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Samraat Jadhav |1733 Answers |Ask -Follow

Stock Market Expert - Answered on Sep 05, 2023

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Question by M on Aug 23, 2023Hindi

Money

I HAVE VEDANTA 1500 SHARES @300 WHAT SHALL I DO NOW

Ans: EXIT

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Samraat Jadhav |1733 Answers |Ask -Follow

Stock Market Expert - Answered on Feb 01, 2024

Asked by Anonymous - Jul 03, 2023Hindi

Money

I m holding vedanta ltd shares at 308 , today it is 278 What should i do ?

Ans: exit, you must have earned good dividend

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Samraat Jadhav |1733 Answers |Ask -Follow

Stock Market Expert - Answered on Aug 17, 2023

Asked by Anonymous - Aug 17, 2023Hindi

Money

i have vedanta 650 shares at 290. what shall i do

Ans: EXIT, company is not making profits and just shelling out dividends. Even high promoter stocks are pledged.

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Samraat Jadhav |1733 Answers |Ask -Follow

Stock Market Expert - Answered on Sep 05, 2023

Question by Md - Aug 17, 2023Hindi

Money

I have purchased vedanta 1000 shares @ 332 What should i do? Please advise

Ans: exit

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Advait Arora |1263 Answers |Ask -Follow

Financial Planner - Answered on Jan 18, 2024

Asked by Anonymous - Aug 23, 2023Hindi

Money

I HAVE VEDANTA 1500 SHARES @RS 300 WHAT SHALL I DO NOW

Ans: Sell it and move to better stocks. stick to better quality stocks or otherwise buy a good mutual fund.

Jigar Patel |267 Answers |Ask -Follow

Stock Market Expert - Answered on Oct 16, 2023

Question by SUSHIL - Sep 09, 2023Hindi

Money

Sir, I have Vedanta 170 shares @272/- at present the price of per share is running around 238/-. What should I do now..

Ans: EXIT IF CLOSES BELOW 205 ON DAILY BASIS

Latest Questions

Ramalingam Kalirajan |2038 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 13, 2024

Question by Suman - May 13, 2024Hindi

Money

Hi..I am 41..In case I want to accumulate a corpus of around 4-5crs in next 10-12 yrs..how much amount should I need to invest and in what type of funds?

Ans: Strategic Financial Planning: Achieving a 4-5 Crore Corpus in 10-12 Years

1. Begin with the End in Mind:
Visualize your financial goal of accumulating a corpus of 4-5 crores within the next 10-12 years. Having a clear vision of your desired outcome will guide your actions and decisions throughout the journey.

2. Understand Your Starting Point:
Assess your current financial situation, including income, expenses, assets, and liabilities. Understanding where you stand financially will help you determine the gap between your current position and your desired goal.

3. Determine the Required Investment Amount:
Calculate the amount you need to invest regularly to reach your target corpus of 4-5 crores within the specified timeframe. Consider factors such as expected rate of return, inflation, and risk tolerance in your calculations.

4. Set Realistic Investment Targets:
Break down your investment target into smaller, manageable milestones. Setting achievable targets will keep you motivated and focused on making consistent progress towards your ultimate goal.

5. Choose the Right Investment Vehicles:
Select investment options that align with your financial goals, risk tolerance, and investment horizon. Mutual funds offer a diverse range of investment opportunities across asset classes such as equity, debt, and hybrid funds.

6. Equity Funds for Long-Term Growth:
Allocate a significant portion of your investment portfolio to equity funds for long-term growth potential. Equity funds have historically delivered higher returns compared to other asset classes over extended periods.

7. Debt Funds for Stability and Income:
Include debt funds in your portfolio to provide stability and generate regular income. Debt funds invest in fixed-income securities such as government bonds, corporate bonds, and money market instruments, offering lower volatility compared to equity funds.

8. Consider Hybrid Funds for Balanced Allocation:
Explore hybrid funds that invest in a mix of equity and debt instruments to achieve a balanced allocation. Hybrid funds offer diversification benefits and can help mitigate risk while aiming for consistent returns.

9. Systematic Investment Approach:
Adopt a systematic investment approach by investing regularly through SIPs (Systematic Investment Plans). SIPs allow you to invest smaller amounts at regular intervals, helping you benefit from rupee-cost averaging and mitigate the impact of market volatility.

10. Review and Adjust Your Strategy:
Regularly review your investment portfolio and track your progress towards your financial goal. Make necessary adjustments to your investment strategy based on changing market conditions, personal circumstances, and financial goals.

11. Seek Professional Guidance:
Consider consulting with a Certified Financial Planner to develop a customized investment plan tailored to your specific needs and objectives. A financial advisor can provide valuable insights, guidance, and expertise to help you navigate the complexities of the investment landscape.

