Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Dec 20, 2019

Mutual Fund Expert... more

Question by Prashant on Dec 20, 2019Hindi

Money

Can you please guide me for the following MFs which I have invested presently.

Name of the Fund Category RankMF Star Rating

AXIS BLUECHIP FUND GROWTH PLAN Equity - Large Cap Fund 4

HDFC SMALL CAP FUND REGULAR GROWTH PLAN Equity - Small cap Fund 2

Kotak Standard Multicap Fund(G) Equity - Multi Cap Fund 4

L&T TAX ADVANTAGE FUND GROWTH PLAN Equity - ELSS 4

SBI FOCUSED EQUITY FUND GROWTH PLAN Equity - Focused Fund 5

Ans:

Small Caps:

Kotak Small Cap
Axis Small Cap

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jun 10, 2022

Question by Devendra - Jun 10, 2022Hindi

Money

I want to invest around 10,000/- pm in MFs. Following are some of the funds suggested by my friends. SBI Contra Fund - Direct Plan - Growth BOI AXA Tax Advantage Fund - Direct Plan Growth IDFC Tax Advantage (ELSS) Fund - Direct Plan - Growth Quant Active Fund Direct-Growth Aditya Birla SL India GenNext Fund (G) Reliance Growth Fund (G) Tata Equity P/E Fund (G) Axis Bluechip Fund - Direct Plan - Growth Aditya Birla Sun Life Digital India Fund Growth Tata Digital India Fund Growth Parag Parekh Flexi cap Growth Can you please advise which are the best ones from above or your advice to invest in others?

Ans: Sectoral funds are there, only one can be looked upon, 4, 7, 8, 11 seems better options

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 17, 2020

Question by niraj - Jan 17, 2020Hindi

Money

Please advise (exit or further invest) for the following mfs. Please let me know which ones to exit and where to invest more. I want to invest around 5-6 lakh. Name of the Fund Category RankMF Star Rating axis bluechip fund Equity - Large Cap Fund 4 mirae asset emrgingbluechip fund Equity - Large & Mid Cap Fund 4 mirae asset large cap fund Equity - Large Cap Fund 5 icicipru value discovery fund Equity - Value Fund 3 icicipru multi asset fund Hybrid - Multi Asset Allocation 4 absf equity fund Equity - Multi Cap Fund 4 axis long term equity fund Equity - ELSS 5 hdfc equity fund Equity - Multi Cap Fund 4 icicipru long term equity fund Equity - ELSS 3 dsp equity fund Equity - Multi Cap Fund 4 dsp tax saver fund Equity - ELSS 4 hdfc balanced advantage fund Hybrid - Balanced Advantage 4 hdfc hybrid equity fund Hybrid - Aggressive Hybrid Fund 5

Ans: You may continue with 4 and 5 star rated funds; for 3 star ones you can consider these.

Top 2 Equity value funds are (4-Star rated)

Tata Equity PE fund
UTI value opportunity funds

ELSS:

Canara Robeco Equity Tax Saver Fund - Growth
Axis Long Term Equity Fund - Growth
Motilal Oswal Long Term Equity Fund – Growth

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 17, 2020

Question by Venkat - Jan 17, 2020Hindi

Money

I am holding following MFs since launch: Name of the Fund Category RankMF Star Rating 1. Tata Equity Mutual Fund (TEMF) Equity - Value Fund 5 2. SBI Infra MF Equity - Sectoral Fund - Infrastructure 2

Ans: 5 star fund can be continued and Equity - Sectoral Fund – Infrastructure to be avoided presently.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Mar 17, 2020

Question by Nitpalsingh - Mar 17, 2020Hindi

Money

I request to guide me regarding MF investment. I invest SIP Rs 8000 in following funds. Fund name Catgory Star Rating Nitpal Singh ·L&T Equity fund-Reg (G) Rs. 2000 Equity - Multi Cap Funds: 3 ·Kotak infra & eco reform fund (G) Rs. 2000 Equity - Sectoral Fund - Infrastructure 1 ·Principal Balanced Advantage Fund (G) Rs.2000 Hybrid - Dynamic Asset Allocation 3 ·Nippon India (ELSS) Fund (G) Rs 1000 Equity - ELSS 1 ·Franklin India - Growth Rs 1000 Equity - Multi Cap Funds: 2

Ans: Better alternatives are available; avoid any Equity - Sectoral Fund – Infrastructure.

