with many women. I also came to know that her father had thrown his father out of house and that old man had died in a temple. To make matter worse her parents are having one more daughter which they claim to be given to some family member and now they don't have any relationship with that girl or the couple to whom they have given their daughter to. So prima facie they have a child or children which they have hidden from society. We attended marriages of her uncle's daughters out of Mumbai. His uncle and his family attended my marriage and marriage of my wife's only brother. Now after all marriages are over they have broken up with that uncle too. He is real brother of my father in law. Her aunty expired two years back I offered to call her uncle and offer condolences she said no need now relationship with uncle is over. With all these I am able to come to a conclusion that the family doesn't value relationships and once their purpose is served they discontinue the relationship. Due to constant problems my children have also become very adamant and are not concentrating on studies. Kindly suggest what should I do in the given situation. Can the marriage be annulled on the grounds her family concealed vital information before marriage. I offered her to go for marriage counselling and therapy but she refused. Please suggest some suitable solution.
Ans: Dear Anonymous,
Too much of a mess, yeah?
Why they hid certain facts and what impact that has had on your marriage is something that you are experiencing. Relationships are built on trust and honesty leads to that trust. You possibly feel being misled multiple times over and it will indeed affect the mind state of your children.
Good that you have woken up to this NOW.
Are you sure that you want to end this marriage? Or is there a possibility of saving it?
If you want to end it through a legal recourse, find an able lawyer who specializes in divorce cases. She/he will advise you on annulment or mutual consent divorce or filing for one. These options come to a better choice when you seek an expert in legal matters.
In the meantime, keep your mind in a place where it is calm. Too much of muddle and constant over processing will make you have bitter thoughts and keep you engaged in stress building situations.
Accept what's happening (difficult, I know)...but doing this will enable you to take the right decision not only for your life but also for your children. Also, I suggest spend a lot of time with the children and teach them not to take sides of any parent.
Whatever you decide is going to impact them and they must be prepared anyway. So, talk to them like they are grown ups and let them grow into it supporting you both rather than be caught in the cross fire.
I am sure if you have had the courage to understand what has been happening to you, you can surely take additional steps to safeguard your mind space and do what's right for the children as well.
All the best!

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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 16, 2023

Asked by Anonymous - Dec 13, 2023Hindi
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Relationship
Hi, I married 1year ago my wife told me she was forced to do a marriage against her concern and she didn't want the marriage life and wanted to live as strangers, also she refused to take wife responsibilities at home i have waited trusting she would change but within 3 months she had medical issues and went to her home for treatment. after informing all her activities now her father is threating me and my family, also making false allegations against me for all her problems. Now he is demanding to go separately from my parents to send her back. if not they will file case against me in the court and make me and my family suffer. Now she was not telling the truth with their parents about her mindset and acting according to their portents guidance that i am the reason for her medical issues and she was not interested in the marriage because i didn't take care of her well. she have depression and anxiety issues from childhood her mother refused to see her face when she was born, as 5th girl child as they expect atleast 1 boy kid she said this to a doctor. she faces refusal and ignorance in her family she said this too the doctor i dont know the truth behind it. she has chronic gastritis also she is under weight (35kgs still at 27years old) and cant increase weight even after trying for 5 years of medication. Doctor suggested for a therapy but she refused to come with because she already had therapy before which we don't know. . even though we lived in same house but she lived in separate room all the days she was with me. Now due to her inability to handle her father she is acting along with them like i was the one who refusing her. Her father even knows about all these matters to hide is fraud he is now threatening me like police case and court. I did nothing wrong in this except married her. what should i do now ?. And I lost hope that she would change here after.
Ans: Dear Anonymous,
There are many cases like yours where men are being trapped with false allegations.
First evaluate:
Do I want this marriage to continue?
If YES, I feel it's time your parents also step in to state your side of the story. It will be an uphill task to bring her back as she clearly had mentioned to you that she was forced into this marriage. Also, how do you plan on working out the home situation given that the condition is that you separate from your parents?

If NO, will you be able to prove all the allegations put on you are false? Hire a good lawyer, because you will surely need one. Tread carefully and make very calculated moves in terms of what you say (even if it's on a text message) as everything can be held against you. Your lawyer will advise you on this.

