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Can I Trust My Husband With Finances After Repeated Lies and Hidden Debts?

Anu

Anu Krishna  |1162 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 16, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Sep 13, 2024Hindi
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Relationship

Hi Mam, I am 30 year old working IT. I got married 3 years ago. We do not have kids.We loved each other and got married. He is 12 years elder to me. He has been earning and is responsible. He takes good care of me and he helps me in household work. There are good things about him. But, he has lied a lot in financial matters. He and his family had potrayed that they are settled. In fact, they are in lot of handloans and debts. My husband has taken huge amount of home loan without discussing it with me. Also , his parents are financially dependent on him(This was also discussed earlier but he had not told about this. He had hidden this also saying they are getting another source of income) He has a brother who is arrogant and is not working. Brother is 33 years old. (This was also not disclosed. My husband had just told that his brother is not earning as of now but he will earn in future) My inlaws say that brother will work in near future and he will also contribute to the house. But, i have no hopes in it. We have been quarelling over every single thing because of his brother. Our normal converstaion does not last for more than 5 min. It will turn into a huge fight. Fight has gone to such extent that it has got abusive, no respect for each other and family and violent. This is just not alone from his side. I have my anger issues too. We are aggressive too in nature. My husband is burderned because of this. My husband has two families (ours and his) to take care. I am not able to plan for a kid because i have lost the trust in my husband and feel insecure financially. Also, he is aging. Please suggest what do i do with him. I am not able forgive him for what he is done. He has accepted his mistake. He agrees to whatver i argue because fault is at his end. But, I fear where we will not be afford for a baby. I dont know what he will do if i quit my job and extend my maternity leave. I dont trust my husband. I fear where again he will take loan, i fear where he would lie again. We are struggling here and his brother has no idea that our relationship has strained because of him!! I want to talk it out to my husband's brother in front of my in laws and explain him. Other wise, should i stay with my husband?? Should i leave my husband??? We do have feelings for each other but I dont have peace of mind. Please suggest mam. I need a direction. My health is getting spoilt and i am in stress all the time because we shout and fight each and everyday..

Ans: Dear Anonymous,
Out with all the lies and start afresh and your husband needs to be with you on this one...
This past baggage that is looming over your head has to go...If you need to trust him again, this requires the two of you to set aside your differences and start on a new slate!
No more hiding or lies or doing things that prevent you and your husband from starting a family or actually managing one. Is he prepared for that conversation? Are you prepared for that conversation?
Face your problems and that will give you an indication and clarity as to what you want in your marriage, what you expect from your spouse and what is that you want out of the marriage.
So, instead of thinking about leaving your husband, would you not rather try and work on the marriage first?

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Hi Anu, 10+yrs of marriage with 9yr child. I am working and all financial burden is on me. I shifted separately from in-laws' house due to financial constraints and expectations. Though elder-in-law, my in-laws didn't try to stop our decision to move separately despite knowing that my hubby doesn't earn a single penny. They expected and I had to share financial expenses with my marginal income 10 years ago. After 5 years, we moved nearby and purchased our own house very little help from in-laws. I took loan and managed the rest with help from my family and friends. In between a lot happened. My father-in-law expired and my mother-in-law is a cancer patient. My mother-in-law started expecting from my hubby and me, probably because her younger son shifted with her family. She didn't want to live with them due to differences with her wife. She complained to my husband that we are not good enough to take care of her. I already had a lot of burden from office so I told my husband to take care of our child as well for sometime. He was quite depressed and frustrated with his inability to earn. Already lot of my hard-earned money has been put in his work n wasted.Now, the real problem during these difficult times began when we started fighting. I had lot of office stress and after mother in law complained, she shifted with her other son. At times, I got frustrated with my child also due to the whole mess, financial burden. I felt like all my hard earned money was wasted due to office stress and my hubby's irresponsible behaviour. He did not even take care of my child’s studies. He started watching porn... I saw him twice and even warned him. My husband started cheating on me with our maid. He did it when he was stressed because I was not able to give him time. I confronted him and since then it has been an emotional trauma. I am yet to accept it. 9 months have been passed. We decided on certain things but I couldn’t accept it.. Due to our emotional bond, I gave him another chance... During that time he accepted and was ready to leave everything and wanted me to be happy. He said he committed a big mistake but recently I found he called that b**ch later. When I confronted him he said he’d advised not to come home in front of his family members. I decided it would be best for him to move out and work from another place. My MIL was living with me but then I felt it too much at times.. now somewhat even my child has emotionally detached from him. It’s the same with him as we've been staying separately from 7 months. He visited 3 times during puja and other needs. I feel emotionally detached and I can’t digest the family situation.Sometimes I feel it's difficult to find the courage to avoid all and live alone. What's the point in living in a marriage for sake of it without having any emotional, physical, financial dependency or security?I am 39 and earn a decent salary at this moment. But I am not sure of my future as I work in a private firm. I am worried about my child’s education, old age, financial insecurity and burden. I haven’t been able to save much because of our financial liabilities and husband’s investments in businesses that never materialised.Before this incident, my husband supported me in my career and also to bring up our child. But what happened is too much and unexpected. Any suggestions?

