DEAR MR.BOKIL I AM INVESTING MUTUAL FUNDS FRANKLIN PRIMA GROWTH -4000 PGIM INDIA GLOBAL EQUITY -2000 SBI BALANCED ADVANTAGE FUND 1000 KOTAK SMALL CAPS -GROWTH 1000 ICICI PRUDENTIAL -EQUITY GROWTH -1000 HDFC MUTUAL FUND GROWTH 2000 KOTAK MUTUAL FUND-MI CAP 3000 LAST 10YEARS HOLDING SBI -165 SHARE TATA MOTORS -50 TATAPOWER 75 CANARA BANK -75 ADANI PORT-25 COAL INDIA -25 KINDLY ADVICE MY AGE

Ans: 4 and 5 star funds can be continued; better small cap options are as under:

Small Cap:

• Kotak Small Cap fund – growth
• Axis Small Cap fund -growth

Ans: You have not provided the investment amount in all these funds. But in general, the fund selection seems to be tilted more towards mid and smallcaps. This kind of allocation is suitable only for those who have required risk profile and can identify as aggressive investors. For largecap exposure, one can even opt for passive largecap funds though active funds are still fine for mid and small-cap exposure.

Note (Disclaimer) - As a SEBI RIA, I cannot comment on specific schemes/funds that are provided or asked for in the questions in the platform. And the views expressed above should not be considered professional investment advice or advertisement or otherwise. No specific product/service recommendations have been made and the answers here are for general educational purposes only. The readers are requested to take into consideration all the risk factors including their financial condition, suitability to risk-return profile and the like and take professional investment advice before investing.

Ans: Your investment portfolio appears well-diversified with exposure to different market segments through ELSS, small-cap, and multicap funds. Considering your long-term horizon, it's essential to periodically review your portfolio's performance and adjust it if needed. Keep track of changes in your financial goals and risk tolerance. Since you're investing for your children, ensure that your investments align with their future financial needs and provide adequate growth potential. Consulting with a financial advisor can offer personalized advice based on your specific circumstances and goals, optimizing your investment strategy for long-term success.