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Ramalingam

Ramalingam Kalirajan  |9790 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 20, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more
Chandra Question by Chandra on May 20, 2024Hindi
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Thanks a lot sir, will try to consult you in person if possible, to understand the area of investment and the pocket size of the investment.

Ans: Welcome!
I appreciate your trust and willingness to connect.
Let's embark on this financial journey together.
You can reach me through my website mentioned below.
This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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I would like to take your advise on the names of funds to be invested in the categories mentioned by you and also periodic assessment of the progress and changes required. I am investing out of my PF interest which I get monthly. How will you help me? What will be the system? How periodically will you review and what frequency? Will you give any report on assessment? What will be your fees? As I am doing it for Son, I wish it will be a good amount I can gift him as a father.
Ans: You can check the details in my profile please. https://gurus.rediff.com/question/guru/ramalingam-kalirajan/137

Please search for "online financial planning & Retirement planning services with a Holistic Approach" in Google and then follow the below steps with the results.

Research: Start by researching reputable brokerage firms that offer mutual fund advisory services. Look for firms with a strong track record, experienced financial advisors, and a range of services tailored to your needs.

Consultation: Schedule a consultation with the brokerage firm to discuss your financial goals, risk tolerance, investment preferences, and other relevant factors. This initial meeting will help the advisor understand your needs and recommend suitable investment strategies.

Advisory Services: Once you've selected a brokerage firm, the advisor will work with you to develop a personalized mutual fund investment plan. They will recommend specific funds based on your financial objectives and provide ongoing guidance to help you navigate the market.

Regular Reviews: Schedule periodic reviews with your advisor to assess the performance of your mutual fund investments, review changes in your financial situation, and make any necessary adjustments to your investment strategy.


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NEET, Medical, Pharmacy Careers - Answered on Jul 20, 2025

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My comedk rank is 20509 I want to join cmrit, rnsit but i can't afford the fees of them. So i preffered pes college of engineering mandya (cse branch). What is placement record and academic culture? All good, is it worth to join it? Remember i ask about pesce mandya not pes university
Ans: Yes, Your Honor.

Before making any predictions, I would like to address the issue of tuition fees. You can obtain an education loan through the Vidyalakshmi portal at a nearby nationalized bank. Additionally, some trusts, such as Tata and Reliance, offer scholarships to eligible candidates. If you are not already aware of this, I encourage you to visit the Vidyalakshmi portal for more details and to proceed accordingly.

Regarding placements, the institution will provide you with a platform to participate in campus recruitment drives. However, you will need to respond to questions from recruiters during these drives. Thus, in addition to meeting eligibility requirements, it is essential to develop the necessary skills to compete effectively with other candidates. Participating in campus drives is more beneficial than seeking opportunities elsewhere, as you will gain insight into your competitors' strengths and weaknesses. If you miss this opportunity, it may not present itself again. Therefore, instead of questioning the institution, I urge you to focus on preparing yourself for the campus drive.

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Please note that this institution is private and autonomous. I recommend that you familiarize yourself with the syllabus, available facilities, and the qualifications of the faculty members.

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Tier-2 Bengaluru private colleges accessible at a COMEDK rank of 77,400 typically hold NAAC B+/A accreditation with NBA-accredited programs, combining fundamental curricula with basic programming and communication labs. Their placement cells report 60–75% CSE placement rates, with average packages of ?3–5 LPA, and limited recruiting from regional IT services firms. Faculty profiles vary, and industry tie-ups are fewer, resulting in fewer live projects and smaller internship stipends.

recommendation Opt for KLU Vijayawada CSE to leverage its top-tier accreditation, assured placement eligibility, advanced labs, and extensive recruiter network. Consider a Bengaluru tier-2 college only if proximity, lower fees, or specific state quota advantages outweigh the benefits of KLU’s superior infrastructure, consistent placements, and research environment. All the BEST for a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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