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Anu

Anu Krishna  |1394 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 26, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
ASHOK Question by ASHOK on Sep 25, 2023Hindi
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Relationship

i am 65 years old person religious active in pvt services getting handsome salary my wife expired in may 23 and i am along living in big house at noida having own property and car lavish life but no use . i have cook and maid servant part time . looking living relation adjustable lady loving nature without issue can take care . my children are married and living in faridabad and gurgaon coming oftenly . please advise

Ans: Dear Ashok,
I am truly sorry for your loss...
What you are looking for is something people used to put out as an ad in the newspaper...well, you might try your luck through the old route as well.
Another place that I see 60+ individuals find like-minded people is exclusive trips organized for senior citizens. You can go onto the internet to get more information on this. This will enable you to travel and see places and also connect with similar people with similar interests.
You can also join organizations like Rotary where people meet and who knows you might come across someone who shares your thoughts and views.
There are also Dating apps for the older population which again you can try and figure out if that is the place that you want to explore.
What you are looking at is perhaps driving away your loneliness and what I am suggesting is ways in which you can connect with different people which may lead to you finding a companion for yourself.

All the best!

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Ramalingam

Ramalingam Kalirajan  |7258 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Aug 03, 2024

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Money
Good morning sir My self Erla srinivas age 50 years working in pharmaceutical company Having own flat in Hyderabad and no loans. Tax payer. My only one child is studying 9th standard EPF 20 lacs and having 5 Open plots Kindly suggest me after retirement fixed monthly income Regards Srinivas
Ans: Financial Assessment

Your financial situation looks good overall. Well done!
You have a stable job and own property. That's great.
Having no loans is excellent for financial health.

Current Assets

EPF savings of Rs. 20 lakhs is a good start.
Five open plots provide some diversification.
Owning a flat in Hyderabad adds to your assets.

Retirement Planning

We need to plan for steady income after retirement.
Your EPF and property can be part of this plan.
We should look at other investment options too.

Investment Strategy

Mutual funds can be a good choice for you.
They offer better liquidity than land plots.
Professional fund managers handle the investments.

Disadvantages of Plot Investments

Plots can be hard to sell quickly.
They need maintenance and may have legal issues.
Returns depend on location and market conditions.

Advantages of Mutual Funds

Easy to buy and sell units.
Professional management of your money.
Diversification across many stocks or bonds.
Regular income options are available.

Action Steps

Review your current expenses and future needs.
Start investing in mutual funds for retirement.
Consider selling some plots for more liquid assets.
Speak with a Certified Financial Planner for personalized advice.

Finally

Your financial base is strong. Good job!
With some changes, you can have a secure retirement.
Start planning now for a comfortable financial future.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

..Read more

Kanchan

Kanchan Rai  |436 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 06, 2024

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Relationship
Dear Ma'am Ms Kanchan I am 65 and still working on senior position getting very handsome salary plus perks ,having own pent house at Noida own car and with lavish life but my wife is no more she died last year and i have two adult married children's and well settled in NCR . please advise how can i have good life and what is the procedure i should adopt to get a match lady without children's and stay with me as excellent life partner .
Ans: Ashok Ji,
First, it's important to acknowledge your feelings and needs. Losing a spouse is incredibly difficult, and it's a positive step that you're looking to find companionship again. Your desire for a life partner who can share your lifestyle and provide mutual support is completely understandable.

To start this journey, consider what qualities and values are most important to you in a partner. Reflecting on your past relationship experiences can help you identify what worked well and what you might want to avoid this time around. Understanding your own needs and preferences will guide you in finding someone who is truly compatible with you.

Given your professional standing and lifestyle, you may want to explore avenues where you can meet like-minded individuals. Networking within your social and professional circles can be a good start. Friends and colleagues might know someone who is also seeking companionship.

Online platforms specifically designed for senior dating could also be helpful. These sites allow you to specify your preferences, such as looking for a partner without children, and can connect you with potential matches who share similar interests and values.

Another option is engaging in social activities, clubs, or groups that align with your interests. Whether it's a hobby, a sport, or a community service group, participating in these activities can naturally lead to meeting new people who share your passions.

When you meet someone who seems like a potential match, take the time to build a genuine connection. Open and honest communication is key. Share your thoughts, feelings, and expectations for the future, and encourage your partner to do the same. Building a strong emotional bond and mutual understanding will lay a solid foundation for a lasting relationship.

