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Ravi

Ravi Mittal  |740 Answers  |Ask -

Dating, Relationships Expert - Answered on Oct 16, 2025

Ravi Mittal is an expert on dating and relationships.
He founded QuackQuack, an online dating platform, in 2010 with just two people. Today, it has over 20 million users in India.... more
Asked by Anonymous - Oct 15, 2025Hindi
Relationship

I am a 58 year old widower my wife passed away 18 months back. I have 2 sons aged 28 years and 20 years. I am constantly approached by a 43 years old lady who is a divorcee and have 18 year old son with marriage proposal. We are known to each other for several years. Before her proposal I have never thought of remarriage. She is a very good human being and very attractive and now I am unsure how to handle the proposal. Requesting you help that how should I handle this.

Ans: Dear Anonymous,
I understand you are going through a tough time. It isn’t uncommon or even immoral to want to remarry after losing your partner. But it is definitely important to ensure that you are ready for it and your children are comfortable with it. 18 months might seem like a long time but in terms of losing a spouse it is nothing, isn’t it? If, even for a moment, you feel that you are not prepared to move on, or you need more time to grieve, please allow yourself that time. Not be pressured into taking a big step merely because someone else thinks it’s a good idea or a good match.

First step is identifying if you feel ready. Second and one of the most important steps is to speak to your sons. Their comfort and emotions are equally important. They have lost a mother; nothing should make them feel that they will lose their father too. Be gentle and kind with them when you bring up the topic.

Hope this helps.
Asked on - Oct 19, 2025 | Not Answered yet
Thanks a lot.

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Kanchan

Kanchan Rai  |663 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 01, 2024

Asked by Anonymous - Dec 01, 2024Hindi
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Relationship
Hello Ma'am, My name is [Anonymous]. I am 42 years old, divorced, and currently working abroad. I have a 7-year-old son who doesn't live with me, and I am looking to move on in life. I have a former colleague who is 38 years old. We worked together for six years, and she is also divorced. She is very professional and respects me a lot, always calling me "Sirji." We never discussed our personal lives while working together, but when I was leaving the company and serving my notice period, we started talking more about our personal lives. She was shocked to learn about my divorce, and I was equally surprised to find out about hers. Over the past six months, we’ve been talking regularly, and I have been helping her with her professional growth. Recently, we have been discussing moving on in life. I suggested that she find someone and settle down, but she shared with me that even her family doesn't talk about her personal life, though she appreciates my concern. She told me that she wants to marry someone from her community and religion, as she is vegetarian, but she is having trouble finding a suitable match. I suggested that she could consider someone from a different community, but she is afraid it wouldn't work out, and she would struggle to adjust. She has also encouraged me to find someone and move on in life. Sometimes, she jokes and tells me to find someone for her, but I believe she is a very good woman, and I have started developing feelings for her. However, I am afraid that if I ask her to consider me for marriage and she refuses, I could lose her as a good friend, and I really enjoy our conversations. Could you please offer me some advice on what I should do? ????
Ans: Before making a decision, reflect on your intentions and the nature of your feelings. Are they grounded in a strong foundation of mutual understanding and compatibility, or are they influenced by loneliness or a desire to move on from your past? Understanding this will help you approach the situation with clarity and confidence.

If you decide that your feelings are genuine and you’d like to explore the possibility of a deeper relationship, it’s important to communicate thoughtfully. Begin by affirming your respect for her and the friendship you share. You could say something like, "I value our friendship deeply and truly enjoy the conversations we have. Over time, I’ve found myself thinking about the possibility of something more between us. I understand and respect your preferences and your journey, but I wanted to share my feelings because I value honesty and openness in our connection."

This approach ensures that your feelings are expressed without putting pressure on her, and it allows her to consider the idea without feeling cornered. If she doesn’t feel the same way, you can express your understanding and emphasize that you would like to maintain the friendship.

It’s also worth considering her concerns about cultural compatibility. If this is a significant factor for her, you could discuss how you envision addressing potential challenges if the relationship were to progress. Showing empathy for her concerns and a willingness to navigate differences together might help her feel more secure.

