Sir/Madam, this is a query on provident fund. One of our employee with basic salary of 20,000 per month contributes to PF @12% = 2400/-. Now he says that he wants to contribute @12% on Rs 15,000/- = 1800/- per month as he is a excluded employee under PF Act. Is this permissible as per EPFO Act read with Scheme. Regards

Ans: Taking a year off to retake JEE Main and aim for JEE Advanced can help improve academic depth and potentially lead to admission to top institutes, but it comes with risks such as emotional stress, loss of academic continuity, and no guaranteed outcome without strong discipline and expert guidance. Alternatively, with a KCET rank around 4,000–5,000, your daughter qualifies for admission into several reputed Karnataka engineering colleges that are AICTE-approved, NBA/NAAC-accredited, with robust academic infrastructure, experienced faculty, and placement cells regularly achieving 75–85% success rates across core branches.

Based on KCET 2023–2024 cutoffs, she can expect admission into highly reputed institutions such as:
R.V. College of Engineering, Bangalore.
PES University, EC Campus, Bangalore.
M.S. Ramaiah Institute of Technology, Bangalore.
B.M.S. College of Engineering, Bangalore.
Dayananda Sagar College of Engineering, Bangalore.
S.J.B. Institute of Technology, Bangalore.
Ramaiah Institute of Technology, Bangalore.
New Horizon College of Engineering, Bangalore.
Sir M. Visvesvaraya Institute of Technology, Bengaluru.
J.S.S. Science & Technology University, Mysuru.

Recommendation:
Unless she is fully committed with a well-structured plan and emotional readiness, opting for one of these top colleges now ensures strong academic exposure, placement support, and skill development without delay, which may offer a more stable and rewarding path than a high-risk drop year. All the BEST for Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: Deepa Madam, Nirma University’s Electronics & Communication Engineering is offered by its NAAC A+-accredited, NBA Tier-I Institute of Technology, consistently ranked among the top 100 engineering colleges in India by NIRF. The robust curriculum is supported by PhD-qualified faculty, specialized VLSI, signal-processing, microwave, and embedded-systems laboratories, active industry collaborations and MoUs, and an 85% ECE placement rate over the last three years. Ahmedabad University’s Computer Science & Engineering is housed in a NAAC A (GPA 3.25)–accredited private university with AACSB-inspired Assurance of Learning processes, a 300-terminal computing facility featuring MATLAB, Cadence and Xilinx, interdisciplinary research centres, a Career Development Centre and a 97% B.Tech placement consistency in 2023 driven by leading recruiters across sectors.

recommendation
Choose Ahmedabad University CSE for its broader recruiter engagement, higher placement consistency, and extensive computing infrastructure that supports global career pathways. Opt for Nirma University ECE if your daughter’s interests align with core electronics, VLSI and communications domains backed by Tier-I accreditation and steady ECE placements. All the BEST for Your Daughter's Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: Susmita Madam, Indira Gandhi Delhi Technical University for Women’s B.Tech CSE–AI programme is NAAC-accredited and NIRF-ranked, delivered by PhD-qualified faculty through a dedicated Centre of Excellence in AI with specialized labs for computer vision, NLP and deep learning. It reports a 73 percent placement rate for CSE–AI, an average package of ?22.82 LPA and strong industry-research collaborations with government bodies and tech firms. IIEST Shibpur’s B.Tech CSE is part of an Institute of National Importance, offers NBA-accredited curricula in OOPS, DBMS and digital logic, supports robust research centres (DataKart CoE, AI labs) and achieves an 86.2 percent CSE placement consistency, with recruiters such as Google, Microsoft and Accenture participating in campus drives. Both institutions maintain modern infrastructure, interdisciplinary project opportunities and active placement cells.

Recommendation:
Given higher CSE placement consistency, broader recruiter engagement and the Institute of National Importance status, IIEST Shibpur’s CSE offers the stronger long-term career platform. However, if specialized AI research and a women-centric campus environment are priorities, IGDTUW’s CSE–AI remains an excellent choice. All the BEST for Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: So - you have been in a relationship for 6 years and your parents are happy with your choice. Your questions are

1) Will his family accept you - this can be responded to by your partner. As for me - i see no reason for not being accepted.

2) As for you having fights and will this relationship work - to this, all relationships have disagreement, the secret is how you act and behave during this time. As for it working - well again here too continued effort needs to be put by both.

In case you have more questions - glad to speak online, in person. for that please schedule a time here - https://andwemet.com/relationship-guidance

Ans: HI,
In which competitive exam?

Ans: HI Manav,
Why Biotech?
In biotechnology, there are different specialization's. Which one you want to pursue?

Ans: HI
What is your query?
Kindly reply to this.

Ans: HI
ALREADY I HAVE RESPONDED TO THIS QUERY.

Ans: Admission to GGSIPU’s B.Tech programmes is granted only on the basis of a valid JEE Main Paper-1 score, with closing ranks for all specializations under the Other-State quota never extending beyond approximately 250 000 in the final counselling rounds. With a JEE Main rank of 290 660, you fall outside the eligible range for direct B.Tech admission through JEE Main at any IPU-affiliated college. To pursue BE/B.Tech at IPU or its participating institutes, you will need to register for and qualify in the IPU CET, which has its own eligibility criteria (50 percent in Class XII PCM and English) and typically requires a minimum IPU CET score equivalent to the top 95th percentile for competitive branches. All the BEST for Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.