Confused about PF: How to Retrieve UAN and Access Pension Benefits?

Ans: You might be able to get your PF amount without a UAN, but the process will likely be slower and more manual. Here's what you can do:

UAN Requirement:

The Universal Account Number (UAN) has become increasingly important for managing Provident Fund (PF) accounts in India. It simplifies the process of tracking and managing your PF across different employers.
Getting Your PF Amount:

UAN Activation: Try activating your UAN first. You can do this on the Employees' Provident Fund Organization (EPFO) website https://www.epfindia.gov.in/ using your PF account number and other details. If you don't remember your details, you can initiate the 'Forgot Password' or 'Forgot User Name' option to retrieve them.
UAN not Available: If UAN activation isn't possible, you can apply for PF withdrawal using Form 19 (Claim Settlement Form). This is a manual process and might take longer. You can download Form 19 from the EPFO website and submit it to your previous employer, Tata Steel's PF department.
Pension Eligibility:

To be eligible for a monthly pension under the Employees' Pension Scheme (EPS), you must have worked for at least 10 years and have contributed to the EPS during that period.

Pension Amount Calculation:

Formula: The exact pension amount is calculated using a formula that considers your EPS contributions, service duration, and a factor determined by the EPFO.
Estimate: Given your last basic salary of Rs. 14,000 and contribution period (1991-2007), your monthly pension could be around Rs. 5,000- Rs. 7,000. This is a rough estimate, and the actual amount may differ.
Next Steps:

Contact Tata Steel PF Department: Get in touch with the Tata Steel PF department to initiate the claim process. They can guide you on the specific steps required based on your situation and whether a UAN is mandatory in their current process.
EPFO Helpline: You can also call the EPFO helpline at 1800-118-4545 for assistance with PF and pension claims.
Remember, having a UAN simplifies the process. If activating your UAN isn't possible, be prepared for a potentially longer wait time for your PF withdrawal using the manual Form 19 method.

Ans: Hello;

1. Generate UAN through EPFO site.
2. Link it to Aadhaar.
3. Link your bank account with it.
4. Link the old EPF account with the UAN.
5. After the pf account is linked to your UAN, you may submit request for withdrawal.

Best wishes;