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Vivek Lala |305 Answers |Ask -Follow

Tax, MF Expert - Answered on Mar 11, 2023

Vivek Lala has been working as a tax planner since 2018. His expertise lies in making personalised tax budgets and tax forecasts for individuals. As a tax advisor, he takes pride in simplifying tax complications for his clients using simple, easy-to-understand language.
Lala cleared his chartered accountancy exam in 2018 and completed his articleship with Chaturvedi and Shah. ... more

Question by Rajiv on Feb 23, 2023Hindi

Money

Hello, I am retired person my yearly income from pension is rs 14 lakhs per annum. Which will be better option for me for AY 2023-25

Ans: I am assuming you are asking which regime to select, so the answer is without any investments which act as deductions, New Regime is better for you.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Hi, my annual income of 9 lakhs which regime is better to opt. I am also paying housing loan of 1.8 lacs per year. Please let me know

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I am retired and working as a consultant. My total income including pension, salary as consultant and rental income from house property is Appx 24 Lakhs. Which will be better option for me in FY 23-24

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Question by Bharat - Feb 12, 2025Hindi

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Sir Thanks for the reply , How much monthly pension i can get if i go with option 1 , Considering last 3 years as a reference. My age is 40 now , total fund 8 Lac

Ans: Based on LIC annuity rates in the last three years, Option (i) may provide around Rs. 5,000 – Rs. 5,500 per month for an Rs. 8 lakh corpus at age 40. Exact pension depends on LIC’s prevailing rates. You may check with LIC for the latest annuity rates.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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