Home > Money > Question
Need Expert Advice?Our Gurus Can Help

How Do I Earn Dividends by Investing in Nippon India ETF Nifty 50 Bees and Midcap 150 Bees?

Milind

Milind Vadjikar  | Answer  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 04, 2024

Milind Vadjikar is an independent MF distributor registered with Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with Pension Fund Regulatory and Development Authority (PFRDA).
He has a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in international business from the Symbiosis Institute of Business Management, Pune.
With over 16 years of experience in stock investments, and over six year experience in investment guidance and support, he believes that balanced asset allocation and goal-focused disciplined investing is the key to achieving investor goals.... more
Asked by Anonymous - Sep 01, 2024Hindi
Listen
Money

Sir, how will I get dividend if I invest in Nippon India ETF Nifty 50 Bees and Nippon India ETF Midcap 150 bees...?

Ans: Your question has an inherent contradiction

The reason why I say this is because if you are investing in equity asset class then your goal is long term capital appreciation. Choose Growth option.

If you are investing in a debt asset class then you can expect fixed income returns with No scope for capital appreciation.

Don't try to club both because if you do so neither you will get meaningful dividend (fixed income) nor decent capital appreciation.

Real Estate is the only asset class(ofcourse direct stocks too) capable of providing both fixed income as well as capital appreciation but it has its own set of pro's & con's.

You can follow us on X at @mars_invest for updates
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Ramalingam

Ramalingam Kalirajan  |10894 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Oct 24, 2024

Money
Midcap 150 etf will grow from today, up to 10 years , already I have invested in Zerodha TCS, Infosys stock I have purchased, myself, Jitendra, please connect me in my email id given,
Ans: Jitendra, it's great to see that you're thinking long-term with your investments. Midcap ETFs, like the Midcap 150, offer a unique growth opportunity, especially over a decade. However, let’s carefully evaluate this strategy in detail.

Potential of Midcap Stocks
Higher Growth Potential: Midcap companies often grow faster than large-cap companies. They have room to expand, and over the next 10 years, they can potentially outperform larger companies.

Risk Factor: With midcap stocks, the volatility is higher compared to large-cap. While they can offer better returns, the risk is also higher. There could be phases of market corrections or economic slowdowns that may impact midcap stocks more than large-cap ones.

Actively Managed Funds Over ETFs
While you’re considering a Midcap ETF, actively managed funds might be a better option for the following reasons:

Flexibility: Actively managed funds can adjust portfolios based on market trends. Fund managers can shift between sectors, reducing risks or capitalizing on opportunities, something ETFs cannot do.

Avoiding Underperformance: ETFs, like the Midcap 150, track an index. They can’t outperform it, so if the midcap segment underperforms, your returns will be lower. In contrast, actively managed funds can outperform the market in both upturns and downturns.

Disadvantages of ETFs Compared to Actively Managed Funds
No Active Decision-Making: ETFs don’t allow for active decision-making by fund managers. If there’s a market downturn, an ETF will continue to hold all its stocks, even if some are underperforming. In actively managed funds, a fund manager can sell or buy based on market conditions.

Limited Customization: With ETFs, you can’t customize the portfolio. If certain stocks or sectors are not performing, you’re still stuck with them.

Potential Tax Implications: If you decide to exit the ETF in a few years, you should consider tax on gains. Equity funds attract LTCG at 12.5% for gains above Rs 1.25 lakh, while STCG is taxed at 20%.

Your Current Portfolio and Midcap Strategy
Since you’ve already invested in strong large-cap companies like TCS and Infosys, your portfolio has a solid foundation. These are blue-chip stocks with a stable growth potential, which gives your portfolio strength.

To balance this:

Diversification is Key: It’s important to have a mix of large-cap and midcap stocks for a balanced risk-reward ratio. By adding midcap exposure through a fund or ETF, you diversify across different market segments, which can help balance your overall risk.

Avoid Over-Concentration: Since TCS and Infosys are large-cap stocks, and you’re now considering midcap investments, ensure that your portfolio doesn’t become over-concentrated in any particular sector.

Final Insights
Your long-term goal of holding midcap investments for 10 years can pay off, but consider the higher risks involved. While ETFs offer simplicity, actively managed funds provide flexibility, which can be critical in volatile markets. Since you’re already invested in strong large-cap stocks, adding midcap exposure can balance your portfolio. Ensure you diversify well to avoid over-concentration in any sector.

It’s always good to align your investment decisions with your risk tolerance and long-term goals.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

..Read more

Ramalingam

Ramalingam Kalirajan  |10894 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 22, 2025

Money
sir, how about NIPPON INDIA ETF NIFTY 50 BeES with monthly SIP of 2000k for investment , and which is better, this or MF ?
Ans: ? Difference Between ETF and Mutual Fund

– ETFs track index without active management.
– Mutual Funds are managed by expert fund managers.
– ETF returns follow index ups and downs.
– Mutual funds aim to beat the index.
– ETFs require demat and trading account.
– Mutual funds are easy to invest via SIP.
– ETFs lack advisory support.
– Mutual funds offer handholding through Certified Financial Planner.
– ETFs suit market-savvy investors.
– Mutual funds suit long-term goal-based investors.

