HI Sir, do you know of any insurance company in India offering overseas travel insurance policy covering pre-existing heart ailments? I would like to know more about such a policy.

Ans: Both chemistry and chemical engineering can offer pathways into the cosmetic industry, but they involve different focuses and skill sets. Chemistry majors typically focus on understanding the fundamental principles of chemistry, including chemical reactions, molecular structures, and the properties of substances. If you have a strong interest in studying the composition, behavior, and interactions of molecules, a major in chemistry may be a good fit for you. Chemical engineering majors, on the other hand, apply principles of chemistry, physics, and engineering to design and optimize processes for the production of chemicals, materials, and consumer products. If you're interested in applying scientific principles to solve real-world problems and develop new products or processes, chemical engineering may be more suitable. Chemistry majors may pursue careers in various industries, including pharmaceuticals, biotechnology, cosmetics, materials science, environmental science, and academia. Potential roles for chemistry majors include research scientists, laboratory technicians, quality control analysts, and regulatory specialists. Chemical engineering majors have opportunities in industries such as petrochemicals, polymers, pharmaceuticals, food processing, energy, environmental engineering, and consumer products. Chemical engineers may work in roles such as process engineers, manufacturing engineers, project managers, and consultants. Both chemistry and chemical engineering offer competitive salary potential and job prospects, but the specific opportunities may vary depending on factors such as industry demand, location, experience, and specialization. The job market for chemistry and chemical engineering may fluctuate based on economic conditions, industry trends, and technological advancements, but salaries for chemical engineering professionals are better than those for chemical majors in the cosmetic industry. In addition to chemistry and chemical engineering, there are several other fields of study that can provide pathways into the cosmetic industry, which include biology or biochemistry, pharmacy or pharmacology, materials science or engineering, biotechnology, dermatology and dermatological sciences, marketing and consumer science, and environmental science and sustainability. These are just a few examples of fields of study that can lead to careers in the cosmetic industry.

Ultimately, the best choice for you depends on your personal interests, strengths, and career aspirations. Consider researching each major, exploring potential career paths, and speaking with professionals in the field to gain insights into the opportunities available and make an informed decision that aligns with your goals.

Ans: It's unfortunate that you're facing this situation with your former employer. Gather all relevant documentation related to your employment, including your appointment letter, emails, WhatsApp messages, and any other communication regarding salary payments and promises made by the company. Having a record of these interactions will be crucial for any potential legal action. Reach out to the company via email or written correspondence to remind them of the outstanding salary payments and request immediate settlement of your dues. Clearly outline the amount owed, the period for which you worked without compensation, and any promises or assurances made by the company regarding payment. If the company fails to respond or refuses to settle your dues, consider seeking legal advice from a labor lawyer or legal aid organization. They can assess your situation, advise you on your rights and options, and help you take appropriate legal action to recover your unpaid wages. Depending on the jurisdiction and labor laws in your area, you may have the option to file a formal complaint or grievance with the relevant labor department or regulatory authority. Provide them with all relevant documentation and information about your case, and they may investigate the matter and take action against the company if warranted. If you see other employees are also affected by unpaid wages or mistreatment by the company, then consider organizing collectively to amplify your voices and increase pressure on the company to resolve the issue. This could involve forming a group, sharing information and resources, and coordinating efforts to seek redress through legal channels or public advocacy. Throughout this process, it's important to protect your rights and avoid taking any actions that could jeopardize your legal standing or future claims against the company. Keep records of all communications, consult with legal experts, and be prepared to assert your rights if necessary. Stay informed about any developments related to the company, including changes in ownership, financial status, or legal proceedings. This information may affect your ability to recover unpaid wages or seek other forms of recourse.

Remember that recovering unpaid wages can be a complex and challenging process, but by taking proactive steps, seeking appropriate guidance, and advocating for your rights, you can increase your chances of obtaining a favorable outcome.

Ans: It's understandable to feel frustrated and discouraged when facing challenges in your job search, especially when you're passionate about a specific field like mechanical design and simulation. However, it's essential to remember that setbacks are a natural part of the job search process, and they don't define your worth or capabilities. While gaining work experience may seem challenging at the moment, you can focus on enhancing your skills and knowledge in mechanical design and simulation. Consider enrolling in online courses, workshops, or certification programs related to CAD software, finite element analysis (FEA), computational fluid dynamics (CFD), or other relevant areas. Reach out to professionals working in mechanical design and simulation roles through LinkedIn or industry events. Request informational interviews to learn about their career paths, experiences, and insights into the industry. Building relationships with professionals in your field can lead to job opportunities, mentorship, and valuable advice for your career. Look for internships, co-op programs, or entry-level positions that offer opportunities to gain hands-on experience in mechanical design and simulation. While these roles may not always be advertised, reaching out to companies directly or through your network can help you uncover hidden opportunities and demonstrate your enthusiasm and commitment to the field.

Remember that finding a job after completing your engineering degree is a process that takes time and persistence. Stay committed to your aspirations, continue investing in your skills and knowledge, and remain open to new opportunities that come your way. With determination and perseverance, you can overcome obstacles and find success in your chosen field.

Ans: Blood sugar fasting levels of 115 md/dl and PP of 149 md/dl are indicative of pre-diabetes. You need to confirm this by doing an HbA1c test to check average blood sugar levels. Maintain a healthy lifestyle by dietary modifications like including high fiber, low fat, low carbohydrate foods. Consume foods like whole grains, vegetables, beans. nuts, etc. Avoid concentrated foods like sweets, chocolate cakes, pastries, ice creams and fried foods. Adopt a regular exercise regimen.

Ans: Maintaining consistency in diet control and adapting lifestyle modifications is the key to a healthy body. For controlling cholesterol levels, follow a diet rich in fiber which acts as a scavenger to remove accumulated cholesterol in the blood vessels. Thus include fresh fruits, vegetables and whole grains in your daily diet. Inclusion omega 3 fatty acids that help in lowering LDL is helpful. Concentrated foods like sweets, chocolate cakes, pastries, ice creams and fried foods should be avoided. Animal foods, should be restricted in quantity. For lowering blood uric acid levels, avoid meats such as organ meat, seafood and high fructose foods or sweetbreads, which have high purine levels and contribute to high blood levels of uric acid. Limit the intake of vegetables with moderate purine content such as spinach, cauliflower and mushrooms.

Ans: To address your muscle loss, ensure you’re consuming an adequate amount of protein from lean protein sources such as chicken, fish, tofu, legumes, and low-fat dairy products. Your overall caloric intake should be adequate for your profile. Engage in regular resistance training exercises. Strength training helps maintain and build muscle mass. Staying hydrated is crucial for overall health, including muscle function. Consider consulting a registered dietitian to assess your specific energy needs based on your activity level, age, and health status.

Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.

Ans: Yes dietary and lifestyle management along with proper medication is very important!!

Incase of fasting, you need to do it under proper medical guidance!

Ans: - Avoid sugar, honey and jaggery in the diet
- Avoid coconut water, fruit juice and sugarcane juice
- Include protein with every meal(milk, curd, eggs, chicken, fish)
- Early dinner
- Quality sleep
- manage stress