Remember, vulnerability is a risk, but it’s also the foundation for meaningful connections. Whether or not she feels the same, being honest about your feelings allows you to move forward with clarity and authenticity. And regardless of her response, the friendship you’ve built is rooted in mutual respect, which provides a solid foundation for either outcome.

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Ravi

Ravi Mittal  |740 Answers  |Ask -

Dating, Relationships Expert - Answered on Oct 07, 2025

Asked by Anonymous - Oct 04, 2025Hindi
Relationship
I am a 49 year old widower,have 2 daughters, and looking for my remarriage.Six months back i contacted one lady, through one matrimonial site ,divorcee,47 yrs old from Mumbai who faced Domestic violence in her first marriage and has one son.since then we have been chatting on whatsapp daily,talked few times on phone and met once 4 months back she is good looking and i have expressed my feelings for her.she says she has no such feelings for me but needs time as she is talking with other proposals at the same time and asked me too to do the same.one problem with me ,as she says ,is i am too tall for her height as the height difference is almost 10 inches and other problem is i am well placed job wise but in a good city in other state.she has very good other proposals also but chats with me dailly everyday for last 6 months where we had talked casually and friendly too .i am confused now and apprehensive also about what final decision she would take a about me.
Ans: Dear Anonymous,
I understand your concern, but if she wants to speak to some more people and weigh her options, there’s nothing much you can do here. I suggest you might want to do the same. You are speaking to her and building a connection and that’s great. But it’s also okay if you want to talk to some more people and see if you find someone more compatible for you. Since she has already expressed a few problems and also there’s the distance, it would be practical to look a little more instead of tying yourself down to one person, especially since she is not showing interest in committing right away.

About what her final decision for you would be, it is difficult to tell. Sometimes people speak regularly and still don’t end up together and sometimes people interact with many others, and still end up with each other. If it’s meant to be, it will. It won’t hurt if you also speak to a few more people. You deserve the best and so does she.

Hope this helps.

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T S Khurana

T S Khurana   |571 Answers  |Ask -

Tax Expert - Answered on Sep 07, 2026

Money
a. An apartment in a four in one building was purchased by me on 18/02/1991 at a cost of Rs.2,60,000/- b. All the four owners of the building decided to go for redevelopment and Joint Development agreement was done with a builder on 12/02/2019. c. As per agreement total 6 flats will be constructed of which four for original owners and two for the builder. d. The vacant possession of the building was handed over to builder only during June 2019. e. Building demolition permission was obtained on 5/08/2019 f. New Building approval was given on 9/10/2020. ( The delay was due to Coastal Zone permission and new FSI rule approval ) g. Completion certificate was obtained on 8/3/2023. h. There was nil monetary transaction between owners and builder. i. The builder sold his flats for RS.1.04 crore and Rs.1.02 crores respectively 0n 30th June 2023.(ie.on getting completion certificate) j. Now I propose to sell my flat for 1.125 crore. BASIC DETAILS : I. I have Pension income, Interest from deposits and Dividend income from my Bank’s shares and am a regular IT payer. II. I have two house properties of which the above is one and another is a dilapidated house in a remote village with taxable value of Rs.35/- III. I was showing the house property income of Rs.35/- under ITR2 till assessment year 2020-21. IV. On demolition of the above flat in 2019, I was showing the village property only as self-occupied with NIL income under ITR1. V. This continued till assessment year 2025-26. ( It means for assessment years 2023-24,2024-25 and 2025-26 the reconstructed property was omitted to be shown in IT. The effect on taxation is Rs.11/- per year considering the village property’s taxable value) VI. This year I have shown both the properties as self-occupied in my IT return Advise sought: A. How to ascertain the value of property on the date of completion certificate? B. The property not being alienated, the capital gains should be “NIL” as on 2023. But in 2023-24 IT return it was not brought out. What is course correction for it now? C. What will be the Capital gain on sale of this property now - may be during September?
Ans: Relavent dates and figures are :
01. Purchase Price (1991) Rs.2.60 (L).
02. Expected Sale Price (2026) Rs.112.50 (L).
03. No Cost/Expenses were incurred during 12.02.2019 to 2026 (expected Sale date).
04. You will have to pay LTCG based on these figures.
05 (a). TAX PLANNING : You should get a Valuation Certificate from Architect, about the value of your Flat as on 01.04.2001. This can be treated as Cost of your property/flat in 2001. Indexation benefit may be taken from this date & this value.
05 (b). Since you occupied this Flat during the period from 2001 (date of valuation) till June-2019, you can claim Maintenance & Renovation Cost during this period, if any. This shall reduce your tax liability.
05 (c). Cost or Value an on date of completion certificate, is not relevant in this case. Cost of newly build flat shall be considered as explained in above points.
06. LTCG shall be taxed at rate of 12.50% without Indexation or @ 20% with Indexation.
07. Exemption can be claimed u/s 54 if you purchase another Residential unit, with in specified time. You can also purchase Capital Gain Bonds up to Rs.50.00 (L) to save Tax.
08. You are most Welcome to write for any further details or points, if required. Thanks.