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Anu

Anu Krishna  |1162 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 19, 2022

Relationship
 Hello mam,(I want to remain anonymous )I want to ask regarding my relationship with my husband.We got married in 2013 and after a month and so...He started saying I shouldn't mingle with Muslim friends who were my colleagues in my office. I told him they are good people and we've never had such kind of differences. But he got angry and from here one by one he started picking fights for each and everything. Since we are newly weds, I asked if we can explore new nearby(one day trip)places during the weekend, which he didn't do. My parents lived nearby and since we used to stay at home they'd call us on weekends for lunch or dinner. He started fighting for that also. He also started body shaming me saying I have gained weight (and everyone in his home are commenting about my weight). I had only gained 3 kgs after my marriage.He said I have relationships with colleagues even after my engagement, which was not the case. Later he said I shouldn't go out for lunch meetings arranged by the company for the whole team. He said I'm wasting time in the company and there is no bright future. I tried to find a job outside but I couldn't cope up with the demeaning and exhausting behaviour in the house and non-stop workload in the office. I agree I was a bit lazy to find a new job but I couldn't do it. In 2015 I left the job and was jobless for 2 months (this happened drastically after a big fight in his hometown that too for trivial reasons). During these two months he made my life a living hell. He would fight for the smallest of things. I had to take care of the house, his younger brother and sister. There were times when we fought because I took care more of his siblings and not him (I used to wonder why he is being hostile when taking care of his family).In 2016 we started our family planning and by God's grace we had baby in 2017. Even when I was pregnant he used to pressurize me to ask my mom to come and take care of me but my mom used to work in a different city and I was thoroughly taken care by my granny and my father. He had problems with that as well. When he started fighting for this matter, I asked him to bring his mother (I knew it was not possible because it's difficult to leave the home and come take care of me) but he kept on saying weird things and insulting my mother saying she is dominating, irresponsible.After having the baby he left me in his hometown for 1 whole year saying that till I prepare myself for the interview and find a new job he will not live with me. I kept begging him, fought with him and even tried to commit suicide because I didn't want to live there anymore after 8 months. I just wanted to come back and have my family which he denied saying he has financial problems. Ultimately I had to pressurise my parents to intervene and take me and my child to their home.Whenever he felt like seeing his daughter he used to come. Otherwise he totally ignored us. My parents and I begged him to come home and stay but he refused (we had a tight financial situation so we couldn't afford a house). My father arranged a small home without any amenities to keep his house's unwanted things. My husband said he will stay there and not in my parents’ house for which I objected. Yet he stayed there for almost 6 months. Later I found a job and moved to a new house.When the pandemic hit I lost my beloved father and my job. I could have saved him but my husband did not allow me to go to my parents place even after explaining to him the situation that my parents are facing. My father did not die of Covid but due to medical negligence. He wanted me to cook and take care of his family in his hometown.He suggested my mother and brother to take leave of two months and sort out all the legal activities which they couldn't. My brother had to leave for his job overseas and mother back to her job. She used to come every three weeks and ask for my help to get things done. He got angry for that and kept on blaming me that I only take care of my family and not him. After my father's death he started insulting my mother. He even made his father to call my mom and talk cheap with her and my brother.Fast forward to now, we have been fighting non-stop and every week there will be a fight, name calling, vulgar words exchanged. He stops talking to me for months together and there has hardly been any physical or emotional intimacy. Even after I confess, cajole and plead with him to sort out our family, he agrees momentarily and again within a week there will be a new topic to fight on in such a way it goes to extremes.This roller coaster ride -- the fights in our relationship -- has affected my child immensely and sometimes for the sake of the child we plan not to divorce each other. But I'm guilty that I'm not providing my child a healthy environment. That I'm not a good wife. I'm confused whether I should continue in this relationship or quit it for the betterment of the three of us because I cannot take this emotional abuse and have my child watching me cry non-stop. Please guide me if my husband will change in future. Should I try counselling or do I divorce him? Because whenever I keep my hopes positive, he goes back to his old ways.
Ans:

Dear VS,

You are married to a man who gets his self-esteem and validation by showing you in poor light, exercises control by telling you who your professional/social circle should be, makes you weak by detaching you from your parents and those who are your support system.

