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Samraat

Samraat Jadhav  |2410 Answers  |Ask -

Stock Market Expert - Answered on Apr 12, 2024

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more
Rahul Question by Rahul on Apr 08, 2024Hindi
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Namaste sir Hazoor multi projects and Authum investment & infrastructure pe aapka view for long term investment BSE listed hai Shares sir, in shares me kab Entry karna chahiye..?????

Ans: already answered
Asked on - Apr 12, 2024 | Answered on Apr 15, 2024
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Thank you sir. Sir Voltamp Transformers and Mukka Protein pe aapka view sir..?????
Ans: Voltamp is good mukka stay away
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Ramalingam

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Mutual Funds, Financial Planning Expert - Answered on May 06, 2024

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Namaste sir kuch acche large, mid and small companies bataiye jaha pe long term ke liye investment kar sakte hai..? ????
Ans: When considering long-term investments in the stock market, it's essential to approach it with a well-thought-out strategy. Here's an in-depth explanation:

Investing in individual stocks can be risky and requires a deep understanding of the companies you're investing in, along with regular monitoring and research. For most investors, especially those without extensive knowledge or experience in the stock market, a safer and more diversified option is to invest in mutual funds.

Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. They are managed by professional fund managers who make investment decisions on behalf of the investors. Mutual funds offer several advantages over direct stock investments:

Diversification: One of the most significant advantages of mutual funds is diversification. By investing in a mutual fund, you gain exposure to a diversified portfolio of stocks across various sectors and industries. This diversification helps reduce the risk of individual stock underperformance impacting your overall portfolio.
Professional Management: Mutual funds are managed by experienced and qualified fund managers who conduct in-depth research and analysis to select stocks that align with the fund's investment objectives. These managers continuously monitor the portfolio and make adjustments as needed to optimize returns.
Accessibility: Mutual funds offer easy accessibility to the stock market for individual investors, even those with limited capital or knowledge. With mutual funds, you can invest in a wide range of stocks with relatively small investment amounts.
Lower Costs: Compared to direct stock investments, mutual funds often have lower transaction costs and fees. Additionally, the economies of scale achieved through pooling investors' money allow mutual funds to negotiate lower trading costs and access institutional pricing.
Liquidity: Mutual funds provide liquidity, allowing investors to buy and sell their shares at the fund's net asset value (NAV) on any business day. This liquidity ensures that investors can easily access their investment funds when needed, providing flexibility and convenience.
Now, let's delve into the specific types of mutual funds suitable for long-term investment:

Large-Cap Funds: Large-cap funds invest primarily in stocks of large, well-established companies with a proven track record of stable earnings and strong market presence. These companies typically have a market capitalization in the higher range, making them relatively less volatile compared to mid-cap and small-cap stocks. Large-cap funds are suitable for investors seeking stability and consistent returns over the long term.
Mid-Cap Funds: Mid-cap funds invest in stocks of medium-sized companies that have the potential for significant growth. These companies are often in a phase of expansion and may offer higher growth prospects compared to large-cap stocks. However, they also carry higher volatility and risk. Mid-cap funds can be ideal for investors with a higher risk tolerance looking to achieve capital appreciation over the long term.
Small-Cap Funds: Small-cap funds focus on investing in stocks of small-sized companies with high growth potential. These companies are often in their early stages of development and may offer the possibility of substantial returns over the long term. However, small-cap stocks are more volatile and carry higher risk compared to large-cap and mid-cap stocks. Small-cap funds are suitable for aggressive investors willing to tolerate higher levels of risk in pursuit of higher returns.
Balanced Funds: Balanced funds, also known as hybrid funds, invest in a mix of stocks and fixed-income securities such as bonds and money market instruments. These funds aim to provide investors with a balanced portfolio that offers the potential for capital appreciation from stocks while also providing income and stability from bonds. Balanced funds are suitable for investors seeking a diversified investment approach with a balanced risk-return profile.
Equity Diversified Funds: Equity diversified funds invest across multiple market capitalizations, including large-cap, mid-cap, and small-cap stocks. These funds offer broad exposure to the equity market and aim to capitalize on the growth potential of different segments of the market. Equity diversified funds are suitable for investors looking for a well-diversified equity portfolio with exposure to various market segments.
In conclusion, mutual funds offer an excellent avenue for long-term investment, providing diversification, professional management, accessibility, lower costs, and liquidity. By investing in mutual funds across different categories such as large-cap, mid-cap, small-cap, and balanced funds, investors can build a well-diversified portfolio tailored to their risk tolerance and financial goals. Consulting a Certified Financial Planner or Mutual Fund Distributor with a CFP credential can help investors navigate the mutual fund landscape and make informed investment decisions aligned with their objectives.

