Need Expert Advice?Our Gurus Can Help

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Dec 20, 2019

Mutual Fund Expert... more

Question by Prashant on Dec 20, 2019Hindi

Listen

Can you please guide me for the following MFs which I have invested presently.

Name of the Fund Category RankMF Star Rating

AXIS BLUECHIP FUND GROWTH PLAN Equity - Large Cap Fund 4

HDFC SMALL CAP FUND REGULAR GROWTH PLAN Equity - Small cap Fund 2

Kotak Standard Multicap Fund(G) Equity - Multi Cap Fund 4

L&T TAX ADVANTAGE FUND GROWTH PLAN Equity - ELSS 4

SBI FOCUSED EQUITY FUND GROWTH PLAN Equity - Focused Fund 5

Ans:

Small Caps:

Kotak Small Cap
Axis Small Cap

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 17, 2020

Question by Venkat - Jan 17, 2020Hindi

Listen

I am holding following MFs since launch: Name of the Fund Category RankMF Star Rating 1. Tata Equity Mutual Fund (TEMF) Equity - Value Fund 5 2. SBI Infra MF Equity - Sectoral Fund - Infrastructure 2

Ans: 5 star fund can be continued and Equity - Sectoral Fund – Infrastructure to be avoided presently.

Money

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Mar 17, 2020

Question by Nitpalsingh - Mar 17, 2020Hindi

Listen

I request to guide me regarding MF investment. I invest SIP Rs 8000 in following funds. Fund name Catgory Star Rating Nitpal Singh ·L&T Equity fund-Reg (G) Rs. 2000 Equity - Multi Cap Funds: 3 ·Kotak infra & eco reform fund (G) Rs. 2000 Equity - Sectoral Fund - Infrastructure 1 ·Principal Balanced Advantage Fund (G) Rs.2000 Hybrid - Dynamic Asset Allocation 3 ·Nippon India (ELSS) Fund (G) Rs 1000 Equity - ELSS 1 ·Franklin India - Growth Rs 1000 Equity - Multi Cap Funds: 2

Ans: Better alternatives are available; avoid any Equity - Sectoral Fund – Infrastructure.

Equity – ELSS:

- Canara Robeco Equity Taxsaver Fund - Regular Plan - Growth

- BOI AXA Tax Advantage Fund-Regular Plan- Growth

- Aditya Birla Sun Life Tax Relief '96 - Growth Option

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option

Hybrid - Dynamic Asset Allocation

- Motilal Oswal Dynamic Fund - Regular Growth

- Axis Dynamic Equity Fund Regular Plan Growth

Money

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Nov 20, 2019

Question by Nandkumar - Nov 20, 2019Hindi

Details of my mutual fund portfolio are as under: Name of the Fund Category RankMF Star Rating Axis Blue Chip Mutual Fund Equity - Large Cap Fund 5 Axis Midcap Fund Growth Equity - Midcap Fund 4 CanaraRobeco Equity Diversified Fund Regular Growth Equity - Multi Cap Fund 4 DSP Small Cap Fund Regular Growth Equity - Small cap Fund 2 HDFC Midcap opportunities Fund Growth Equity - Midcap Fund 3 ICICI Prudential Exports and Services Fund Growth Equity - Sectoral Fund - Service Industry 2 IDFC Multi cap Fund Regular Growth Equity - Multi Cap Fund 4 L&T Equity Fund Regular Growth Equity - Multi Cap Fund 4 L&T India Value Fund Regular Growth Equity - Value Fund 3 Nippon India Multicap Fund Equity - Multi Cap Fund 2 SBI Blue Chip Fund Equity - Large Cap Fund 4 SBI Consumption opportunities Fund Regular Growth Equity - Sectoral Fund - FMCG 3 SBI Focussed Equity Fund Regular Growth Equity - Focused Fund 4

Ans:

All 5 and 4 star rated funds can be continued, rest can be replaced by the funds below in their respective categories.

Large cap Suitable option considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap Suitable option considering quality and value for money at present levels is Kotak Equity opportunity.