12. Stay Disciplined and Patient:
Achieving a significant financial goal like accumulating a corpus of 4-5 crores requires discipline, patience, and consistency. Stay committed to your investment plan, remain focused on your long-term objectives, and trust in the power of compounding to help you reach your financial destination.

13. Embrace the Journey:
View your financial journey as an opportunity for growth, learning, and self-discovery. Embrace challenges, celebrate achievements, and remain resilient in the face of setbacks. Remember that financial freedom is not just about reaching a destination but also about enjoying the journey along the way.

14. Continuously Improve:
Commit to continuous improvement in your financial habits, knowledge, and skills. Educate yourself about investment strategies, market trends, and financial principles to make informed decisions and optimize your investment returns.

15. Express Gratitude:
Express gratitude for the resources, opportunities, and support that enable you to pursue your financial goals. Cultivate an attitude of abundance, generosity, and appreciation for the blessings in your life, both financial and non-financial.

16. Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

Shekhar Kumar |136 Answers |Ask -Follow

Leadership, HR Expert - Answered on May 13, 2024

Asked by Anonymous - May 12, 2024Hindi

Career

Hi, I worked in IT industry for 12+ years. Then I had to quit my job because of family commitments. Its been 10+ years now. In those years, though I haven't been in a regular job, I have done a few freelancing jobs now and then. Also, run a couple of niche but non technical websites. I have also stayed in touch with latest technologies through certfications and self learning. Now, since my kids are grown up, I am thinking of resuming my career. But the huge career gap seems to hinder opportunities. Though I try to motivate myself to persevere, it is a bit frustrating as some of the jobs that suit my tech skills go past me because of the gap. What is the best strategy to restart my career? Kindly please advice. Thanks in advance.

Ans: It's understandable that the gap in your formal employment might be frustrating, but it doesn't diminish your 12+ years of experience and your ongoing efforts to stay updated. Here's a strategic approach to relaunching your IT career: Revamp your resume to showcase your core IT skills and accomplishments, not focusing heavily on the exact dates of your employment. Quantify your achievements with metrics whenever possible (e.g., increased website traffic by X% through SEO improvements). Frame your freelance projects as valuable consulting experiences where you independently tackled real-world problems. Your websites demonstrate your initiative and technical abilities in managing projects. Don't aim for the exact same senior-level positions you held before the break. Consider mid-level roles that allow you to re-enter the workforce and demonstrate your updated skills. You can gradually progress within a company. Reconnect with former colleagues or classmates on LinkedIn. Inform them you're re-entering the workforce and seek informational interviews to learn about current industry trends and potential opportunities. Update your LinkedIn profile and consider creating a professional website or portfolio showcasing your IT skills and freelance projects. Volunteer for a non-profit organization or take on short-term contract work to gain recent technical experience and build your resume. Remember, re-entering the workforce after a break takes time and perseverance. Focus on your strengths, strategically tailor your job search, and don't be discouraged by initial setbacks. By effectively showcasing your skills and experiences, you'll land the right IT opportunity to relaunch your successful career.

Shekhar Kumar |136 Answers |Ask -Follow

Leadership, HR Expert - Answered on May 13, 2024

Question by Soniya - May 11, 2024Hindi

Career

I need a children care taker job in singapore schools

Ans: Certainly! Here's a more professional approach to securing a child-care-related position within educational settings in Singapore. While schools in Singapore don't directly employ "childcare takers," excellent opportunities exist within affiliated institutions. Here are some promising paths, like early childhood teacher/assistant teacher in preschools or childcare centers where you can take care of them, educating young children, planning and implementing activities, and ensuring a safe and nurturing environment. You can work as an assistant teacher, where you assist qualified teachers with the daily routines, activities, and basic care of young children. Utilize platforms like Indeed, JobStreet, or the websites of reputable preschools and childcare centers in Singapore to find relevant job postings. Connect with professionals working in ECE or related fields. Attending industry events or joining online groups can help you learn about potential openings and build a professional network. By focusing on these professional avenues, acquiring relevant qualifications, and utilizing strategic job search tactics, you'll be well-positioned to secure a rewarding role working with children within Singapore's educational system.

Shekhar Kumar |136 Answers |Ask -Follow

Leadership, HR Expert - Answered on May 13, 2024

Asked by Anonymous - May 11, 2024Hindi

Career

I want to start a faceless youtube channel in infotainment niche. Iam from a science background i work full time in hospital. I have no idea about how to create eye catching content for the videos. where should i learn how to make these kind of videos? and about copy rights? Most of the youtube videos on how to make videos are sponsered bt some heavily priced software or any app that helps to edit videos. What to do ?