So, time to think what is the best option...lay all the cards on the table and play this very carefully...

All the best!

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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 03, 2024

Asked by Anonymous - May 26, 2024Hindi
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Relationship
Hi, I married 1 year ago my wife told me she was forced to do a marriage against her concern and she didn't want the marriage life and wanted to live as strangers, also she refused to take wife responsibilities at home i have waited trusting she would change but she never changed. She is alone daughter to her parents borned after 16 years to their parents and she used to live outside around 17 year for her studies. After marriage whenever her parents come she used to ignore me, also she work in private sector and not share even single rupee to home. However all house hold work i do being boy, also she is not at all interested in intercource as well. After marriage 2 week she stayed in PG stating that my close friend will go to native allow me to spend time with her reast all i will be with you like. I agreed. Later 6 Month she used to give reasons for intercource i got periods, rashes, not feeling good, tiered, no mood, etc this happen till 6 month. After this we had 4 times in 2 month with protection that too just for 1 or 2 min as she mentioned lot of pain, after that she started avoiding, since i was not fulfilled by sex desire i started making extra marital affairs in facebook and turned to whatsapp only text, one fine day she saw all msgs i did with extra marital affair and she took photos of that and went to PG without informing any one. Later both families elder sat and asked she used to show the msgs that i did with extra marital affairs and she wanted seperate now from me. Though i accepted the extra marital affairs only interms of msgs and since you not willing to do sex i choose this way i mentioned. But she dont like to come back now. Her father took 2 month of time that he will change her mind set but i dont think she can. As her mother is also not good women, suporting her daughter and making such big issues and she also not interested in this marriage itself.
Ans: Dear Anonymous,
Sometimes people are just not ready for marriage and here your wife certainly came along with a huge baggage of unresolved issues behind her.
Marriage requires both partners to be responsible not just towards one another but take an active interest in their roles. This calls for maturity from both partners here.
Now, this was never a possibility with your spouse as she felt the marriage was a forced one. That is enough to destroy any chances of the marriage falling in place. You are also in a soup now that she has found her 'proof' that gives her a ticket out of this marriage.
The question here is: Do you want this marriage? If YES, then you will have to start down the part of proving your innocence and what led to what and how and when...If NO, then since your spouse has found her ticket to freedom, the only thing you might have to do is clearly state and not explain anything as to how things went downhill right from the beginning. Her parents may believe you or not, but that's what your decision needs. They may try to malign you in the family, just stick to your version of what happened and move on.
So, you are at that point where you need to make a decision. What is it going to be?