Equity – ELSS:

- Canara Robeco Equity Taxsaver Fund - Regular Plan - Growth

- BOI AXA Tax Advantage Fund-Regular Plan- Growth

- Aditya Birla Sun Life Tax Relief '96 - Growth Option

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option

Hybrid - Dynamic Asset Allocation

- Motilal Oswal Dynamic Fund - Regular Growth

- Axis Dynamic Equity Fund Regular Plan Growth

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Mar 18, 2021

Question by Subhash - Mar 18, 2021Hindi

Money

Thanks for your guidance on Mutual funds to the investors. Your guidance and help is helping all MF investors in choosing the right mutual funds. I need your help in analysing my MF Investments. I am looking forward to your suggestions and guidance in having the right bunch of MFs for my investments. Pl suggest any swipe/ new SIP in MFs. MUTUAL FUND NAME NOM OF UNITS SIP STATUS REMARK ABSL FOCUSSED EQUITY FUND 600 SIP COMPLETED HDFC EQUITY FUND -- REG GROWTH 118 ONGOING SIP OF RS 4000 SIP STARTED 2 YEARS BACK HDFC MID CAP OPPORTUNITIES FUND -- REG GROWTH 2218 ONGOING SIP OF RS 5000 SIP STARTED 3 YEARS BACK ICICI BLUECHIP FUND - REG - GROWTH 1161 ONGOING SIP OF RS 2000 SIP STARTED 3 YEARS BACK ICICI MNC FUND - REG - GROWTH 2305 ONGOING SIP OF RS 1000 SIP STARTED 3 YEARS BACK SBI MAGNUM MEDIUM DURATION REG- DIVIDEND 1215 ONGOING SIP OF RS 1000 SIP STARTED 3 YEARS BACK NIPPON PHARMA FUND - REG - GROWTH 41 ONGOING SIP OF RS 3000 SIP STARTED 7 MONTHS BACK CANARA ROBECCO ELSS - REG - GROWTH 93 ONGOING SIP OF RS 4000 SIP STARTED 7 MONTHS BACK

Ans: Please continue

Latest Questions

Dr Dipankar Dutta |1837 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Dec 05, 2025

Question by Murari - Dec 05, 2025Hindi

Career

Dear Sir, I did my BTech from a normal engineering college not very famous. The teaching was not great and hence i did not study well. I tried my best to learn coding including all the technologies like html,css,javascript,react js,dba,php because i wanted to be a web developer But nothing seem to enter my head except html and css. I don't understand a language which has more complexities. Is it because of my lack of experience or not devoting enough time. I am not sure. I did many courses online and tried to do diplomas also abroad which i passed somehow. I recently joined android development course because i like apps but the teaching was so fast that i could not memorize anything. There was no time to even take notes down. During the course i did assignments and understood the code because i have to pass but after the course is over i tend to forget everything. I attempted a lot of interviews. Some of them i even got but could not perform well so they let me go. Now due to the AI booming and job markets in a bad shape i am re-thinking whether to keep studying or whether its just time waste. Since 3 years i am doing labour type of jobs which does not yield anything to me for survival and to pay my expenses. I have the quest to learn everything but as soon as i sit in front of the computer i listen to music or read something else. What should i do to stay more focused? What should i do to make myself believe confident. Is there still scope of IT in todays world? Kindly advise.

Ans: Your story does not show failure.
It shows persistence, effort, and desire to improve.

Most people give up.
You didn’t.
That means you will succeed — but with the right method, not the old one.