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Nayagam P

Nayagam P P  |12553 Answers  |Ask -

Career Counsellor - Answered on Sep 07, 2026

Asked by Anonymous - Sep 06, 2026
Career
Hello sir Can you suggest me which college should I target Based on mht cet in ACAP/SPOT ROUND For tech branch at 85 percentile Ladies obc mh candidature
Ans: Based on your MHT-CET percentile, Maharashtra candidature, OBC category and female candidature, you can consider the following colleges for ACAP/Institute-Level or Spot Round opportunities, depending on the vacancies available: A) Dream – Apply, but don’t depend much on these: 1) PCCOE, Ravet – CSE/AI-DS; 2) AISSMS IOIT, Pune – IT/E&TC; 3) MMCOE, Karvenagar – AI-DS/E&TC; 4) MIT Academy of Engineering, Alandi – CSE/IT; 5) JSPM RSCOE, Tathawade – E&TC/other technology branches. At 85 percentile, these should be treated as aspirational options, with ACAP/spot vacancies determining the actual opportunity.

B) Target – Best ACAP/Spot opportunities: Dr. D. Y. Patil Institute of Technology, Pimpri-Akurdi – AI-DS/E&TC; 7) Dr. D. Y. Patil Technical Campus, Talegaon – CSE/AI-DS; 8) Dhole Patil College of Engineering, Pune – IT; 9) Zeal College of Engineering & Research, Pune – AI-DS/IT; 10) Sinhgad College of Engineering, Vadgaon – IT; 11) D. Y. Patil College of Engineering, Lohegaon – AI-DS/E&TC. This should be the primary focus because these options provide a more realistic balance between college quality, technology branches and the possibility of ACAP/spot vacancies.

C) Safe – Keep as strong backups
JSPM Narhe Technical Campus – CSE/IT/AI-DS; 13) RMD Sinhgad School of Engineering – IT/AI-DS; 14) Pillai College of Engineering, New Panvel – IT/Computer; 15) Terna Engineering College, Navi Mumbai – IT/Computer; 16) SIES Graduate School of Technology, Navi Mumbai – IT/Computer. These should be maintained as practical backup choices if preferred Pune options do not materialise.

Recommended preference order: 1) DYP Talegaon CSE, 2) Dhole Patil IT, 3) Zeal AI-DS, 4) Sinhgad IT, 5) DYP Akurdi AI-DS/E&TC, 6) AISSMS IOIT E&TC, 7) PCCOE-R AI-DS, 8) JSPM Narhe CSE/IT, 9) RMD Sinhgad IT, and 10) DYP Lohegaon AI-DS/E&TC. ACAP/Institute-Level vacancies are dynamic, so these are targets rather than guaranteed admissions; Maharashtra CET Cell requires institute-level admissions to follow the prescribed admission rules and merit process. All The Best for Your Prosperous Future!

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Archana

Archana Deshpande  |132 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Sep 06, 2026

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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