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Can I Get Pension for My 2000-2015 Service Without UAN?

Milind

Milind Vadjikar  |1087 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 09, 2024

Milind Vadjikar is an independent MF distributor registered with Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with Pension Fund Regulatory and Development Authority (PFRDA).
He has a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in international business from the Symbiosis Institute of Business Management, Pune.
With over 16 years of experience in stock investments, and over six year experience in investment guidance and support, he believes that balanced asset allocation and goal-focused disciplined investing is the key to achieving investor goals.... more
Arun Question by Arun on Dec 08, 2024Hindi
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Pls suggest : What about the service period of 2000 to 2015 i have worked and pf deducted and same has been withdrawn because at that time no UAN concept was their. Secondly can i add that service period for pension calculation by paying the pf pension contribution amount with interest. Third and last where i have to apply for pension as at present i am residing in Chandigarg. Regards Arun Kumar Verma

Ans: Hello;

UAN was launched by EPFO in October 2014.

If you have withdrawn both PF and EPS after quitting jobs then the issue of pension doesn't arise.

No you can't contribute eps voluntarily it has to be accumulated through employer contribution only.

Since you don't have UAN you will have to apply personally to the EPF office where your past PF contribution was made.

Best wishes;
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

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Asked by Anonymous - Mar 24, 2024Hindi
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Hi sir I Worked in Tata steel from 1991 to 2007 during this period my Contribution with PF each month at the end leaving time my total contribution amount rs 3,15000/-, i have also My PF Account number also. But I don't have my UAN numer. I want to know shall i get My Pension without UAN number ? If yes how much pension i will get. My Last Basic plus DA @ 14000/- Thanks
Ans: You might be able to get your PF amount without a UAN, but the process will likely be slower and more manual. Here's what you can do:

UAN Requirement:

The Universal Account Number (UAN) has become increasingly important for managing Provident Fund (PF) accounts in India. It simplifies the process of tracking and managing your PF across different employers.
Getting Your PF Amount:

UAN Activation: Try activating your UAN first. You can do this on the Employees' Provident Fund Organization (EPFO) website https://www.epfindia.gov.in/ using your PF account number and other details. If you don't remember your details, you can initiate the 'Forgot Password' or 'Forgot User Name' option to retrieve them.
UAN not Available: If UAN activation isn't possible, you can apply for PF withdrawal using Form 19 (Claim Settlement Form). This is a manual process and might take longer. You can download Form 19 from the EPFO website and submit it to your previous employer, Tata Steel's PF department.
Pension Eligibility:

To be eligible for a monthly pension under the Employees' Pension Scheme (EPS), you must have worked for at least 10 years and have contributed to the EPS during that period.

Pension Amount Calculation:

Formula: The exact pension amount is calculated using a formula that considers your EPS contributions, service duration, and a factor determined by the EPFO.
Estimate: Given your last basic salary of Rs. 14,000 and contribution period (1991-2007), your monthly pension could be around Rs. 5,000- Rs. 7,000. This is a rough estimate, and the actual amount may differ.
Next Steps:

Contact Tata Steel PF Department: Get in touch with the Tata Steel PF department to initiate the claim process. They can guide you on the specific steps required based on your situation and whether a UAN is mandatory in their current process.
EPFO Helpline: You can also call the EPFO helpline at 1800-118-4545 for assistance with PF and pension claims.
Remember, having a UAN simplifies the process. If activating your UAN isn't possible, be prepared for a potentially longer wait time for your PF withdrawal using the manual Form 19 method.

..Read more

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