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 18, 2024

Asked by Anonymous - Oct 14, 2024Hindi
Relationship
Hi dear Anu Krishna Madam, I am a regular reader of your suggestions and answers on the questions of relationships since long. You are doing a great work to solve the complications of people's life. I have a long story actually, thanks to you in advance for your patience in reading this. I am male 36 YO, married and having a 4 YO daughter. Mandatory to mention here that I have mother who is dependent on me financially as my father passed away years ago. My relationship with my not been since starting as we got married in 2015. She is having serious anger issues and starts fighting on even little things. She is not very inclined to my mother and my younger sister who got married in 2018 and staying in UK with her husband. My wife is always complaining for one thing or the other. I am working for Central Government and earning well but she is never satisfied and keeps on complaining that my brother in law (sister's husband) is better husband or sometimes compare with other men. I always to fulfil all the requirements financially as well as taking care of baby, helping in household chores but she is never a happy woman. I send my mother and amount of Rs 10000 per month as no one is there to take care of her, mother stays at our hometown and I along with my wife and daughter stays at my work place city. I had to finance the marriage of my younger sister also as my father passed away when the both of us siblings were of age 7 and 3, this was told before my marriage to the family of wife as well as her that this will be required to be managed by me financially. But she complains of this also that I have spent this much money on my sister and mother. I am earning from a young age of 18 years but I don't find any peace at home. I am working like a machine, earning and then she is saying bad things to me all the time. She shouts loudly when fighting so that neighbours also listen and I find it very shameful. Her behaviour towards our daughter also changes frequently and she treats her according to her mood. My mother is not staying with us as when she stayed here for 6-8 months due to her health related issues, she started fighting with my mother also and created huge scenes every now and then. My wife's only attachment is with her own family, her mother, father, unmarried elder sister and unmarried elder brother. Her both the siblings couldn't find suitable matches for themselves, this is also creating a stress for my wife and she in the end throws her frustration on me. She and my self have both tried to commit suicide 2-3 times in the fight on different occasions. Last year she met a younger boy of age 26-27 and they both got attracted to each other. I was along with her and I noticed them smiling at each other at a function. I asked my wife and said to her that if you want to you can ask and talk to that boy. Means I told her to have an open marriage, in the hope that this will atleast make her realise that my husband is happy in my happiness. They both started talking and even met on 3-4 occasions and 2-3 of them secret meetings at our home (only i knew that I didn't pointed out) with physical intimacy. Now due to some unknown reason both my wife and that boy are not talking to each other. Her behaviour had been very rude since that boy came to her life and she never realised that my husband is not pointing out this infidelity also. Now, when that boy is also not there, her disrespect towards me is increasing day by day. She starts fighting even at streets and shouting loudly. I have also given a thought for legal separation but due to my daughter I am not going ahead. I am in a very complex situation and don't understand what to do. How i can make her understand that relationship runs on two people. Please guide me further. One more thing to mention here she is not interested to go for councelling or anything like that. Thanks in advance. Regards.
Ans: Dear Anonymous,
Your wife is perhaps one of those people who choose to see what's not happening rather than what good is actually happening. It's just a habit that can destroy their peace of mind and of those around them.
You are caught around her drama where she tries to find her happiness all around her when she can perfectly find it within the marriage. So, if there's something small that upsets her at home or does not go according to the way she thinks it should, instead of talking about it to you, she is someone who will find a way out outside and in things that can instantly make her feel better. That 27-year-old has ended up becoming some sort of a distraction and by you allowing it to go further whatever happens or doesn't will be blamed on you.
She's acting like a child in need of attention, incapable of addressing her own emotions, distracting herself with a new toy and then crying out creating drama around it all and oh, blaming you when things go wrong.
Got the picture, here? So, the way out is to actually take her to a professional who can guide her to regulate her thoughts an =d actually infuse her back into a family system. It's possible that her maternal home did not provide a great example in this regard...you might know better...
You can try and get through to her by requesting her to step in for your child's sake else the marriage can deteriorate further...So, give it a try.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
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Ravi

Ravi Mittal  |450 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 03, 2024

Asked by Anonymous - Dec 03, 2024Hindi
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Relationship
Hello, my wife is Ugandan and I’m of English national, 30 years old and she’s 26, we met nearly a year ago and got married in uk with some of her friends and small family. We haven’t done kuchala (not sure if that’s correct spelling) yet and I’m feeling anxious for when the time comes. She said her family will kneel when they greet me and being white this is already stinging my moral (due to history). I also talked about moving in together before the meet the parents happen however she says she’s rather move in after? Currently this could take two years before going to Uganda, how should I proceed without overstepping her cultural beliefs as after all we are married and by my culture we should already be living together
Ans: Dear Anonymous,
It is very nice of you to be so considerate and sensitive while handling these cultural nuances. Let's discuss the kneeling tradition. It's a sign of respect and it's deeply rooted in Ugandan culture. While I understand your point of view, you also have to remember that it can have significant meaning to her and her family. I suggest you politely express your feelings and let her know why it is uncomfortable for you to see her family kneel. When you explain, mention how much her culture means to you as well. I am sure both of you can communicate and come to a compromise that makes you both happy. Just in case, they persist in following the ritual, just look at it as a gesture of love and respect and not submission.

About the moving in together part, in certain parts of the world, couples living together before the traditional wedding is not considered respectful. But since you are already married, you can try explaining to your wife how the living situation does not go against her cultural expectations. But if it is a really big deal for her and her family, consider seeing it from her perspective.

Communication is everything here. Look at every problem as a team; it's not your problem vs her problem. It's both of you vs the problems.

I hope this helps

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