Dr Shyam Jamalabad |108 Answers |Ask -Follow

Dentist - Answered on Dec 05, 2025

Question by Visu - Aug 01, 2025Hindi

Health

I am 61. I have a partial removable denture(upper). I also have bridges in both upper and lower. I was suggested to go for implants. Will it be okay to go for implants at a later part of the life. Is it safe both health and moneywise ? Will it be cheaper if we go for full implant with 4 in one ; if so it may need to wait for few more year let other teeth will also fall.. Please guide and advise on implants

Ans: Hello

Please be assured, AGE isn't a barrier for implants. But overall health is a factor. Your dentist will assess your bone density, gum health, and general medical history before he places your implants.

Implants have some definite advantages over removable dentures. They provide a stable and secure fit, improved chewing and speech.
And with proper care may last for 10-15 years or more.
On the negative side, upfront cost of implants can be higher, surgery cannot be avoided and healing can take 3-6 months.

Cost-wise, Implants can be more cost-effective in the long run.
"All-on-4" implants might be cheaper than individual implants, but waiting might lead to deterioration of bone health, making the process more complex.

Consult your dentist about:
- Your specific oral health situation
- Bone density scan (to check if you have enough bone for implants)
- Cost estimates and financing options
- Timeline for the procedure.

Dr Shyam Jamalabad |108 Answers |Ask -Follow

Dentist - Answered on Dec 05, 2025

Asked by Anonymous - Aug 21, 2025Hindi

Health

My 12 year old son has 2 parallel lines of teeth. One front and the other behind. So far in the behind only 2 teeths are there one in each side. Will this cause any serious issues for him? He has speech problem. Could this be the reason? Does he need to take any immediate corrective procedure?

Ans: Hello
This situation of "2 parallel lines of teeth" arises when permanent teeth erupt BEFORE the deciduous teeth (or milk teeth) have been shed. This indicates a mis-alignment of the permanent teeth. The shedding of milk teeth is dependent on the permanent teeth exerting pressure on them as they grow.
This mis-alignment, indeed, could be the cause of his speech problem.
My advice to you is to consult a competent pediatric dentist or an orthodontist (a dentist who realigns crooked teeth) soon so that corrective measures can be taken.

Dr Shyam Jamalabad |108 Answers |Ask -Follow

Dentist - Answered on Dec 05, 2025

Asked by Anonymous - Jun 17, 2025Hindi

Health

My front teeth is broken I fell down from my bike while dog is chasing me . I went to dentist i got broken teeth cemented . dentist advised me not to chew anything with cemented teeth it's a life time instruction. It is very discomfort to me .Is there any treatment such that I can chew even with repaired tooth

Ans: Hi.,
Sorry to hear about your fall and the resultant damage to your teeth.
Honestly, it's best to follow your dentist's advice, but I understand your problem. Eating can be a challenge.
Please ask your dentist about sturdier alternatives like dental crowns or bridges. These can provide extra protection and might let you chew more comfortably.

In the meantime, stick to soft foods which do not put pressure on your compromised teeth, or soups. You can also try cutting your food into smaller pieces to reduce pressure on the tooth.

Dr Dipankar Dutta |1837 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Dec 05, 2025

Question by Pramod - Dec 05, 2025Hindi

Career

Student of 1st yr ECE BIT Mesra,should apply for branch change to CSE,IT,AI&ML considering future job security etc.

Ans: In future CSE,IT,AI&ML jobs will be more than ECE jobs, but job security is different. For job security you have to aim govt. jobs

Ulhas Joshi |280 Answers |Ask -Follow

Mutual Fund Expert - Answered on Dec 05, 2025

Question by Ganesh - Dec 03, 2025Hindi

Money

Hello Sir/Mam, Currently I'm investing in SIP as per below for the last 3 years, my goal is to achieve 2 crores by the next 10 years. Please suggest me if these MFs are good or any rebalancing is required. I'm planning to increase the SIP by 10% each year. Parag Parikh Flexi Cap - 5K Aditya Birla SF BAF - 2K SBI Large & Midcap - 5K Quant Small Cap - 3K SBI Gold Fund - Growth - 5K Canara Robeco Large cap - 5K Thanks.

