Sir, I have the following investments.

Mutual Funds Amount

1) AXIS LONG TERM EQUITY FUND 1750000

2) AXIS BLUE CHIP FUND 250000

3) AXIS FOCUSED 25 FUND 150000

4) ADITYA BIRLA SUN LIFE FLEXI 190000

5) SBI LONG TERM ADVANTAGE FUND IV 660000

6) AXIS RETIREMENT SABVINGS FUND 850000

7) HDFC RETIREMENT SAVINGS FUND 200000

8) KOTAK STANDRD MULTI CAP FUND 200000

9) franklin india equity fund 300000

10) axis multicap fund 300000

11) L&T TAX ADVANTAGE FUND 150000

These are the current nav.

Apart from this I have

SIP OF 15000/

Mutual Funds Amount

AXIS LONG TERM EQUITY FUND 2500 X 4=10000

L&T TAX ADVANTAGE FUND 2500 X 2=5000

I am 54 yr old and will be retiring from service by 2022 November.

I want to fix a swp of 50000/pm then onwrds.

Whether this investment will suffice for that.

Moreover do u think any chnge is needed in sip.

Ans: 10% SWP of corpus will deplete the corpus, 7% to 7.5% is fine provided the corpus is invested in a hybrid basket and SWP is done from that basket.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Mutual Funds	Amount
1) AXIS LONG TERM EQUITY FUND	1750000
2) AXIS BLUE CHIP FUND	250000
3) AXIS FOCUSED 25 FUND	150000
4) ADITYA BIRLA SUN LIFE FLEXI	190000
5) SBI LONG TERM ADVANTAGE FUND IV	660000
6) AXIS RETIREMENT SABVINGS FUND	850000
7) HDFC RETIREMENT SAVINGS FUND	200000
8) KOTAK STANDRD MULTI CAP FUND	200000
9) franklin india equity fund	300000
10) axis multicap fund	300000
11) L&T TAX ADVANTAGE FUND	150000

Mutual Funds	Amount
AXIS LONG TERM EQUITY FUND	2500 X 4=10000
L&T TAX ADVANTAGE FUND	2500 X 2=5000