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Samraat

Samraat Jadhav  |2223 Answers  |Ask -

Stock Market Expert - Answered on Jul 31, 2023

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more
RITESH Question by RITESH on Jul 31, 2023Hindi
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Greetings Sir! I would like you to review my Portfolio Stocks and provide your comments and Guidance, I want to Gift these Portfolio Stocks to my Daughter, she is 6 yrs Old. 1. Abbott India 2. Nestle India. 3. Procter & Gamble Hygiene and Healthcare Ltd. [FMCG] 4. Elantas Beck India. 5. Esab India. 6. Hindustan Aeronautics Ltd. 7. Coforge. 8. Schaeffler India. 9. Tata Elxsi. 10. Tanfac Industries and Titan Industries.

Ans: Good Portfolio and if the vision is for 15yrs and above a good wealth would be created. Always stay invested and keep adding through SIP in this portfolio. Best of Luck

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |8093 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 30, 2024

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Sir, I want to invest in the following funds on long term basis for my grand daughter who is six years old. 1) Hdfc multi cap fund growth direct 2) Icici Multi asset fund growth direct 3)Sbi blue chip fund growth direct 4) Tata or Uti mid cap fund growth direct Each fund Rs.2500 month for her requirements like education marriage etc. Kindly suggest your views. 3)
Ans: Investing for your granddaughter's future is a thoughtful gesture! Here's a view on your selected funds:

HDFC Multi Cap Fund Growth Direct: This fund offers diversification across large, mid, and small-cap stocks, suitable for long-term wealth creation. Its seasoned fund management team and consistent track record make it a solid choice for your granddaughter's portfolio.
ICICI Multi Asset Fund Growth Direct: With a flexible allocation across equity, debt, and gold, this fund provides diversification and downside protection. It's suitable for investors seeking a balanced approach to risk and return, making it a good addition to your portfolio.
SBI Blue Chip Fund Growth Direct: This fund invests predominantly in large-cap stocks with a proven track record, offering stability and growth potential over the long term. It's ideal for investors seeking exposure to quality blue-chip companies.
Tata or UTI Mid Cap Fund Growth Direct: Mid-cap funds like these offer exposure to high-growth potential companies, albeit with higher volatility. They're suitable for investors with a higher risk tolerance and a long-term investment horizon.
Overall, your selected funds cover various market segments and offer diversification, which is essential for long-term wealth creation. Regularly review the portfolio's performance and adjust allocations if needed to stay aligned with your granddaughter's future goals. Consulting a Certified Financial Planner can provide personalized guidance and ensure your investment strategy is optimized for her future needs.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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