Ans: Hello & thanks for writing to me.

Your portfolio is well-allocated across flexicap, large & midcap, small cap, BAF and gold, offering a balanced mix of growth, stability and diversification.

Given your 10-year horizon, keeping a higher allocation towards flexicap and large & midcap funds is appropriate, as these categories help manage volatility while still capturing long-term growth. The small-cap exposure adds additional long-term growth potential, while the Balanced Advantage Fund (BAF) provides stability through its dynamic asset allocation. Your gold allocation further supports diversification and can cushion the portfolio during equity market stress.

At this stage, no major rebalancing is needed. Since you plan to increase your SIPs by 10% every year, directing this additional amount mainly towards your flexicap or large & midcap fund will further strengthen the core of your portfolio over time.

Dr Dipankar Dutta |1837 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Dec 04, 2025

Question by Thamizh - Dec 04, 2025Hindi

Career

how many marks and what rank need to scored in vitjee to get chemical engineering seat in vit vellore?

Ans: Multiple categories are there. Marks and rank vary with that.

Ravi Mittal |676 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Dec 04, 2025

Asked by Anonymous - Dec 02, 2025Hindi

Relationship

My married ex still texts me for comfort. Because of him, I am unable to move on. He makes me feel guilty by saying he got married out of family pressure. His dad is a cardiac patient and mom is being treated for cancer. He comforts me by saying he will get separated soon and we will get married because he only loves me. We have been in a relationship for 14 years and despite everything we tried, his parents refused to accept me, so he chose to get married to someone who understands our situation. I don't know when he will separate from his wife. She knows about us too but she comes from a traditional family. She also confirmed there is no physical intimacy between them. I trust him, but is it worth losing my youth for him? Honestly, I am worried and very confused.

Ans: Dear Anonymous,
I understand how difficult it is to let go of a relationship you have built from scratch, but is it really how you want to continue? It really seems to be going nowhere. His parents are already in bad health and he married someone else for their happiness. Does it seem like he will be able to leave her? So many people’s happiness and lives depend on this one decision. I think it’s about time you and your BF have a clear conversation about the same. If he can’t give a proper timeline, please try to understand his situation. But also make sure he understands yours and maybe rethink this equation. It really isn’t healthy. You deserve a love you can have wholly, and not just in pieces, and in the shadows.

Hope this helps

Anu Krishna |1745 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Dec 04, 2025

Asked by Anonymous - Dec 02, 2025Hindi

Relationship

Hi Anu, My husband doesn't do house chores. We both work full-time, but I still end up cooking, cleaning, and doing laundry. When I ask for help, my partner will say, ‘Just tell me what to do,’ but then he conveniently forgets. Maybe he doesn't like it or he is genuinely forgetful. I have tried many ways to make him explain. Once I only did my share of laundry to make him realise but he simply ignored. Every week this pattern repeats. Is this normal? How can married couples divide responsibilities fairly to avoid fights?

Ans: Dear Anonymous,
Every home has a different routine and share of responsibilities. So, there's no standard norm to challenge it as normal or not!
So, if you want your husband to pitch in, then say it in clear terms, especially since he has told you to tell him what to do.
Once you have told him, do make sure to ask him: Will you find it convenient to do it now or later? If later, when?
This will ensure that he makes a statement of commitment, so there's no question of forgetting it, right? Play it smart...it's better than feeling bad about the situation or mulling over why something does not work.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Anu Krishna |1745 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Dec 04, 2025

Question by Santosh - Oct 20, 2025Hindi

Relationship

Feeling alone in the world and iam not having any close friends everybody is busy with their works and family, help me what to do

Ans: Dear Santosh,
Everybody has a life and so do you; build your life the way that you want...
Start attending weekend events or any social gathering in the city/town that you live in; even a smile or a hi, hello can be start to a good association when you can further discuss and chat on mutual interests and hobbies.
A humble effort in this direction can change the state that you are in.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x