Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Feb 08, 2024

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Question by Deepak on Apr 10, 2023Hindi

Money

I have paytm 6 shares of ipo, i am a very long term investor. Shall i hold on to it or sale and buy other share again from long term prospective.

Ans: EXIT

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Ajit Mishra | Answer |Ask -Follow

Answered on Aug 26, 2020

Question by Bibhuti - Aug 26, 2020Hindi

Money

I have hold 11200@36 NHPC share as an employee quota IPO since 2007. Should I sell or hold these please advise.

Ans: Hold the stock

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Jun 22, 2023

Asked by Anonymous - Jun 22, 2023Hindi

Money

I have 4000 shares of Petronet LNG Ltd since IPO should I hold or exit?

Ans: exit now

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Mar 11, 2024

Question by Narayan - Mar 07, 2024Hindi

Money

i have 9000 shares of paytm purchased at average price of 823/- what to do..

Ans: 823 is now a long journey to be achieved by this company, you need to wait

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Mar 29, 2024

Question by Pankaj - Mar 29, 2024Hindi

Money

I have allotment of 46 share of paytm what should I do now

Ans: You can average here and hold for long term, nothing wrong with the business model.

Latest Questions

Milind Vadjikar |892 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Question by Venugopal - Jan 21, 2025Hindi

Money

Hi Pls tell me if my portfolio is right I'm 23 yrs old I started investment in SIP from past one month and I'm aiming for long term gains like 15 years Sbi contra fund -2k Motilal Oswal midcap -2 K Sbi tax saver - 2K Kindly tell me if it's good enough

Ans: Hello;

You may choose following type of funds for long term horizon:

1. ELSS fund (you already have)
2. Flexicap fund
3. Large and Midcap fund

You may select any fund from the top quartile of the respective fund categories.

Happy Investing;
X: @mars_invest

Milind Vadjikar |892 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Asked by Anonymous - Jan 24, 2025Hindi

Money

Hi .. I am 36 years old married , so far no family planning. I am employed in private sector 12 Lakh P.Annum . I want to invest in market for my retirement purpose.which can give me return 50k per month when i am 48 years .so please advise Goods return investments plan .I don't holding any loan ,staying in own house.

Ans: Hello;

You may begin a monthly sip of 40 K into a combination of pure equity mutual funds (50% flexicap; 50% Large and Midcap fund)

It may grow into a corpus of 1.29 Cr after 12 years assuming modest return of 12%.

If you annuitize this corpus, it may deliver you a post-tax monthly income of 50 K+ as desired.

Please consider inflation and other family responsibilities before making the retirement decision.

Hope you have adequate term life cover.

Happy Investing;
X: @mars_invest

Milind Vadjikar |892 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Question by Sanjay - Jan 23, 2025Hindi

Money

What's your opinion regarding buy or stay cool for mutual fund in this turmoil market ?

Ans: Hello;

Continue your sip's and do lumpsum at every big fall if you have a long-term horizon (10 yr+), into pure equity funds.

For shorter horizons (3-5 yrs) use balanced advantage and multi asset allocation funds.

Continuing your investments despite market volatility is the coolest thing to do except for those whose goals are nearby.

This is not first time markets are correcting. In fact Mr. Market is giving an opportunity to all those who missed the upwave earlier.

Happy Investing;
X: @mars_invest

Milind Vadjikar |892 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Asked by Anonymous - Jan 22, 2025Hindi

Money

Hi Sir, my age is 34. I need your assistance to evalute and guide me in right direction. I am salried working in IT. I have personal loan of 20L (50K emi), plot loan 4.9L (10k emi), hand loan 5L and Gold loan 6L. I have a plot valued ~18L, another land Valued around 40L, and one more valued around 20L. Doing SIP of 7L in Axis bluechip MF(1.6L total value now) , 5K in small cap. Got around 13L in PF as of now. Got 90k in stocks ( all blue chip) Paying 35K rent. Now i am planning to buy a land and build a house in my hometown. Should i be considering closing loans first or build a house? Should i look at selling property to close loans? Kindly suggest.

Ans: Hello;

It is fiscally prudent to close existing loans first.

Yes selling real estate property to close the outstanding loans is better option.

Best wishes;
X: @mars_invest

Milind Vadjikar |892 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Question by Shaurya - Jan 23, 2025Hindi

Money

Hi sir, how can i seek professional guidance from you for medical cover and financial planning

Ans: Hello;

You may share your issue here.

Best wishes;
X: @mars_invest

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Jan 24, 2025

Question by Meera - Aug 29, 2024Hindi

Money

I HAVE 200 SHARES AS ON 1995 OF JINDAL VIJAYNAGAR STEEL LTD. NOW IT WILL BE HOW MANY SHARES OF jsw STEEL LTD

Ans: When Jindal Vijaynagar Steel Ltd merged with Jindal South West (JSW) and became JSW Steel Ltd, the conversion ratio was 1:16. This means for every share of Jindal Vijaynagar Steel Ltd, you received 16 shares of JSW Steel Ltd.

So, if you had 200 shares of Jindal Vijaynagar Steel Ltd, you would now have 3,200 shares of JSW Steel Ltd

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Jan 24, 2025

Question by REVATI - Dec 19, 2024Hindi

Money

How long will this bear market continue ? What is the reason for present volatility ?

Ans: Bear markets can be quite unpredictable, but historically, they've lasted around 9.5 months on average. However, this can vary significantly, with some lasting as short as a few months and others extending over a year. Reason for present volatility is as follows:
1) Change in GDP growth and Inflation uncertainty
2) High Interest Rates
3) Geopolitical Events
4) Bad market sentiments due to higher taxes and valuation concerns
5) Low corporate earnings

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Jan 24, 2025

Question by sarbjit - Dec 12, 2024Hindi

Money

What is future of OLA

Ans: the future is not looking good:
Companies with growing costs YoY for long term projects
Annual net profit declining for last 2 years
Expensive Valuation
High promoter stock pledges

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Jan 24, 2025

Asked by Anonymous - Oct 01, 2024Hindi

Money

I have HDFC Bank(1440 Rs/Share) , HDFC Life (656 Rs/Share), Granules India (115Rs/Share), Piramal Pharma, ABFRL(234 Rs/Share), TVSSCS((198 Rs/Share), SUMICHEM(285 Rs/Share) for long term horizon please guide me are these shares are suitable for long term .what is future of these companies long term . Thank u.

Ans: for a horizon of 5yrs these look good, hold it.

Ramalingam Kalirajan |7629 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jan 24, 2025

Question by Suchita - Jan 24, 2025Hindi

Money

This message is for Mr. Ramalingam. I really appreciate the way you breakdown any financial issues. Hats off to you for your hard work and dedication.

Ans: Thank you so much for your heartfelt appreciation. It means a lot to me that my efforts in simplifying financial matters are making a positive impact. Your kind words truly inspire me to continue delivering valuable insights and guidance.

If you ever need assistance or have any queries, feel free to connect. I’m here to support you in your financial journey.

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x