Does this put things into perspective for you as to where you are in within your marriage?

Once you fulfil the above, he might be willing to somewhat accept you, but there will be constant new demands to keep his self-esteem high. It’s all about him, him, and him.

Does he need to visit a professional who can guide him to a better way of thinking? Yes, but that will happen only when he acknowledges his false sense of existence and flushed ego.

If that is possible, do visit a professional who can help him ably and then he might be able to see the marriage in a new light and his contribution towards it.

Till then, this seems to be a battle with a child who is adamant about getting one candy and then another and yet another and then crying out loud when denied.

The child is absolutely growing up in an emotionally challenging environment and this will obviously affect his growth, both physically and emotionally.

I am glad you have been thinking about what to do and now you know what an absolute must-have for the marriage is, to continue.

He must change the way he thinks and acts and treats you like his partner and not someone who was married to him for his sense of validation and self-esteem.

Be wise, watch and decide!

All the best!

..Read more

Anu

Anu Krishna  |1162 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 08, 2024

Asked by Anonymous - Jul 30, 2024Hindi
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Relationship
Dear Anu Krishna, I've been married to a person who has never valued nor cared about me for last 30 years. But I've never ever considered to rethink as I'm hailing from a conservative family. Not even when my husband had both his kidneys damaged n after a period of around 3 years serious medical treatment from various hospitals n various other kind of places then subsequent dialysis thrice a week for almost 3 years then his major transplant surgery then his vigilant care , which is very very important in this case .All this period starting from my marriage of 30+ years , I kept doing everything for him when only my school going 2 sons were there to support him along with my 90 yrs old mother in law ,who was bed ridden ( & could only manage to walk upto her washroom). I managed it all successfully n financial burden was taken care of by my company ( I've been managing everything along with my PSU job) .With the grace of God ????,my husband got all right n started with his business again n slowly got over everything along with her lady partner in business. Problem arises when again he started behaving in the same way as prior to his kidneys issues ( scolding me every now n then, belittling me in everything I do that too before neighbours or before the maids even ) . Now once when he abused my late parents n myself around last year (4th May '23) . I just couldn't take it anymore n started thinking what should I do now when my mother had expired just 2 years back n whom I was very close to . Going to live with my married brothers was also not a good option. So at once I decided that since my both sons are settled well now ( both are engineers from reputed institutes but not married yet) , so I'll take a room now n live in that n can take care of myself as I'm still working n since he always warns me of leaving his house ) It happened when around 16th of May , someone from UK ( a British citizen working at a respectable position) as shown in his Linkedin profile contacted me as business lead ( I had just put my first post on 13th May around Mother's day), though later I realised was interested to know about me rather. Immediately I stopped responding to him . Then later when he pursued, I clarified everything to him that I:m a married woman with two sons telling everything about me. Though there must be some confusion as when I told him that my husband was having kidney issues n he is now on life long medicines) I don't know what he could understand with that he kept on pursuing me ( thinking my husband is my ex now) but I think I had also stated having feelings for him n couldn't tell him the truth till now. Though he is more than ready to accept my kids happily as I too loved his 13 year old sweet daughter .( His wife has expired in a brief illness during COVID 3 years back).To my disbelief, inspite of not even meeting once in person, just by chatting n pics exchange, we seem quite similar n have come quite closer emotionally. Now please suggest in this situation,what should I do now?
Ans: Dear Anonymous,
Your journey has been filled with a lot of challenges and I am sure that you have done your best.
It's natural to respond warmly and want to explore a connection where you are valued and appreciated. But the fact remains that you are still married even if you live separately.
First things first...close one door and then walk through the next otherwise you will be stepping in and out of both only to increase your stress levels and you have had enough of that already.
If you feel this gentleman has not understood that you are still married, then tell him again. Yes, it may change the way he feels or he maybe fine BUT surely he need not be stepping into a confused married world of yours.
Time has come for you to decide what you want to do with this marriage irrespective of whether the new connection will lead you anywhere or not. Surely, you and this gentleman must meet and talk...understand the situations that you both are in; obviously him losing his wife has not been easy on him and his family.
Jumping into another relationship just because it offers your short-term respite from what you have is a mistake.
So, learn more about your new connection, be transparent with him and also in parallel, figure out what you want to do with the marriage. That will need a lot of thinking and work...Take your sons into confidence; they are grown men who have seen you through your most challenging times and will have a lot to offer in terms of perspectives and support.
Lead a good life; one that you deserve BUT one that is filled with clarity and purpose.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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