I have following MFs:

• HDFC SMALL CAP FUND-REGULAR GROWTH PLAN
• L&T MID CAP FUND-REGULAR PLAN GROWTH
• NIPPON INDIA LARGE CAP FUND GROWTH PLAN GROWTH OPTION
• MIRAE ASSET LARGE CAP FUND-GROWTH OPTION

Please advise if it will give benefits after investment of 5-10 years period. What will be return approx? Whether to switch to other fund or not?

Name of the Fund	Category	RankMF Star Rating
Snehasis Sengupta
HDFC SMALL CAP FUND-REGULAR GROWTH PLAN	Equity - Small cap Fund	2
L&T MID CAP FUND-REGULAR PLAN GROWTH	Equity - Mid Cap Fund	3
NIPPON INDIA LARGE CAP FUND GROWTH PLAN	Equity - Large Cap Fund	4
MIRAE ASSET LARGE CAP FUND-GROWTH OPTION	Equity - Large Cap Fund	4

Ans: Dear Sir,

When applying for counseling, it's important to start preparing yourself right away. You likely have an idea of your rank, category, domicile, and the programs you are considering. Based on this information, you should research the institutions that offer these programs.

In the worst-case scenario, begin by studying less competitive programs and institutions, if options allow. Aim to identify 3 to 5 colleges in each category. Visit their websites and analyze them based on the following parameters:

1. About the institution
2. Management structure
3. Infrastructure

In addition to these, gather information on the most critical factors:

- Faculty
- Facilities
- Hands-on training opportunities for students
- Teaching methodologies
- Placement outcomes (FINALLY....which also depend on the students)

Once you have a clear understanding, you can participate in the counseling process with confidence. I hope you agree with my suggestions.
BEST WISHES.

Ans: Manvi, UPSC and SSC eligibility require that candidates hold a bachelor’s degree from a recognized university; they do not mandate specific marksheet notations for Class 12 subjects once graduation is completed. The UPSC Civil Services Examination Rules state only that a candidate must have passed any UGC-recognized degree examination, regardless of earlier compartment listings, provided the overall result is “passed.” Similarly, SSC CGL stipulations require graduation and passing secondary and higher secondary exams without disqualifying remarks once the candidate has cleared the subject. Since your Class 12 marksheet shows “RT” for Chemistry but indicates an overall pass and you have successfully graduated, both UPSC and SSC will consider you eligible. It is advisable to confirm that supplementary exam records are properly reflected in your university transcript and to carry all exam certificates during application.

Recommendation: Proceed with your applications for UPSC and SSC exams. Ensure your graduation certificate and Class 12 pass documents are in order, and retain any re-test clearance proofs for smooth verification during the administrative stages. All the BEST for a Prosperous Future!

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Ans: Bhuvana, Data Science has emerged as a cornerstone of decision-making and innovation across industries, driven by exponential growth in data generation and advances in machine learning, artificial intelligence, and cloud computing. According to the International Data Corporation, global data creation will reach 175 zettabytes by 2025, fueling demand for professionals capable of extracting actionable insights. In India, the National Association of Software and Services Companies projects over 11 lakh data science job openings by 2027, reflecting a compound annual growth rate of 27.4%. Globally, Glassdoor and LinkedIn report data scientist roles among the top ten most in-demand jobs, with an expected 36% increase in hiring over the next five years. Corporations across finance, healthcare, e-commerce, and government are investing in predictive analytics, personalization engines, and automation, heightening competition yet creating vast opportunities for specialized skills in deep learning, natural language processing, and big data platforms such as Hadoop and Spark. Over a ten to fifteen-year horizon, data science is poised to integrate further with quantum computing and edge analytics, while ethical concerns around bias and privacy will require practitioners to master model interpretability and governance frameworks. Twenty years from now, as AI systems permeate every sector, data scientists will evolve into AI architects, blending domain expertise with algorithmic design to drive strategic outcomes. Upskilling through certifications in cloud platforms, advanced neural networks, and data engineering tools will be crucial for career resilience. The primary strengths of a quality UG/PG/MS/PhD program in data science include rigorous accreditation and outcome-based curriculum; experienced faculty with active research portfolios; state-of-the-art computing infrastructure and lab facilities; industry partnerships offering internships and capstone projects; and comprehensive career services supporting placement and continuous learning. Pros of pursuing a B.Tech in Data Science include high employability, versatile career paths, and engagement with cutting-edge technologies; cons involve steep learning curves, the risk of automation of routine tasks, and potential skill obsolescence. These can be overcome by cultivating lifelong learning habits, focusing on transferable skills like critical thinking, and participating in interdisciplinary projects to remain adaptable.

Recommendation: A B.Tech in Data Science provides robust career prospects through a blend of analytical, technical, and domain skills. Seek programs with strong accreditation, industry-aligned curriculum, research opportunities, modern labs, and dedicated placement support to maximize long-term success. All the BEST for a Prosperous Future!

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Ans: Hi Joshitha,
A Bit Difficult. Explore private colleges.
Do participate in the coounseling process.
BEST WISHES.

Ans: Hello dear
Prefer CSE (AIML) @ Amity Greater Noida and Symbiosis Hyderabad for a better perspective. Dy Patil falls behind the other options listed.

Good luck.
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Radheshyam

Ans: Hello dear
BCA @ Amity is better than the other two options. Go with it without any hesitation.

Good luck.
Follow me if you receive this reply..
Radheshyam

Ans: Hello dear
Civil is an excellent and evergreen branch. Completing Civil with an NIT tag will be an added advantage. Be relaxed now. Your son has ample opportunities in civil engineering in the future.

Good luck.
Follow me if you receive this reply..
Radheshyam

Ans: Hello dear
Prefer KIDS if possible. The final decision will be yours.

Good luck.
Follow me if you receive this reply..
Radheshyam

Ans: UGEE eligibility allows candidates to clear Physics, Chemistry, and Mathematics in separate attempts under the same recognized board as long as all subjects are passed by the specified deadline for results. Holding a PCB marksheet from 2023 and a standalone Mathematics marksheet from the isolated state board exam in 2026 is acceptable, provided both are issued by the same board and bear your name, roll number, and board seal. Institutions will verify that your combined subject passes meet the minimum percentage and completion timelines set in the UGEE Information Bulletin. Ensure you apply in the year you complete all three subjects, submit both marksheets during document verification, and confirm with the exam authority that mixed-year marksheets comply with their admission rules.

Recommendation: Proceed with your plan and register for UGEE once you have both marksheets, confirming with the official UGEE eligibility notification and liaising with the exam helpdesk for seamless acceptance of separate-year results. However, have 3-4 other back-ups too instead of relying only on UGEE / IIIT-H. Please note, UGEE eligibility and admission processes do change yearly with nuanced updates in eligibility windows, exam structure, and admission channels, adapting to academic and institutional priorities. You should consult the official IIIT Hyderabad UGEE website annually for precise, up-to-date criteria and follow official announcements closely to ensure compliance and timely application. All the BEST for a Prosperous Future!

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