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Ramalingam Kalirajan |9255 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 16, 2025

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Abhi on Apr 16, 2025Hindi

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Thanks a lot Mr Kalirajan for your detailed response.

Ans: You're most welcome. I truly appreciate your kind words.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Thank you Ramalingam. Much appreciated for your detail answered.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

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Thanks Mr Ramalingam for your valuable advice. Sincerely appreciate your efforts in taking time to reply my query genuinely.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

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www.holisticinvestment.in
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Samraat Jadhav |2359 Answers |Ask -Follow

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Thanks a lot Mr Samraat for the crisp & clear answers to the queries.

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Mutual Funds, Financial Planning Expert - Answered on Jan 23, 2025

Question by Sunil - Jan 23, 2025Hindi

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Thank you sir for such a detailed analysis! May Mahadev protect you!!

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

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Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

T S Khurana |487 Answers |Ask -Follow

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Question by Utkarsh - Mar 19, 2025Hindi

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This has cleared most of my doubts. Immense thanks to you, Khurana sir, for your detailed advice.

Ans: So nice of you. Thanks.

Latest Questions

Nayagam P P |7365 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Question by Roopa - Jun 28, 2025Hindi

Career

Got 5568 rank for SC category in IAT any chance of getting admission into IISER

Ans: Roopa, With an SC category rank of 5,568 in IAT 2025, there is no realistic chance of admission to any IISER. The closing SC ranks for even the newest or least competitive IISERs (such as Berhampur, Tirupati, Thiruvananthapuram) have consistently remained below 750 in all recent rounds, with top IISERs like Pune, Kolkata, and Bhopal closing between ranks 266 and 600 for SC candidates. The expected cutoff marks for SC in 2025 are 65–75, but the seat matrix and high competition ensure that all SC seats are filled by candidates with much lower ranks than 5,568. No official or trend data supports SC admissions at or beyond this rank, even in spot or withdrawal rounds.

Recommendation: With an SC rank of 5,568 in IAT, IISER admission is not possible; focus on alternative science or engineering colleges, state universities, or private institutes for your academic future. All the BEST for the Admission & a Prosperous Future!

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Prof Suvasish Mukhopadhyay |1955 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Asked by Anonymous - Jun 27, 2025Hindi

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My elder brother got a rank of 16557 in JEE advanced in general category, and 97.97 percentile in mains. He wants to get in an IIT irrespective of the branch . Will he be able to get any IIT ( he has not given AAT as he didn't want to pursue architecture).

Ans: Surely he will get some IIT. With a JEE Advanced rank of 16,557, a male candidate in the general category may find it challenging to get into the top IITs, but could potentially secure admission to newer IITs or some less popular branches in older IITs.

Prof Suvasish Mukhopadhyay |1955 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Question by Kusum - Jun 27, 2025Hindi

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Sir i am a girl student from due to some reason i couldn't perform well in jee mains exam but i really want to do engineering.currently i have two option ece in banasthali vidyapith and cse ai and ml in quantity university roorkee suggest me what should i take ?

Ans: Go for cse ai and ml in quantity university Roorkee.

Prof Suvasish Mukhopadhyay |1955 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Asked by Anonymous - Jun 27, 2025Hindi

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Hello sir, my son got 98.93 percentile in mht cet ews category. Is there any chance to get Ai and Ml in top notch college of mumbai or pune? We also have a seat booked in Vit Bhopal. Pls guide us

Ans: He may miss the top notch colleges, but there is no harm in trying. But I would recommend take the admission in VIT Bhopal and if he gets the top notch college through MHCET then leave VIT Bhopal and join, only you will lose some money, what VIT Bhopal will deduct.

Prof Suvasish Mukhopadhyay |1955 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Question by Manika - Jun 27, 2025Hindi

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Hello sir,I am a NEET aspirant .i gave my NEET exam in this year and this was my first attempt. According to my rank i could not be able to manage a seat in government medical college. But in jee i got IIT Kalyani CSE brunch. I am ver co fused about my decision. Should I take a drop or take the CSE brunch for a better career

Ans: Tell me first whether you want to be a doctor or Engineer, before I give you my counselling.

Prof Suvasish Mukhopadhyay |1955 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Asked by Anonymous - Jun 28, 2025Hindi

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Hello sir my son got 87.8%ile in jee mains he got CSE in vit chennai in 4 category and also got the same branch in kiit but now he wants to take drop will again prepare for next year jee mains so please suggest is drop a good option.Thanks

Ans: Drop is not at all a good option, he will be depressed. Send him to KIIT. Once the course starts he will adjust.

Prof Suvasish Mukhopadhyay |1955 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Question by Mohan - Jun 28, 2025Hindi

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Dear sir, My daughter got 104000rank in kcet we are considering aeronautical engineering, is there any chance of getting,we considering East West college and well Nitte Meenakshi request you to suggest we are confused with areounautical, aerospace. How about their placement.

Ans: These are highly specialized branches and placements are limited.

Prof Suvasish Mukhopadhyay |1955 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Question by Totahu - Jun 28, 2025Hindi

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Sir my son scored 93 percentile in jee mains from Rajasthan obc quota he is getting cse at IIIT manipur, CS at newton school of technology rishihood campus, and at other lower GFTI and state govt. colleges, my son is interest in newton but i think it is a risky College, Which should we prefer.

Ans: Send him to GFTI and state govt. colleges and be strict with him. Abhi seee control nahi kiya toh haat ka bahar jayega.

Prof Suvasish Mukhopadhyay |1955 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Asked by Anonymous - Jun 28, 2025Hindi

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Sir Iam Getting Bharti Vidyapeeth Btech IT branch For 2.2 lakh per years fees... I don't have other option my MH CET rank is very low might get Mech/civil on that rank iam confused people suggesting me that Mechanical from some tier 3 college(having low fees) will also give placements if I work hard

Ans: I will never recommend Bharati Vidyapith. On the contrary I will suggest a TIER 3 College. 2.2 lakh per years fees is too much. Don't waste money. Take some remote Private College like LONI/KOPARGAON and reduce homesickness.

Prof Suvasish Mukhopadhyay |1955 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Asked by Anonymous - Jun 28, 2025Hindi

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I study effectively well But when it comes to chemistry and physics My marks drop Especially in chemistry Even though I know the concept well and I can answer entrance questions I physics it's the opposite I do well in school exams mostly But when I solve entrance questions I don't know how and where to start What should I do

Ans: Practise, Practise and Practise.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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