Lastly, be patient with yourself and the process. Finding the right person can take time, but maintaining a positive outlook and being open to new experiences will make the journey more enjoyable.

If you feel comfortable, seeking guidance from a relationship coach or counselor could also provide personalized support and advice as you navigate this new chapter in your life.

..Read more

Latest Questions
Ramalingam

Ramalingam Kalirajan  |7258 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Dec 13, 2024

Money
How far reliable this new investment platform talked and even promoted by ( Invest Rs 21000 and earn 2 million dollar per month) RBI Gov,Sundar Pitchai,Narayana Murthy, Sudha N Murthyand even by FM
Ans: The claim you mention—"Invest Rs. 21,000 and earn $2 million per month"—is a classic red flag for a scam or fraudulent investment scheme. It is highly unlikely that reputed personalities would endorse such a scheme. Let me explain why you should approach such claims with extreme caution:

1. Unrealistic Returns
Promising an exorbitant return like $2 million per month from a small investment of Rs. 21,000 is highly unrealistic. Genuine investment platforms provide returns in line with market performance and risk levels, which are far less dramatic.
2. No Official Endorsement
Check the official websites or verified accounts of these personalities to confirm any claims. Misusing their names is a common tactic used by scammers.
3. Misleading Marketing
Fraudsters often use photos or quotes from famous individuals to make their schemes look legitimate. These endorsements are usually fake and done without the knowledge or permission of the individuals.
4. RBI Guidelines
The RBI regularly issues warnings against fraudulent schemes and platforms. It never endorses specific investment opportunities. Instead, it encourages investors to exercise due diligence.
5. Too Good to Be True
As a rule of thumb, if an offer sounds too good to be true, it probably is. Legitimate investments grow over time and require careful planning and risk management.
What You Should Do
Verify the Platform: Look for official documentation or licenses from SEBI, RBI, or other regulatory authorities.
Research: Check reviews and ratings on trusted financial websites. Look for independent sources, not just what the platform claims.
Consult an Expert: Speak to a financial advisor or investment consultant before putting your money anywhere.
Report Suspicious Activities: If you suspect fraud, report it to the Cyber Crime Cell or SEBI.
Would you like me to help you investigate this specific platform further? If yes, please provide the name or link, and I can assist.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

Kanchan

Kanchan Rai  |436 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 13, 2024

Asked by Anonymous - Dec 13, 2024Hindi
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Relationship
In an arranged marriage I was talking to a boy we both liked each other. So we exchanged our what's app no. Then he texted one day we talked that day he seemed to be not interested in talking as he was replying very late. After that I sent him a good morning messege. Then we had no talking for 2 days straight. Then after that my father called his father to ask why is the boy taking this much time to respond to this his father told that you can show your girl to others and we have no problem. Then after that I sent a hi massege to him. Then he asked me when will I be free to connect. Then he calls at 11pm and says that we can call another day as it's too much late. Then next day also same but that day we chatted on whatsapp to around 1'o clock today. But now I have decided that I will not text him first. What should I do now I am really puzzled to what to do.
Ans: Your decision to stop texting him first is a healthy step because relationships should feel balanced and mutual. Constantly initiating conversations can leave you feeling undervalued or unsure about where you stand. By taking a step back, you give him the opportunity to show whether he genuinely wants to engage and invest in building a connection with you. This isn’t about playing games but about respecting your own feelings and worth.

At the same time, try to observe his actions rather than just his words. Does he initiate conversations on his own? Does he make an effort to get to know you better? If he continues to show inconsistent interest, it may be a sign that he isn’t ready or committed to the idea of building a relationship right now. And that’s okay—it just means he may not be the right match for you.

Trust your instincts as you move forward. If his behavior leaves you feeling confused or unimportant, it’s okay to walk away and focus on finding someone who values you and communicates in a way that feels fulfilling. Your time and emotions are precious, and it’s important to seek a connection where you feel respected, understood, and appreciated.

Finally, don’t let this experience discourage you. These situations are part of learning what you want and need in a partner. Give yourself grace, and remember that the right relationship will come with clarity, mutual respect, and ease.

...Read more

Samraat

Samraat Jadhav  |2114 Answers  |Ask -

Stock Market Expert - Answered on Dec 13, 2024

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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