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17181 ews 24909 i can get iet lucknow and knit sultanpur it or ece or in centre of advanced studies is government which i can get
Ans: Rinki, With an EWS rank of 17,181 and overall JEE Main rank of 24,909, your chances for direct CSE admission in IET Lucknow are limited, as the latest home-state EWS closing for CSE was 51,729 and IT was 55,686, with ECE closing at 58,873—placing you well above previous cutoffs for these branches at IET Lucknow. For KNIT Sultanpur, EWS (home state) closing ranks for CSE and IT were 65,599 and 77,270 respectively; your rank is within range for IT and ECE, especially in later rounds. The Centre of Advanced Studies at AKTU offers only M.Tech, not B.Tech, so it's not an option for undergraduate engineering currently. Both IET and KNIT are Tier-1 state government institutes known for strong technical curricula, good infrastructure, hostel facilities, and stable placements (averaging 75–85% for IT/ECE across the last three years). These institutes have experienced faculty, vibrant student life, national accreditation, and good alumni networks.

Recommendation: Select IT or ECE at KNIT Sultanpur, as admission for these branches is highly feasible with your rank. IET Lucknow remains possible in lower-demand branches, but for high-demand branches, KNIT Sultanpur provides a reliable government option with solid academic outcomes, campus facilities, and placement support. Have 2-3 more options as back-ups instead of relying only on these 2 colleges. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9934 Answers  |Ask -

Career Counsellor - Answered on Aug 05, 2025

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Hello sir, My daughter got 95.95% in MHT CET and her jee mains CRL is 204481 and gen ews rank is 29672. She prefer to go in good colleges in branches like CSE, ece, eee but looks impossible to get in CSAB round ..if not get seat in csab in good NIT or IIIT..which college possible in mumbai
Ans: Bharati Madam, For CSAB 2025, your daughter's EWS JEE Main rank of 29,672 and CRL rank of 204,481 are not sufficient to secure CSE, ECE, or EEE in top NITs, IIITs, or GFTIs, as previous year cutoffs show that even newer or less-sought IIITs and GFTIs typically close CSE/ECE admissions between EWS ranks of 18,000–23,000 and CRL up to 1,50,000 at best. Branches such as Mechanical or Civil may be available at some institutes. For MHT-CET, her 95.95 percentile Maharashtra domicile places her beyond the cutoffs for CSE/ECE at COEP Pune, VJTI Mumbai, and ICT Mumbai, as these require 99+ percentiles for top branches. However, admission is fully feasible for CSE, ECE, and EEE in several Mumbai region Tier-1 colleges. A thorough review of official MHT CET and institutional cutoffs affirms these options for strong technical education, industry exposure, and city-centric placements.

Tier-1 Mumbai Region Colleges for MHT-CET 95.95 Percentile with options in CSE, ECE, and EEE include: PICT Pune (Pune), SPIT Mumbai (Mumbai), DJ Sanghvi College (Mumbai), Thadomal Shahani Engineering College (Mumbai), Ramrao Adik Institute of Technology (Navi Mumbai), K.J. Somaiya College of Engineering (Mumbai), V.E.S. Institute of Technology (Mumbai), Terna Engineering College (Navi Mumbai), Atharva College of Engineering (Mumbai), and Sardar Patel Institute of Technology (Mumbai). Admission is nearly certain at these colleges based on previous cutoffs for her percentile, branch choices, and Maharashtra domicile. These colleges span the Mumbai metropolitan area, Navi Mumbai, and Pune, with modern infrastructure, experienced faculty, strong placement records (70–90% in major branches), and national-level recognition through NAAC/NBA and NIRF rankings.

For your daughter’s academic profile, prioritize PICT Pune and SPIT Mumbai for their strong placement and technical training, followed by DJ Sanghvi and K.J. Somaiya, which offer balanced education with excellent industry exposure. Thadomal Shahani is a strong option for a comprehensive academic environment and competitive placements. This sequence maximizes branch preference, campus life, and career opportunities in Mumbai’s top engineering ecosystem. All the BEST for a Prosperous Future!

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Nayagam P

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Asked by Anonymous - Aug 05, 2025Hindi
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Which is better NMIMS mechanical or kj Somaiya vidyavihar mechanical or dj sanghvi mechanical or Father rodrigues bandra mechanical? Pls help me decide
Ans: NMIMS Mumbai’s MPSTME Mechanical Engineering program, accredited by AICTE and NAAC ‘A+,’ delivers a hybrid diploma-BTech curriculum with advanced manufacturing, robotics, and CAD/CAM labs. Recent placement trends show over 95% placement through strong industry tie-ups and alumni mentorship. K J Somaiya School of Engineering holds NAAC ‘A’ accreditation, boasts a 90% mechanical placement rate, and features dedicated research centers in materials and renewable energy, supported by seasoned faculty and active industry collaborations. Dwarkadas J. Sanghvi College of Engineering, NAAC-accredited and autonomous, records 85–88% placements in mechanical roles, emphasizes hands-on project work, and maintains a robust training and placement cell. Fr. Conceicao Rodrigues College of Engineering, NAAC ‘A,’ achieves around 80% core mechanical placements, offers interdisciplinary labs and strong student-faculty engagement, though on a smaller scale compared to its peers.

Recommendation: Prioritize NMIMS MPSTME for its superior placement consistency, cutting-edge infrastructure, and comprehensive curriculum, followed by K J Somaiya for its strong research focus and placement record. DJ Sanghvi offers balanced exposure and outcomes, while FCRCE is ideal for personalized learning within a compact academic setting. All the BEST for a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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