Hi just now I started to invest in mutual fund. I want to know mf which i selected are good to get good returns or not. If not please advice me to switch for the better one after a year 1. Parag flexi cap 2500 pm 2.hdfc large and mid cap2500 pm 3. Nippon multicap 2500 pm 4.Icici prudential bharat 22 fof 1000 pm 5. mirea asset mid cap2500 pm 6.Axis small cap pm And how long will take a good return

I HAVE BEEN INVESTING IN MUTUAL FUNDS FOR THE LAST SEVERAL YEARS BUT THE RETURNS HAVE NOT BEEN ENCOURAGING. I WOULD LIKE TO KNOW IF I AM INVESTING IN THE RIGHT FUNDS OR SHOULD I SHIFT TO OTHER MFs TO MAXIMISE MY RETURNS. GIVE BELOW IS MY CURRENT HOLDING OF MFs. Fund name Catgory Star Rating Ravindra Kumar ·Aditya Birla Sun Life Pure Value Fund -Growth -Direct Plan Equity - Value Funds: 1 ·Aditya Birla Sun Life Pure Value Fund -Growth -Regular Plan Equity - Value Funds: 1 ·Canara Rebeco Emerging Equities - Regular Growth Equity - Large & Mid Cap Fund 4 ·Franklin India Smaller Companies Fund - Growth Equity - Small cap Fund 2 ·HDFC Equity Fund - Regular Plan - Growth Equity - Multi Cap Funds: 2 ·HDFC Mid-Cap Opportunities Fund -Regular Plan Growth Equity - Mid Cap Funds: 2 ·ICICI Prudendial Banking and Financial Services Fund - Growth Equity - Sectoral Fund - Banks & Financial Services 2 ·Mirae Asset Focused Fund - Direct Plan - Growth Equity - Multi Cap Funds: 2 ·Mirae Asset Large Cap Fund - Direct Plan - Growth Equity - Large Cap Funds: 4 ·NIPPON INDIA MULTI CAP FUND- DIRECT GROWTH PLAN GROWTH OPTION Equity - Multi Cap Funds: 2

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Mar 17, 2020

Question by Ravindra - Mar 17, 2020Hindi

Ans: You may continue with the 4 rated funds; however for others better alternatives are available

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Sectoral Fund - Banks & Financial Services:

- LIC MF BANKING AND FINANCIAL SERVICES FUND-REGULAR PLAN-GROWTH

- Tata Banking And Financial Services Fund-Regular Plan-Growth

- SBI BANKING & FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH

Equity - Small Cap Fund:Axis Small Cap Fund - Regular Plan - Growth

Equity - Large & Mid Cap Funds:

- BOI AXA Large & Mid Cap Equity Fund Regular Plan- Growth

- Canara Robeco Emerging Equities - Regular Plan - GROWTH

- Tata Large & Mid Cap Fund- Regular Plan - Growth

I have following MFs: HDFC SMALL CAP FUND-REGULAR GROWTH PLAN L&T MID CAP FUND-REGULAR PLAN GROWTH NIPPON INDIA LARGE CAP FUND GROWTH PLAN GROWTH OPTION MIRAE ASSET LARGE CAP FUND-GROWTH OPTION Please advise if it will give benefits after investment of 5-10 years period. What will be return approx? Whether to switch to other fund or not? Name of the Fund Category RankMF Star Rating Snehasis Sengupta HDFC SMALL CAP FUND-REGULAR GROWTH PLAN Equity - Small cap Fund 2 L&T MID CAP FUND-REGULAR PLAN GROWTH Equity - Mid Cap Fund 3 NIPPON INDIA LARGE CAP FUND GROWTH PLAN Equity - Large Cap Fund 4 MIRAE ASSET LARGE CAP FUND-GROWTH OPTION Equity - Large Cap Fund 4

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 30, 2020

Question by Snehasis - Jan 30, 2020Hindi

Ans: You may please continue with 4 star schemes and for rest These MFs can be considered:

Equity - Small Cap Fund:

Kotak Small Cap Fund – Growth
Axis Small Cap Fund – Growth

Equity - Mid Cap Fund:

DSP Mid Cap Fund – Growth
SBI Magnum MID CAP FUND – GROWTH
Motilal Oswal Mid Cap 30 Fund (MOF30)-Growth Option

Sir, i have 6 No of Mutual fund 1.SBI small cap 1000 per month 2. SBI focused equity 1000 per month 3. SBI blue chip fund 1000 per month 4. Nippon india small cap 500 per month 5.Quant small cap fund 1000 per month 6. Parag parikh flexi cap 1000 per month Is these MF are good or i need to change any fund. SBI fund are almost 2.6 year old. I have time horizon of 10 to 15 years.Now i am 38 year old.

