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Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 23, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - May 22, 2023Hindi
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Relationship

My son is 20 years old. Few days ago he went to my parents place. He stole 60K from my fathers account. I am disturbed by this act, dont know how to handle this situation. How should I talk to him regarding this, please help.

Ans: Dear Anonymous,
Ooops...it is very concerning. Are you absolutely sure or has there been some misunderstanding on this?
If you are sure, then he needs to be called out on what he has done, I would also want you as a parent to work with him on this.
Ask him:
- Did you need the money for anything specific?
- What could you have done instead of stealing the money?
- Are we not approachable as a family that you needed to steal the money?

The word, 'steal' is a strong one...but it must be used for him to understand that what he did was not correct at all. But do refrain from calling him a 'thief' or any other word that can be damaging. Since this might be the first mistake on his part (which is something I am assuming), he must be given a chance to explain his actions and told that it is unacceptable.

I hope through this exercise, he will feel remorse and DO the right thing in future. If you see nothing change, kindly consult with an expert who can decode this and help him out further. But, it must be stopped.

All the best!

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Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 07, 2023

Asked by Anonymous - Feb 02, 2023Hindi
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Relationship
Hi Anu, my teenage son has been acting weird since the last few months. He has been caught lying and smoking after school hours. He has bunked school and been spotted by a friend but when I casually checked on him he lied that he is at school. I don't know how to address this. I feel like I don't know my son anymore
Ans: Dear Anonymous,
Teenage time is the most confusing time for children and parents alike. And with the digital age, it's only getting tougher. Dealing with butter fingers, yet being firm with them, works at times and doesn't at other times.
If this behaviour change of his is sudden, something could have triggered it.
Check points:
- What is the company of friends that he keeps?
- How is the environment at home? Peaceful and loving OR Restless and agitated?
- What is the relationship that he shares with either of his parents?
- Is the channel of communication at home such that he can share anything?
- Is there any pressure on academic performance from home or school?
- Has there been any instance around him or with him that has been emotionally draining? Like a loss of a loved one or a friend?

Do go over this list and be spot on while answering them. It will allow you to get to the source of the problem rather than just focus on his behaviour. Instead of reprimanding him for his behaviour, watch for it closely while you get to the source of it all.
If it's challenging to go through this all by yourself, please without any delay seek the help of a professional who specifically works with adolescents and adolescent behaviour. Be compassionate through the process as he needs both his parents while transitioning back. It is worrisome, I fathom it, but he needs you on his side and not against him.
So, do the right thing and act immediately.
All the best!

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 24, 2023

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T S Khurana

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Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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