Ans: Here's a roadmap to creating eye-catching content for your faceless infotainment YouTube channel with a science background, without the pressure of expensive software. Pick interesting scientific concepts and explain them in a clear, concise, and entertaining way. Use humor, analogies, and relatable examples to connect with your audience. Lists and countdowns are popular formats. Create videos like "Top 10 Medical Myths Debunked" or "5 Amazing Facts About the Human Body." Use free animation tools like Powtoon or Animaker to create visuals that complement your narration. Show how scientific concepts apply to our daily lives. For example, "The Science Behind the Perfect Cup of Coffee." OpenShot is a great option for basic editing and adding text overlays, transitions, and sound effects. There are many channels like "Video Editing Rockstars" and "Film Riot" that offer free tutorials on editing techniques, storytelling for video, and creating motion graphics. Skillshare is an online learning platform that offers free trials and affordable monthly subscriptions with courses on animation, video editing, and scriptwriting to help you do well. Look for videos and images with a Creative Commons license that allow for reuse with attribution. Websites like Pixabay and Freesound offer a vast library of free music and videos that you can use in your content. The free editing software options listed above offer enough features to create engaging videos. Focus on honing your content creation skills and storytelling skills before investing in expensive software. Respond to comments, answer questions, and run polls to keep your viewers engaged. This builds a community around your channel and helps with audience retention. Remember, creating a successful YouTube channel takes time and effort. Be patient, experiment with different formats, and keep learning. By leveraging your science background and these free resources, you can create eye-catching infotainment videos that your audience will love.

Shekhar Kumar |136 Answers |Ask -Follow

Leadership, HR Expert - Answered on May 13, 2024

Question by Puja - May 10, 2024Hindi

Career

I just pass 12 had finical crisis at home want some job

Ans: It's understandable that you'd want to find a job to help out at home after passing 12th grade. These roles involve interacting with customers over the phone or email. You can work in a customer service or telemarketing role, which often requires good communication and interpersonal skills. Data Entry/Back Office jobs involve data entry, document management, or basic administrative tasks. Computer literacy and accuracy are essential. Retail stores and dealerships often hire sales associates to assist customers, answer questions, and promote products. Delivery services for food, groceries, or e-commerce companies are always in demand. You'll need a valid ID and potentially a two-wheeler for some roles. Many restaurants, cafes, and shops offer part-time work in the evenings or on weekends. This can be a good option if you'd like to continue your education alongside work. Look for entry-level jobs on platforms like Naukri.com, LinkedIn, or Foundit. You can filter your search by location, job title, and experience level. Remember, while these jobs might not require extensive experience, they can provide valuable learning opportunities and help you build a strong work ethic. Good luck with your job search!

Shekhar Kumar |136 Answers |Ask -Follow

Leadership, HR Expert - Answered on May 13, 2024

Asked by Anonymous - May 10, 2024Hindi

Career

Hi, I'm 40 years old ,i have done BBA in finance and marketing. It's completed in 2006.i have experience of 5 year in retail and then I moved to foreign exchange company and worked for another 4-5 years in 2-3 companies.but I lost my job in corona time.and since then I'm working as a freelancer for the forex customers.also looking for jobs but couldn't get right job.i have responsibilities but I am not earning as I needed. Pls suggest me what should I do?

Ans: I understand this must be a frustrating situation. You have a strong educational background and experience, but the job market can be tough. Don't view freelance work as a gap in your employment history. Frame it as an opportunity where you leveraged your expertise to consult with clients. Quantify your achievements as a freelancer whenever possible (e.g., increased client base by X%, secured Y new contracts). The financial and marketing fields have likely evolved since your graduation in 2006. Consider taking online courses, certifications, or workshops to update your knowledge in areas like financial technology (FinTech), digital marketing, or social media marketing. These in-demand skills can make your resume more attractive to employers. Since you already have experience freelancing for forex clients, explore ways to expand your freelance offerings. Can you offer additional services like market research, competitor analysis, or content creation related to finance or foreign exchange? Don't limit yourself to just finance or forex roles. Consider marketing positions within financial institutions, wealth management firms, or fintech companies. Your marketing background could also be valuable in other industries like retail, healthcare, or technology. Remember, your age and experience are assets. Age is not a liability; hence, by highlighting your transferable skills, expanding your skillset, and utilizing a strategic job search approach, you can increase your chances of landing the right job.

Shekhar Kumar |136 Answers |Ask -Follow

Leadership, HR Expert - Answered on May 13, 2024

Question by Ilavenil - Apr 20, 2024Hindi

Career

Sir, I am studying physiotherapy 1 st year what the course I can do to enhance my skills and career

Ans: That's great that you're already thinking about enhancing your skills and career in physiotherapy even in your 1st year! Basic Life Support certification equips you with the skills to handle emergencies like cardiac arrest. It's valuable for any healthcare professional. Sports Physiotherapy or Neurological Physiotherapy courses can give you a glimpse into specific physiotherapy specialties that might pique your interest for further study later. Volunteer at a physiotherapy clinic or hospital to gain hands-on experience working with patients under the supervision of qualified physiotherapists. Shadow a physiotherapist to observe how a physiotherapist interacts with patients, conducts assessments, and develops treatment plans. Remember, these are just some suggestions. The best courses for you will depend on your specific interests and goals.