Ramalingam Kalirajan |8260 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 07, 2024

Asked by Anonymous - Apr 28, 2024Hindi

Ans: It's great that you're investing in mutual funds for your future financial goals! Let's review your current mutual fund portfolio and make some suggestions:

SBI Small Cap, SBI Focused Equity, and SBI Blue Chip Fund:
SBI Funds are reputable and have a track record of performance. However, it's essential to review their performance periodically to ensure they continue to meet your investment objectives.
Nippon India Small Cap and Quant Small Cap Fund:
Small-cap funds can offer high growth potential but also come with higher risk. Ensure you have a long-term investment horizon and the risk tolerance to withstand market volatility.
Parag Parikh Flexi Cap:
Flexi-cap funds provide flexibility to invest across market caps. Parag Parikh Flexi Cap Fund is known for its diversified portfolio and focus on quality stocks. It's a good choice for long-term wealth creation.
Suggestions:

Review Performance: Periodically review the performance of your mutual funds to ensure they align with your investment goals and risk tolerance.
Diversification: Consider diversifying your portfolio further by adding funds from different fund houses or investing in different asset classes like debt or international funds.
Regular Monitoring: Keep an eye on the performance of your funds and make adjustments as needed. If any fund consistently underperforms its benchmark or peers, consider replacing it with a better-performing alternative.
Consult a Financial Advisor: Consider consulting a Certified Financial Planner for personalized advice tailored to your financial goals, risk tolerance, and investment horizon. A professional can help optimize your portfolio and ensure it remains aligned with your objectives.
Overall, your mutual fund portfolio seems well-diversified, but it's essential to monitor its performance regularly and make adjustments as needed to stay on track towards your long-term financial goals. Keep up the good work and continue investing systematically for your future!

Hello Sir, At present I am appearing Class 12 boards. I want to do research work in human psychology as my career. In which discipline I should do my Bachelors for the same? Is doing MBBS is the only way to reach out in research field? Thanks

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Dr Nagarajan Jsk |322 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Apr 18, 2025

Asked by Anonymous - Mar 21, 2025Hindi

Ans: Hi,
Kindly formulate your query in a detailed manner so that the experts on Rediff can provide you with better solutions. If you don’t provide enough information, it will be difficult for them to assist you, as the gurus need to make informed predictions to answer your question. This platform is more transparent than others because you can see the profiles of the experts available here. Therefore, be open and provide precise details. Please note that the platform does not require personal information, and you can post your questions anonymously if you prefer.

Undergraduate (UG) degrees provide foundational knowledge, including how to conduct research. In postgraduate (PG) studies, you generally build on those basics. After completing your PG studies, you can engage in research, either full-time or by pursuing a PhD.

An MBBS degree is also just a basic qualification and is not the only gateway into the research field. You can conduct research in a variety of fields, including arts.

If you are particularly interested in human psychology, gather basic information on the topic and proceed accordingly. There are various aspects of human psychology, so consider which area you would like to specialize in and plan your path from there.

ALL THE BEST

POOCHO. LIFE CHANGE KARO.

Dr Nagarajan Jsk |322 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Apr 18, 2025

Asked by Anonymous - Apr 16, 2025Hindi

Can I get nit with 94%

Ans: Possible.

Hello sir i have taken lic of my son 17 years back with quaterly premium of 3825 and now its going to mature on october what amount i should expect

Milind Vadjikar |1179 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Apr 18, 2025

Asked by Anonymous - Apr 17, 2025Hindi

Ans: Hello;

You may expect a sum between 4-5 L.

Best wishes;

I accidentally called my current partner by my ex's name while having a private moment. The second time I yelled when we were watching a movie starring my ex's favourite actor. Things have got a bit weird since then. I don't know how to talk about this to my partner.

Ravi Mittal |577 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Apr 18, 2025

Asked by Anonymous - Apr 17, 2025Hindi

Ans: Dear Anonymous,
Whether it was a genuine mistake or there are lingering issues that led to this slip-up, it is natural for your current partner to feel uncomfortable and even sad hearing you repeatedly calling out for your ex. I hope this much you acknowledge. Now moving on to how we can fix this- first of all, apologize; mistake or not, you can still say you are sorry. Next, have a clear discussion with your partner- ask her how it made her feel and what can you do to make it better. This way she can see that you are owing up and taking initiatives. Then, I want you to reflect- why is this happening? Did you get into this relationship before you could fully move on? Or have you been thinking about your ex? If so, why and is that fair to your present partner? I hope if you are honest with your answers, by the end of it you will have some clarity.

