Dear Sir, I Have Invested in Gujgas will continue for short term or else withdraw please inform

Ans:

Ans:

Markson pharma @36  - Hold

Hdfc bank@1066 - Hold

Alok industry @35 - Exit

Igarashi motors@300 - Exit

Yes bank@14 – Exit if not under lock in

Balakrishnan industries @1201 - Hold

Bandhan bank@286 – Hold, or better choice would be to shift to ICICI Bank

L&T@ 900 - Hold

CDSL@245 - Hold

Parag milk@94 - Exit

Reliance industries@1700 - Hold

Techmahindra @699 - Hold

SPARC@293 - Exit

Ans: GAIL is a typical PSU and gives a good dividend. growth is unsure, keep track of results.

please note : Investing strategies depends on your risk appetitive, so Please consult your financial advisor and then take further decision.

Ans: Degrowth in Revenue and Profit
Decline in Net Profit with falling Profit Margin (QoQ)
Decline in Quarterly Net Profit with falling Profit Margin (YoY)
EXIT

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Ans: Congratulations on the significant increase in the value of your mutual fund investment from Rs. 22,59,000 to Rs. 34,00,000. Making a decision whether to hold or sell your investment requires careful consideration of various factors. Let's explore both options to help you make an informed choice.

Holding the Investment
Long-Term Growth Potential
If your investment horizon is long-term and you believe in the growth prospects of the mutual fund, holding onto your investment may be a wise decision. Over time, the value of your investment could continue to appreciate, allowing you to benefit from potential future gains.

Tax Implications
By holding onto your investment, you defer the realization of capital gains, thereby potentially reducing your tax liability. Long-term capital gains tax rates are generally lower than short-term capital gains tax rates, providing tax-efficient growth.

Risk Management
If you have confidence in the fund's management team, investment strategy, and the underlying assets, holding onto your investment allows you to maintain exposure to potential market upside while managing downside risk.

Selling the Investment
Locking in Profits
Selling your investment now allows you to lock in the profits you've earned so far. This ensures that you realize the gains irrespective of future market movements, providing a sense of financial security.

Rebalancing Portfolio
If your investment in the mutual fund has become a significant portion of your overall portfolio, selling a portion of it can help rebalance your portfolio. This ensures that your investment portfolio remains aligned with your risk tolerance and investment goals.

Capitalizing on Opportunities
Selling your investment provides liquidity, allowing you to capitalize on other investment opportunities that may arise in the market. It enables you to diversify your portfolio or invest in assets with higher growth potential.

Conclusion
Ultimately, the decision to hold or sell your mutual fund investment depends on your individual financial goals, risk tolerance, and investment strategy. If you have a long-term investment horizon, confidence in the fund's performance, and are comfortable with market fluctuations, holding onto your investment may be suitable. On the other hand, if you wish to realize profits, rebalance your portfolio, or capitalize on other opportunities, selling your investment could be a prudent choice. It's advisable to consult with a Certified Financial Planner who can assess your specific situation and provide personalized advice tailored to your needs.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in