Shekhar Kumar |136 Answers |Ask -Follow

Leadership, HR Expert - Answered on May 13, 2024

Question by Girish - Apr 21, 2024Hindi

Career

Hi, I am BE electronics engineering. I have 14 years experience in embedded firmware development. So 9 years in one company.i am saturated. I want to change domain Please guide and help

Ans: It sounds like you've had a significant amount of experience in embedded firmware development, and you're now looking to transition to a new domain. Explore different industries and sectors that align with your interests and skills. Look into areas such as IoT, AI, renewable energy, automotive, healthcare technology, or cybersecurity, among others. Identify transferable skills from your current role that are applicable to the new domain. Your experience in embedded firmware development likely includes skills such as problem-solving, coding proficiency, project management, and collaboration, which can be valuable in various industries. Depending on the new domain you choose, you may need to acquire additional knowledge or skills. Consider taking courses, obtaining certifications, or pursuing further education to enhance your expertise in the desired field. Connect with professionals working in the new domain through networking events, online forums, and social media platforms like LinkedIn. Seek informational interviews to learn more about their experiences and gain insights into the industry. Remember that transitioning to a new domain may take time and effort, but with determination and a strategic approach, you can successfully make the switch and embark on a fulfilling new career path.

Dr Deepa Suvarna |107 Answers |Ask -Follow

Paediatrician - Answered on May 12, 2024

Question by Mohit - May 12, 2024Hindi

Health

Dear madam, my daughter is 1.5 years old, weight 9.3kg. Weight at the time of birth was 3.2kg. She is not on mother's feed. She does not find home food attractive and it takes a lot of effort for us to make her eat one meal in a day. We are trying everything possible. She hasn't started walking yet, only crawling. What could be done madam? Shall we start multivitamin?

Ans: Over dependence on bottle feeds could be the most likely reason. Reduce milk intake by offering milk in a cup or sipper. Offer different home cooked items when she asks for the bottle .She will need iron and vitamin supplements too.

Ramalingam Kalirajan |2038 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 12, 2024

Asked by Anonymous - May 12, 2024Hindi

Money

I have a monthly income of 1.4 lacs. Have 62 Lacs in FD, 5 Lacs in PF and about 5 lacs in equity. I spend about 40 k per month. How can I plan my retirement. Please suggest. Thanks.

Ans: Given your current financial situation, planning for retirement requires a strategic approach to ensure financial security in your golden years. Let's outline a retirement plan tailored to your needs:

Assess Retirement Needs: Start by estimating your expected expenses during retirement. Consider factors such as healthcare costs, living expenses, travel, and leisure activities. Be realistic in your estimations to ensure you have adequate funds to maintain your desired lifestyle.

Evaluate Current Assets: Take stock of your existing assets, including FDs, PF, and equity investments. Calculate their expected growth over time and factor in inflation to determine their future value. This assessment will provide a baseline for your retirement corpus.

Investment Strategy: Given your conservative investment approach with significant holdings in FDs and PF, consider diversifying your portfolio to optimize returns while managing risk. Allocate a portion of your portfolio to equity investments for long-term growth potential, balanced with fixed-income securities for stability.

Retirement Corpus Calculation: Determine the desired corpus needed to sustain your lifestyle during retirement. Factor in inflation, life expectancy, and potential healthcare expenses. Use online retirement calculators or consult with a Certified Financial Planner to arrive at a realistic target amount.

Savings and Investments: Maximize your savings by setting aside a portion of your monthly income specifically for retirement. Channel these savings into a mix of retirement-focused investments such as Equity Linked Savings Schemes (ELSS), National Pension System (NPS), and Mutual Funds tailored for retirement planning.

Regular Review and Adjustment: Regularly review your retirement plan to track progress towards your goals and make adjustments as needed. As you approach retirement age, gradually shift your portfolio towards more conservative investments to preserve capital and minimize risk.

Emergency Fund: Maintain an emergency fund equivalent to 6-12 months' worth of living expenses to cover unforeseen expenses or income disruptions during retirement.

Consult a Financial Planner: Consider seeking guidance from a Certified Financial Planner who can provide personalized advice based on your financial goals, risk tolerance, and retirement timeline. They can help optimize your retirement plan and address any concerns or uncertainties you may have.

By following these steps and staying disciplined in your savings and investment approach, you can work towards building a substantial retirement corpus that will provide financial security and peace of mind in your retirement years.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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