Midcap: Suitable option considering quality and value for money at present levels is DSP Midcap and Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are UTI Equity Fund, Axis Multicap, Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are Axis Focused 25 and Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are Kotak Small Cap and Axis Small Cap

..Read more

Money

Share

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Dec 20, 2019

Question by Venkat - Dec 20, 2019Hindi

I have been investing in the following MF for the last more than five years. Kindly let me have your opinion. Name of the Fund Category RankMF Star Rating HDFC Equity Fund Equity - Multi Cap Fund 4 HDFC Capital Builder Equity - Value Fund 3 HDFC Midcap Opportunities Equity - Midcap Fund 3 ABSLFrontline Equity Fund Equity - Large Cap Fund 4 ABSL - MNC Fund Equity - Thematic Fund - MNC 4 ABSL Equity Fund Equity - Multi Cap Fund 4 HDFC Low Duration Fund Debt - Low Duration Fund 2 ABSL Savings Fund Debt - Ultra Short Duration Fund 5 ICICI prudential Value Discovery Fund Equity - Value Fund 2 ICICI Asset Allocator Hybrid - Multi Asset Allocation 4

Ans: You may continue with 4 and 5 rated funds; better options are available in value and midcap categories.

Equity Value Funds: (4-Star rated):

Tata Equity PE fund

UTI value opportunity funds

Midcaps: Suitable options considering quality and value for money at present levels are:

Motilal Oswal Midcap 30

DSP Midcap

Kotak Emerging Equity Fund

..Read more

Money

Share

Latest Questions

Prof Suvasish Mukhopadhyay |608 Answers |Ask -Follow

Career Counsellor - Answered on May 05, 2025

Question by Vishesh - May 04, 2025

Greetings sir, I scored 78% in 10 and 75% in 12(Covid result). I pursued CA intermediate through direct entry route. Failed in January. I am 22 turning 23 in august Unemployed and failed attempt. What are the options i have to save my burning career.

Ans: Pursue your CA parallelly, but for having a tag of graduation immediately go for an online BBa for two years. At least you will be graduate after two years, otherwise your bio-data will be dead. If you can clear CA then it is very good, otherwise after BBA join some ordinary job and go for an online MBA. They are much cheaper than off line courses and you get ample time. I will recommend D Y Patil University, Pune. Best of luck. Professor..........:)

...Read more

Career

Share

Dr Nagarajan Jsk |365 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 05, 2025

Question by Tarun - May 04, 2025

Hi Sir,my son got 52250 rank in VIT. What are the possibility. If you could suggest

Ans: Hello Tarun, your question is unclear. Are you referring to VITEEE, VITMEE, or VITREE?
with regards

POOCHO. LIFE CHANGE KARO.

...Read more

Career

Share

Milind Vadjikar |1206 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on May 04, 2025

Asked by Anonymous - May 03, 2025

Dear Sir, I am 40 years old. I have a home loan with an outstanding amount of 98 lakhs, an EMI of 1.32 lakhs, and a remaining tenure of 102 months. I also have a personal loan with an outstanding amount of 11.3 lakhs, an EMI of 65,000, and a remaining tenure of 19 months. My current salary is 6.5 lakhs per month. I have investments in stocks and mutual funds worth 66 lakhs, gold worth 9 lakhs, fixed deposits worth 10 lakhs, and a PPF account worth 8 lakhs. Please advise whether I should make a prepayment towards my loans or continue with my EMIs and allow my investments to grow.

Ans: Hello;

You must definitely prepay your outstanding loans as much as possible.

With the current corpus you can repay personal loan entirely and more then 50% of the outstanding home loan.

You may reduce the EMI on home loan by keeping the tenure same.

This will ensure more investible surplus available for investments into MFs, NPS, PPF, Gold and Bank FDs for your financial goals.