Hope this helps

Relationship

Ravi Mittal |577 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Apr 18, 2025

Asked by Anonymous - Mar 05, 2025

I have a crush on my colleague recently. We started as a friend but one day we get drunk on one of colleague house. We talk about life and love. I asked about his ex. He told his past relationship story how they break up. I also shared some of my past situationship. We live in a same colony. So we came back home together getting drunk I told him you can lean ur head on my shoulder. And he suddenly lean his head on my shoulder and he was sleeping and I wake him up when we reached our destination. He takes me to my house and I suddenly hold his wrist. I don't why did I hold him and next morning he yes hi (call my name)how are you I didn't respond properly I'm just like yeah good after that he seems to avoid me a lot he didn't talk to me much I caught him looking at me sometimes but it might be coincidence. I think he doesn't like me

Ans: Dear Anonymous,
I understand it must all be very confusing but I would suggest not jumping to conclusions. You think he doesn’t like you, but he might be thinking the same since you did not respond to him properly the next day. That could have triggered his current behavior. If you have feelings for him or if you even miss him as a friend, I would recommend you to clear the air with him. Just talk it out- you can explain how things got a little heavy the other day and that’s why you didn’t speak to him nicely and apologize if that made him feel bad. If even after that he continues to avoid you, then you will have better clarity.

Hope this helps.

Relationship

Ravi Mittal |577 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Apr 18, 2025

Asked by Anonymous - Mar 30, 2025

Hey... Five years ago, I confessed my feeling to my crush. She declined my proposal politely and asked me to be friends. I respected her decision of putting down my proposal but i didn't want to in friendzone so I broke my contract with her. Since then we never encountered each other. After fuve years one of our mutual friends met her and she was asking him about me. On their 2nd meet, she initiated the conversation regarding and asking about me again in positive way. I know this can be her normal behavior. My friend told me that she was interested in talking about me and was kinda impressed from whatever my friend told her about me. I want to know about that if i am in her mind or if she wants to get connected with me or meet me ? I am kinda confused

Ans: Dear Anonymous,
Like you mentioned, it is very normal for old friends to enquire about each other, especially if they have not been in touch for a long time. It might be the same in this case. The only way to tell for sure is to ask her. If you are interested in reconnecting, you can think about the same and ask her once you are back in talking terms. But I would recommend not assuming anything and getting your hopes up.

Best Wishes.

Relationship

Sir I got 90 Percentile in jee main can I get cse in any Nit's or IIIT'S ?

Tech Careers and Skill Development Expert - Answered on Apr 18, 2025

Asked by Anonymous - Mar 18, 2025Hindi

Ans: Yes. See previous years' cut off

My daughter got 89.41 NTA score under OBC category will she get any NIT

Tech Careers and Skill Development Expert - Answered on Apr 18, 2025

Question by Ravidamro - Mar 18, 2025Hindi

Ans: Yes. See previous years' cut off

My son got 96.67 percentile in JEE mains in general category. I am from Kolkata. WB. Pl suggest where he can get CS.

Tech Careers and Skill Development Expert - Answered on Apr 18, 2025

Question by Manoj - Mar 18, 2025Hindi

Ans: Good Chances (esp. in CSAB rounds):
IIIT Bhagalpur – CSE

IIIT Ranchi – CSE / AI & DS

IIIT Bhopal – IT / CSE

IIIT Nagpur – CSE (Home state people have better chance, but still possible)

IIIT Kalyani (West Bengal) – CSE (you have a home state advantage here!)

NIT Mizoram / Nagaland / Meghalaya / Sikkim – CSE / ECE (CSE a bit tough, but possible)

GFTIs like:

GKV Haridwar – CSE

IIEST Shibpur – lower branches (but not CSE) – although being from WB, you may check home state quota branches

NIT Durgapur (Home state) – CSE cutoff usually closes around rank 20,000-25,000 (General) so not likely for CSE, but ECE, EE, or Mechanical might be possible.

IIIT Allahabad, IIIT Hyderabad, IIIT Delhi – out of reach at this rank for CSE (very high cutoffs)

You can go for IT also. Syllabuses are almost same