? Disadvantages of ETFs

– No SIP in traditional way.
– Need stock market timing for buy/sell.
– Liquidity issues if low traded volume.
– No emotional guidance in tough market.
– Only passive growth, no goal planning.

? Disadvantages of Index Investing

– Index funds follow market blindly.
– No downside protection during crash.
– Can’t change stocks even if poor performers.
– High volatility in small or mid cap indices.
– Not ideal for serious long-term goals.

? Why Actively Managed Mutual Funds Are Better

– Fund manager handles volatility.
– Can change stock selection based on conditions.
– Gives better performance in sideways or falling markets.
– Good for SIP with financial planning.
– Suits goal-focused investment like education or retirement.

? Summary Answer to Last Follow-Up Question

Mutual Fund via Regular Plan is better than Nippon ETF for long-term wealth creation.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

..Read more

Latest Questions
Nayagam P

Nayagam P P  |10858 Answers  |Ask -

Career Counsellor - Answered on Dec 16, 2025

Asked by Anonymous - Dec 13, 2025Hindi
Career
Hello sir I have literally confused between which university to pick if not good marks in mht cet Like sit Pune or srm college or rvce or Bennett as I am planning to study here bachelors and masters in abroad so is it better to choose a government college which coep and them if I get them my home college which Kolhapur institute of technology what should I choose a good university? If yes than which
Ans: Based on my extensive research of official college websites, NIRF rankings, international recognition metrics, placement data, and masters abroad admission requirements, your choice between COEP Pune, RVCE Bangalore, SRM Chennai, Bennett University Delhi, and Kolhapur Institute of Technology (KIT) fundamentally depends on five critical institutional aspects essential for successful masters admission abroad: global research output and international collaborations, CGPA-based competitiveness (minimum 7.5-8.0 required for top international programs), faculty expertise in emerging technologies, international student exchange partnerships, and proven alumni track records at globally-ranked universities. COEP Pune ranks nationally at NIRF #90 Engineering with India Today #14 Government Category ranking, offering robust infrastructure and 11 academic departments with research centers in AI and renewable energy, though international research collaborations are moderate compared to IITs. RVCE Bangalore demonstrates strong national standing with consistent COMEDK admissions competitiveness, excellent placements averaging Rs.35 LPA with highest at Rs.92 LPA, and established international collaborations through Karnataka PGCET-based MTech programs, providing solid foundations for masters applications. SRM Chennai maintains extensive research partnerships with 100+ companies visiting campus, highest packages reaching Rs.65 LPA, and documented international research linkages through sponsored programs like Newton Bhaba funded projects, significantly strengthening masters abroad candidacy through diverse research exposure. Bennett University Delhi distinctly outperforms others in international institutional alignment, recording highest placements at Rs.137 LPA with average Rs.11.10 LPA, explicit academic collaborations with University of British Columbia Canada, Florida International University USA, University of Nebraska Omaha, University of Essex England, and King's University College Canada—these partnerships directly facilitate seamless masters transitions abroad and represent unparalleled institutional bridges to international graduate programs. KIT Kolhapur records respectable placements at Rs.41 LPA highest with average Rs.6.5 LPA, NAAC A+ accreditation, autonomous institutional status under Shivaji University, and 90%+ placement consistency across technical streams, though international research visibility and foreign university partnerships remain comparatively limited. For international masters admission success, universities globally prioritize bachelors institution reputation, minimum CGPA 7.5-8.0 (Bennett and SRM facilitate this through curriculum rigor), GRE/GATE scores (minimum 90 percentile), English proficiency (TOEFL ≥75 or IELTS ≥6.5), research output documentation, and faculty recommendation quality reflecting institution's research culture—criteria most strongly supported by Bennett's explicit international collaborations, SRM's documented research partnerships, and COEP's autonomous departmental research centers. Bennett simultaneously offers global pathway programs reducing masters abroad costs through articulation agreements and provides curriculum aligned internationally with partner institution standards, representing optimal intermediate bridge structure versus direct masters application. The cost-effectiveness and structured transition support through international partnerships, combined with demonstrated placement success and faculty research visibility, position these institutions distinctly above KIT Kolhapur for masters abroad aspirations. For your specific objective of pursuing masters abroad, prioritize Bennett University Delhi first—its explicit international university partnerships with Canadian, American, and European institutions, highest placement packages (Rs.137 LPA), and structured global pathway programs create seamless masters transitions with reduced costs. Second choice: SRM Chennai, offering extensive research collaborations, documented international linkages, and competitive placements (Rs.65 LPA highest) strengthening masters applications. Third: COEP Pune, delivering strong national standing and autonomous research infrastructure. Avoid RVCE and KIT due to limited international visibility and explicit foreign university partnerships compared to the above three institutions. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x