Best wishes;

...Read more

Money

Share

Radheshyam Zanwar |1593 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 04, 2025

Question by Aditya - May 04, 2025

Which branch can I get in viteee at 23k rank in category 1 or 2 in Vellore and chennai campuses

Ans: Hello Ajinkya
Are you interested in college only? Engineering is not the branch of choice. First, decide in which field you want to build a career or what your parents have decided about your career. If you are inclined towards a job, then the course will be different; if you are more inclined to do business, the selection of the course will also differ. The options you mentioned are good. With a 23K rank in category 1 or 2, you may secure admission to core branches like Civil, Mechanical, or Electrical easily or to some computer-related branches. However, if you are only interested in CSE, it may be somewhat difficult to gain entry with this rank in these colleges. You may need to compromise on the branch in these colleges if necessary.
Follow me if you like the reply. Thanks
Radheshyam

...Read more

Career

Share

Vipul Bhavsar |68 Answers |Ask -Follow

Tax Expert - Answered on May 04, 2025

Question by Sumit - May 02, 2025

I have purchased a land in 2016 at 665000 and sold it in April 2025 at 1537000. Profit made is 872000. Plz inform the taxes to be paid on it and how to save the tax

Ans: LTCG Capital Gain Exemption Options Amount of Investment Amount of Exemption

1 Buying New Flat 1 year before of within 2 years from the date of Sale Total Capital Gain Total Capital Gain

2 Construction of New Bunglow/House etc. Within 3 years Total Capital Gain Total Capital Gain

3 Bonds of NHAI, REC for 5 years within 6 months Total Capital Gain Total Capital Gain
Maximum amount Rs.50 Lakhs

...Read more

Money

Share

Vipul Bhavsar |68 Answers |Ask -Follow

Tax Expert - Answered on May 04, 2025

Asked by Anonymous - May 04, 2025

my investment in 54ec bonds is more than ltcg with indexation. can i claim the complete investment as exemption or only the amount of ltcg ?

Ans: Only amount of LTCG

...Read more

Money

Share

Vipul Bhavsar |68 Answers |Ask -Follow

Tax Expert - Answered on May 04, 2025

Asked by Anonymous - May 03, 2025

Is I have only FD interest income below 12 lacs for the FY 25-36 , will it be fully tax free under new tax regime ?

Ans: Yes, no tax

...Read more

Money

Share

Radheshyam Zanwar |1593 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 04, 2025

Question by Payal - May 04, 2025

I completed my 12 th in 2024 and gave my jee mains in the same year which i didn't qualified so i took drop and qualified jee mains in 2025 and gonna give my jee advance but little confused can i can give my jee advance next year also in 2026 .i just wanna know if their more chances for me

Ans: Hello Payal.
The answer is NO.
Reasons: (1) You can attempt JEE Advanced only twice in two consecutive years, (2) You passed 12th in the year 2024, (3) You are eligible for JEE Advanced: 2024 and 2025 only, (4) Hence, not eligible in 2026
Follow me if you like the reply. Thanks
Radheshyam

...Read more

Career

Share

Dr Nagarajan Jsk |365 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 04, 2025

Question by Sunny - May 04, 2025

Sir ,meri Beti ki 10th ki marksheet me mother name Sonia Sehgal he but 12th ki marksheet me sonia he , to kya Neet counselling me koi presani ho sakti he ?? Plz jaankari dene ki krapa kre sir Thank you sir

Ans: No need to worry. Nothing will happen. The candidate exam is more important. If they want to verify identity, they will check the AADHAR card. So there will not be any issues.
Best wishes.
POOCHO. LIFE CHANGE KARO.

Asked on - May 04, 2025 | Answered on May 04, 2025
Thanx a lot sir
Ans: You are welcome.

...Read more

Career1

Share

Dr Nagarajan Jsk |365 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 04, 2025

Question by Prashant - May 04, 2025

I am passed class 12th from UP board in commerce (English, Hindi,, Accountancy, Business study, Economics) Now I want to give re exam of PCMand english and physical education can I repeat 12th from NIOS

Ans: Hi Prashant,
Why do you want to study HSC again in English and Physical Education after you have already passed? I need clarification from you before I comment.
with regards
POOCHO. LIFE CHANGE KARO.

...Read more

Career

Share

See more questions »

Name of the Fund	Category	RankMF Star Rating
AXIS BLUECHIP FUND GROWTH PLAN	Equity - Large Cap Fund	4
HDFC SMALL CAP FUND REGULAR GROWTH PLAN	Equity - Small cap Fund	2
Kotak Standard Multicap Fund(G)	Equity - Multi Cap Fund	4
L&T TAX ADVANTAGE FUND GROWTH PLAN	Equity - ELSS	4
SBI FOCUSED EQUITY FUND GROWTH PLAN	Equity - Focused Fund	5